{"id":301,"date":"2026-05-19T12:44:00","date_gmt":"2026-05-19T12:44:00","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=301"},"modified":"2026-05-20T11:45:25","modified_gmt":"2026-05-20T11:45:25","slug":"ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/","title":{"rendered":"\u26a1 IMA \ub354 \uc54c\uc544\ubcf4\uae30: \uc740\ud1f4 \uc900\ube44 \uc2dc \ubaa9\ub3c8 \uc6b4\uc6a9\uc758 \uc0c8\ub85c\uc6b4 \uc120\ud0dd"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 ez-toc-wrap-center ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#1_%EC%9D%80%ED%87%B4%EB%A5%BC_%EC%95%9E%EB%91%94_%EC%82%AC%EB%9E%8C%EB%93%A4%EC%97%90%EA%B2%8C_%EC%A3%BC%EB%AA%A9%EB%B0%9B%EB%8A%94_%EC%83%88%EB%A1%9C%EC%9A%B4_%EC%84%A0%ED%83%9D%EC%A7%80\" >1. \uc740\ud1f4\ub97c \uc55e\ub454 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc8fc\ubaa9\ubc1b\ub294 \uc0c8\ub85c\uc6b4 \uc120\ud0dd\uc9c0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#2_%EC%8B%9C%EC%A4%91_%EA%B8%88%EB%A6%AC%EA%B0%80_%EC%95%84%EC%89%BD%EB%8B%A4%EB%A9%B4_%EB%A7%8C%EA%B8%B0_%EB%B3%B4%EC%9C%A0_%EC%8B%9C_%EC%9B%90%EA%B8%88_%EC%A7%80%EA%B8%89%EC%9D%84_%EC%95%BD%EC%86%8D%ED%95%98%EB%8A%94_IMA\" >2. \uc2dc\uc911 \uae08\ub9ac\uac00 \uc544\uc27d\ub2e4\uba74? \n\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\uc744 \uc57d\uc18d\ud558\ub294 IMA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#3_%EC%9D%80%ED%87%B4_%EC%A4%80%EB%B9%84_%EC%8B%9C_IMA%EB%A5%BC_%EA%B2%80%ED%86%A0%ED%95%B4_%EB%B3%BC%EB%A7%8C%ED%95%9C_3%EA%B0%80%EC%A7%80_%EC%82%AC%EB%A1%80\" >3. \uc740\ud1f4 \uc900\ube44 \uc2dc IMA\ub97c \uac80\ud1a0\ud574 \ubcfc\ub9cc\ud55c 3\uac00\uc9c0 \uc0ac\ub840<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#1_%E2%80%9C%EC%84%B8%EC%A0%9C_%ED%98%9C%ED%83%9D_%EA%B3%84%EC%A2%8C_%EC%99%B8_%EC%B6%94%EA%B0%80_%EC%9A%B4%EC%9A%A9%EC%B2%98%EA%B0%80_%ED%95%84%EC%9A%94%ED%95%A0_%EB%95%8C%E2%80%9D_%E2%80%94_%EB%85%B8%ED%9B%84_%EC%9E%90%EA%B8%88_%EB%A7%88%EB%A0%A8%EC%9D%98_%EB%91%90_%EB%B2%88%EC%A7%B8_%EC%B6%95\" >1) &#8220;\uc138\uc81c \ud61c\ud0dd \uacc4\uc88c \uc678 \ucd94\uac00 \uc6b4\uc6a9\ucc98\uac00 \ud544\uc694\ud560 \ub54c&#8221; \u2014 \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc758 \ub450 \ubc88\uc9f8 \ucd95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#2_%E2%80%9C55%EC%84%B8_%EC%9D%B4%EC%A0%84_%EC%97%B0%EA%B8%88_%EB%B0%9B%EA%B8%B0%EC%97%94_%EC%95%84%EC%A7%81_%EB%A9%80%EC%97%88%EC%9D%84_%EB%95%8C%E2%80%9D_%E2%80%94_%EC%A4%91%EA%B8%B0_%EC%9A%B4%EC%9A%A9%EC%B2%98%EA%B0%80_%ED%95%84%EC%9A%94%ED%95%9C_%EA%B2%BD%EC%9A%B0\" >2) &#8220;55\uc138 \uc774\uc804, \uc5f0\uae08 \ubc1b\uae30\uc5d4 \uc544\uc9c1 \uba40\uc5c8\uc744 \ub54c&#8221; \u2014 \uc911\uae30 \uc6b4\uc6a9\ucc98\uac00 \ud544\uc694\ud55c \uacbd\uc6b0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#3_%E2%80%9C%EC%8B%9C%EC%A4%91_%EA%B8%88%EB%A6%AC%EB%8A%94_%EC%88%98%EC%9D%B5%EC%9D%B4_%EC%95%84%EC%89%BD%EA%B3%A0_%EC%A3%BC%EC%8B%9D%EC%9D%80_%EB%B6%80%EB%8B%B4%EC%8A%A4%EB%9F%AC%EC%9A%B8_%EB%95%8C%E2%80%9D_%E2%80%94_%EC%95%88%EC%A0%84%EC%84%B1%EA%B3%BC_%EC%88%98%EC%9D%B5%EC%84%B1_%EC%82%AC%EC%9D%B4_%EA%B7%A0%ED%98%95%EC%9D%B4_%ED%95%84%EC%9A%94%ED%95%9C_%EA%B2%BD%EC%9A%B0\" >3) &#8220;\uc2dc\uc911 \uae08\ub9ac\ub294 \uc218\uc775\uc774 \uc544\uc27d\uace0, \uc8fc\uc2dd\uc740 \ubd80\ub2f4\uc2a4\ub7ec\uc6b8 \ub54c&#8221; \u2014 \uc548\uc804\uc131\uacfc \uc218\uc775\uc131 \uc0ac\uc774 \uade0\ud615\uc774 \ud544\uc694\ud55c \uacbd\uc6b0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#4_%EB%8B%A4%EB%A5%B8_%EC%83%81%ED%92%88%EA%B3%BC%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%A4%EB%A5%BC%EA%B9%8C_%EC%9D%80%ED%87%B4_%EC%9E%90%EA%B8%88_%EC%9A%B4%EC%9A%A9_%EC%83%81%ED%92%88_%ED%95%9C%EB%88%88%EC%97%90_%EB%B9%84%EA%B5%90%ED%95%98%EA%B8%B0\" >4) \ub2e4\ub978 \uc0c1\ud488\uacfc\ub294 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c? \uc740\ud1f4 \uc790\uae08 \uc6b4\uc6a9 \uc0c1\ud488 \ud55c\ub208\uc5d0 \ube44\uad50\ud558\uae30<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#Q1_IRP%C2%B7%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95_%ED%95%9C%EB%8F%84%EB%A5%BC_%EC%B1%84%EC%9B%A0%EB%8A%94%EB%8D%B0_%EB%82%A8%EC%9D%80_%EC%9D%80%ED%87%B4_%EC%9E%90%EA%B8%88%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%9A%B4%EC%9A%A9%ED%95%B4%EC%95%BC_%ED%95%A0%EA%B9%8C%EC%9A%94\" >Q1. IRP\u00b7\uc5f0\uae08\uc800\ucd95 \ud55c\ub3c4\ub97c \ucc44\uc6e0\ub294\ub370 \ub0a8\uc740 \uc740\ud1f4 \uc790\uae08\uc740 \uc5b4\ub5bb\uac8c \uc6b4\uc6a9\ud574\uc57c \ud560\uae4c\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#Q2_%EC%9D%80%ED%87%B4_%EC%9E%90%EA%B8%88_%EC%A0%84%EC%B2%B4%EB%A1%9C_%EC%83%81%ED%92%88%EC%9D%84_%EA%B0%80%EC%9E%85%ED%95%B4%EB%8F%84_%EB%90%98%EB%82%98%EC%9A%94\" >Q2. \uc740\ud1f4 \uc790\uae08 \uc804\uccb4\ub85c \uc0c1\ud488\uc744 \uac00\uc785\ud574\ub3c4 \ub418\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#Q3_IMA%EB%8A%94_%EB%88%84%EA%B5%AC%EB%82%98_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >Q3. IMA\ub294 \ub204\uad6c\ub098 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#Q4_%E2%80%98%EC%9B%90%EA%B8%88_%EB%B3%B4%EC%9E%A5%EA%B3%BC_%E2%80%98%EB%A7%8C%EA%B8%B0_%EB%B3%B4%EC%9C%A0_%EC%8B%9C_%EC%9B%90%EA%B8%88_%EC%A7%80%EA%B8%89%EC%9D%80_%EA%B0%99%EC%9D%80_%EB%A7%90%EC%9D%B8%EA%B0%80%EC%9A%94\" >Q4. &#8216;\uc6d0\uae08 \ubcf4\uc7a5&#8217;\uacfc &#8216;\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09&#8217;\uc740 \uac19\uc740 \ub9d0\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%97%90%EC%84%9C_IMA_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0\" >\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c IMA \uc2dc\uc791\ud558\uae30<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#1_IMA%EB%A1%9C_%EC%9D%80%ED%87%B4_%EC%A4%80%EB%B9%84_%EC%A7%80%EA%B8%88%EC%9D%B4_%EC%8B%9C%EC%9E%91_%ED%83%80%EC%9D%B4%EB%B0%8D%EC%9D%B8_%EC%9D%B4%EC%9C%A0\" >1) IMA\ub85c \uc740\ud1f4 \uc900\ube44, \uc9c0\uae08\uc774 \uc2dc\uc791 \ud0c0\uc774\ubc0d\uc778 \uc774\uc720<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%9d%80%ed%87%b4-%ec%a4%80%eb%b9%84-%ec%8b%9c-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%a0%ed%83%9d\/#2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%EC%B6%94%EC%B2%9C%ED%95%A9%EB%8B%88%EB%8B%A4\" >2) \ub098\ubb34\uc99d\uad8c IMA, \uc774\ub7f0 \ubd84\uaed8 \ucd94\ucc9c\ud569\ub2c8\ub2e4<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div><\/div>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1<\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>\uc740\ud1f4 \uc900\ube44 \uc2dc\uc810, \ub178\ud6c4\ub97c \uc704\ud55c \uc790\uae08 \uc6b4\uc6a9\uc740 \uc138\uc81c \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud55c \uc5f0\uae08 \uc7ac\uc6d0\uacfc \uadf8 \uc678 \ubaa9\ub3c8 \uc6b4\uc6a9\uc73c\ub85c \ub098\ub220 \uc811\uadfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>IMA\ub294 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud558\ub294 \uad6c\uc870\uc758 \uc2e4\uc801 \ubc30\ub2f9\ud615 \uae08\uc735\uc0c1\ud488\uc73c\ub85c, \uc740\ud1f4 \uc790\uae08 \ubc0f \ubaa9\ub3c8 \uc6b4\uc6a9\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4.<\/li>\n<li>IRP\u00b7\uc5f0\uae08\uc800\ucd95\uc740 \uc5f0\uae08 \uc7ac\uc6d0\uc73c\ub85c, IMA\ub294 \uc911\uae30 \ubaa9\ub3c8 \uc6b4\uc6a9 \uc120\ud0dd\uc9c0\ub85c, \uc6a9\ub3c4\uc5d0 \ub9de\uac8c \ub098\ub220 \ud65c\uc6a9\ud558\ub294 \uc811\uadfc\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p>\uc740\ud1f4\ub97c \uc55e\ub450\uace0 \uc790\uae08 \uc6b4\uc6a9\uc744 \uace0\ubbfc\ud558\ub2e4 \ubcf4\uba74 \uc120\ud0dd\uc9c0\uac00 \ub108\ubb34 \ub9ce\uc544 \ub9c9\ub9c9\ud560 \ub54c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\nIRP, \uc5f0\uae08\uc800\ucd95, \ubc1c\ud589\uc5b4\uc74c \ub4f1 \uc774\ub984\uc740 \ub4e4\uc5b4\ubd24\uc9c0\ub9cc \uc5b4\ub5a4 \ucc28\uc774\uac00 \uc788\ub294\uc9c0, \ub0b4 \uc0c1\ud669\uc5d4 \ubb34\uc5c7\uc774 \uc801\ud569\ud55c\uc9c0 \ud55c\ub208\uc5d0 \uc54c\uc544\ubcf4\uae30\ub294 \uc27d\uc9c0 \uc54a\uc8e0.<\/p>\n<p>\uc6b0\uc120 \uc774 \uc0c1\ud488\ub4e4\uc740 \ubaa9\uc801\uc774 \uc11c\ub85c \ub2e4\ub985\ub2c8\ub2e4.<br \/>\nIRP\u00b7\uc5f0\uae08\uc800\ucd95\uc774 \uc138\uc81c \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud574 \uc5f0\uae08 \uc7ac\uc6d0\uc744 \ub9c8\ub828\ud558\ub294 \uc0c1\ud488\uc774\ub77c\uba74, IMA\ub294 \ubaa9\ub3c8\uc744 \uc6b4\uc6a9\ud558\ub294 \uc911\uae30 \uc790\uc0b0\uad00\ub9ac \uc218\ub2e8\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uc740\ud1f4 3~5\ub144 \uc804 \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c IMA\uac00 \uc5b4\ub5a4 \uc0c1\ud488\uc778\uc9c0, \ub610 \uae30\uc874 \uc5f0\uae08 \uacc4\uc88c\uc640 \ud568\uaed8 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud558\uba74 \uc88b\uc740\uc9c0 \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_%EC%9D%80%ED%87%B4%EB%A5%BC_%EC%95%9E%EB%91%94_%EC%82%AC%EB%9E%8C%EB%93%A4%EC%97%90%EA%B2%8C_%EC%A3%BC%EB%AA%A9%EB%B0%9B%EB%8A%94_%EC%83%88%EB%A1%9C%EC%9A%B4_%EC%84%A0%ED%83%9D%EC%A7%80\"><\/span><strong>1. \uc740\ud1f4\ub97c \uc55e\ub454 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc8fc\ubaa9\ubc1b\ub294 \uc0c8\ub85c\uc6b4 \uc120\ud0dd\uc9c0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-303 size-full\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image2.jpg\" alt=\"IMA, \ub178\ud6c4 \uc790\uae08, \uc740\ud1f4 \uc790\uae08, \uc740\ud1f4 \uc900\ube44\" width=\"602\" height=\"414\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image2.jpg 602w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image2-300x206.