{"id":235,"date":"2026-04-17T03:07:02","date_gmt":"2026-04-17T03:07:02","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=235"},"modified":"2026-04-17T03:17:34","modified_gmt":"2026-04-17T03:17:34","slug":"ria-%ea%b3%84%ec%a2%8c-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%9d%b5-%ec%84%b8%ea%b8%88-%ec%97%86%ec%9d%b4-%ea%b5%ad%eb%82%b4%eb%a1%9c","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/ria-%ea%b3%84%ec%a2%8c-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%9d%b5-%ec%84%b8%ea%b8%88-%ec%97%86%ec%9d%b4-%ea%b5%ad%eb%82%b4%eb%a1%9c\/","title":{"rendered":"RIA \uacc4\uc88c \uc644\ubcbd \uac00\uc774\ub4dc: \ud574\uc678\uc8fc\uc2dd \uc218\uc775 \uc138\uae08 \uc5c6\uc774 \uad6d\ub0b4\ub85c \uac00\uc838\uc624\ub294 \ubc95"},"content":{"rendered":"<p>&nbsp;<\/p>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1<\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>RIA \uacc4\uc88c(\uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c)\ub294 \ud574\uc678\uc8fc\uc2dd \ub9e4\ub3c4 \uc790\uae08\uc744 \uad6d\ub0b4 \ud22c\uc790\ub85c \uc804\ud658\ud560 \ub54c \uc591\ub3c4\uc18c\ub4dd\uc138\ub97c \uac10\uba74\ud574 \uc8fc\ub294 \ud55c\uc2dc\uc801 \ud2b9\ub840 \uacc4\uc88c\uc785\ub2c8\ub2e4.<\/li>\n<li>\ubcf5\uadc0 \uc2dc\uc810\uc5d0 \ub530\ub77c \ucd5c\ub300 100%\uae4c\uc9c0 \uc138\uae08\uc774 \uc904\uc5b4\ub4dc\ub294 \uad6c\uc870\ub85c, 2026\ub144 \ud55c \ud574 \ub3d9\uc548\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<li>\ud574\uc678\uc8fc\uc2dd \uc218\uc775\uc740 \uc2e4\ud604\ud558\uace0 \uc2f6\uc9c0\ub9cc \uc138\uae08\uc774 \ubd80\ub2f4\ub41c\ub2e4\uba74, RIA\ub97c \ud65c\uc6a9\ud55c \uc808\uc138 \uc804\ub7b5\uc744 \uace0\ub824\ud574 \ubcfc\ub9cc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p><strong>\ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138 22%<\/strong>, \ucd5c\uadfc \ud574\uc678 \uc8fc\uc2dd\uc73c\ub85c \uc218\uc775\uc744 \ub0b8 \uc11c\ud559\uac1c\ubbf8 \ud22c\uc790\uc790\ub77c\uba74 \ubd80\ub2f4\uc774 \ub420 \uc22b\uc790\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788 2025\ub144 \ub9d0\ubd80\ud130 \uace0\ud658\uc728 \ud750\ub984\uc774 \uc9c0\uc18d\ub418\uba74\uc11c \ub9ce\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ud574\uc678\ub85c \ub208\uc744 \ub3cc\ub838\uace0, \uc0c1\ub2f9\uc218\uc758 \ud22c\uc790 \uc790\uae08\uc774 \uc720\ucd9c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<br \/>\n\uc774\ub97c \ub2e4\uc2dc \uad6d\ub0b4\ub85c \ub418\ub3cc\ub9ac\uae30 \uc704\ud574 \uc815\ubd80\uac00 \uc815\ucc45 \ucc28\uc6d0\uc758 \uc9c0\uc6d0 \ubc29\uc548\uc744 \ub0b4\ub193\uc558\ub294\ub370\uc694.<\/p>\n<p>\uadf8\uc911 \ud558\ub098\ub85c <strong>RIA<\/strong>\uac00 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc218\uc775 \uc2e4\ud604\uc740 \ud558\uace0 \uc2f6\uc9c0\ub9cc \ub192\uc740 \uc138\uae08\uc774 \uac78\ub9b0\ub2e4\uba74, RIA\ub97c \ud1b5\ud55c \uc808\uc138 \ubc29\uc548\uc744 \uc774 \uae00\uc744 \ud1b5\ud574 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n<hr \/>\n<h2><strong>1. RIA \uacc4\uc88c\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-237\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-300x224.jpg\" alt=\"RIA \uacc4\uc88c, \uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c, \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138, \uc11c\ud559\uac1c\ubbf8\" width=\"591\" height=\"442\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-2-500x373.jpg 500w\" sizes=\"(max-width: 591px) 100vw, 591px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>RIA<\/strong>\ub294 <strong>\uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c(Reshoring Investment Account)<\/strong>\uc758 \uc57d\uc790\ub85c, \ud574\uc678\uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud588\ub358 \uc790\uae08\uc744 \uad6d\ub0b4\ub85c \ub2e4\uc2dc \uc720\ub3c4\ud558\uae30 \uc704\ud574 \ub9cc\ub4e4\uc5b4\uc9c4 \ud2b9\ub840 \uacc4\uc88c\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc27d\uac8c \ub9d0\ud574, \ud574\uc678\uc8fc\uc2dd\uc744 \ub9e4\ub3c4\ud574 \uc0dd\uae34 \uc790\uae08\uc744 RIA\ub85c \uc62e\uaca8 \uad6d\ub0b4 \ud22c\uc790\uc5d0 \ud65c\uc6a9\ud558\uba74 \uc591\ub3c4\uc18c\ub4dd\uc138\ub97c \uac10\uba74\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\uae30\uc874\uc5d0\ub294 \uc218\uc775\uc774 \ub098\uba74 22% \uc138\uae08\uc744 \ubc14\ub85c \uace0\ub824\ud574\uc57c \ud588\ub2e4\uba74, RIA\ub85c \ubd80\ub2f4 \uc644\ud654\uac00 \uac00\ub2a5\ud574\uc9c4 \uac83\uc774\uc8e0.<\/p>\n<p>\ub2e8\uc21c\ud55c \uc808\uc138 \ud61c\ud0dd\uc744 \ub5a0\ub098 \uc774 \uacc4\uc88c\uc758 \ub3c4\uc785 \ucde8\uc9c0\ub294 \uba85\ud655\ud569\ub2c8\ub2e4.<br \/>\n\uace0\ud658\uc728 \ud750\ub984 \uc18d \ud574\uc678\ub85c \ube60\uc838\ub098\uac04 \uc790\uae08\uc744 \ub2e4\uc2dc \uad6d\ub0b4\ub85c \ub3cc\ub824 \uc0c1\ud669\uc744 \uc644\ud654\ud558\uace0, \uad6d\ub0b4 \uc790\ubcf8 \uc2dc\uc7a5\uc744 \ub354 \ud65c\uc131\ud654\ud558\uae30 \uc704\ud568\uc785\ub2c8\ub2e4.<br \/>\n\ud22c\uc790\uc790\uc758 \uc2dc\uc120\uc744 \ub3cc\ub9ac\uace0 \ud658\uacbd\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc801 \uc81c\ub3c4\ub77c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr \/>\n<h2><strong>2. \ud575\uc2ec \ud61c\ud0dd: &#8220;\ube68\ub9ac\ud560\uc218\ub85d \uc138\uae08\uc774 \uc0ac\ub77c\uc9d1\ub2c8\ub2e4&#8221;<\/strong><\/h2>\n<p>RIA \uacc4\uc88c\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5\uc740 \uad6d\ub0b4 \ubcf5\uadc0 \uc2dc\uae30\uc5d0 \ub530\ub77c \uc138\uc561 \uac10\uba74 \ud61c\ud0dd\uc774 \ub2ec\ub77c\uc9c4\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc5b4\uc9c0\ub294 \ub0b4\uc6a9\uc5d0\uc11c \uad6c\uccb4\uc801\uc778 \uc218\uce58\ub97c \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<h3><strong>1) \ubd84\uae30\ubcc4 \uac10\uba74\uc728\u00a0<\/strong><\/h3>\n<p>RIA\ub294 \ube60\ub974\uac8c \uc790\uae08\uc744 \uc774\ub3d9\ud560\uc218\ub85d \ub354 \ud070 \uc808\uc138 \ud6a8\uacfc\ub97c \ubcf4\ub294 \uad6c\uc870\ub85c \uc124\uacc4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\u2757\ufe0f\uac10\uba74 \ud61c\ud0dd\uc740 2026\ub144 \ud55c \ud574\uc5d0\ub9cc \ud55c\uc2dc\uc801\uc73c\ub85c \uc801\uc6a9<\/strong>\ub418\uba70, \uc62c\ud574 \uc548\uc5d0 \ub9e4\ub3c4 \ubc0f \uad6d\ub0b4 \uc7ac\ud22c\uc790\ub97c \uc644\ub8cc\ud558\uc9c0 \uc54a\uc73c\uba74 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table width=\"667\">\n<tbody>\n<tr>\n<td width=\"333\"><strong>\ud574\uc678\uc8fc\uc2dd \ub9e4\ub3c4 \uc2dc\uc810<\/strong><\/td>\n<td width=\"333\"><strong>\uac10\uba74\uc728<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"333\">~ 5\uc6d4<\/td>\n<td width=\"333\">100% \uac10\uba74<\/td>\n<\/tr>\n<tr>\n<td width=\"333\">6\uc6d4 ~ 7\uc6d4<\/td>\n<td width=\"333\">80% \uac10\uba74<\/td>\n<\/tr>\n<tr>\n<td width=\"333\">8\uc6d4 ~ 12\uc6d4<\/td>\n<td width=\"333\">50% \uac10\uba74<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><strong>2) \ud55c\ub3c4 \ubc0f \uc808\uc138 \ud6a8\uacfc \uc2dc\ubbac\ub808\uc774\uc158<\/strong><\/h3>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-242\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/tooltip-300x285.png\" alt=\"RIA \uacc4\uc88c, \uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c, \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138, \uc11c\ud559\uac1c\ubbf8\" width=\"472\" height=\"449\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/tooltip-300x285.png 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/tooltip-768x730.png 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/tooltip-500x475.png 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/tooltip.png 880w\" sizes=\"(max-width: 472px) 100vw, 472px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ud61c\ud0dd\uc774 \uc801\uc6a9\ub418\ub294 \ud55c\ub3c4\ub294 1\uc778\ub2f9 \ub9e4\ub3c4 \uae08\uc561 \uae30\uc900 <strong>\ucd5c\ub300 5,000\ub9cc \uc6d0<\/strong>\uc774\uba70, \uc5ec\ub7ec \uc99d\uad8c\uc0ac\uc5d0 \uacc4\uc88c\uac00 \uc788\uc5b4\ub3c4 \ud569\uc0b0\ud558\uc5ec \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub098 \uc544\ub084 \uc218 \uc788\uc744\uc9c0 \ud574\uc678\uc8fc\uc2dd \ub9e4\ub3c4 \uc218\uc775\uc774 2,000\ub9cc \uc6d0\uc77c \ub54c\ub97c \uc608\uc2dc\ub85c \ub4e4\uc5b4 \ube44\uad50\ud574 \ubcfc\uac8c\uc694.<\/p>\n<p>\ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 250\ub9cc \uc6d0 \ucd08\uacfc\ubd84\uc5d0\ub9cc \ub9e4\uaca8\uc9c0\uae30 \ub54c\ubb38\uc5d0 2,000\ub9cc \uc6d0\uc5d0\uc11c 250\ub9cc \uc6d0\uc744 \ube80 \ub098\uba38\uc9c0\uc778 1,750\ub9cc \uc6d0\uc774 \uacfc\uc138 \uae30\uc900\uc774 \ub429\ub2c8\ub2e4.<br \/>\n\uc5ec\uae30\uc5d0 \uc591\ub3c4\uc18c\ub4dd\uc138\uc728 22%\ub97c \uc801\uc6a9\ud558\uba74 \ub0a9\ubd80 \uc138\uc561\uc740 \uc57d 385\ub9cc \uc6d0\uc73c\ub85c, RIA\ub97c \ud65c\uc6a9\ud558\uc9c0 \uc54a\uc73c\uba74 \uc774\ub9cc\ud07c\uc744 \uc138\uae08\uc73c\ub85c \ub0b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud83d\udca1 RIA\ub97c \ud65c\uc6a9\ud558\uba74 \ub9e4\ub3c4 \uc2dc\uae30\uc5d0 \ub530\ub77c \uc774 \uc138\uae08\uc744 <strong>\ucd5c\ub300 100%<\/strong>\uae4c\uc9c0 \uac10\uba74\ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<\/p>\n<p>&nbsp;<\/p>\n<table width=\"666\">\n<tbody>\n<tr>\n<td width=\"167\"><strong>\uad6c\ubd84<\/strong><\/td>\n<td width=\"166\"><strong>\uac10\uba74\uc728<\/strong><\/td>\n<td width=\"162\"><strong>\ub0a9\ubd80 \uc138\uc561<\/strong><\/td>\n<td width=\"171\"><strong>\ucd5c\uc885 \uc218\ub839\uc561<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"167\">5\uc6d4 \ub9e4\ub3c4<\/td>\n<td width=\"166\">100%<\/td>\n<td width=\"162\">0\uc6d0<\/td>\n<td width=\"171\">2,000\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td width=\"167\">6 ~ 7\uc6d4 \ub9e4\ub3c4<\/td>\n<td width=\"166\">80%<\/td>\n<td width=\"162\">\uc57d 77\ub9cc \uc6d0<\/td>\n<td width=\"171\">1,923\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td width=\"167\">8 ~ 12\uc6d4 \ub9e4\ub3c4<\/td>\n<td width=\"166\">50%<\/td>\n<td width=\"162\">\uc57d 193\ub9cc \uc6d0<\/td>\n<td width=\"171\">1,807\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td width=\"167\">RIA \ubbf8\uc0ac\uc6a9<\/td>\n<td width=\"166\">0%<\/td>\n<td width=\"162\">\uc57d 385\ub9cc \uc6d0<\/td>\n<td width=\"171\">1,615\ub9cc \uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>\uc774\ucc98\ub7fc \uac19\uc740 \uc218\uc775\uc774\ub77c\ub3c4 \uacc4\uc88c \ud65c\uc6a9 \uc5ec\ubd80\uc640 \uc2dc\uc810\uc5d0 \ub530\ub77c \ucd5c\uc885\uc801\uc73c\ub85c \ud070 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n<hr \/>\n<h2><strong>3. RIA \uc774\uc6a9 \uc870\uac74 3\uac00\uc9c0<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-236\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-300x224.jpg\" alt=\"RIA \uacc4\uc88c, \uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c, \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138, \uc11c\ud559\uac1c\ubbf8\" width=\"593\" height=\"443\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/Temporary-Creative-1-500x373.jpg 500w\" sizes=\"(max-width: 593px) 100vw, 593px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\uc544\ub798 3\uac00\uc9c0 \uc870\uac74\uc744 \ubaa8\ub450 \ucda9\uc871\ud574\uc57c RIA \uacc4\uc88c\ub97c \ud1b5\ud55c \uc808\uc138 \ud61c\ud0dd\uc744 \uc81c\ub300\ub85c \ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8 \uaf2d \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u2460 \ub300\uc0c1 \uc8fc\uc2dd<\/strong>: 2025\ub144 12\uc6d4 23\uc77c \uae30\uc900 \ubcf4\uc720\ud558\uace0 \uc788\ub358 \ud574\uc678\uc8fc\uc2dd<br \/>\n&#8211; \uc774 \ub0a0\uc9dc \uc774\ud6c4\uc5d0 \uc0c8\ub85c \ub9e4\uc218\ud55c \ud574\uc678\uc8fc\uc2dd\uc740 \ud574\ub2f9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u2461 \uc774\ub3d9 \ubc29\uc2dd<\/strong>: \ub300\uc0c1\uc5d0 \ud574\ub2f9\ud558\ub294 \ud574\uc678\uc8fc\uc2dd\uc744 RIA \uc804\uc6a9 \uacc4\uc88c\ub85c \uc785\uace0 \ud6c4 \ub9e4\ub3c4<br \/>\n&#8211; \uae30\uc874\uc758 \uc99d\uad8c \uacc4\uc88c\uc5d0\uc11c \ud574\uc678\uc8fc\uc2dd\uc744 \ub9e4\ub3c4\ud558\uba74 \ud61c\ud0dd \uc801\uc6a9\uc774 \ubd88\uac00\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u2462 \uc720\uc9c0 \uc870\uac74<\/strong>: \ub9e4\ub3c4 \ub300\uae08 \ud658\uc804 \ud6c4 \uad6d\ub0b4 \uae08\uc735 \ud22c\uc790 \uc0c1\ud488\uc5d0 1\ub144 \uc774\uc0c1 \ud22c\uc790<br \/>\n&#8211; \uacc4\uc88c\ub85c \uc62e\uaca8 \ub9e4\ub3c4\ud55c \ub300\uae08\uc744 \uc6d0\ud654\ub85c \ud658\uc804\ud55c \ub4a4 \uad6d\ub0b4\uc8fc\uc2dd \ubc0f \uad6d\ub0b4 \uc8fc\uc2dd\ud615 \ud380\ub4dc\/ETF \ub4f1\uc5d0 \uc7ac\ud22c\uc790\ud569\ub2c8\ub2e4.<br \/>\n&#8211; \ud574\ub2f9 \uc6d0\uae08\uc740 \ucd5c\uc18c 1\ub144 \uc774\uc0c1 \uc911\ub3c4 \uc778\ucd9c \uc5c6\uc774 \uacc4\uc88c\uc5d0 \uc720\uc9c0\ud574\uc57c \uc138\uc81c \ud61c\ud0dd\uc744 \ud655\uc815\ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<br \/>\n&#8211; \ub2e8 \uad6d\ub0b4\uc8fc\uc2dd \ud22c\uc790\ub85c \uc0dd\uae34 \uc218\uc775\uae08\uc740 \uc218\uc2dc \ucd9c\uae08\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>\ucd94\uac00 \uc8fc\uc758 \uc0ac\ud56d<\/strong><\/h3>\n<p>\uc774\uc6a9 \uc870\uac74\uc744 \ud655\uc778\ud588\ub2e4\uba74 \uc8fc\uc758 \uc0ac\ud56d\ub3c4 \ubc18\ub4dc\uc2dc \uccb4\ud06c\ud574 \ub450\uc138\uc694.<\/p>\n<ul>\n<li>RIA\ub294 \uc99d\uad8c\uc0ac\ubcc4 \uac01 1\uac1c\uc529 \uac1c\uc124 \uac00\ub2a5\ud558\ub098, \ud61c\ud0dd \ud55c\ub3c4\uc778 5,000\ub9cc \uc6d0\uc740 \ubaa8\ub4e0 \uacc4\uc88c\uc758 \ub9e4\ub3c4 \uae08\uc561\uc744 \ud569\uc0b0\ud574 \uc801\uc6a9<\/li>\n<li>\uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF(KODEX \ubbf8\uad6d S&amp;P500 \ub4f1)\ub294 \ud61c\ud0dd \ub300\uc0c1 \uc81c\uc678<\/li>\n<li>2026\ub144 \uc911 \ud574\uc678\uc8fc\uc2dd\uc744 \uc2e0\uaddc \ub9e4\uc218 \uc2dc \ud61c\ud0dd \ube44\uc728 \ucd95\uc18c<br \/>\n&#8211; RIA \uc678 \ub2e4\ub978 \uacc4\uc88c\ub97c \ud1b5\ud574 \ud574\uc678\uc8fc\uc2dd \ubc0f \ud574\uc678\uc8fc\uc2dd\uc758 \ube44\uc911\uc774 60% \uc774\uc0c1\uc778 ETF\ub97c \uc0c8\ub85c \uad6c\ub9e4\ud558\uba74 \uadf8 \uae08\uc561\ub9cc\ud07c \uc18c\ub4dd\uacf5\uc81c \ube44\uc728\uc774 \uc870\uc815\ub418\uc5b4 \ucd5c\uc885 \ud61c\ud0dd\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/strong><\/h2>\n<h3><strong>Q. <\/strong><strong>\ud574\uc678\uc8fc\uc2dd \uc77c\ubd80\ub9cc \uc774\uc804\ud574\ub3c4 \ub418\ub098\uc694<\/strong><\/h3>\n<p>\ub124, \ubcf4\uc720\ud55c \ud574\uc678\uc8fc\uc2dd\uc744 \uc804\ubd80 \ub9e4\ub3c4\ud558\uac70\ub098 \ubaa8\ub450 \uc774\uc804\ud560 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uacc4\uc88c\uc5d0 \uc785\uace0\ud560 \uc8fc\uc2dd\uc758 \uc885\ubaa9\uacfc \uc218\ub7c9\uc740 \ud22c\uc790\uc790\uac00 \uc9c1\uc811 \uc120\ud0dd\ud560 \uc218 \uc788\uc5b4\uc694. \ub2e4\ub9cc \uc138\uc81c \ud61c\ud0dd \ud55c\ub3c4(\ub9e4\ub3c4 \uae08\uc561 \uae30\uc900 5,000\ub9cc \uc6d0)\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\ub824\uba74, \ubbf8\uc2e4\ud604 \uc218\uc775\uc774 \uac00\uc7a5 \ud070 \uc885\ubaa9\ubd80\ud130 \uc6b0\uc120 \uc774\uc804\ud558\ub294 \uac83\uc774 \uc808\uc138 \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<h3><strong>Q. \uaf2d \uc8fc\uc2dd\uc744 \uc0ac\uc57c \ud558\ub098\uc694?<\/strong><strong>\u00a0<\/strong><\/h3>\n<p>\uc544\ub2d9\ub2c8\ub2e4. RIA\ub85c \ubcf4\uc720\ud560 \uc218 \uc788\ub294 \uc790\uc0b0\uc740 \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, \uad6d\ub0b4 \uc8fc\uc2dd\ud615 \ud380\ub4dc\u00b7ETF \ubfd0 \uc544\ub2c8\ub77c \uc608\ud0c1\uae08\ub3c4 \ud574\ub2f9\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubcc4\ub3c4 \ud22c\uc790 \uc5c6\uc774 \ud658\uc804\ub41c \uc6d0\ud654\ub97c \uc608\ud0c1\uae08\uc73c\ub85c \ubcf4\uc720\ud558\ub354\ub77c\ub3c4 1\ub144 \uc720\uc9c0 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc138\uc81c \ud61c\ud0dd\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<h3><strong>Q. KODEX \ubbf8\uad6dS&amp;P500 \uac19\uc740 \uad6d\ub0b4\uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF\ub3c4<br \/>\nRIA \uacc4\uc88c\uc5d0\uc11c \ub9e4\uc218\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/h3>\n<p>\ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \uad6d\ub0b4 \uc99d\uc2dc\uc5d0 \uc0c1\uc7a5\ub410\ub354\ub77c\ub3c4 \ud574\uc678\uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\ub294 ETF\ub294 RIA \ub9e4\uc218 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4. \ub9e4\uc218\ud560 \uc218 \uc788\ub294 ETF\ub294 \uc9d1\ud569\ud22c\uc790\uc7ac\uc0b0\uc758 80% \uc774\uc0c1\uc744 \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \uc21c\uc218 \uad6d\ub0b4\uc8fc\uc2dd\ud615 ETF\uc5d0 \ud55c\uc815\ub429\ub2c8\ub2e4.<\/p>\n<hr \/>\n<h2><strong>\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c RIA \uc2dc\uc791\ud558\uae30<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-241 size-full\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\uc2a4\ud06c\ub9b0\uc0f7-2026-04-17-\uc624\uc804-11.48.12-1.png\" alt=\"RIA \uacc4\uc88c, \uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c, \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138, \uc11c\ud559\uac1c\ubbf8\" width=\"985\" height=\"614\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\uc2a4\ud06c\ub9b0\uc0f7-2026-04-17-\uc624\uc804-11.48.12-1.png 985w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\uc2a4\ud06c\ub9b0\uc0f7-2026-04-17-\uc624\uc804-11.48.12-1-300x187.png 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\uc2a4\ud06c\ub9b0\uc0f7-2026-04-17-\uc624\uc804-11.48.12-1-768x479.png 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\uc2a4\ud06c\ub9b0\uc0f7-2026-04-17-\uc624\uc804-11.48.12-1-900x561.png 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/04\/\uc2a4\ud06c\ub9b0\uc0f7-2026-04-17-\uc624\uc804-11.48.12-1-500x312.png 500w\" sizes=\"(max-width: 985px) 100vw, 