{"id":208,"date":"2026-04-10T02:11:12","date_gmt":"2026-04-10T02:11:12","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=208"},"modified":"2026-04-10T02:12:27","modified_gmt":"2026-04-10T02:12:27","slug":"ima%eb%9e%80-%eb%a7%8c%ea%b8%b0-%eb%b3%b4%ec%9c%a0-%ec%8b%9c-%ec%9b%90%ea%b8%88-%ec%a7%80%ea%b8%89%ed%98%95-%ea%b8%88%ec%9c%b5%ec%83%81%ed%92%88-%ea%b5%ac%ec%a1%b0%ec%99%80-%ed%88%ac%ec%9e%90","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/ima%eb%9e%80-%eb%a7%8c%ea%b8%b0-%eb%b3%b4%ec%9c%a0-%ec%8b%9c-%ec%9b%90%ea%b8%88-%ec%a7%80%ea%b8%89%ed%98%95-%ea%b8%88%ec%9c%b5%ec%83%81%ed%92%88-%ea%b5%ac%ec%a1%b0%ec%99%80-%ed%88%ac%ec%9e%90\/","title":{"rendered":"IMA\ub780? \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\ud615 \uae08\uc735\uc0c1\ud488\uc758 \uad6c\uc870\uc640 \ud22c\uc790 \ubc29\ubc95 \uc644\ubcbd \uc815\ub9ac"},"content":{"rendered":"<p>&nbsp;<\/p>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1 <\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>IMA \uc885\ud569\ud22c\uc790\uacc4\uc88c\ub294 \uc99d\uad8c\uc0ac\uac00 \uc9c1\uc811 \uc790\uae08\uc744 \uc6b4\uc6a9\ud574 \uc218\uc775\uc744 \ub0b4\uace0, \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\uc744 \uc758\ubb34\ub85c \uac16\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc2e4\uc801 \ubc30\ub2f9\ud615 \uad6c\uc870\ub85c, \uc218\uc775\uc740 \ubc30\ub2f9\uc18c\ub4dd\uc138 \uae30\uc900\uc73c\ub85c \uacfc\uc138\ub429\ub2c8\ub2e4.<\/li>\n<li>\uc591\ud638\ud55c \uc218\uc775\uc744 \uae30\ub300\ud558\uba74\uc11c\ub3c4, \uc548\uc815\uc801\uc778 \uad6c\uc870\ub97c \uc6d0\ud55c\ub2e4\uba74 \uc7a5\uae30 \ud22c\uc790 \uad00\uc810\uc5d0\uc11c \uace0\ub824\ud574 \ubcfc\ub9cc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p>\ucd5c\uadfc \uc2dc\uc911 \uae08\ub9ac\uc5d0 \uc544\uc26c\uc6c0\uc744 \ub290\ub07c\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4.<br \/>\n\uadf8\ub807\ub2e4\uace0 \uc8fc\uc2dd\uc774\ub098 \ucc44\uad8c\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud558\uae30\uc5d0\ub294 \uc5b4\ub514\uc11c\ubd80\ud130 \ud574\uc57c \ud560\uc9c0 \ub9c9\ub9c9\ud558\uace0, \uc6d0\uae08 \uc190\uc2e4\uc758 \uc704\ud5d8\ub3c4 \uc2e0\uacbd \uc4f0\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f4 \ub54c \uc8fc\ubaa9\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc774 \ubc14\ub85c <strong>IMA \uc885\ud569\ud22c\uc790\uacc4\uc88c<\/strong>\uc785\ub2c8\ub2e4.<br \/>\n\uc774\ub294 \uc99d\uad8c\uc0ac\uac00 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\ub294 \uad6c\uc870\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uba74\uc11c, \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \uac16\ub294 \ud615\ud0dc\ub85c \uc124\uacc4\ub41c \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uc774\uac83\uc774 \ubb34\uc5c7\uc778\uc9c0\ubd80\ud130, \uc218\uc775 \uad6c\uc870, \ud22c\uc790 \uc804 \uaf2d \uc54c\uc544\uc57c \ud560 \uc8fc\uc694 \ud3ec\uc778\ud2b8\uae4c\uc9c0 \ucc28\uadfc\ud788 \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<hr \/>\n<h2><strong>1. IMA\ub780 \ubb34\uc5c7\uc778\uac00\uc694?