{"id":392,"date":"2026-06-17T11:27:53","date_gmt":"2026-06-17T11:27:53","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=392"},"modified":"2026-06-22T18:13:49","modified_gmt":"2026-06-22T18:13:49","slug":"%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/","title":{"rendered":"\ud83d\udd0d IMA \ub354 \uc54c\uc544\ubcf4\uae30: 30, 40\ub300 \uc9c1\uc7a5\uc778\uc758 \uc911\uae30 \ubaa9\ub3c8 \uc6b4\uc6a9 \uc120\ud0dd\uc9c0"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#1_IMA%EB%9E%80_30_40%EB%8C%80_%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EB%8F%88_%EA%B5%B4%EB%A6%AC%EA%B8%B0_%EC%9A%A9%EB%8F%84%EC%9D%98_%EC%84%A0%ED%83%9D%EC%A7%80\" >1. IMA\ub780? 30, 40\ub300 \uc9c1\uc7a5\uc778 \uc911\uae30 \ubaa9\ub3c8 \uad74\ub9ac\uae30 \uc6a9\ub3c4\uc758 \uc120\ud0dd\uc9c0\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#2_30_40%EB%8C%80_%EA%B8%B0%EC%A4%80_IMA_%EA%B0%80%EC%9E%85_%EC%A0%84_%EC%B2%B4%ED%81%AC%ED%8F%AC%EC%9D%B8%ED%8A%B8_3%EA%B0%80%EC%A7%80\" >2. 30, 40\ub300 \uae30\uc900 IMA \uac00\uc785 \uc804 \uccb4\ud06c\ud3ec\uc778\ud2b8 3\uac00\uc9c0\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#1_%EB%A7%8C%EA%B8%B0_%EB%B3%B4%EC%9C%A0_%EC%8B%9C_%EC%9B%90%EA%B8%88_%EC%A7%80%EA%B8%89%EC%9D%80_%EC%96%B4%EB%96%A4_%EC%A1%B0%EA%B1%B4%EC%9C%BC%EB%A1%9C_%EC%A0%81%EC%9A%A9%EB%90%98%EB%82%98%EC%9A%94\" >1) \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\uc740 \uc5b4\ub5a4 \uc870\uac74\uc73c\ub85c \uc801\uc6a9\ub418\ub098\uc694?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#2_%EA%B8%B0%EC%A4%80_%EC%88%98%EC%9D%B5%EB%A5%A0%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\" >2) \uae30\uc900 \uc218\uc775\ub960\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#3_%EB%AA%A8%EC%A7%91_%EA%B8%B0%EA%B0%84_%EB%82%B4%EC%97%90%EB%A7%8C_%EA%B0%80%EC%9E%85_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%83%81%ED%92%88%EC%9D%B4%EB%9D%BC%EB%8A%94_%EA%B1%B4_%EB%AC%B4%EC%8A%A8_%EB%9C%BB%EC%9D%B8%EA%B0%80%EC%9A%94\" >3) \ubaa8\uc9d1 \uae30\uac04 \ub0b4\uc5d0\ub9cc \uac00\uc785 \uac00\ub2a5\ud55c \uc0c1\ud488\uc774\ub77c\ub294 \uac74 \ubb34\uc2a8 \ub73b\uc778\uac00\uc694?\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#3_30_40%EB%8C%80_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EC%A0%81_%EC%9E%90%EA%B8%88%EC%97%90_IMA%EB%A5%BC_%ED%99%9C%EC%9A%A9%ED%95%98%EB%8A%94_3%EA%B0%80%EC%A7%80_%EC%82%AC%EB%A1%80\" >3. 30, 40\ub300 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc5d0 IMA\ub97c \ud65c\uc6a9\ud558\ub294 3\uac00\uc9c0 \uc0ac\ub840\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#1_%E2%80%9C3%EB%85%84_%EB%92%A4_%EA%B2%B0%ED%98%BC_%EB%82%B4_%EC%A7%91_%EB%A7%88%EB%A0%A8_%EC%9E%90%EA%B8%88%EC%9D%84_%EC%9A%B4%EC%9A%A9%ED%95%98%EA%B3%A0_%EC%8B%B6%EB%8B%A4%E2%80%9D_%EC%8B%9C%EA%B8%B0%EA%B0%80_%EC%A0%95%ED%95%B4%EC%A7%84_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EC%A0%81_%EC%9E%90%EA%B8%88\" >1) &#8220;3\ub144 \ub4a4 \uacb0\ud63c, \ub0b4 \uc9d1 \ub9c8\ub828 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\uace0 \uc2f6\ub2e4&#8221; \n: \uc2dc\uae30\uac00 \uc815\ud574\uc9c4 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#2_%E2%80%9C%EC%9E%90%EB%85%80_%EA%B5%90%EC%9C%A1%EB%B9%84%EC%B2%98%EB%9F%BC_%EC%82%AC%EC%9A%A9_%EC%8B%9C%EC%A0%90%EC%9D%B4_%EC%A0%95%ED%95%B4%EC%A7%84_%EC%9E%90%EA%B8%88%EC%9D%B4_%EC%9E%88%EB%8B%A4%E2%80%9D_%EB%B3%80%EB%8F%99%EC%84%B1_%ED%9A%8C%ED%94%BC%EA%B0%80_%EC%9A%B0%EC%84%A0%EC%9D%B8_%EC%9E%90%EA%B8%88\" >2) &#8220;\uc790\ub140 \uad50\uc721\ube44\ucc98\ub7fc \uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 \uc790\uae08\uc774 \uc788\ub2e4&#8221; \n: \ubcc0\ub3d9\uc131 \ud68c\ud53c\uac00 \uc6b0\uc120\uc778 \uc790\uae08\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#3_%E2%80%9C%EB%B9%84%EC%83%81%EA%B8%88_%EC%99%B8_%EC%97%AC%EC%9C%A0_%EB%AA%A9%EB%8F%88%EC%9D%84_%EA%B5%B4%EB%A6%AC%EA%B3%A0_%EC%8B%B6%EB%8B%A4%E2%80%9D_%EC%9E%90%EC%82%B0_%ED%8F%AC%ED%8A%B8%ED%8F%B4%EB%A6%AC%EC%98%A4%EC%9D%98_%EC%95%88%EC%A0%95_%EC%9A%B4%EC%9A%A9_%EC%B6%95%EC%9D%B4_%ED%95%84%EC%9A%94%ED%95%9C_%EA%B2%BD%EC%9A%B0\" >3) &#8220;\ube44\uc0c1\uae08 \uc678 \uc5ec\uc720 \ubaa9\ub3c8\uc744 \uad74\ub9ac\uace0 \uc2f6\ub2e4&#8221; \n: \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815 \uc6b4\uc6a9 \ucd95\uc774 \ud544\uc694\ud55c \uacbd\uc6b0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#4_IMA_%EB%B0%9C%ED%96%89%EC%96%B4%EC%9D%8C_%ED%8E%80%EB%93%9C_30_40%EB%8C%80_%EC%9E%90%EA%B8%88_%EC%84%B1%EA%B2%A9%EB%B3%84%EB%A1%9C_%EB%AC%B4%EC%97%87%EC%9D%B4_%EC%A0%81%ED%95%A9%ED%95%A0%EA%B9%8C\" >4. IMA, \ubc1c\ud589\uc5b4\uc74c, \ud380\ub4dc: 30, 40\ub300 \uc790\uae08 \uc131\uaca9\ubcc4\ub85c \ubb34\uc5c7\uc774 \uc801\ud569\ud560\uae4c?