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image2-500x344.jpg 500w\" sizes=\"(max-width: 602px) 100vw, 602px\" \/><\/p>\n<p>\ub178\ud6c4 \uc790\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc6b4\uc6a9\ud560 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\ub2e4\uba74 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc0c8\ub85c\uc6b4 \uc120\ud0dd\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc14\ub85c IMA(Investment Management Account)\uc785\ub2c8\ub2e4.<br \/>\n\uc774\ub294 \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790(IB\u00b7\uc99d\uad8c\uc0ac)\uac00 \ubaa8\uc9d1 \uae30\uac04 \ub0b4 \uac00\uc785\ud55c \uace0\uac1d\uc758 \uc790\uae08\uc744 \ud68c\uc0ac\ucc44\u00b7\uae30\uc5c5 \ub300\ucd9c\u00b7\uc778\uc218 \uae08\uc735 \ub4f1 \uae30\uc5c5\uc758 \uc790\uae08 \uc870\ub2ec \uc218\uc694\uc5d0 \uae30\ubc18\ud55c \uc790\uc0b0\uc5d0 \uc6b4\uc6a9\ud558\uace0, \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc744 \uc9c0\uae09\ud558\ub294 \uad6c\uc870\uc758 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc790\uae30\uc790\ubcf8 8\uc870 \uc6d0 \uc774\uc0c1\uc758 \ucd08\ub300\ud615 IB\ub9cc \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc778\ub370\uc694, 2026\ub144 3\uc6d4 18\uc77c NH\ud22c\uc790\uc99d\uad8c\uc740 \uae08\uc735\uc704\uc5d0\uc11c \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790\ub85c \uc9c0\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima%eb%9e%80-%eb%a7%8c%ea%b8%b0-%eb%b3%b4%ec%9c%a0-%ec%8b%9c-%ec%9b%90%ea%b8%88-%ec%a7%80%ea%b8%89%ed%98%95-%ea%b8%88%ec%9c%b5%ec%83%81%ed%92%88-%ea%b5%ac%ec%a1%b0%ec%99%80-%ed%88%ac%ec%9e%90\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-N2IMA1\">\ub354 \uc790\uc138\ud55c IMA \uad6c\uc870 \uc54c\uc544\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%EC%8B%9C%EC%A4%91_%EA%B8%88%EB%A6%AC%EA%B0%80_%EC%95%84%EC%89%BD%EB%8B%A4%EB%A9%B4_%EB%A7%8C%EA%B8%B0_%EB%B3%B4%EC%9C%A0_%EC%8B%9C_%EC%9B%90%EA%B8%88_%EC%A7%80%EA%B8%89%EC%9D%84_%EC%95%BD%EC%86%8D%ED%95%98%EB%8A%94_IMA\"><\/span><strong>2. \uc2dc\uc911 \uae08\ub9ac\uac00 \uc544\uc27d\ub2e4\uba74?<br \/>\n\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\uc744 \uc57d\uc18d\ud558\ub294 IMA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-304 size-full\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image3.jpg\" alt=\"IMA, \ub178\ud6c4 \uc790\uae08, \uc740\ud1f4 \uc790\uae08, \uc740\ud1f4 \uc900\ube44\" width=\"598\" height=\"434\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image3.jpg 598w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image3-300x218.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image3-500x363.jpg 500w\" sizes=\"(max-width: 598px) 100vw, 598px\" \/><\/p>\n<p>IMA\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5\uc740 \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \ubc95\uc801\uc73c\ub85c \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud558\ub294 \uad6c\uc870\ub77c\ub294 \uc810\uc785\ub2c8\ub2e4.<br \/>\n\uc774\ub294 \uc608\uae08\uc790 \ubcf4\ud638 \ub300\uc0c1\uc740 \uc544\ub2c8\uba70 \uc99d\uad8c\uc0ac\uc758 \uc2e0\uc6a9\uc704\ud5d8\ub3c4 \uc874\uc7ac\ud558\uc9c0\ub9cc, \uc99d\uad8c\uc0ac\uac00 \ud22c\uc790 \uc6d0\uae08\uc744 \uc9c0\uae09\ud558\uae30\ub85c \uc57d\uc815\ud55c \uc0c1\ud488\uc774\uae30\uc5d0 \ud22c\uc790 \uc6b4\uc6a9\uc5d0 \ub530\ub77c \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\ub354\ub77c\ub3c4 \uc6d0\uae08\uc744 \ub3cc\ub824\uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc218\uc775 \uce21\uba74\uc5d0\uc11c\ub3c4 \uc8fc\ubaa9\ud560 \ub9cc\ud569\ub2c8\ub2e4.<br \/>\nIMA\ub294 \uc2dc\uc911\uae08\ub9ac\ub97c \uc6c3\ub3c4\ub294 \uc218\uc775\uc744 \ubaa9\ud45c\ub85c \uc6b4\uc6a9\ub429\ub2c8\ub2e4.