\u00a0<\/strong><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-211\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2-300x167.jpg\" alt=\"IMA, \ubc1c\ud589\uc5b4\uc74c, \ubc30\ub2f9\uc18c\ub4dd\uc138, \uc885\ud569\ud22c\uc790\uacc4\uc88c\" width=\"628\" height=\"350\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2-300x167.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2-1024x572.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2-768x429.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2-900x502.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2-500x279.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-3-2.jpg 1376w\" sizes=\"(max-width: 628px) 100vw, 628px\" \/><\/p>\n<h3><strong>1) \ub73b\uacfc \uae30\ubcf8 \uac1c\ub150<\/strong><\/h3>\n<p><strong>IMA<\/strong>\ub294 <strong>\uc885\ud569\ud22c\uc790\uacc4\uc88c(Investment Management Account)<\/strong>\uc758 \uc57d\uc790\ub85c, \uc99d\uad8c\uc0ac\uac00 \uace0\uac1d\uc774 \ub9e1\uae34 \uae08\uc561\uc744 \uc774\uc6a9\ud574 \ub300\uc2e0 \ud22c\uc790\ud574 \ubc1c\uc0dd\ud55c \uc218\uc775\uc744 \ub3cc\ub824\uc8fc\ub294 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc989 <strong>\uc99d\uad8c\uc0ac\uac00 \uc6b4\uc6a9 \uc8fc\uccb4\uac00 \ub418\uc5b4 \uace0\uac1d\uc758 \uc790\uc0b0\uc744 \uc9c1\uc811 \uad00\ub9ac\ud574 \uc8fc\ub294 \uad6c\uc870<\/strong>\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc774\ub54c \uc99d\uad8c\uc0ac\ub294 \ub9c8\uce58 \ud380\ub4dc\uc640 \uc720\uc0ac\ud558\uac8c \uace0\uac1d\uc758 \uc790\uae08\uc744 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud380\ub4dc\uc640 \ube44\uc2b7\ud558\uac8c \ub4e4\ub9b4 \uc218 \uc788\uc9c0\ub9cc \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ud380\ub4dc\ub294 \uc790\uc0b0\uc6b4\uc6a9\uc0ac\uac00 \uc6b4\uc6a9\uc744 \ub9e1\uace0 \uc99d\uad8c\uc0ac\ub294 \ud310\ub9e4\ub9cc \ub2f4\ub2f9\ud558\ub294 \ubc18\uba74, IMA \uc885\ud569\ud22c\uc790\uacc4\uc88c\ub294 \uc99d\uad8c\uc0ac\uac00 \uc9c1\uc811 \uc6b4\uc6a9 \uc8fc\uccb4\uac00 \ub429\ub2c8\ub2e4.<br \/>\n\uace0\uac1d\uc740 \uc99d\uad8c\uc0ac \ud55c \uacf3\uc5d0\uc11c \uc790\uae08 \uc608\uce58\ubd80\ud130 \uc6b4\uc6a9, \uc218\uc775 \uc218\ub839\uae4c\uc9c0 \ud55c \ubc88\uc5d0 \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>2) \ub2e4\ub978 \uae08\uc735\uc0c1\ud488\uacfc\uc758 \ucc28\uc774\uc810<\/strong><\/h3>\n<p>\uc544\ub798 \ud45c\ub97c \ud1b5\ud574 \uc608\uae08, \ud380\ub4dc, \ubc1c\ud589\uc5b4\uc74c\uacfc\uc758 \ucc28\uc774\ub97c \ud55c\ub208\uc5d0 \ube44\uad50\ud574 \ubcf4\uc138\uc694.<\/p>\n<table width=\"550\">\n<tbody>\n<tr>\n<td width=\"108\"><strong>\uad6c\ubd84<\/strong><\/td>\n<td width=\"121\"><strong>\uc608\uae08<\/strong><\/td>\n<td width=\"109\"><strong>\ud380\ub4dc<\/strong><\/td>\n<td width=\"112\"><strong>\ubc1c\ud589\uc5b4\uc74c<\/strong><\/td>\n<td width=\"100\"><strong>IMA<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"108\">\uc218\uc775\ub960<\/td>\n<td width=\"121\">\uace0\uc815 \uae08\ub9ac<\/td>\n<td width=\"109\">\uc2e4\uc801 \ubc30\ub2f9<\/td>\n<td width=\"112\">\uace0\uc815 \uae08\ub9ac<\/td>\n<td width=\"100\">\uc2e4\uc801\ubc30\ub2f9<\/td>\n<\/tr>\n<tr>\n<td width=\"108\">\uc6d0\uae08 \uc9c0\uae09<\/td>\n<td width=\"121\">O<\/td>\n<td