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#_FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >\u00a0[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38\u00a0<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#Q1_IMA_%EC%83%81%ED%92%88_%EA%B0%80%EC%9E%85_%EC%A0%84_%EB%AC%B4%EC%97%87%EC%9D%84_%ED%99%95%EC%9D%B8%ED%95%B4%EC%95%BC_%ED%95%98%EB%82%98%EC%9A%94\" >Q1. IMA \uc0c1\ud488 \uac00\uc785 \uc804 \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#Q2_%EA%B2%B0%ED%98%BC_%EB%82%B4_%EC%A7%91_%EB%A7%88%EB%A0%A8_%EC%9E%90%EB%85%80_%EA%B5%90%EC%9C%A1%EB%B9%84_%EA%B0%99%EC%9D%80_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EC%A0%81_%EC%9E%90%EA%B8%88%EC%97%90%EB%8F%84_IMA%EA%B0%80_%EC%A0%81%ED%95%A9%ED%95%9C%EA%B0%80%EC%9A%94\" >Q2. \uacb0\ud63c, \ub0b4 \uc9d1 \ub9c8\ub828, \uc790\ub140 \uad50\uc721\ube44 \uac19\uc740 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc5d0\ub3c4 IMA\uac00 \uc801\ud569\ud55c\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#Q3_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_3%ED%98%B8%EB%8A%94_%EC%96%B8%EC%A0%9C_%EB%AA%A8%EC%A7%91%ED%95%98%EA%B3%A0_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B0%80%EC%9E%85%ED%95%98%EB%82%98%EC%9A%94\" >Q3. \ub098\ubb34\uc99d\uad8c IMA 3\ud638\ub294 \uc5b8\uc81c \ubaa8\uc9d1\ud558\uace0, \uc5b4\ub5bb\uac8c \uac00\uc785\ud558\ub098\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#IMA_%EC%A6%9D%EA%B6%8C%EC%82%AC%EB%8A%94_%EC%96%B4%EB%94%94%EA%B0%80_%EC%A2%8B%EC%9D%84%EA%B9%8C_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%97%90%EC%84%9C_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0\" >IMA \uc99d\uad8c\uc0ac\ub294 \uc5b4\ub514\uac00 \uc88b\uc744\uae4c? \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uc2dc\uc791\ud558\uae30\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#1_IMA_3%ED%98%B8_%EB%AA%A8%EC%A7%91_30_40%EB%8C%80%EC%97%90%EA%B2%8C_%EC%9D%98%EB%AF%B8_%EC%9E%88%EB%8A%94_%ED%83%80%EC%9D%B4%EB%B0%8D\" >1) IMA 3\ud638 \ubaa8\uc9d1: 30, 40\ub300\uc5d0\uac8c \uc758\ubbf8 \uc788\ub294 \ud0c0\uc774\ubc0d\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%EA%B6%8C%ED%95%A9%EB%8B%88%EB%8B%A4\" >2) \ub098\ubb34\uc99d\uad8c IMA, \uc774\ub7f0 \ubd84\uaed8 \uad8c\ud569\ub2c8\ub2e4\u00a0<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%f0%9f%94%8d-ima-%eb%8d%94-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-30-40%eb%8c%80-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%98-%ec%a4%91%ea%b8%b0-%eb%aa%a9%eb%8f%88-%ec%9a%b4%ec%9a%a9\/#%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_%EB%B0%94%EB%A1%9C_%EA%B0%80%EA%B8%B0\" >\ub098\ubb34\uc99d\uad8c IMA \ubc14\ub85c \uac00\uae30<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1 <\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>30, 40\ub300 \uc9c1\uc7a5\uc778\uc758 \uc911\uae30 \ubaa9\ub3c8 \uc6b4\uc6a9 \uc120\ud0dd\uc9c0\ub85c IMA\uac00 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uc6d0\ud558\uba74\uc11c \uc8fc\uc2dd\uc758 \ubcc0\ub3d9\uc131\uc740 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \uc790\uc0b0 \uc6b4\uc6a9 \uad6c\uac04\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc774\ub294 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud558\ub294 \uc2e4\uc801 \ubc30\ub2f9\ud615 \uae08\uc735\uc0c1\ud488\uc73c\ub85c, 2~3\ub144 \uc911\uae30 \uc790\uae08 \uc6b4\uc6a9\ucc98\ub85c \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uacb0\ud63c, \ub0b4 \uc9d1 \ub9c8\ub828, \uc790\ub140 \uad50\uc721\ube44 \ub4f1 \uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc774\ub77c\uba74, IMA \ub9cc\uae30\ub97c \uc790\uae08 \uc0ac\uc6a9 \uc2dc\uc810\uc5d0 \ub9de\ucdb0 \uc124\uacc4\ud558\ub294 \uc811\uadfc\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\ucd5c\uadfc\uae4c\uc9c0 \uc801\uadf9\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \ubd88\ub824 \uc628 30, 40\ub300 \uc9c1\uc7a5\uc778\uc774\ub77c\uba74,<br \/>\n\uc5b4\ub290 \uc21c\uac04 \uc774\ub7f0 \uace0\ubbfc\uc774 \ucc3e\uc544\uc635\ub2c8\ub2e4.<\/p>\n<p><strong><em>&#8220;\uc218\uc775\uc740 \uc5b4\ub290 \uc815\ub3c4 \uc2e4\ud604\ud588\ub294\ub370, \uc774\uc81c \uc774 \ub3c8\uc744 \uc5b4\ub514\uc5d0 \ub450\uc5b4\uc57c \ud560\uae4c?&#8221;<\/em><\/strong><\/p>\n<p>\ub2e4\uc2dc \uc8fc\uc2dd\uc5d0 \ub123\uc790\ub2c8 \ubcc0\ub3d9\uc131\uc774 \ubd80\ub2f4\uc2a4\ub7fd\uace0, \uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \ubc14\ub77c\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ud63c \uc790\uae08, \ub0b4 \uc9d1 \ub9c8\ub828, \uc790\ub140 \uad50\uc721\ube44 \ub4f1 \uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 \ubaa9\ub3c8\uc744 \uad74\ub9b4 \uacc4\ud68d \uc911\uc774\ub77c\uba74,<br \/>\n\ubaa9\uc801\uacfc \uae30\uac04\uc5d0 \ub530\ub77c \uc790\uc0b0\uc744 \ub098\ub204\uc5b4 \uc6b4\uc6a9\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 2~3\ub144 \uc911\uae30 \ubaa9\ub3c8 \uc6b4\uc6a9 \ubc29\ubc95\uc5d0 \ub300\ud574 \uace0\ubbfc\ud558\ub294 \ubd84\ub4e4\uc744 \uc704\ud574 <strong>IMA(\uc885\ud569\ud22c\uc790\uacc4\uc88c)<\/strong>\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4.<br \/>\n\uc774\ub294 <strong>\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud558\ub294 \uc2e4\uc801 \ubc30\ub2f9\ud615 \uae08\uc735\uc0c1\ud488<\/strong>\uc73c\ub85c \uc548\uc815\uc131\uacfc \uc218\uc775\uc131\uc744 \ud568\uaed8 \uace0\ub824\ud558\ub294 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uc120\ud0dd\uc9c0\ub85c \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_IMA%EB%9E%80_30_40%EB%8C%80_%EC%A7%81%EC%9E%A5%EC%9D%B8_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EB%8F%88_%EA%B5%B4%EB%A6%AC%EA%B8%B0_%EC%9A%A9%EB%8F%84%EC%9D%98_%EC%84%A0%ED%83%9D%EC%A7%80\"><\/span><strong>1. IMA\ub780? 30, 40\ub300 \uc9c1\uc7a5\uc778 \uc911\uae30 \ubaa9\ub3c8 \uad74\ub9ac\uae30 \uc6a9\ub3c4\uc758 \uc120\ud0dd\uc9c0\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-394 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-1024x572.jpg\" alt=\"IMA, \ubaa9\ub3c8 \uad74\ub9ac\uae30, \ub0b4 \uc9d1 \ub9c8\ub828, ima \uc99d\uad8c\uc0ac\" width=\"1024\" height=\"572\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-1024x572.