*<br \/>\n\ub098\ubb34\uc99d\uad8c\uc758 \uc0c1\ud488 &#8216;N2 IMA1 \uc911\uae30\ud615 1\ud638&#8217;*\ub294 \ub9cc\uae30 2\ub144 6\uac1c\uc6d4, \ubaa9\ud45c \uae30\uc900\uc218\uc775\ub960 \uc5f0 4.0%\ub85c \ucd9c\uc2dc\ud574 \ubaa8\uc9d1 \ud55c\ub3c4 4,000\uc5b5 \uc6d0\uc744 \uc644\ud310\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n\uc55e\uc73c\ub85c\ub294 \ud22c\uc790 \uae30\uac04\ubcc4\ub85c \ub2e8\uae30\ud615\u00b7\uc911\uae30\ud615\u00b7\uc7a5\uae30\ud615 \uc0c1\ud488 \ub4f1 \ub77c\uc778\uc5c5\uc774 \ud655\ub300\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>*\ubcf4\uc218 \uc5f0 0.6% \ubc0f \uae30\ud0c0 \uc6b4\uc6a9\ube44\uc6a9 \ub4f1 \ubcc4\ub3c4 \ubc1c\uc0dd \uac00\ub2a5, \uc131\uacfc\ubcf4\uc218\ub294 \uc124\uba85\uc11c \ub4f1 \ucc38\uace0<br \/>\n*\uae30\uc900\uc218\uc775\ub960\uc744 \ub6f0\uc5b4\ub118\ub294 \uc131\uacfc\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ubcc4\ub3c4 \uc131\uacfc \ubcf4\uc218\uac00 \ucc28\uac10\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa9\ud45c \uc218\uc775\ub960\uc740 \ubcf4\uc7a5\ub41c \uc218\uce58\uac00 \uc544\ub2c8\uba70 \uc6b4\uc6a9 \uc2e4\uc801\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub429\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima%eb%9e%80-%eb%a7%8c%ea%b8%b0-%eb%b3%b4%ec%9c%a0-%ec%8b%9c-%ec%9b%90%ea%b8%88-%ec%a7%80%ea%b8%89%ed%98%95-%ea%b8%88%ec%9c%b5%ec%83%81%ed%92%88-%ea%b5%ac%ec%a1%b0%ec%99%80-%ed%88%ac%ec%9e%90\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-N2IMA1\">IMA \uc0c1\uc138 \uad6c\uc870 \ubc0f \ubc1c\ud589\uc5b4\uc74c\u00b7\ud380\ub4dc\uc640\uc758 \ucc28\uc774 \uc0b4\ud3b4\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%EC%9D%80%ED%87%B4_%EC%A4%80%EB%B9%84_%EC%8B%9C_IMA%EB%A5%BC_%EA%B2%80%ED%86%A0%ED%95%B4_%EB%B3%BC%EB%A7%8C%ED%95%9C_3%EA%B0%80%EC%A7%80_%EC%82%AC%EB%A1%80\"><\/span><strong>3. \uc740\ud1f4 \uc900\ube44 \uc2dc IMA\ub97c \uac80\ud1a0\ud574 \ubcfc\ub9cc\ud55c 3\uac00\uc9c0 \uc0ac\ub840<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-305 size-full\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image4.jpg\" alt=\"IMA, \ub178\ud6c4 \uc790\uae08, \uc740\ud1f4 \uc790\uae08, \uc740\ud1f4 \uc900\ube44\" width=\"596\" height=\"424\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image4.jpg 596w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image4-300x213.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image4-500x356.jpg 500w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E2%80%9C%EC%84%B8%EC%A0%9C_%ED%98%9C%ED%83%9D_%EA%B3%84%EC%A2%8C_%EC%99%B8_%EC%B6%94%EA%B0%80_%EC%9A%B4%EC%9A%A9%EC%B2%98%EA%B0%80_%ED%95%84%EC%9A%94%ED%95%A0_%EB%95%8C%E2%80%9D_%E2%80%94_%EB%85%B8%ED%9B%84_%EC%9E%90%EA%B8%88_%EB%A7%88%EB%A0%A8%EC%9D%98_%EB%91%90_%EB%B2%88%EC%A7%B8_%EC%B6%95\"><\/span><strong>1) &#8220;\uc138\uc81c \ud61c\ud0dd \uacc4\uc88c \uc678 \ucd94\uac00 \uc6b4\uc6a9\ucc98\uac00 \ud544\uc694\ud560 \ub54c&#8221; \u2014 \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc758 \ub450 \ubc88\uc9f8 \ucd95<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>IRP\u00b7\uc5f0\uae08\uc800\ucd95\uc740 \ud569\uc0b0 \uc5f0 1,800\ub9cc \uc6d0\uc758 \ub0a9\uc785 \ud55c\ub3c4\uac00 \uc788\uace0, \uc6d0\uce59\uc801\uc73c\ub85c \ub9cc 55\uc138 \uc774\ud6c4\ubd80\ud130 \uc5f0\uae08 \uc218\ub839\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc740\ud1f4\ub97c \uc55e\ub450\uace0 \ubaa9\ub3c8\uc774 \uc788\ub354\ub77c\ub3c4 \uc774\ub7f0 \uc138\uc81c \ud61c\ud0dd \uacc4\uc88c\ub9cc\uc73c\ub85c\ub294 \uc6b4\uc6a9\uc774 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\ub3c4 \uc678 \uc790\uae08\uacfc 55\uc138 \uc774\uc804\uc5d0 \ud65c\uc6a9\ud560 \uc790\uae08\uc744 \uc704\ud574 \uc6b4\uc6a9\ucc98\ub97c \ub530\ub85c \ub9c8\ub828\ud574 \ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uace0 \ub0a8\uc740 \uc790\uae08\uc744 \uc2dc\uc911\uae08\ub9ac\uc5d0 \ub9e1\uae30\uc790\ub2c8 \uc218\uc775\uc774 \uc544\uc27d\uace0, \uc8fc\uc2dd\uc774\ub098 \ud380\ub4dc\ub294 \uc740\ud1f4\ub97c \uc55e\ub454 \uc2dc\uc810\uc5d0 \ubcc0\ub3d9\uc131 \ubd80\ub2f4\uc774 \ud07d\ub2c8\ub2e4. IMA\ub294 \ubcc4\ub3c4\uc758 \uac1c\uc778 \ub0a9\uc785 \ud55c\ub3c4 \uc5c6\uc774 \ubaa9\ub3c8\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\uace0, \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09 \uad6c\uc870\ub97c \uac16\ucd94\uace0 \uc788\uc73c\ub2c8 \uc138\uc81c \ud61c\ud0dd \uacc4\uc88c\ub97c \ubcf4\uc644\ud558\ub294 \uc6b4\uc6a9\ucc98\ub85c \uac80\ud1a0\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E2%80%9C55%EC%84%B8_%EC%9D%B4%EC%A0%84_%EC%97%B0%EA%B8%88_%EB%B0%9B%EA%B8%B0%EC%97%94_%EC%95%84%EC%A7%81_%EB%A9%80%EC%97%88%EC%9D%84_%EB%95%8C%E2%80%9D_%E2%80%94_%EC%A4%91%EA%B8%B0_%EC%9A%B4%EC%9A%A9%EC%B2%98%EA%B0%80_%ED%95%84%EC%9A%94%ED%95%9C_%EA%B2%BD%EC%9A%B0\"><\/span><strong>2) &#8220;55\uc138 \uc774\uc804, \uc5f0\uae08 \ubc1b\uae30\uc5d4 \uc544\uc9c1 \uba40\uc5c8\uc744 \ub54c&#8221; \u2014 \uc911\uae30 \uc6b4\uc6a9\ucc98\uac00 \ud544\uc694\ud55c \uacbd\uc6b0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc5f0\uae08\uc800\ucd95\u00b7IRP\ub294 \ub9cc 55\uc138\ubd80\ud130 \uc5f0\uae08 \uc218\ub839\uc774 \uac00\ub2a5\ud558\uba70, \uadf8 \uc774\uc804\uc5d0 \uc778\ucd9c\ud560 \uacbd\uc6b0 \uae30\ud0c0\uc18c\ub4dd\uc138(16.5%)\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4. 