width=\"109\">X<\/td>\n<td width=\"112\">O<\/td>\n<td width=\"100\">O<\/td>\n<\/tr>\n<tr>\n<td width=\"108\">\uc911\ub3c4 \ud574\uc9c0<\/td>\n<td width=\"121\">O<\/td>\n<td width=\"109\">O<\/td>\n<td width=\"112\">O<\/td>\n<td width=\"100\">X<\/td>\n<\/tr>\n<tr>\n<td width=\"108\">\ub9cc\uae30<\/td>\n<td width=\"121\">\ub2e4\uc591<\/td>\n<td width=\"109\">\uc5c6\uc74c<\/td>\n<td width=\"112\">\ucd5c\ub300 1\ub144<\/td>\n<td width=\"100\">\ub2e4\uc591<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*\uc608\uae08: \uc608\uae08\uc790\ubcf4\ubcf4\ud55c\ub3c4 1\uc5b5\uc6d0 \ud55c\ub3c4 \ub0b4 \uc6d0\uae08 \uc9c0\uae09<\/p>\n<p>*\ud380\ub4dc: \ucd94\uac00\uac1c\ubc29\ud615 \uacf5\ubaa8 \ud380\ub4dc \uae30\uc900<\/p>\n<p>&nbsp;<\/p>\n<p>\uc608\uae08\uacfc \ubc1c\ud589\uc5b4\uc74c\uc740 \uace0\uc815 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 \ub300\uc2e0 \uadf8 \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uae30\ub300\ud558\uae30 \uc5b4\ub835\uace0, \ud380\ub4dc\ub294 \uc2e4\uc801\uc5d0 \ub530\ub77c \uc218\uc775\uc774 \ub2ec\ub77c\uc9c0\uc9c0\ub9cc \uc6d0\uae08\uc744 \ubcf4\ud638\ubc1b\uc9c4 \ubabb\ud569\ub2c8\ub2e4.<\/p>\n<p>IMA\ub294 \uc2e4\uc801 \ubc30\ub2f9 \uad6c\uc870\uc774\uba74\uc11c\ub3c4 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc740 \uc99d\uad8c\uc0ac\uac00 \ucc45\uc784\uc9c0\uace0 \uc9c0\uae09\ud569\ub2c8\ub2e4.<\/p>\n<hr \/>\n<h2><strong>2. \uc6d0\uae08\uc9c0\uae09\ud615 \uad6c\uc870\uac00 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-213\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1-300x167.jpg\" alt=\"IMA, \ubc1c\ud589\uc5b4\uc74c, \ubc30\ub2f9\uc18c\ub4dd\uc138, \uc885\ud569\ud22c\uc790\uacc4\uc88c\" width=\"636\" height=\"354\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1-300x167.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1-1024x572.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1-768x429.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1-900x502.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1-500x279.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/variation-1.jpg 1376w\" sizes=\"(max-width: 636px) 100vw, 636px\" \/><\/p>\n<h3><strong>1) \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \uc9c4\ub2e4\ub294 \uc758\ubbf8<\/strong><\/h3>\n<p>IMA \uc885\ud569\ud22c\uc790\uacc4\uc88c\ub294 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \ud22c\uc790 \uc6d0\uae08\uc744 \uc9c0\uae09\ud558\uae30\ub85c \uc57d\uc815\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4.<br \/>\n\uc774\ub54c \uc6d0\uae09 \uc9c0\uae09\uc740 \ub2e8\uc21c \uc57d\uc18d\uc774 \uc544\ub2cc \ubc95\uc801 \uc758\ubb34\ub85c \uaddc\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ub530\ub77c\uc11c \uc99d\uad8c\uc0ac\ub294 \ud22c\uc790 \uc6b4\uc6a9\uc5d0 \ub530\ub77c \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\ub354\ub77c\ub3c4 \uc774\ub97c \uace0\uac1d\uc5d0\uac8c \uc804\uac00\ud560 \uc218 \uc5c6\uc73c\uba70, \uae54\ub054\ud558\uac8c \uc6d0\uae08\uc744 \ub3cc\ub824\uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\ud83d\udca1 \ub2e8, \uc774 \uc870\uac74\uc740 \uc0c1\ud488\uc744 \ub9cc\uae30\uae4c\uc9c0 \uc720\uc9c0\ud588\uc744 \ub54c\ub9cc \ud574\ub2f9\ud574\uc694.