985px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>RIA\ub294 2026\ub144 \ud55c \ud574 \ud55c\uc2dc\uc801\uc73c\ub85c\ub9cc \uc6b4\uc601\ub418\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub9e4\ub3c4 \uc2dc\uc810\uc774 \ub2a6\uc5b4\uc9c8\uc218\ub85d \uac10\uba74\uc728\uc774 \uc904\uc5b4\ub4dc\ub294 \uad6c\uc870\uc774\uae30 \ub54c\ubb38\uc5d0, \uc218\uc775\uc774 \uc313\uc778 \ud574\uc678\uc8fc\uc2dd\uc774 \uc788\ub2e4\uba74 \uc9c0\uae08\uc774 \uac00\uc7a5 \uc720\ub9ac\ud55c \ud0c0\uc774\ubc0d\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub098\ubb34\uc99d\uad8c\uc740 20\uac1c\uad6d \uc774\uc0c1\uc758 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uc624\ub7ab\ub3d9\uc548 \ud574\uc678\uc8fc\uc2dd \ud22c\uc790\uc790\ub4e4\uacfc \ud568\uaed8\ud574 \uc654\uc2b5\ub2c8\ub2e4.<br \/>\n\uacc4\uc88c \uac1c\uc124\ubd80\ud130 \ud574\uc678\uc8fc\uc2dd \uc785\uace0\u00b7\ub9e4\ub3c4, \uad6d\ub0b4 \uc7ac\ud22c\uc790\uae4c\uc9c0 \ubaa8\ub450 \ub098\ubb34\uc99d\uad8c \uc571 \ud558\ub098\uc5d0\uc11c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.mynamuh.com\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-ria-guide\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><strong>\ub098\ubb34\uc99d\uad8c RIA, \uc774\ub7f0 \ubd84\uaed8 \ucd94\ucc9c\ud569\ub2c8\ub2e4<\/strong><\/h3>\n<ul>\n<li>\ubbf8\uad6d \uc8fc\uc2dd\uc5d0\uc11c \uc218\uc775\uc774 \uc313\uc600\uc9c0\ub9cc \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\uac00 \ubd80\ub2f4\uc2a4\ub7ec\uc6cc \uc218\uc775 \uc2e4\ud604\uc744 \ubbf8\ub904\uc628 \ubd84<\/li>\n<li>\uc774\ubbf8 \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \ud574\uc678\uc8fc\uc2dd\uc744 \uac70\ub798 \uc911\uc778 \uc11c\ud559\uac1c\ubbf8<\/li>\n<li>\uc808\uc138\ub294 \ud558\uace0 \uc2f6\uc9c0\ub9cc \ubcf5\uc7a1\ud55c \uc808\ucc28 \uc5c6\uc774 \uac04\ud3b8\ud558\uac8c \ucc98\ub9ac\ud558\uace0 \uc2f6\uc740 \ubd84<\/li>\n<\/ul>\n<p>\uc218\uc775\uc740 \ub0c8\ub294\ub370 \uc138\uae08\uc774 \uc544\uae5d\ub2e4\uba74, \uc9c0\uae08\uc774 \ub098\ubb34\uc99d\uad8c RIA\ub97c \uc2dc\uc791\ud560 \uac00\uc7a5 \uc88b\uc740 \ud0c0\uc774\ubc0d\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h6 style=\"text-align: center;\"><strong>\ub098\ubb34\uc99d\uad8c RIA \uacc4\uc88c \uc54c\uc544\ubcf4\uae30<\/strong><\/h6>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/m.mynamuh.com\/customer\/event\/eventView?mNo=949&#038;utm_source=metric-studio&#038;utm_medium=blog&#038;utm_campaign=2026-namuh-ria-guide\" target=\"_blank\" rel=\"noopener\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div style=\"line-height: 1.1;\">\n<p><strong>\uad6d\ub0b4\uc2dc\uc7a5 \ubcf5\uadc0\uacc4\uc88c RIA \uc548\ub0b4<\/strong>[\uc138\uc81c\ud61c\ud0dd \uc8fc\uc758\uc0ac\ud56d]<br \/>\n\u203b RIA \uad00\ub828 \uc138\uc81c \ud61c\ud0dd\uc740 \uad00\ub828 \u300c\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95\u300d \uc774 \uac1c\uc815 \ubc0f \uc2dc\ud589\ub420 \uac83\uc744 \uc804\uc81c\ub85c \ud558\uba70, \ud5a5\ud6c4 \uc785\ubc95 \uacb0\uacfc\uc5d0 \ub530\ub77c \uc138\uc81c\ud61c\ud0dd \uc801\uc6a9 \uc5ec\ubd80 \ub610\ub294 \ubc94\uc704 \ub4f1\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ud5a5\ud6c4 \u300c\uc870\uc138\ud2b9\ub840\uc81c\ud55c\ubc95\u300d \uc774 \uac1c\uc815 \ubc0f \uc2dc\ud589\ub418\uba74 \ud574\ub2f9 \ub0b4\uc6a9\uc744 \ub2e4\uc2dc \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\u203b \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 \ub2f9\uc0ac \ubc0f \ud0c0\uc0ac\ub97c \ud3ec\ud568 \uc804 \uae08\uc735\ud68c\uc0ac \ub0b4 \uac70\ub798\ub0b4\uc5ed\uc744 \ubc18\uc601\ud558\uc5ec \uacc4\uc0b0\ub418\uba70, \uc2e0\uace0 \ubc0f \ub0a9\ubd80\uc758\ubb34\ub294 \ub0a9\uc138\uc790\uc778 \uace0\uac1d\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138 \uc2e0\uace0\u00b7\ub0a9\ubd80(2027\ub144 5\uc6d4) \ub2f9\uc2dc\uc5d0\ub294 \ub0a9\uc785 \ud6c4 1\ub144 \uc774\ub0b4 \ub0a9\uc785\uae08 \uc778\ucd9c \uc0ac\uc2e4\uc774 \uc5c6\uc5c8\uc73c\ub098,<br \/>\n\uc2e0\uace0 \uc774\ud6c4 1\ub144 \uacbd\uacfc \uc804 \uc778\ucd9c\ud558\ub294 \uacbd\uc6b0 \uc9c1\uc811 \uac10\uba74\uc138\uc561 \ubc0f \uc774\uc790\uc0c1\ub2f9 \uac00\uc0b0\uc561\uc744 \uc2e0\uace0\u00b7\ub0a9\ubd80\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4. (\uc138\uc81c\uad00\ub828\ubc95\uaddc \uc0c1 \ubd80\ub4dd\uc774\ud55c \uc0ac\uc720\uac00 \uc788\ub294 \uacbd\uc6b0\ub294 \uc81c\uc678)<br \/>\n\u203b RIA \uac1c\uc124 \uc804\uc774\ub77c\ub3c4 2026\ub144 \ub0b4\uc5d0 RIA \uc678 \uacc4\uc88c\uc5d0\uc11c \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd \ubc0f \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd\ub300\uccb4\uc7ac\uc0b0(\uad6d\ub0b4 \uc124\uc815\u00b7\ubc1c\ud589 \ud574\uc678\ud22c\uc790 ETF\u00b7ETN \ubc0f \uc77c\ubd80 \uad6d\ub0b4 \uc124\uc815\u00b7\uc124\ub9bd \ud574\uc678\uc8fc\uc2dd\ud615\ud380\ub4dc) \ub9e4\uc218 \uc2dc, \uc21c\ub9e4\uc218 \uae08\uc561\uc5d0 \ube44\ub840\ud558\uc5ec \uc138\uc81c\ud61c\ud0dd\uc774 \ucd95\uc18c\ub429\ub2c8\ub2e4.<br \/>\n\u203b \uc0c1\uae30 RIA \uc678 \uacc4\uc88c\uc5d0\ub294 \ub2f9\uc0ac \ubc0f \ud0c0\uc0ac\uc758 \uc5f0\uae08\uc800\ucd95, \ud1f4\uc9c1\uc5f0\uae08, ISA, \uc2e0\ud0c1, \ud22c\uc790\uc77c\uc784(\ud574\uc678\ud615 \ub7a9 \ud3ec\ud568) \uacc4\uc88c \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<br \/>\n[RIA \uc8fc\uc694 \ub0b4\uc6a9]<br \/>\n\u203b \uac00\uc785\uc870\uac74: \uc99d\uad8c\uc0ac\ubcc4 1\uc778 1\uacc4\uc88c (\uc804 \uc99d\uad8c\uc0ac \ud569\uc0b0 \ud55c\ub3c4 5\ucc9c\ub9cc\uc6d0)<br \/>\n\u203b RIA\ub0b4 \ud22c\uc790\uac00\ub2a5 \uc0c1\ud488: \uad6d\ub0b4\uc0c1\uc7a5\uc8fc\uc2dd, \uc77c\ubd80 \uad6d\ub0b4\uc8fc\uc2dd\ud615\ud380\ub4dc(ETF \ud3ec\ud568), \uc608\ud0c1\uae08\uc73c\ub85c \ud55c\uc815<br \/>\n\u203b \uc138\uc81c\ud61c\ud0dd \uc870\uac74: 2025\ub144 12\uc6d4 23\uc77c \uae30\uc900 \ubcf4\uc720\ud55c \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd\uc744 RIA\ub85c \uc785\uace0\ud558\uc5ec \ub9e4\ub3c4\ud558\uace0, \uc6d0\ud654\ub85c \uc790\ub3d9 \ud658\uc804\ub418\uc5b4 \ub0a9\uc785\ub41c \ub0a9\uc785\uae08\uc774 \ub0a9\uc785\uc77c\ub85c\ubd80\ud130 1\ub144 \uc774\ub0b4 \uc778\ucd9c\ub418\uc9c0 \uc544\ub2c8\ud560 \uac83<br \/>\n\u203b \uc778\ucd9c \uc870\uac74: \uad6d\ub0b4\uc2dc\uc7a5\ubcf5\uadc0\uacc4\uc88c\uc758 \uc6d0\ud654\uc790\uc0b0 \uc794\uace0\uac00 RIA\uc5d0 \uc2e4\uc81c \ub0a9\uc785\ub41c \ub0a9\uc785\uae08\uc758 \ub204\uc801\ud569\uacc4\uc561\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0, \uadf8 \ucd08\uacfc\ubd84\uc740 \uc138\uc81c\ud61c\ud0dd\uacfc \ubb34\uad00\ud558\uac8c \uc778\ucd9c \uac00\ub2a5<br \/>\n\u203b \uacfc\uc138\ub300\uc0c1\uc18c\ub4dd \uacf5\uc81c\uc728: RIA \uac1c\uc124\uc2dc\uc810 \ub610\ub294 \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd \uc785\uace0\uc2dc\uc810\uacfc \ubb34\uad00\ud558\uac8c, \uad6d\uc678\uc0c1\uc7a5\uc8fc\uc2dd \ub9e4\ub3c4\uacb0\uc81c\uc77c\uc744 \uae30\uc900\uc73c\ub85c \uacf5\uc81c\uc728\uc774 \ubc14\ub00c\ub294 \uc810\uc5d0 \uc720\uc758<br \/>\n\u203b 1\uc6d4~5\uc6d4 100%, 6\uc6d4~7\uc6d4 80%, 8\uc6d4~12\uc6d4 50% \uacf5\uc81c \uc608\uc815<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<div