50\ub300 \ucd08\uc911\ubc18\uc5d0 \uc740\ud1f4\ub97c \uacc4\ud68d\ud558\uace0 \uc788\ub2e4\uba74 \uc2e4\uc81c \uc5f0\uae08 \uc218\ub839\uae4c\uc9c0 2~5\ub144\uc758 \uacf5\ubc31 \uad6c\uac04\uc774 \uc0dd\uae38 \uc704\ud5d8\uc774 \ud07d\ub2c8\ub2e4.<\/p>\n<p>IMA\ub294 \ub9cc\uae30\ub97c \uc124\uc815\ud574 \uc6b4\uc6a9\ud558\ub294 \uc0c1\ud488\uc778 \ub9cc\ud07c, \uc5f0\uae08 \uac1c\uc2dc \uc2dc\uc810\uc5d0 \ub9de\ucdb0 \ub9cc\uae30\ub97c \uc124\uacc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc\uae30\uc5d0 \ub3cc\uc544\uc624\ub294 \uc790\uae08\uc744 IRP\u00b7\uc5f0\uae08\uc800\ucd95 \ucd94\uac00 \ub0a9\uc785 \uc7ac\uc6d0\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \ubc29\uc2dd\ub3c4 \uac00\ub2a5\ud574, \uc5f0\uae08 \uc218\ub839 \uc804 \uacf5\ubc31 \uad6c\uac04\uc744 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uba54\uc6b0\ub294 \uc6b4\uc6a9\ucc98\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%E2%80%9C%EC%8B%9C%EC%A4%91_%EA%B8%88%EB%A6%AC%EB%8A%94_%EC%88%98%EC%9D%B5%EC%9D%B4_%EC%95%84%EC%89%BD%EA%B3%A0_%EC%A3%BC%EC%8B%9D%EC%9D%80_%EB%B6%80%EB%8B%B4%EC%8A%A4%EB%9F%AC%EC%9A%B8_%EB%95%8C%E2%80%9D_%E2%80%94_%EC%95%88%EC%A0%84%EC%84%B1%EA%B3%BC_%EC%88%98%EC%9D%B5%EC%84%B1_%EC%82%AC%EC%9D%B4_%EA%B7%A0%ED%98%95%EC%9D%B4_%ED%95%84%EC%9A%94%ED%95%9C_%EA%B2%BD%EC%9A%B0\"><\/span><strong>3) &#8220;\uc2dc\uc911 \uae08\ub9ac\ub294 \uc218\uc775\uc774 \uc544\uc27d\uace0, \uc8fc\uc2dd\uc740 \ubd80\ub2f4\uc2a4\ub7ec\uc6b8 \ub54c&#8221; \u2014 \uc548\uc804\uc131\uacfc \uc218\uc775\uc131 \uc0ac\uc774 \uade0\ud615\uc774 \ud544\uc694\ud55c \uacbd\uc6b0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc740\ud1f4 \uc2dc\uc810\uc774 \uac00\uae4c\uc6cc\uc9c8\uc218\ub85d \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c \ud68c\ubcf5 \uac00\ub2a5\ud55c \uae30\uac04\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. \uc774\uc5d0 \uc77c\ubc18\uc801\uc73c\ub85c \ubcc0\ub3d9\uc131\uc774 \ud070 \uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc904\uc5ec\uac00\ub294 \uac83\uc774 \uad8c\uc7a5\ub418\uc9c0\ub9cc, \uadf8\ub807\ub2e4\uace0 \uc2dc\uc911\uae08\ub9ac\ub9cc\uc73c\ub85c \ub178\ud6c4 \uc790\uae08\uc744 \ubd88\ub9ac\uae30\uc5d4 \ub2e4\uc18c \ube60\ub4ef\ud55c \uac83\ub3c4 \uc0ac\uc2e4\uc785\ub2c8\ub2e4.<\/p>\n<p>IMA\ub294 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc744 \uc9c0\uae09\ud558\ub294 \uad6c\uc870\uc774\uba74\uc11c\ub3c4 \uc2dc\uc911\uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \ubaa9\ud45c\ub85c \uc6b4\uc6a9\ub429\ub2c8\ub2e4. \uc8fc\uc2dd\ucc98\ub7fc \ud070 \ubcc0\ub3d9\uc131\uc744 \uac10\uc218\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c, \uc2dc\uc911\uae08\ub9ac\ubcf4\ub2e4 \ub098\uc740 \uc218\uc775\uc744 \uae30\ub300\ud558\uace0 \uc2f6\uc740 \uc740\ud1f4 \uc608\uc815\uc790\uc5d0\uac8c \uad8c\ud560 \ub9cc\ud55c \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_%EB%8B%A4%EB%A5%B8_%EC%83%81%ED%92%88%EA%B3%BC%EB%8A%94_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%A4%EB%A5%BC%EA%B9%8C_%EC%9D%80%ED%87%B4_%EC%9E%90%EA%B8%88_%EC%9A%B4%EC%9A%A9_%EC%83%81%ED%92%88_%ED%95%9C%EB%88%88%EC%97%90_%EB%B9%84%EA%B5%90%ED%95%98%EA%B8%B0\"><\/span><strong>4) \ub2e4\ub978 \uc0c1\ud488\uacfc\ub294 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c? \uc740\ud1f4 \uc790\uae08 \uc6b4\uc6a9 \uc0c1\ud488 \ud55c\ub208\uc5d0 \ube44\uad50\ud558\uae30<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc740\ud1f4 \uc2dc\uc758 \uc790\uae08 \uc6b4\uc6a9 \uc218\ub2e8\uc73c\ub85c \uc790\uc8fc \uace0\ub824\ub418\ub294 \uc138 \uac00\uc9c0 \uc635\uc158\uc758 \ucc28\uc774\uc810\uc744 \ud45c\ub97c \ud1b5\ud574 \ube44\uad50\ud574 \ubcf4\uc138\uc694. \uc138 \uc0c1\ud488\uc758 \uc131\uaca9\uacfc \uc218\uc775 \uad6c\uc870, \ud2b9\uc9d5\uc744 \uac04\ub2e8\ud788 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table