<br \/>\n\uc911\ub3c4 \ud574\uc9c0\ud560 \uacbd\uc6b0 \uc6b4\uc6a9 \uc0c1\ud669\uacfc \uc0c1\ud488 \uc870\uac74\uc5d0 \ub530\ub77c \uc6d0\uae08\uacfc \ub2e4\ub978 \uae08\uc561\uc774 \uc9c0\uae09\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ub2e8\uae30 \uc790\uae08 \uc6b4\uc6a9\ubcf4\ub2e4\ub294 \uc77c\uc815 \uae30\uac04 \uc720\uc9c0\ub97c \uc804\uc81c\ub85c \uc124\uacc4\ub41c \uc0c1\ud488\uc774\ub77c\uace0 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc88b\uc544\uc694.<\/div>\n<p>&nbsp;<\/p>\n<h3><strong>2) \uc608\uae08\uc790 \ubcf4\ud638\uc640 \ub2e4\ub978 \uc810<\/strong><\/h3>\n<p>\uadf8\ub807\ub2e4\uba74 \uc608\uae08\uc5d0\uc11c \ud754\ud788 \ubcf4\uc7a5\ubc1b\ub294 \uc608\uae08\uc790 \ubcf4\ud638\uc640\ub294 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c\uc694? \ud575\uc2ec\uc740 \ubcf4\ud638 \uc8fc\uccb4\uc640 \uad6c\uc870\uc801 \ucc28\uc774\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table width=\"641\">\n<tbody>\n<tr>\n<td width=\"175\"><strong>\uad6c\ubd84<\/strong><\/td>\n<td width=\"233\"><strong>\uc608\uae08<\/strong><\/td>\n<td width=\"233\"><strong>IMA<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"175\">\ubcf4\ud638 \uc8fc\uccb4<\/td>\n<td width=\"233\">\uc608\uae08\ubcf4\ud5d8\uacf5\uc0ac<\/td>\n<td width=\"233\">\ud574\ub2f9 \uc99d\uad8c\uc0ac<\/td>\n<\/tr>\n<tr>\n<td width=\"175\">\ubcf4\ud638 \ud55c\ub3c4<\/td>\n<td width=\"233\">1\uc778\ub2f9 1\uc5b5 \uc6d0\uae4c\uc9c0<\/td>\n<td width=\"233\">\uc6d0\uae08 \uc804\uccb4<\/td>\n<\/tr>\n<tr>\n<td width=\"175\">\ud575\uc2ec \ud2b9\uc9d5<\/td>\n<td width=\"233\">\uad6d\uac00\uac00 \uc77c\uc815 \uae08\uc561\uae4c\uc9c0 \ubcf4\ud638<\/td>\n<td width=\"233\">\uc99d\uad8c\uc0ac\uac00 \uc9c1\uc811 \ucc45\uc784\uc9c0\ub294 \uad6c\uc870<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>\uc774\ub294 \uc608\uae08\ubcf4\ud5d8\uacf5\uc0ac\uc758 \ubcf4\ud638 \ub300\uc0c1\uc774 \uc544\ub2c8\uc9c0\ub9cc, \uc99d\uad8c\uc0ac\uc5d0\uc11c \ubc95\uc801\uc73c\ub85c \uc6d0\uae08 \uc804\uc561\uc744 \uc9c1\uc811 \uc9c0\uae09\ud560 \uc758\ubb34\ub97c \uc9d1\ub2c8\ub2e4.<br \/>\n\uc774\uc5d0 \uc0c1\ud488\uc744 \ud310\ub9e4\ud558\ub824\uba74 \uc7ac\uc815\uc774 \ucda9\ubd84\ud788 \uc548\uc815\uc801\uc778 \uac83\uc73c\ub85c \uad6d\uac00\uc5d0\uc11c \uc778\uac00\ub97c \ubc1b\uc544\uc57c\ub9cc \ud574\uc694.<br \/>\n\ud604\uc7ac \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c\ub294 \ubbf8\ub798\uc5d0\uc14b\uacfc \ud55c\uad6d\ud22c\uc790\uc99d\uad8c\uc5d0 \uc774\uc5b4 \ub098\ubb34\uc99d\uad8c(NH\ud22c\uc790\uc99d\uad8c)\uc774 \uc138 \ubc88\uc9f8 \uc0ac\uc5c5\uc790\ub85c \uc9c0\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.nhsec.com\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-ima-guide\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c(NH\ud22c\uc790\uc99d\uad8c) IMA \ud22c\uc790 \uac00\uc774\ub4dc<\/a><\/p>\n<hr \/>\n<h2><strong>3. \uc218\uc775 \uad6c\uc870 \uc774\ud574\ud558\uae30<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-212\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1-300x167.jpg\" alt=\"IMA, \ubc1c\ud589\uc5b4\uc74c, \ubc30\ub2f9\uc18c\ub4dd\uc138, \uc885\ud569\ud22c\uc790\uacc4\uc88c\" width=\"650\" height=\"362\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1-300x167.