style=\"line-height: 1.1;\">\n<p><strong>NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c 2026-0621\ud638(2026.04.16~2027.04.15)<\/strong><strong>\ud22c\uc790 \uc720\uc758\uc0ac\ud56d<br \/>\n<\/strong>\u203b \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc8fc\uc2dd)\uc5d0 \ub300\ud558\uc5ec \uc99d\uad8c\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc0c1\ud488\uc124\uba85\uc11c \ub4f1\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\u203b \uc774 \uae08\uc735\uc0c1\ud488(\uc8fc\uc2dd)\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc8fc\uc2dd)\uc740 &lt;\uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9&gt;, &lt;\ud658\uc728 \ubcc0\ub3d9&gt;, &lt;\uc2e0\uc6a9\ub4f1\uae09 \ud558\ub77d&gt; \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4.<br \/>\n\u203b \uad6d\ub0b4\uc8fc\uc2dd \ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \uc628\ub77c\uc778 0.01%~0.50%, \uc624\ud504\ub77c\uc778 0.40%~0.50% (\uc18c\uc218\uc810\uc14b\uc9f8\uc790\ub9ac \ubc18\uc62c\ub9bc\uae30\uc900, \uac70\ub798\uae08\uc561\ubcc4 \ub9e4\uccb4\ubcc4 \uc0c1\uc774, KRX, NXT \ud3ec\ud568)\uc774\uba70, \uae30\ud0c0 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uc0c1\uc138\ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ub125\uc2a4\ud2b8\ub808\uc774\ub4dc\ub294 \uc790\ubcf8\uc2dc\uc7a5\ubc95\uc0c1 \ub2e4\uc790\uac04\ub9e4\ub9e4\uccb4\uacb0\ud68c\uc0ac\ub85c \ub300\uccb4\uac70\ub798\uc18c (ATS: Alternative Traidng System) \uc785\ub2c8\ub2e4.<br \/>\n\u203b \ud574\uc678\uc8fc\uc2dd\ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \ubc0f \uc81c\ube44\uc6a9 \ubc1c\uc0dd\ud558\uba70, \uc0c1\uc138 \ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc608\uc2dc) \ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc 0.25%(\uc628\ub77c\uc778 \uae30\uc900) \ubc0f \uc81c\ube44\uc6a9 \ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub3c4\uc2dc SEC Fee 0.00206%<br \/>\n\u203b \uc774 \uc608\ud0c1\uae08 \uc911 \uc99d\uad8c\ub9e4\uc218 \ubbf8\uc0ac\uc6a9 \ud604\uae08 \uc794\uc561\uc740 \uc608\uae08\uc790 \ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \uc6d0\uae08\uacfc \uc18c\uc815\uc758 \uc774\uc790\ub97c \ud569\ud558\uc5ec 1\uc778\ub2f9 &#8220;1\uc5b5\uc6d0\uae4c\uc9c0&#8221;(\ubcf8 \uae08\uc735\ud68c\uc0ac\uc758 \uc5ec\ud0c0 \ubcf4\ud638\uc0c1\ud488\uacfc \ud569\uc0b0) \ubcf4\ud638\ub429\ub2c8\ub2e4.<br \/>\n\u203b [\uc138\uc81c\ud61c\ud0dd] \uacfc\uc138\uae30\uc900 \ubc0f \uacfc\uc138\ubc29\ubc95\uc740 \ud5a5\ud6c4 \uc138\ubc95\uac1c\uc815 \ub4f1\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc624\ub798 \uace0\ubbfc\ud560\uc218\ub85d \uc808\uc138 \ud61c\ud0dd\uc740 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. RIA \uacc4\uc88c \uac00\uc785 \uc870\uac74 3\uac00\uc9c0\ubd80\ud130 \uac10\uba74\uc728, \uc774\uc6a9 \ubc29\ubc95\uae4c\uc9c0 \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138 100% \uac10\uba74\ubc1b\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":251,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[32,33,35,34],"class_list":["post-235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-ria-","tag-33","tag-35","tag-34","col-md-6 col-sm-6"],"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=235"}],"version-history":[{"count":9,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/235\/revisions"}],"predecessor-version":[{"id":252,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/235\/revisions\/252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/251"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}