width=\"746\">\n<tbody>\n<tr>\n<td width=\"96\">\uad6c\ubd84<\/td>\n<td width=\"230\">\ubc1c\ud589\uc5b4\uc74c<\/td>\n<td width=\"207\">\ud380\ub4dc<\/td>\n<td width=\"213\">IMA<\/td>\n<\/tr>\n<tr>\n<td width=\"96\">\uc0c1\ud488 \uc131\uaca9<\/td>\n<td width=\"230\">\uc99d\uad8c\uc0ac\uac00 \ubc1c\ud589\ud558\ub294 \ub2e8\uae30 \uc6b4\uc6a9 \uc0c1\ud488<\/td>\n<td width=\"207\">\uc6b4\uc6a9 \uc131\uacfc\uc5d0 \ub530\ub77c \uc218\uc775\u00b7\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\ub294 \ud22c\uc790 \uc0c1\ud488<\/td>\n<td width=\"213\">\ubaa8\uc9d1 \uae30\uac04 \ub0b4 \uac00\uc785\ud558\ub294 \uc2e4\uc801 \ubc30\ub2f9\ud615 \uae08\uc735\uc0c1\ud488<\/td>\n<\/tr>\n<tr>\n<td width=\"96\">\uc6b4\uc6a9 \uae30\uac04<\/td>\n<td width=\"230\">\uc8fc\ub85c \ub2e8\uae30<\/td>\n<td width=\"207\">\uc0c1\ud488\ubcc4 \uc0c1\uc774<\/td>\n<td width=\"213\">\uc0c1\ud488\ubcc4 \ub9cc\uae30 \uc124\uc815<\/td>\n<\/tr>\n<tr>\n<td width=\"96\">\uc218\uc775 \uad6c\uc870<\/td>\n<td width=\"230\">\uc57d\uc815 \uc218\uc775\ub960 \uc911\uc2ec<\/td>\n<td width=\"207\">\uc6b4\uc6a9 \uc2e4\uc801\uc5d0 \ub530\ub77c \ubcc0\ub3d9<\/td>\n<td width=\"213\">\uae30\uc900\uc218\uc775\ub960\uc744 \ubaa9\ud45c\ub85c \uc6b4\uc6a9, \ucd08\uacfc \uc131\uacfc \ubc1c\uc0dd \uc2dc \uc131\uacfc\ubcf4\uc218 \uac00\ub2a5<\/td>\n<\/tr>\n<tr>\n<td width=\"96\">\uc6d0\uae08 \uad00\ub828<\/td>\n<td width=\"230\">\ubc1c\ud589 \uc99d\uad8c\uc0ac\uc758 \uc2e0\uc6a9\uc704\ud5d8 \uc874\uc7ac<\/td>\n<td width=\"207\">\uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5<\/td>\n<td width=\"213\">\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34 \ubd80\ub2f4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><strong>[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Q1_IRP%C2%B7%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95_%ED%95%9C%EB%8F%84%EB%A5%BC_%EC%B1%84%EC%9B%A0%EB%8A%94%EB%8D%B0_%EB%82%A8%EC%9D%80_%EC%9D%80%ED%87%B4_%EC%9E%90%EA%B8%88%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%9A%B4%EC%9A%A9%ED%95%B4%EC%95%BC_%ED%95%A0%EA%B9%8C%EC%9A%94\"><\/span><strong>Q1. IRP\u00b7\uc5f0\uae08\uc800\ucd95 \ud55c\ub3c4\ub97c \ucc44\uc6e0\ub294\ub370 \ub0a8\uc740 \uc740\ud1f4 \uc790\uae08\uc740 \uc5b4\ub5bb\uac8c \uc6b4\uc6a9\ud574\uc57c \ud560\uae4c\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A. IRP\u00b7\uc5f0\uae08\uc800\ucd95\uc740 \ud569\uc0b0 \uc5f0 1,800\ub9cc \uc6d0\uc758 \ub0a9\uc785 \ud55c\ub3c4\uac00 \uc788\uc5b4, \ud55c\ub3c4\ub97c \ucd08\uacfc\ud55c \uc790\uae08\uc740 \ubcc4\ub3c4 \uc6b4\uc6a9\ucc98\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. IMA\ub294 \uac1c\uc778 \ub0a9\uc785 \ud55c\ub3c4 \uc81c\uc57d \uc5c6\uc774 \ubaa9\ub3c8\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\uc5b4, \uc138\uc81c \ud61c\ud0dd \uacc4\uc88c\ub97c \ucc44\uc6b4 \ub4a4 \ub0a8\uc740 \uc790\uae08\uc758 \uc6b4\uc6a9\ucc98\ub85c \uac80\ud1a0\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q2_%EC%9D%80%ED%87%B4_%EC%9E%90%EA%B8%88_%EC%A0%84%EC%B2%B4%EB%A1%9C_%EC%83%81%ED%92%88%EC%9D%84_%EA%B0%80%EC%9E%85%ED%95%B4%EB%8F%84_%EB%90%98%EB%82%98%EC%9A%94\"><\/span><strong>Q2. \uc740\ud1f4 \uc790\uae08 \uc804\uccb4\ub85c \uc0c1\ud488\uc744 \uac00\uc785\ud574\ub3c4 \ub418\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A. IMA\ub294 \uc608\uae08\uc790 \ubcf4\ud638 \ub300\uc0c1\uc774 \uc544\ub2c8\uba70, \uc99d\uad8c\uc0ac\uc758 \uc2e0\uc6a9\uc704\ud5d8\uc774 \uc874\uc7ac\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ub610\ud55c \ubaa8\uc9d1 \uae30\uac04\uacfc \ud55c\ub3c4\uac00 \uc815\ud574\uc838 \uc788\uc5b4 \uc6d0\ud558\ub294 \uc2dc\uc810\uc5d0 \uc5b8\uc81c\ub4e0 \uac00\uc785\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc740\ud1f4\ub97c \uc704\ud55c \uc790\uae08\uc740 IRP\u00b7\uc5f0\uae08\uc800\ucd95 \ub4f1 \uc138\uc81c \ud61c\ud0dd \uacc4\uc88c\uc640 \ud568\uaed8 \uc6a9\ub3c4\uc5d0 \ub9de\uac8c \ubd84\uc0b0\ud574 \uc6b4\uc6a9\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q3_IMA%EB%8A%94_%EB%88%84%EA%B5%AC%EB%82%98_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>Q3<\/strong><strong>. IMA\ub294 \ub204\uad6c\ub098 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A. \uc5f0\ub839 \ub4f1 \uac00\uc785 \uc81c\ud55c\uc740 \ub530\ub85c \uc5c6\uc73c\ub098, \uc774\ub294 \uc0c1\uc2dc \uac00\uc785\uc774 \uac00\ub2a5\ud55c \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubaa8\uc9d1 \uae30\uac04 \ub0b4\uc5d0\ub9cc \uac00\uc785\ud560 \uc218 \uc788\uc73c\uba70 \ud55c\ub3c4 \uc18c\uc9c4 \uc2dc \uc870\uae30 \uc885\ub8cc\ub429\ub2c8\ub2e4. \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \ubaa8\uc9d1 \uc911\uc778 \ud68c\ucc28\uc640 \uac00\uc785 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/ima?tab=tab1&amp;utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-N2IMA1\">\ub098\ubb34\uc99d\uad8c \uc571 IMA \ubc14\ub85c\uac00\uae30<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q4_%E2%80%98%EC%9B%90%EA%B8%88_%EB%B3%B4%EC%9E%A5%EA%B3%BC_%E2%80%98%EB%A7%8C%EA%B8%B0_%EB%B3%B4%EC%9C%A0_%EC%8B%9C_%EC%9B%90%EA%B8%88_%EC%A7%80%EA%B8%89%EC%9D%80_%EA%B0%99%EC%9D%80_%EB%A7%90%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>Q4. &#8216;\uc6d0\uae08 \ubcf4\uc7a5&#8217;\uacfc &#8216;\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09&#8217;\uc740 \uac19\uc740 \ub9d0\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A. \uac19\uc740 \ub9d0\uc774 \uc544\ub2d9\ub2c8\ub2e4. &#8216;\uc6d0\uae08 \ubcf4\uc7a5&#8217;\uc740 \ubc95\uc801\uc73c\ub85c \uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5\uc131\uc774 \uc5c6\ub294 \uc0c1\ud488\uc5d0\ub9cc \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ud45c\ud604\uc73c\ub85c, \uc740\ud589 \uc608\u00b7\uc801\uae08\uc774 \ub300\ud45c\uc801\uc785\ub2c8\ub2e4. IMA\ub294 \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720\ud560 \uacbd\uc6b0 \uc99d\uad8c\uc0ac\uac00 \ubc95\uc801\uc73c\ub85c \ud22c\uc790 \uc6d0\uae08\uc744 \uc9c0\uae09\ud558\uae30\ub85c \uc57d\uc815\ud55c \uc0c1\ud488\uc774\uc9c0\ub9cc \uc608\uae08\uc790 \ubcf4\ud638 \ub300\uc0c1\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub530\ub77c\uc11c \u2018\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\u2019\uc774\ub780 \ud45c\ud604\uc774 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%97%90%EC%84%9C_IMA_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0\"><\/span><strong>\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c IMA \uc2dc\uc791\ud558\uae30<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-306 size-full\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image5.jpg\" alt=\"IMA, \ub178\ud6c4 \uc790\uae08, \uc740\ud1f4 \uc790\uae08, \uc740\ud1f4 \uc900\ube44\" width=\"672\" height=\"380\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image5.jpg 672w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image5-300x170.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/05\/image5-500x283.jpg 500w\" sizes=\"(max-width: 672px) 100vw, 672px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_IMA%EB%A1%9C_%EC%9D%80%ED%87%B4_%EC%A4%80%EB%B9%84_%EC%A7%80%EA%B8%88%EC%9D%B4_%EC%8B%9C%EC%9E%91_%ED%83%80%EC%9D%B4%EB%B0%8D%EC%9D%B8_%EC%9D%B4%EC%9C%A0\"><\/span><strong>1) IMA\ub85c \uc740\ud1f4 \uc900\ube44, \uc9c0\uae08\uc774 \uc2dc\uc791 \ud0c0\uc774\ubc0d\uc778 \uc774\uc720<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>IMA\ub294 \uc0c1\uc2dc \uac00\uc785\uc774 \uac00\ub2a5\ud55c \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubaa8\uc9d1 \uae30\uac04 \ub0b4\uc5d0\ub9cc \uac00\uc785\ud560 \uc218 \uc788\uace0, \ud55c\ub3c4\uac00 \uc18c\uc9c4\ub418\uba74 \uc870\uae30 \uc885\ub8cc\ub429\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub098\ubb34\uc99d\uad8c\uc758 1\ud638 \uc0c1\ud488 &#8216;N2 IMA1 \uc911\uae30\ud615&#8217;\uc758 \uacbd\uc6b0 \ubaa8\uc9d1 \ud55c\ub3c4 4,000\uc5b5 \uc6d0\uc774 \uc644\ud310\ub418\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub098\ubb34\uc99d\uad8c\uc740 2026\ub144 3\uc6d4 IMA \uc0ac\uc5c5\uc790\ub85c \uc9c0\uc815\ub418\uba70 \uc2dc\uc7a5\uc5d0 \ud569\ub958\ud588\uc2b5\ub2c8\ub2e4. \uad6d\ub0b4 \uc99d\uad8c\uc5c5\uacc4 \ucd5c\uace0 \uc218\uc900\uc778 AA+ \uc2e0\uc6a9\ub4f1\uae09*\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \ub18d\ud611\uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc0ac\ub85c\uc11c\uc758 \uc790\ubcf8 \uc9c0\uc6d0 \uccb4\uacc4\ub97c \uae30\ubc18\uc73c\ub85c \uc0c1\ud488\uc744 \uc124\uacc4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud1f4 3~5\ub144 \uc804, \ub178\ud6c4 \uc790\uae08 \uc6b4\uc6a9\uc744 \uc900\ube44 \uc911\uc774\ub77c\uba74 \uc9c0\uae08\uc774 \ucd5c\uc801\uc758 \ud0c0\uc774\ubc0d\uc785\ub2c8\ub2e4.