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1-1024x572.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1-768x429.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1-900x502.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1-500x279.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Draft-Edit-1.jpg 1376w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<h3><strong>1) \uc2e4\uc801 \ubc30\ub2f9\ud615\uc758 \uc758\ubbf8<\/strong><\/h3>\n<p>IMA\ub294 \uc6b4\uc6a9 \uc131\uacfc\uc5d0 \ub530\ub77c \uc218\uc775\uc774 \uacb0\uc815\ub418\ub294 <strong>\uc2e4\uc801 \ubc30\ub2f9\ud615 \uc0c1\ud488<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud22c\uc790 \uc131\uacfc\uac00 \uc88b\uc73c\uba74 \uae30\ub300 \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uc5bb\uace0, \ubc18\ub300\ub85c \uc131\uacfc\uac00 \ub0ae\uc73c\uba74 \uc218\uc775\ub3c4 \ub0ae\uc544\uc9d1\ub2c8\ub2e4.<br \/>\n\ub9cc\uc57d \uc131\uacfc \ubcf4\uc218\uc758 \uae30\uc900 \uc218\uc775\ub960\uc744 \ub6f0\uc5b4\ub118\ub294 \uc131\uacfc\ub97c \ub2ec\uc131\ud558\uac8c \ub418\uba74 \uc99d\uad8c\uc0ac\uc5d0 \uc131\uacfc \ubcf4\uc218\ub97c \uc77c\ubd80 \ub0b4\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc774\ub294 \uc0c1\ud488\uc5d0 \ub530\ub77c \ub2e4\ub974\ub2c8 \uac00\uc785 \uc2dc \uaf3c\uaf3c\ud55c \ud30c\uc545\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>2) \ud22c\uc790 \ub300\uc0c1<\/strong><\/h3>\n<p>IMA\uc5d0 \uac00\uc785\ud558\uba74 \uc99d\uad8c\uc0ac\ub294 \uace0\uac1d\uc774 \ub9e1\uae34 \ub3c8\uc744 \ub2e4\uc591\ud55c \uae08\uc735 \uc790\uc0b0\uc5d0 \ud22c\uc790\ud569\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \ud22c\uc790 \ub300\uc0c1\uc740 \uc544\ub798\uc640 \uac19\uc544\uc694.<\/p>\n<ul>\n<li>\uae30\uc5c5\uc758 \uc790\uae08 \uc870\ub2ec \uc218\uc694\uc5d0 \uae30\ubc18\ud55c \ud68c\uc0ac\ucc44<\/li>\n<li>\uae30\uc5c5 \ub300\ucd9c<\/li>\n<li>\uc778\uc218 \uae08\uc735 \ub4f1<\/li>\n<\/ul>\n<p>\uc774 \uc790\uc0b0\ub4e4\uc740 \uc77c\ubc18 \uac1c\uc778 \ud22c\uc790\uc790\uac00 \uc9c1\uc811 \uc811\uadfc\ud558\uae30 \uc5b4\ub824\uc6b4 \uae30\uad00 \uc911\uc2ec \ud22c\uc790 \uc601\uc5ed\uc778\ub370\uc694.<br \/>\n\uc774\ucc98\ub7fc \uc774\ub97c \uc774\uc6a9\ud558\uba74 \uae30\uad00\uae09 \uc790\uc0b0\uc5d0 \uac04\uc811 \ud22c\uc790\uac00 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ub610\ud55c \uc99d\uad8c\uc0ac\ub294 \uc6d0\uae08 \uc9c0\uae09\uc758 \ucc45\uc784\uc774 \uc788\ub294 \ub9cc\ud07c \uc5ec\ub7ec \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uad6c\uc870\ub97c \ud1b5\ud574 \uc218\uc775\uc774 \uc548\uc815\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\ub3c4\ub85d \ubc29\ud5a5\uc744 \uc124\uacc4\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u2753[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38\u00a0<\/strong><\/h2>\n<h3><strong>Q1. \uc218\uc775\uc5d0 \ub300\ud55c \ubc30\ub2f9\uc18c\ub4dd\uc138\ub294 \uc5b4\ub5bb\uac8c \ub0b4\ub098\uc694?