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-300x167.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-768x429.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-1536x857.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-2048x1143.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-900x502.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_2-500x279.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\uc774\uc81c &#8216;<strong>\uc9c0\ud0a4\uba74\uc11c \ud0a4\uc6b0\ub294 \uac83<\/strong>&#8216;\uc774 \uc911\uc694\ud574\uc9c4 30, 40\ub300\uc5d0\uac8c, <strong>IMA(Investment Management Account)<\/strong>\uac00 \uc911\uae30 \ubaa9\ub3c8 \uc6b4\uc6a9 \uc120\ud0dd\uc9c0\ub85c \ub5a0\uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub294 \uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790(\uc99d\uad8c\uc0ac)\uac00 \ubaa8\uc9d1 \uae30\uac04 \ub0b4 \uac00\uc785\ud55c \uace0\uac1d\uc758 \uc790\uae08\uc744<br \/>\n\uae30\uc5c5\uc758 \uc790\uae08 \uc870\ub2ec \uc218\uc694\uc5d0 \uae30\ubc18\ud55c \ud68c\uc0ac\ucc44, \uae30\uc5c5 \ub300\ucd9c, \uc778\uc218 \uae08\uc735 \ub4f1\uc5d0 \uc6b4\uc6a9\ud558\uace0, \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc744 \uc9c0\uae09\ud558\ub294 \uad6c\uc870\uc758 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc790\uae30\uc790\ubcf8 8\uc870 \uc6d0 \uc774\uc0c1\uc758 \ucd08\ub300\ud615 IB(\uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790)\ub9cc \ud310\ub9e4\ud560 \uc218 \uc788\uc73c\uba70, 2026\ub144 3\uc6d4 NH\ud22c\uc790\uc99d\uad8c\uc774 \uc138 \ubc88\uc9f8 \uc0ac\uc5c5\uc790\ub85c \uc9c0\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima%eb%9e%80-%eb%a7%8c%ea%b8%b0-%eb%b3%b4%ec%9c%a0-%ec%8b%9c-%ec%9b%90%ea%b8%88-%ec%a7%80%ea%b8%89%ed%98%95-%ea%b8%88%ec%9c%b5%ec%83%81%ed%92%88-%ea%b5%ac%ec%a1%b0%ec%99%80-%ed%88%ac%ec%9e%90\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-3040N2IMA1\">IMA \uad6c\uc870\uc640 \ud22c\uc790 \ubc29\ubc95 \ub354 \uc54c\uc544\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_30_40%EB%8C%80_%EA%B8%B0%EC%A4%80_IMA_%EA%B0%80%EC%9E%85_%EC%A0%84_%EC%B2%B4%ED%81%AC%ED%8F%AC%EC%9D%B8%ED%8A%B8_3%EA%B0%80%EC%A7%80\"><\/span><strong>2. 30, 40\ub300 \uae30\uc900 IMA \uac00\uc785 \uc804 \uccb4\ud06c\ud3ec\uc778\ud2b8 3\uac00\uc9c0\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uadf8\ub7fc \ud604\uc7ac 30, 40\ub300\uac00 \uac00\uc785\uc744 \uace0\ub824\ud558\uba74\uc11c \uccb4\ud06c\ud558\uba74 \uc88b\uc744 3\uac00\uc9c0 \ud3ec\uc778\ud2b8\ub97c \ucc28\ub840\ub85c \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EB%A7%8C%EA%B8%B0_%EB%B3%B4%EC%9C%A0_%EC%8B%9C_%EC%9B%90%EA%B8%88_%EC%A7%80%EA%B8%89%EC%9D%80_%EC%96%B4%EB%96%A4_%EC%A1%B0%EA%B1%B4%EC%9C%BC%EB%A1%9C_%EC%A0%81%EC%9A%A9%EB%90%98%EB%82%98%EC%9A%94\"><\/span><strong>1) \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09\uc740 \uc5b4\ub5a4 \uc870\uac74\uc73c\ub85c \uc801\uc6a9\ub418\ub098\uc694?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ub098\ubb34\uc99d\uad8c IMA\ub294 \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720\ud560 \uacbd\uc6b0 NH\ud22c\uc790\uc99d\uad8c\uc774 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4.<br \/>\n\uc989, <strong>\ub9cc\uae30 \ubcf4\uc720\uac00 \uc6d0\uae08 \uc9c0\uae09\uc758 \uc804\uc81c \uc870\uac74<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub098\ubb34\uc99d\uad8c 1\ud638 \uc0c1\ud488 &#8216;N2 IMA1 \uc911\uae30\ud615 1\ud638&#8217;\ub294 \ub9cc\uae30 2\ub144 6\uac1c\uc6d4\uc758 \ud3d0\uc1c4\ud615 \uc0c1\ud488,<br \/>\n2\ud638 \uc0c1\ud488\uc778 \u2018N2 IMA1 \uc911\uae30\ud615 2\ud638\u2019\ub294 \ub9cc\uae30 2\ub144 3\uac1c\uc6d4\uc758 \ud3d0\uc1c4\ud615 \uc0c1\ud488\uc73c\ub85c \ucd9c\uc2dc\ub418\uc5c8\uc73c\uba70,<br \/>\n\ud68c\ucc28\ubcc4\ub85c \ub9cc\uae30 \ub4f1 \uc870\uac74\uc774 \ub2e4\ub97c \uc218 \uc788\uc5b4 \uac00\uc785 \uc804 \uc0c1\ud488 \uc124\uba85\uc11c \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub530\ub77c\uc11c 30, 40\ub300 \uad00\uc810\uc5d0\uc11c\ub294 \ud574\ub2f9 \uc790\uae08\uc744 \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EA%B8%B0%EC%A4%80_%EC%88%98%EC%9D%B5%EB%A5%A0%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\"><\/span><strong>2) \uae30\uc900 \uc218\uc775\ub960\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>IMA<\/strong>\ub294 <strong>\uc2e4\uc801 \ubc30\ub2f9\ud615 \uc0c1\ud488<\/strong>\uc73c\ub85c, \uc6b4\uc6a9 \uc131\uacfc\uc5d0 \ub530\ub77c \uc218\uc775\uc774 \uacb0\uc815\ub418\uba70 <strong>\uc2dc\uc911\uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \ucd94\uad6c<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc6b4\uc6a9 \uc131\uacfc\uac00 \uc131\uacfc \ubcf4\uc218\uc758 \uae30\uc900 \uc218\uc775\ub960\uc744 \ucd08\uacfc\ud558\uac8c \ub418\uba74 \ucd08\uacfc \uc131\uacfc\uc758 \uc77c\uc815 \ube44\uc728\uc744 \uc6b4\uc6a9\uc0ac\uc778 \uc99d\uad8c\ud68c\uc0ac\uac00 \uc131\uacfc \ubcf4\uc218\ub85c \uc218\ucde8\ud558\uace0,<br \/>\n\uace0\uac1d\uc740 \uc131\uacfc \ubcf4\uc218\ub97c \uc81c\uc678\ud55c \uae08\uc561\uc744 \ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>&#8216;N2 IMA1 \uc911\uae30\ud615 2\ud638&#8217;\ub294 \uc131\uacfc\ubcf4\uc218 \uae30\uc900 \uc218\uc775\ub960 \uc5f0 4.0%(\ubcf4\uc218 \ucc28\uac10 \ud6c4)*\ub85c \ucd9c\uc2dc\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>*\ubcf4\uc218 \uc5f0 0.6% \ubc0f \uae30\ud0c0 \uc6b4\uc6a9\ube44\uc6a9 \ub4f1\uc774 \ubcc4\ub3c4\ub85c \ubc1c\uc0dd \uac00\ub2a5\ud558\uba70, \uc131\uacfc \ubcf4\uc218\uac00 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc124\uba85\uc11c \ub4f1\uc744 \ud1b5\ud574 \uc138\ubd80 \uae30\uc900\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n*\uae30\uc900 \uc218\uc775\ub960\uc740 \ubcf4\uc7a5\ub41c \uc218\uce58\uac00 \uc544\ub2c8\uba70 \uc6b4\uc6a9 \uc2e4\uc801\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EB%AA%A8%EC%A7%91_%EA%B8%B0%EA%B0%84_%EB%82%B4%EC%97%90%EB%A7%8C_%EA%B0%80%EC%9E%85_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%83%81%ED%92%88%EC%9D%B4%EB%9D%BC%EB%8A%94_%EA%B1%B4_%EB%AC%B4%EC%8A%A8_%EB%9C%BB%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>3) \ubaa8\uc9d1 \uae30\uac04 \ub0b4\uc5d0\ub9cc \uac00\uc785 \uac00\ub2a5\ud55c \uc0c1\ud488\uc774\ub77c\ub294 \uac74 \ubb34\uc2a8 \ub73b\uc778\uac00\uc694?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>IMA\ub294 \uc0c1\uc2dc \uac00\uc785\uc774 \uac00\ub2a5\ud55c \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4.<br \/>\n\ud68c\ucc28\ubcc4 \ubaa8\uc9d1 \uae30\uac04\uc5d0\ub9cc \uac00\uc785\ud560 \uc218 \uc788\uc73c\uba70, \ud55c\ub3c4 \uc18c\uc9c4 \uc2dc \uc870\uae30 \ub9c8\uac10\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc81c\ub85c \ub098\ubb34\uc99d\uad8c 1\ud638 \uc0c1\ud488(\ubaa8\uc9d1 \ud55c\ub3c4 4,000\uc5b5 \uc6d0), 2\ud638 \uc0c1\ud488 (\ubaa8\uc9d1 \ud55c\ub3c4 1,200\uc5b5 \uc6d0) \ubaa8\ub450 \uc644\ud310\ub41c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud68c\ucc28\ubcc4 \ub9cc\uae30, \uae30\uc900 \uc218\uc775\ub960 \ub4f1 \uc870\uac74\uc740 \ub9e4\ubc88 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c, \uac00\uc785 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_30_40%EB%8C%80_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EC%A0%81_%EC%9E%90%EA%B8%88%EC%97%90_IMA%EB%A5%BC_%ED%99%9C%EC%9A%A9%ED%95%98%EB%8A%94_3%EA%B0%80%EC%A7%80_%EC%82%AC%EB%A1%80\"><\/span><strong>3. 30, 40\ub300 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc5d0 IMA\ub97c \ud65c\uc6a9\ud558\ub294 3\uac00\uc9c0 \uc0ac\ub840\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-395 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-1024x765.jpg\" alt=\"IMA, \ubaa9\ub3c8 \uad74\ub9ac\uae30, \ub0b4 \uc9d1 \ub9c8\ub828, ima \uc99d\uad8c\uc0ac\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_3-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ub2e4\uc74c\uc73c\ub85c\ub294 \uc5b4\ub5a8 \ub54c IMA\ub97c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc54c\ub9de\uc740\uc9c0 \uc0ac\ub840\uc640 \ud568\uaed8 \ucc28\ub840\ub85c \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%E2%80%9C3%EB%85%84_%EB%92%A4_%EA%B2%B0%ED%98%BC_%EB%82%B4_%EC%A7%91_%EB%A7%88%EB%A0%A8_%EC%9E%90%EA%B8%88%EC%9D%84_%EC%9A%B4%EC%9A%A9%ED%95%98%EA%B3%A0_%EC%8B%B6%EB%8B%A4%E2%80%9D_%EC%8B%9C%EA%B8%B0%EA%B0%80_%EC%A0%95%ED%95%B4%EC%A7%84_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EC%A0%81_%EC%9E%90%EA%B8%88\"><\/span><strong>1) &#8220;3\ub144 \ub4a4 \uacb0\ud63c, \ub0b4 \uc9d1 \ub9c8\ub828 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\uace0 \uc2f6\ub2e4&#8221;<br \/>\n: \uc2dc\uae30\uac00 \uc815\ud574\uc9c4 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>IMA\ub294 \ub2e8\uae30\ud615(2\ub144 \ubbf8\ub9cc), \uc911\uae30\ud615(2\ub144~5\ub144 \ubbf8\ub9cc), \uc7a5\uae30\ud615(5\ub144 \uc774\uc0c1)\uc73c\ub85c \uc6b4\uc6a9 \uae30\uac04\uc774 \uad6c\ubd84\ub418\uc5b4 \uc788\uc5b4,<br \/>\n\uc790\uae08 \uc0ac\uc6a9 \uc2dc\uc810\uc5d0 \ub9de\ub294 \ub77c\uc778\uc5c5\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\uc6a9 \uc2dc\uc810\uc774 3\ub144 \ub4a4\ub85c \uc815\ud574\uc9c4 \uc790\uae08\uc774\ub77c\uba74<strong> \uc911\uae30\ud615(2\ub144~5\ub144 \ubbf8\ub9cc)<\/strong>\uc5d0 \uac00\uc785\ud574 \ub9cc\uae30\ub97c \uc0ac\uc6a9 \uc2dc\uc810\uc5d0 \ub9de\ucdb0 \uc124\uacc4\ud558\uba74\uc11c, \uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788 \uacb0\ud63c \uc790\uae08, \uc804\uc138\uae08, \uc790\uac00 \uad6c\uc785 \ub4f1 \uc790\uae08\uc740 \uc0ac\uc6a9 \uc2dc\uc810\uc774 \ube44\uad50\uc801 \uba85\ud655\ud55c \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc785\ub2c8\ub2e4.<br \/>\n\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09 \uad6c\uc870\uc640 \uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uae30\uc900 \uc218\uc775\ub960\uc744 \ub450\ub8e8 \ucda9\uc871\ud558\ub294 \ubaa9\ub3c8 \uad74\ub9ac\uae30 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\ub2e4\uba74 \uac80\ud1a0\ud574 \ubcfc\ub9cc\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%E2%80%9C%EC%9E%90%EB%85%80_%EA%B5%90%EC%9C%A1%EB%B9%84%EC%B2%98%EB%9F%BC_%EC%82%AC%EC%9A%A9_%EC%8B%9C%EC%A0%90%EC%9D%B4_%EC%A0%95%ED%95%B4%EC%A7%84_%EC%9E%90%EA%B8%88%EC%9D%B4_%EC%9E%88%EB%8B%A4%E2%80%9D_%EB%B3%80%EB%8F%99%EC%84%B1_%ED%9A%8C%ED%94%BC%EA%B0%80_%EC%9A%B0%EC%84%A0%EC%9D%B8_%EC%9E%90%EA%B8%88\"><\/span><strong>2) &#8220;\uc790\ub140 \uad50\uc721\ube44\ucc98\ub7fc \uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 \uc790\uae08\uc774 \uc788\ub2e4&#8221;<br \/>\n: \ubcc0\ub3d9\uc131 \ud68c\ud53c\uac00 \uc6b0\uc120\uc778 \uc790\uae08\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc790\ub140 \uc785\ud559, \uc9c4\ud559\ucc98\ub7fc \uc0ac\uc6a9 \uc2dc\uc810\uc774 \ube44\uad50\uc801 \uace0\uc815\ub41c \uc790\uae08\uc740 \ubcc0\ub3d9\uc131\uc774 \ud070 \ubc29\uc548\uc73c\ub85c \uc6b4\uc6a9\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<br \/>\n\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c \ud68c\ubcf5\ud560 \uc2dc\uac04\uc744 \ud655\ubcf4\ud558\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>IMA\ub294 <strong>\ub2e8\uae30\ud615<\/strong>, <strong>\uc911\uae30\ud615<\/strong>, <strong>\uc7a5\uae30\ud615<\/strong>\uc758 \ub2e4\uc591\ud55c \ub77c\uc778\uc5c5\uc73c\ub85c \uc790\ub140 \ud559\uc790\uae08 \uc0ac\uc6a9 \uc2dc\uc810\uc5d0 \ub9de\ucdb0 \ub9cc\uae30\ub97c \uc124\uacc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09 \uad6c\uc870\ub294 \uc0ac\uc6a9 \uc2dc\uc810\uc758 \ubcc0\ub3d9\uc131 \ubd80\ub2f4\uc744 \uc644\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%E2%80%9C%EB%B9%84%EC%83%81%EA%B8%88_%EC%99%B8_%EC%97%AC%EC%9C%A0_%EB%AA%A9%EB%8F%88%EC%9D%84_%EA%B5%B4%EB%A6%AC%EA%B3%A0_%EC%8B%B6%EB%8B%A4%E2%80%9D_%EC%9E%90%EC%82%B0_%ED%8F%AC%ED%8A%B8%ED%8F%B4%EB%A6%AC%EC%98%A4%EC%9D%98_%EC%95%88%EC%A0%95_%EC%9A%B4%EC%9A%A9_%EC%B6%95%EC%9D%B4_%ED%95%84%EC%9A%94%ED%95%9C_%EA%B2%BD%EC%9A%B0\"><\/span><strong>3) &#8220;\ube44\uc0c1\uae08 \uc678 \uc5ec\uc720 \ubaa9\ub3c8\uc744 \uad74\ub9ac\uace0 \uc2f6\ub2e4&#8221;<br \/>\n: \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815 \uc6b4\uc6a9 \ucd95\uc774 \ud544\uc694\ud55c \uacbd\uc6b0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ube44\uc0c1\uae08 \uc678 \uc131\uacfc\uae09 \ub4f1 \uc5ec\uc720 \ubaa9\ub3c8\uc774 \uc0dd\uacbc\uc744 \ub54c,<br \/>\n30, 40\ub300 \uc790\uc0b0 \ucd95\uc801 \uad6c\uac04\uc5d0\uc11c\ub294 \ub2e8\uae30 \ubc1c\ud589\uc5b4\uc74c\uacfc \uc7a5\uae30 \ud380\ub4dc \uc0ac\uc774\ub97c \ucc44\uc6b8 <strong>\uc911\uae30 \uc6b4\uc6a9\ucc98<\/strong>\ub97c \ucc3e\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub54c \uc801\uc740 \uae08\uc561\uc73c\ub85c\ub3c4 \uac00\uc785 \uac00\ub2a5\ud55c IMA\ub97c \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc758 \ud55c \ucd95\uc73c\ub85c \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>IMA\ub294 <strong>\ucd5c\uc18c 10\ub9cc \uc6d0<\/strong>*\ubd80\ud130 \uac00\uc785\uc774 \uac00\ub2a5\ud574 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc911 \ud558\ub098\uc5d0 \ucd94\uac00\ud558\uae30\uc5d0 \ubd80\ub2f4\uc2a4\ub7fd\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09 \uad6c\uc870\uc5d0 \uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uae30\uc900 \uc218\uc775\ub960\uc744 \ub354\ud574,<br \/>\n\u2018<strong>\uc6d0\uae08\uc740 \uc9c0\ud0a4\ub418 \uc2dc\uc911 \uae08\ub9ac\ubcf4\ub2e4 \ub098\uc740 \uc218\uc775<\/strong>\u2019\uc744 \uc6d0\ud558\ub294 30, 40\ub300\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n<p>*\ucd5c\uc18c \uae08\uc561\uc740 \uc0c1\ud488\ubcc4\ub85c \uc0c1\uc774\ud560 \uc218 \uc788\uc73c\ub2c8 \uac00\uc785 \uc804 \ud655\uc778\ud574 \uc8fc\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_IMA_%EB%B0%9C%ED%96%89%EC%96%B4%EC%9D%8C_%ED%8E%80%EB%93%9C_30_40%EB%8C%80_%EC%9E%90%EA%B8%88_%EC%84%B1%EA%B2%A9%EB%B3%84%EB%A1%9C_%EB%AC%B4%EC%97%87%EC%9D%B4_%EC%A0%81%ED%95%A9%ED%95%A0%EA%B9%8C\"><\/span><strong>4. IMA, \ubc1c\ud589\uc5b4\uc74c, \ud380\ub4dc: 30, 40\ub300 \uc790\uae08 \uc131\uaca9\ubcc4\ub85c \ubb34\uc5c7\uc774 \uc801\ud569\ud560\uae4c?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc774\ubc88\uc5d4 <strong>\u00a0<\/strong>30, 40\ub300 \uae30\uc900 \ubaa9\ub3c8 \uad74\ub9ac\uae30 \ubc29\uc548\uc73c\ub85c \uace0\ub824\ub418\ub294 3\uac00\uc9c0 \uc120\ud0dd\uc9c0\uc758 \ud2b9\uc9d5\uc744 \ud45c\ub85c \ube44\uad50\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>1\ub144 \uc774\ub0b4 \ub2e8\uae30 \uc720\ub3d9\uc131\uc774 \ud544\uc694\ud558\uba74 <strong>\ubc1c\ud589\uc5b4\uc74c<\/strong>, \uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 2~3\ub144 \uc911\uae30 \uc790\uae08\uc774\uba74 <strong>IMA<\/strong>, \uc7a5\uae30 \uc790\uc0b0 \uc99d\uc2dd\uc774 \ubaa9\uc801\uc774\uba74 <strong>\ud380\ub4dc<\/strong>\uac00 \uc790\uae08 \uc131\uaca9\uc5d0 \uc54c\ub9de\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 988px; height: 408px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 91px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 230px; text-align: center; background-color: #cde990;\"><strong>\ubc1c\ud589\uc5b4\uc74c<\/strong><\/th>\n<th style=\"width: 233px; text-align: center; background-color: #cde990;\"><strong>\ud380\ub4dc<\/strong><\/th>\n<th style=\"width: 233px; text-align: center; background-color: #cde990;\"><strong>IMA<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 91px; text-align: center;\"><strong>\uc0c1\ud488 \uc131\uaca9<\/strong><\/td>\n<td style=\"width: 230px;\">\uc99d\uad8c\uc0ac\uac00 \ubc1c\ud589\ud558\ub294 \ub2e8\uae30 \uc6b4\uc6a9 \uc0c1\ud488<\/td>\n<td style=\"width: 233px;\">\uc6b4\uc6a9 \uc131\uacfc\uc5d0 \ub530\ub77c<br \/>\n\uc218\uc775, \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\ub294 \ud22c\uc790 \uc0c1\ud488<\/td>\n<td style=\"width: 233px;\">\ubaa8\uc9d1 \uae30\uac04 \ub0b4 \uac00\uc785\ud558\ub294<br \/>\n\uc2e4\uc801 \ubc30\ub2f9\ud615 \uae08\uc735\uc0c1\ud488<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 91px; text-align: center;\"><strong>\uc801\ud569 \uc6b4\uc6a9<br \/>\n\uae30\uac04<\/strong><\/td>\n<td style=\"width: 230px; text-align: left;\">1\ub144 \uc774\ub0b4 \ub2e8\uae30<\/td>\n<td