<\/p>\n<p>*2026.03.25 \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00 \uae30\uc900<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%EC%B6%94%EC%B2%9C%ED%95%A9%EB%8B%88%EB%8B%A4\"><\/span><strong>2) \ub098\ubb34\uc99d\uad8c IMA, \uc774\ub7f0 \ubd84\uaed8 \ucd94\ucc9c\ud569\ub2c8\ub2e4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc544\ub798 \ud56d\ubaa9 \uc911 \ud558\ub098\ub77c\ub3c4 \ud574\ub2f9\ub418\ub294 \ubd84\uc774\ub77c\uba74 IMA\ub97c \uc801\uadf9\uc801\uc73c\ub85c \uace0\ub824\ud574 \ubcfc\ub9cc\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc740\ud1f4 3~5\ub144 \uc804, \uc790\uae08 \uc6b4\uc6a9\ucc98\ub97c \uace0\ubbfc\ud558\uace0 \uc788\ub294 \ubd84<\/li>\n<li>IRP\u00b7\uc5f0\uae08\uc800\ucd95 \uc774\uc678 \ucd94\uac00 \ubaa9\ub3c8 \uc6b4\uc6a9\ucc98\ub97c \ucc3e\uace0 \uc788\ub294 \ubd84<\/li>\n<li>\uc2dc\uc911 \uae08\ub9ac\ub294 \uc218\uc775\uc774 \uc544\uc27d\uc9c0\ub9cc \uc8fc\uc2dd\uc758 \ud070 \ubcc0\ub3d9\uc131\uc740 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \ubd84<\/li>\n<\/ul>\n<p>\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc744 \uc9c0\ud0a4\uba74\uc11c \uc218\uc775\ub3c4 \uae30\ub300\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc740\ud1f4 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\uace0 \uc2f6\ub2e4\uba74, \ubaa8\uc9d1 \ud68c\ucc28\uc640 \uac00\uc785 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ub098\ubb34\uc99d\uad8c \uc571\uc5d0\uc11c \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c IMA \ud655\uc778\ud558\uae30<\/strong><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/www.mynamuhbegin.com\/ima?tab=tab1&#038;utm_source=metric-studio&#038;utm_medium=blog&#038;utm_campaign=2026-namuh-N2IMA1\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-0792\ud638(2026-05-18~2027-05-17)<br \/>\n\u203b \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc885\ud569\ud22c\uc790\uacc4\uc88c, IMA)\uc5d0 \ub300\ud558\uc5ec \ub2f9\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc124\uba85\uc11c \ubc0f \uc57d\uad00\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc885\ud569\ud22c\uc790\uacc4\uc88c, IMA)\uc740 \uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9, \ud658\uc728 \ubcc0\ub3d9 \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4. \ub2e8, \ubcf8 \uc0c1\ud488\uc740 \uace0\uac1d\uc758 \uc694\uccad\uc5d0 \ub530\ub77c \uc911\ub3c4\uc5d0 \ud574\uc9c0\ub418\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0 \ub2f9\uc0ac(\uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790)\uc5d0\uc11c \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4. (\ud3d0\uc1c4\ud615\uc73c\ub85c \uc124\uc815 \uc2dc \uc911\ub3c4\ud574\uc9c0 \ubd88\uac00)<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \ub2f9\uc0ac(AA+, 2026.01.21, \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00)\uc758 \uc2e0\uc6a9\uc704\ud5d8(\ubd80\ub3c4, \ud30c\uc0b0 \ub4f1)\uc5d0 \ub530\ub978 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b IMA \uc6b4\uc6a9\uc790\uc0b0\uc744 \ub2f9\uc0ac\uc758 \uace0\uc720\uc7ac\uc0b0 \ub4f1\uacfc \uad6c\ubd84\uad00\ub9ac\ud558\uae30 \uc704\ud558\uc5ec \uc790\uae30\uc2e0\ud0c1\uc744 \uc774\uc6a9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc2e0\ud0c1\ubc95 \uc0c1 \uc2e0\ud0c1\uc7ac\uc0b0\uacfc \uad00\ub828\ub41c \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<br \/>\n\u203b \ud22c\uc790\uc801\uaca9\ub4f1\uae09\uc740 AAA\/AA\u00b7A\u00b7BBB \uac01 +, 0, &#8211; \uc21c\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<br \/>\n\u203b \ubcf4\uc218 \uc5f0 0.6% \ubc0f \uae30\ud0c0 \uc6b4\uc6a9\ube44\uc6a9 \ub4f1 \ubcc4\ub3c4 \ubc1c\uc0dd \uac00\ub2a5, \uc131\uacfc\ubcf4\uc218\ub294 \uc124\uba85\uc11c \ub4f1 \ucc38\uace0<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc740\ud1f4\ub97c \uc55e\ub454 \uc2dc\uc810, IRP\u00b7\uc5f0\uae08\uc800\ucd95\ub9cc \uc900\ube44\ud558\uace0 \uacc4\uc168\ub098\uc694? IMA\ub294 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc744 \uc9c0\ud0a4\uace0 \uc218\uc775\ub3c4 \uae30\ub300\ud560 \uc218 \uc788\uc5b4 \ubaa9\ub3c8 \uc6b4\uc6a9\ucc98\ub85c \uc801\ud569\ud569\ub2c8\ub2e4. \uc9c0\uae08 \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":311,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[20,45,46,47],"class_list":["post-301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-ima","tag-45","tag-46","tag-47","col-md-6 col-sm-6"],"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=301"}],"version-history":[{"count":6,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/301\/revisions"}],"predecessor-version":[{"id":314,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/301\/revisions\/314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/311"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}