<\/strong><\/h3>\n<p>A. \ud574\ub2f9 \uc0c1\ud488\uc744 \ud1b5\ud55c \uc218\uc775\uc740 \ubc30\ub2f9\uc18c\ub4dd\uc73c\ub85c \ubd84\ub958\ub418\uc5b4 \uc138\uae08\uc73c\ub85c \ubc30\ub2f9\uc18c\ub4dd\uc138\ub97c \ub0b4\uc57c \ud558\ub294\ub370\uc694. \uc774\ub294 \ub9cc\uae30 \uc2dc\uc810\uc758 \uc218\uc775 \uae30\uc900 15.4%\uc758 \uc138\uc728\ub85c \uc6d0\ucc9c\uc9d5\uc218 \ub429\ub2c8\ub2e4. \uc774\ub54c \uc5f0\uac04 \uae08\uc735\uc18c\ub4dd\uc774 2,000\ub9cc\uc6d0\uc744 \ucd08\uacfc\ud560 \uacbd\uc6b0 \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<h3><strong>Q2. \ucd5c\uc18c \uac00\uc785 \uae08\uc561\uc740 \uc5bc\ub9c8\uc778\uac00\uc694?<\/strong><\/h3>\n<p>A. \ucd5c\uc18c \ud22c\uc790 \uae08\uc561\uc740 10\ub9cc\uc6d0 \uc785\ub2c8\ub2e4.<\/p>\n<h3><strong>Q3. <\/strong><strong>\uc5b4\ub5a4 \ub3c8\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac8c \uc801\uc808\ud55c\uac00\uc694?<\/strong><\/h3>\n<p>A. \uad6c\uc870\uc0c1 \ub9cc\uae30\uae4c\uc9c0 \uc720\uc9c0\ud574\uc57c \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub2f9\uc7a5 \uc0ac\uc6a9\ud560 \uacc4\ud68d\uc774 \uc5c6\ub294 \uc5ec\uc720 \uc790\uae08\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc744 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4. \ub2e8\uae30 \uc790\uae08\uc774\ub098 \ube44\uc0c1\uae08 \uc6b4\uc6a9\uc5d0\ub294 \uc801\uc808\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>4. \ub098\ubb34\uc99d\uad8c IMA \uc885\ud569\ud22c\uc790\uacc4\uc88c\ub97c \uc120\ud0dd\ud574\uc57c \ud558\ub294 \uc774\uc720<\/strong><\/h2>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-210\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1-300x167.jpg\" alt=\"IMA, \ubc1c\ud589\uc5b4\uc74c, \ubc30\ub2f9\uc18c\ub4dd\uc138, \uc885\ud569\ud22c\uc790\uacc4\uc88c\" width=\"622\" height=\"346\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1-300x167.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1-1024x572.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1-768x429.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1-900x502.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1-500x279.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\ub098\ubb34\uc99d\uad8c_IMA-1.jpg 1376w\" sizes=\"(max-width: 622px) 100vw, 622px\" \/><\/h3>\n<h3><strong>1) \uae4c\ub2e4\ub85c\uc6b4 \uc870\uac74\uc744 \uac16\ucd98 \uc120\ud0dd \ubc1b\uc740 \uc99d\uad8c\uc0ac\u00a0<\/strong><\/h3>\n<p>\uc55e\uc11c \uc774\uc57c\uae30\ud588\ub4ef \uc774\ub294 \ubaa8\ub4e0 \uc99d\uad8c\uc0ac\uac00 \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2714\ufe0f \uc790\uae30\uc790\ubcf8 8\uc870 \uc6d0 \uc774\uc0c1\uc758 \ucd08\ub300\ud615 IB(\uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790)<\/p>\n<p>\u2714\ufe0f \uc5c4\uaca9\ud55c \uc2ec\uc0ac\ub97c \uac70\uccd0 \uae08\uc735\uc704\uc6d0\ud68c\ub85c\ubd80\ud130 \ubcc4\ub3c4 \uc2b9\uc778\uc744 \ubc1b\uc740 \uc99d\uad8c\uc0ac<\/p>\n<p>&nbsp;<\/p>\n<p>\uc774 \uc870\uac74\uc744 \ucda9\uc871\ud574 \uc0ac\uc5c5\uc790\uac00 \ub41c \uad6d\ub0b4 \uc99d\uad8c\uc0ac\ub294 26.4\uc6d4 \ud604\uc7ac \ub2e8 \uc138 \uacf3 \ubfd0\uc785\ub2c8\ub2e4.<\/p>\n<p>NH\ud22c\uc790\uc99d\uad8c\uc740 2026\ub144 3\uc6d4 \uc138 \ubc88\uc9f8\ub85c \uc9c0\uc815\ub418\uc5c8\ub294\ub370\uc694.