style=\"width: 233px; text-align: left;\">\uc7a5\uae30 (\ubcc0\ub3d9\uc131 \uac10\uc218 \ud544\uc694)<\/td>\n<td style=\"width: 233px; text-align: left;\">2~3\ub144 \uc911\uae30 \ubaa9\uc801 \uc790\uae08<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 91px; text-align: center;\"><strong>\uc790\uae08 \uc131\uaca9<br \/>\n\ub9e4\uce6d<\/strong><\/td>\n<td style=\"width: 230px;\">\ub2e8\uae30 \uc720\ub3d9\uc131\uc774 \ud544\uc694\ud55c \uc790\uae08<\/td>\n<td style=\"width: 233px;\">\uc7a5\uae30 \uc790\uc0b0 \uc99d\uc2dd\uc774 \ubaa9\uc801\uc778 \uc790\uae08<\/td>\n<td style=\"width: 233px;\">\uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 \uc911\uae30 \uc790\uae08<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 91px; text-align: center;\"><strong>\uc6d0\uae08 \uad00\ub828<\/strong><\/td>\n<td style=\"width: 230px;\">\ubc1c\ud589 \uc99d\uad8c\uc0ac\uc758 \uc2e0\uc6a9\uc704\ud5d8 \uc874\uc7ac<\/td>\n<td style=\"width: 233px;\">\uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5<\/td>\n<td style=\"width: 233px;\">\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc99d\uad8c\uc0ac\uac00 \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34 \ubd80\ub2f4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/ima%eb%9e%80-%eb%a7%8c%ea%b8%b0-%eb%b3%b4%ec%9c%a0-%ec%8b%9c-%ec%9b%90%ea%b8%88-%ec%a7%80%ea%b8%89%ed%98%95-%ea%b8%88%ec%9c%b5%ec%83%81%ed%92%88-%ea%b5%ac%ec%a1%b0%ec%99%80-%ed%88%ac%ec%9e%90\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-3040N2IMA1\">IMA\uc640 \ub2e4\ub978 \uae08\uc735\uc0c1\ud488 \ucc28\uc774\uc810 \uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"_FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><strong>\u00a0[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Q1_IMA_%EC%83%81%ED%92%88_%EA%B0%80%EC%9E%85_%EC%A0%84_%EB%AC%B4%EC%97%87%EC%9D%84_%ED%99%95%EC%9D%B8%ED%95%B4%EC%95%BC_%ED%95%98%EB%82%98%EC%9A%94\"><\/span><strong>Q1. IMA \uc0c1\ud488 \uac00\uc785 \uc804 \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uac00\uc785 \uc804 \uc544\ub798 \uc138 \uac00\uc9c0\ub97c \uc6b0\uc120 \ud655\uc778\ud558\ub294 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720 \uac00\ub2a5 \uc5ec\ubd80<\/strong>: \ub9cc\uae30 \ubcf4\uc720\uac00 \uc6d0\uae08 \uc9c0\uae09\uc758 \uc804\uc81c \uc870\uac74\uc774\ubbc0\ub85c, \uc911\ub3c4\uc5d0 \ud574\uc9c0\ud558\uc9c0 \uc54a\uc744 \ubaa9\ub3c8 \uad74\ub9ac\uae30 \uc6a9\ub3c4\ub85c \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ud68c\ucc28\ubcc4 \uc870\uac74<\/strong>: \ub9cc\uae30, \uae30\uc900 \uc218\uc775\ub960, \uc131\uacfc \ubcf4\uc218 \ub4f1\uc740 \ud68c\ucc28\ub9c8\ub2e4 \ub2e4\ub97c \uc218 \uc788\uc73c\ubbc0\ub85c \uac00\uc785 \uc804 \uc0c1\ud488 \uc124\uba85\uc11c\ub97c \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ubaa8\uc9d1 \uae30\uac04\uacfc \ud55c\ub3c4<\/strong>: IMA\ub294 \uc0c1\uc2dc \uac00\uc785 \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubaa8\uc9d1 \uae30\uac04 \ub0b4\uc5d0\ub9cc \uac00\uc785 \uac00\ub2a5\ud558\uba70, \ud55c\ub3c4 \uc18c\uc9c4 \uc2dc \uc870\uae30 \ub9c8\uac10\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q2_%EA%B2%B0%ED%98%BC_%EB%82%B4_%EC%A7%91_%EB%A7%88%EB%A0%A8_%EC%9E%90%EB%85%80_%EA%B5%90%EC%9C%A1%EB%B9%84_%EA%B0%99%EC%9D%80_%EC%A4%91%EA%B8%B0_%EB%AA%A9%EC%A0%81_%EC%9E%90%EA%B8%88%EC%97%90%EB%8F%84_IMA%EA%B0%80_%EC%A0%81%ED%95%A9%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span><strong>Q2. \uacb0\ud63c, \ub0b4 \uc9d1 \ub9c8\ub828, \uc790\ub140 \uad50\uc721\ube44 \uac19\uc740 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc5d0\ub3c4 IMA\uac00 \uc801\ud569\ud55c\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc0ac\uc6a9 \uc2dc\uc810\uc774 \ube44\uad50\uc801 \uba85\ud655\ud55c \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc774\ub77c\uba74 \uac80\ud1a0\ud574 \ubcfc\ub9cc\ud569\ub2c8\ub2e4. \ubcf4\ud1b5 \ub2e8\uae30\ud615, \uc911\uae30\ud615, \uc7a5\uae30\ud615\uc73c\ub85c \uc6b4\uc6a9 \uae30\uac04 \ub77c\uc778\uc5c5\uc774 \uad6c\ubd84\ub418\uc5b4 \uc788\uc5b4, \uc790\uae08 \uc0ac\uc6a9 \uc2dc\uc810\uc5d0 \ub9de\ucdb0 \ub9cc\uae30\ub97c \uc124\uacc4\ud558\uae30 \uc88b\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720 \uac00\ub2a5\ud55c \uc790\uae08\uc778\uc9c0 \uba3c\uc800 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q3_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_3%ED%98%B8%EB%8A%94_%EC%96%B8%EC%A0%9C_%EB%AA%A8%EC%A7%91%ED%95%98%EA%B3%A0_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B0%80%EC%9E%85%ED%95%98%EB%82%98%EC%9A%94\"><\/span><strong>Q3<\/strong><strong>. \ub098\ubb34\uc99d\uad8c IMA 3\ud638\ub294 \uc5b8\uc81c \ubaa8\uc9d1\ud558\uace0, \uc5b4\ub5bb\uac8c \uac00\uc785\ud558\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ubcf4\ud1b5 \ud68c\ucc28\ubcc4 \ubaa8\uc9d1 \uae30\uac04\uc774 \ubcc4\ub3c4\ub85c \uacf5\uc9c0\ub418\uba70, \ud55c\ub3c4 \uc18c\uc9c4 \uc2dc \uc870\uae30 \ub9c8\uac10\ub429\ub2c8\ub2e4. \ub098\ubb34\uc99d\uad8c \uc571\uc5d0\uc11c \ud604\uc7ac \ubaa8\uc9d1 \uc911\uc778 \ud68c\ucc28\uc640 \uac00\uc785 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/ima?tab=tab2&amp;utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=2026-namuh-3040N2IMA1\">\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c IMA \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 \ud655\uc778\ud558\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IMA_%EC%A6%9D%EA%B6%8C%EC%82%AC%EB%8A%94_%EC%96%B4%EB%94%94%EA%B0%80_%EC%A2%8B%EC%9D%84%EA%B9%8C_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%97%90%EC%84%9C_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0\"><\/span><strong>IMA \uc99d\uad8c\uc0ac\ub294 \uc5b4\ub514\uac00 \uc88b\uc744\uae4c? \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uc2dc\uc791\ud558\uae30\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><img decoding=\"async\" class=\"aligncenter wp-image-396 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-1024x765.jpg\" alt=\"IMA, \ubaa9\ub3c8 \uad74\ub9ac\uae30, \ub0b4 \uc9d1 \ub9c8\ub828, ima \uc99d\uad8c\uc0ac\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/06\/ima_4-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_IMA_3%ED%98%B8_%EB%AA%A8%EC%A7%91_30_40%EB%8C%80%EC%97%90%EA%B2%8C_%EC%9D%98%EB%AF%B8_%EC%9E%88%EB%8A%94_%ED%83%80%EC%9D%B4%EB%B0%8D\"><\/span><strong>1) IMA 3\ud638 \ubaa8\uc9d1: 30, 40\ub300\uc5d0\uac8c \uc758\ubbf8 \uc788\ub294 \ud0c0\uc774\ubc0d\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uae09\uaca9\ud788 \uc0c1\uc2b9\ud55c \uc99d\uc2dc\uac00 \ubd80\ub2f4\uc2a4\ub7fd\uac70\ub098, \uc2dc\uc911 \uae08\ub9ac \ud558\ub77d \ud750\ub984 \uc18d\uc5d0\uc11c \uc911\uae30 \uc790\uae08 \uc6b4\uc6a9 \ub300\uc548\uc744 \ucc3e\uace0 \uc788\ub2e4\uba74<br \/>\n<strong>3\ud638 \ubaa8\uc9d1<\/strong>\uc744 \ud568\uaed8 \uace0\ub824\ud558\uae30 \uc88b\uc740 \uc2dc\uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub098\ubb34\uc99d\uad8c IMA\ub294 \ud68c\ucc28 \ubc1c\ud589\ud615 \uc0c1\ud488\uc73c\ub85c \ubaa8\uc9d1 \uae30\uac04 \ub0b4\uc5d0\ub9cc \uac00\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8216;N2 IMA1 \uc911\uae30\ud615 1\ud638'(\ub9cc\uae30 2\ub144 6\uac1c\uc6d4, \ubaa8\uc9d1 \ud55c\ub3c4 4,000\uc5b5 \uc6d0)\uc640 \u2018N2 IMA1 2\ud638\u2019(\ub9cc\uae30 2\ub144 3\uac1c\uc6d4, \uc131\uacfc\ubcf4\uc218 \uae30\uc900\uc218\uc775\ub960 \uc5f0 4.0%) \uac00 \uc644\ud310\ub41c \uc774\ud6c4,<br \/>\n\uc6b4\uc6a9 \uae30\uac04\ubcc4 \ub77c\uc778\uc5c5\uc774 \ub2e4\uc591\ud558\uac8c \ubc1c\ud589\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<br \/>\n\uc0c1\uc2dc \uac00\uc785 \uc0c1\ud488\uc774 \uc544\ub2cc \ub9cc\ud07c \ud55c\ub3c4 \uc18c\uc9c4 \uc2dc \uc870\uae30 \ub9c8\uac10\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc6b4\uc6a9 \uae30\uac04\ubcc4 \uc0c1\ud488 \ub77c\uc778\uc5c5\uc740 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 684px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 170px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 175px; text-align: center; background-color: #cde990;\"><strong>\uc6b4\uc6a9 \uae30\uac04<\/strong><\/th>\n<th style=\"width: 339px; text-align: center; background-color: #cde990;\"><strong>\uc801\ud569 \uc790\uae08 \uc131\uaca9 (30, 40\ub300 \uae30\uc900)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 170px; text-align: center;\"><strong>\ub2e8\uae30\ud615<\/strong><\/td>\n<td style=\"width: 175px; text-align: center;\">2\ub144 \ubbf8\ub9cc<\/td>\n<td style=\"width: 339px;\">1~2\ub144 \ub0b4 \uc0ac\uc6a9 \uc608\uc815 \uc790\uae08<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 170px; text-align: center;\"><strong>\uc911\uae30\ud615<\/strong><\/td>\n<td style=\"width: 175px; text-align: center;\">2\ub144~5\ub144 \ubbf8\ub9cc<\/td>\n<td style=\"width: 339px;\">\uacb0\ud63c, \ub0b4 \uc9d1 \ub9c8\ub828 \ub4f1 \uc911\uae30 \ubaa9\uc801 \uc790\uae08<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 170px; text-align: center;\"><strong>\uc7a5\uae30\ud615<\/strong><\/td>\n<td style=\"width: 175px; text-align: center;\">5\ub144 \uc774\uc0c1<\/td>\n<td style=\"width: 339px;\">\uc790\ub140 \uad50\uc721\ube44 \ub4f1 \uc7a5\uae30 \ubaa9\uc801 \uc790\uae08<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>\ub098\ubb34\uc99d\uad8c\uc740 \uad6d\ub0b4 \uc99d\uad8c\uc5c5\uacc4 \ucd5c\uace0 \uc218\uc900\uc758 AA+ \uc2e0\uc6a9\ub4f1\uae09*\uc744 \uac16\ucd98 IMA \uc99d\uad8c\uc0ac\uc785\ub2c8\ub2e4.<br \/>\n\ub18d\ud611\uae08\uc735\uc9c0\uc8fc \uacc4\uc5f4\uc0ac\uc758 \uac15\ub825\ud55c \uc790\ubcf8 \uc9c0\uc6d0 \uccb4\uacc4\ub97c \uae30\ubc18\uc73c\ub85c \uc0c1\ud488\uc744 \uc124\uacc4\ud558\uace0 \uc788\uc5b4 \ub354\uc6b1 \uc548\uc2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>*2026.03.25 \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00 \uae30\uc900<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%EA%B6%8C%ED%95%A9%EB%8B%88%EB%8B%A4\"><\/span><strong>2) \ub098\ubb34\uc99d\uad8c IMA, \uc774\ub7f0 \ubd84\uaed8 \uad8c\ud569\ub2c8\ub2e4\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>\u2460 \ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08 \uc9c0\uae09 \uad6c\uc870\ub97c \uc6d0\ud558\ub294 \ubd84<\/strong><\/p>\n<ul>\n<li>\uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uc6d0\ud558\uba74\uc11c \uc8fc\uc2dd\uc758 \ubcc0\ub3d9\uc131\uc740 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 30, 40\ub300<\/li>\n<li>\uacb0\ud63c, \uc790\uac00 \uad6c\uc785, \uc790\ub140 \uad50\uc721\ube44 \ub4f1 \uc0ac\uc6a9 \uc2dc\uc810\uc774 \uc815\ud574\uc9c4 \uc911\uae30 \ubaa9\uc801 \uc790\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uace0 \uc2f6\uc740 \ubd84<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>\u2461 \uc99d\uad8c\uc0ac\uac00 \uc9c1\uc811 \uc6b4\uc6a9\ud558\ub294 \uc0c1\ud488\uc744 \uc6d0\ud558\ub294 \ubd84<\/strong><\/p>\n<ul>\n<li>\uc9c1\uc811 \uc885\ubaa9 \uc120\uc815, \uc6b4\uc6a9\uc5d0 \uc2dc\uac04\uc744 \uc4f0\uae30 \uc5b4\ub824\uc6b4 30, 40\ub300 \uc9c1\uc7a5\uc778<\/li>\n<li>\ub9cc\uae30, \uae30\uc900 \uc218\uc775\ub960, \ubcf4\uc218 \ub4f1 \uc8fc\uc694 \uc870\uac74\uc744 \ud655\uc778 \ud6c4 \uac00\uc785\ud55c \ub4a4, \uc6b4\uc6a9\uc740 NH\ud22c\uc790\uc99d\uad8c\uc774 \ucc45\uc784\uc9c0\uace0 \uc218\ud589\ud558\ub294 \uad6c\uc870\ub97c \ud76c\ub9dd\ud558\ub294 \ubd84<br \/>\n\u2192 IMA \uc99d\uad8c\uc0ac, NH\ud22c\uc790\uc99d\uad8c\uc774 \uae30\uc5c5\uae08\uc735\uacfc IB \uc5ed\ub7c9\uc744 \ubc14\ud0d5\uc73c\ub85c \uc790\uc0b0\uc744 \uc120\ubcc4, \uc6b4\uc6a9<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>\u2462 \uae30\uc5c5\uae08\uc735 \uc790\uc0b0 \uae30\ubc18 \ud22c\uc790 \uae30\ud68c\ub97c \ucc3e\ub294 \ubd84<\/strong><\/p>\n<ul>\n<li>\ud68c\uc0ac\ucc44, \uae30\uc5c5 \ub300\ucd9c, \uc778\uc218 \uae08\uc735 \ub4f1 \uc77c\ubc18 \uac1c\uc778\uc774 \uc9c1\uc811 \uc811\uadfc\ud558\uae30 \uc5b4\ub824\uc6b4 \uae30\uc5c5\uae08\uc735 \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uace0 \uc2f6\uc740 \ubd84<\/li>\n<li>\uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \uae30\uc5c5\uae08\uc735 \uc790\uc0b0\uc744 \ud55c \ucd95\uc73c\ub85c \ud3b8\uc785\ud558\uace0 \uc2f6\uc740 \ubd84<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\ub9cc\uae30 \ubcf4\uc720 \uc2dc \uc6d0\uae08\uc744 \uc9c0\ud0a4\uba74\uc11c 30, 40\ub300 \uc911\uae30 \uc790\uae08\uc744 \uc6b4\uc6a9\ud558\uace0 \uc2f6\ub2e4\uba74, \ubaa8\uc9d1 \ud68c\ucc28\uc640 \uac00\uc785 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ub098\ubb34\uc99d\uad8c \uc571\uc5d0\uc11c \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h5 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_IMA_%EB%B0%94%EB%A1%9C_%EA%B0%80%EA%B8%B0\"><\/span><strong>\ub098\ubb34\uc99d\uad8c IMA \ubc14\ub85c \uac00\uae30<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/www.mynamuhbegin.com\/ima?tab=tab1&#038;utm_source=metric-studio&#038;utm_medium=blog&#038;utm_campaign=2026-namuh-3040N2IMA1\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div style=\"line-height: 1.1;\">NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-0982\ud638(2026-06-15~2027-06-14)<br \/>\n\u203b \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc885\ud569\ud22c\uc790\uacc4\uc88c, IMA)\uc5d0 \ub300\ud558\uc5ec \ub2f9\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc124\uba85\uc11c \ubc0f \uc57d\uad00\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc885\ud569\ud22c\uc790\uacc4\uc88c, IMA)\uc740 \uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9, \ud658\uc728 \ubcc0\ub3d9 \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4. \ub2e8, \ubcf8 \uc0c1\ud488\uc740 \uace0\uac1d\uc758 \uc694\uccad\uc5d0 \ub530\ub77c \uc911\ub3c4\uc5d0 \ud574\uc9c0\ub418\ub294 \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0 \ub2f9\uc0ac(\uc885\ud569\uae08\uc735\ud22c\uc790\uc0ac\uc5c5\uc790)\uc5d0\uc11c \uc6d0\uae08 \uc9c0\uae09 \uc758\ubb34\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4. (\ud3d0\uc1c4\ud615\uc73c\ub85c \uc124\uc815 \uc2dc \uc911\ub3c4\ud574\uc9c0 \ubd88\uac00)<br \/>\n\u203b \uc774 \uc885\ud569\ud22c\uc790\uacc4\uc88c(IMA)\ub294 \ub2f9\uc0ac(AA+, 2026.01.21, \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00)\uc758 \uc2e0\uc6a9\uc704\ud5d8(\ubd80\ub3c4, \ud30c\uc0b0 \ub4f1)\uc5d0 \ub530\ub978 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b IMA \uc6b4\uc6a9\uc790\uc0b0\uc744 \ub2f9\uc0ac\uc758 \uace0\uc720\uc7ac\uc0b0 \ub4f1\uacfc \uad6c\ubd84\uad00\ub9ac\ud558\uae30 \uc704\ud558\uc5ec \uc790\uae30\uc2e0\ud0c1\uc744 \uc774\uc6a9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc2e0\ud0c1\ubc95 \uc0c1 \uc2e0\ud0c1\uc7ac\uc0b0\uacfc \uad00\ub828\ub41c \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<br \/>\n\u203b \ud22c\uc790\uc801\uaca9\ub4f1\uae09\uc740 AAA\/AA\u00b7A\u00b7BBB \uac01 +, 0, \u2013 \uc21c\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<br \/>\n\u203b \ubcf4\uc218 \uc5f0 0.6% \ubc0f \uae30\ud0c0 \uc6b4\uc6a9\ube44\uc6a9 \ub4f1\uc774 \ubcc4\ub3c4\ub85c \ubc1c\uc0dd \uac00\ub2a5\ud558\uba70, \uc131\uacfc \ubcf4\uc218\uac00 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc124\uba85\uc11c \ub4f1\uc744 \ud1b5\ud574 \uc138\ubd80 \uae30\uc900\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2dc\uc911 \uae08\ub9ac \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uc6d0\ud558\uba74\uc11c \uc8fc\uc2dd\uc758 \ubcc0\ub3d9\uc131\uc740 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 30, 40\ub300\ub77c\uba74, IMA\uc5d0 \uc8fc\ubaa9\ud558\uc138\uc694. \uc548\uc815\uc131\uacfc \uc218\uc775\uc131\uc744 \uace0\ub824\ud574 \ubaa9\ub3c8\uc744 \uad74\ub9b4 \uc218 \uc788\ub294 \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":393,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[20,67,66,65],"class_list":["post-392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-ima","tag-ima-","tag-66","tag-65","col-md-6 col-sm-6"],"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=392"}],"version-history":[{"count":5,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/392\/revisions"}],"predecessor-version":[{"id":404,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/392\/revisions\/404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/393"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}