<br \/>\n\ud2b9\ud788 \uae08\uc735\uc704\uc6d0\ud68c\ub294 NH\ud22c\uc790\uc99d\uad8c\uc774 \uc790\uae30\uc790\ubcf8, \uc778\ub825\uacfc \ubb3c\uc801 \uc124\ube44, \ub0b4\ubd80 \ud1b5\uc81c \uc7a5\uce58, \uc774\ud574 \uc0c1\ucda9 \ubc29\uc9c0\uccb4\uacc4 \ub4f1 \uc694\uac74\uc744 \ubaa8\ub450 \uac16\ucd94\uc5c8\ub2e4\uace0 \ud310\ub2e8\ud588\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.*<\/p>\n<p>\ucd9c\ucc98: \uae08\uc735\uc704\uc6d0\ud68c, 2026. 03. 19 \ubcf4\ub3c4\uc790\ub8cc<\/p>\n<p>&nbsp;<\/p>\n<p><strong>2) AA+ \uc2e0\uc6a9\ub4f1\uae09\uacfc \ub18d\ud611\uae08\uc735\uc9c0\uc8fc\uc758 \uc548\uc815\uc131<\/strong><\/p>\n<p>\ud574\ub2f9 \uc0c1\ud488\uc744 \uace0\ub97c \ub550 \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud558\uae30 \ub54c\ubb38\uc5d0 \uc99d\uad8c\uc0ac\uc758 \uc2e0\uc6a9\ub3c4\uc640 \uc7ac\ubb34 \uc548\uc815\uc131\uc774 \uc911\uc694\ud55c \ud310\ub2e8 \uae30\uc900\uc774 \ub429\ub2c8\ub2e4.<br \/>\nNH\ud22c\uc790\uc99d\uad8c\uc740 \uad6d\ub0b4 \uc99d\uad8c\uc5c5\uacc4 \ucd5c\uace0 \uc218\uc900\uc778 AA+ \uc2e0\uc6a9\ub4f1\uae09*\uc744 \uac16\ucd98 \uae30\uc5c5\uc785\ub2c8\ub2e4.<br \/>\n\ucd94\uac00\ub85c \ub18d\ud611\uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc0ac\ub85c\uc11c \uac15\ub825\ud55c \uc790\ubcf8 \uc9c0\uc6d0 \uccb4\uacc4\ub97c \ubcf4\uc720\ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.<br \/>\n\uc774\ub7ec\ud55c \ub192\uc740 \uc2e0\uc6a9\ub3c4\uc640 \ud0c4\ud0c4\ud55c \uc7ac\ubb34 \uae30\ubc18\uc744 \ubc14\ud0d5\uc73c\ub85c \ubcf4\ub2e4 \uc548\uc2ec\ud558\uace0 \ud22c\uc790\ub97c \ub9e1\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*2026.03.25 \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00 \uae30\uc900<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>3) <\/strong><strong>\uc2dc\uc911 \uae08\ub9ac\ubcf4\ub2e4 \ub192\uc740 \uc218\uc775, \uc8fc\uc2dd\ubcf4\ub2e4 \ub0ae\uc740 \ub9ac\uc2a4\ud06c<\/strong><\/h3>\n<p>IMA\ub294 \uc99d\uad8c\uc0ac\uac00 \uc9c1\uc811 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\ub294 \uad6c\uc870\ub97c \uae30\ubc18\uc73c\ub85c \uc0c1\ub300\uc801\uc73c\ub85c \uc591\ud638\ud55c \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc120\ud0dd\uc9c0\ub85c \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ud22c\uc790 \uc0c1\ud488\uc778 \ub9cc\ud07c \uc218\uc775\ub960\uc740 \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc9c0\ub9cc, NH\ud22c\uc790\uc99d\uad8c\uc740 \uc2e0\uc6a9\ub4f1\uae09\uacfc \uc790\ubcf8\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.<\/p>\n<p>IMA\ub294 \uc0c1\uc2dc \uac00\uc785 \uc0c1\ud488\uc774 \uc544\ub2c8\ub77c, \uc815\ud574\uc9c4 \ubaa8\uc9d1 \uae30\uac04 \uc548\uc5d0\ub9cc \uac00\uc785 \uac00\ub2a5\ud558\uba70 \ud55c\ub3c4 \uc18c\uc9c4 \uc2dc \uc870\uae30 \uc885\ub8cc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uc218\uc775\ub3c4, \uc548\uc815\uc131\ub3c4 \ud3ec\uae30\ud558\uace0 \uc2f6\uc9c0 \uc54a\ub2e4\uba74 \ub098\ubb34\uc99d\uad8c IMA \uc5d0 \uc8fc\ubaa9\ud574 \ubcf4\uc138\uc694!<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/www.mynamuh.com\/?utm_source=metric-studio&#038;utm_medium=blog&#038;utm_campaign=ima-principal-guaranteed-investment-guide\" target=\"_blank\" rel=\"noopener\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div style=\"line-height: 1.2;\">NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-0539\ud638(2026-04-06~2027-04-05)<br \/>\n\u203b \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc885\ud569\ud22c\uc790\uacc4\uc88c, IMA)\uc5d0 \ub300\ud558\uc5ec \ub2f9\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc124\uba85\uc11c \ubc0f \uc57d\uad00\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc885\ud569\ud22c\uc790\uacc4\uc88c, IMA)\uc740 \uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9, \ud658\uc728 \ubcc0\ub3d9 \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4. \ub2e8, \ubcf8 \uc0c1\ud488\uc740 \uace0\uac1d\uc758 \uc694\uccad\uc5d0 \ub530\ub77c \uc911\ub3c4\uc5d0 \ud574\uc9c0\ub418\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0 \ub2f9\uc0ac(\uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790)\uc5d0\uc11c \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4. (\ud3d0\uc1c4\ud615\uc73c\ub85c \uc124\uc815 \uc2dc \uc911\ub3c4\ud574\uc9c0 \ubd88\uac00)<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \ub2f9\uc0ac(AA+, 2026.01.21, \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00)\uc758 \uc2e0\uc6a9\uc704\ud5d8(\ubd80\ub3c4, \ud30c\uc0b0 \ub4f1)\uc5d0 \ub530\ub978 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b IMA \uc6b4\uc6a9\uc790\uc0b0\uc744 \ub2f9\uc0ac\uc758 \uace0\uc720\uc7ac\uc0b0 \ub4f1\uacfc \uad6c\ubd84\uad00\ub9ac\ud558\uae30 \uc704\ud558\uc5ec \uc790\uae30\uc2e0\ud0c1\uc744 \uc774\uc6a9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc2e0\ud0c1\ubc95 \uc0c1 \uc2e0\ud0c1\uc7ac\uc0b0\uacfc \uad00\ub828\ub41c \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<br \/>\n\u203b \ud22c\uc790\uc801\uaca9\ub4f1\uae09\uc740 AAA\/AA\u00b7A\u00b7BBB \uac01 +, 0, &#8211; \uc21c\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \uc6b4\uc6a9 \ubc0f \uad00\ub9ac \ub4f1\uc5d0 \ub530\ub978 \ubcf4\uc218(\uc218\uc218\ub8cc)\uac00 \ubc1c\uc0dd\ud558\uba70, \uae30\ud0c0 \uc6b4\uc6a9\ube44\uc6a9 \ub4f1\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2dc\uc911 \uae08\ub9ac\ub294 \uc218\uc775\ub960\uc774 \uc544\uc27d\uace0, \uc9c1\uc811 \ud22c\uc790\ub294 \ubd88\uc548\ud588\ub2e4\uba74 IMA \uc885\ud569\ud22c\uc790\uacc4\uc88c\uac00 \ucd5c\uc801\uc758 \ub300\uc548\uc785\ub2c8\ub2e4. \uc2e4\uc801 \ubc30\ub2f9\ud615 \uc218\uc775 \uad6c\uc870\ubd80\ud130 \uc548\uc815\uc131\uae4c\uc9c0 \uaf3c\uaf3c\ud558\uac8c \uc0b4\ud3b4\ubcf4\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":214,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[20,21,22,23],"class_list":["post-208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-ima","tag-21","tag-22","tag-23","col-md-6 col-sm-6"],"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=208"}],"version-history":[{"count":18,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/208\/revisions"}],"predecessor-version":[{"id":234,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/208\/revisions\/234"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/214"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}