{"id":470,"date":"2026-07-10T08:32:49","date_gmt":"2026-07-10T08:32:49","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=470"},"modified":"2026-07-10T08:32:49","modified_gmt":"2026-07-10T08:32:49","slug":"%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/","title":{"rendered":"\u2714\ufe0f \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uac70\ub798\ud560 \ub54c \uc5bc\ub9c8\ub098 \ub098\uac08\uae4c? \uad6c\uc870\ubd80\ud130 \ube44\uad50 \uae30\uc900\uae4c\uc9c0"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 ez-toc-wrap-center ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C%EB%9E%80\" >1. \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc\ub780?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C%EC%9D%98_%EA%B5%AC%EC%84%B1\" >1) \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc\uc758 \uad6c\uc131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#2_%EC%9C%A0%EA%B4%80%EA%B8%B0%EA%B4%80_%EC%88%98%EC%88%98%EB%A3%8C_%EC%A6%9D%EA%B6%8C%EA%B1%B0%EB%9E%98%EC%84%B8%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >2) \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc, \uc99d\uad8c\uac70\ub798\uc138\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#3_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%82%B4_%EB%95%8C%EB%8F%84_%EB%82%B4%EA%B3%A0_%ED%8C%94_%EB%95%8C%EB%8F%84_%EB%82%B4%EB%82%98%EC%9A%94\" >3) \uc218\uc218\ub8cc\ub294 \uc0b4 \ub54c\ub3c4 \ub0b4\uace0 \ud314 \ub54c\ub3c4 \ub0b4\ub098\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#2_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%EC%82%B0%EB%90%98%EB%82%98%EC%9A%94\" >2. \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\ub098\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#1_100%EB%A7%8C_%EC%9B%90_%EA%B1%B0%EB%9E%98%ED%96%88%EC%9D%84_%EB%95%8C%EC%9D%98_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94\" >1) 100\ub9cc \uc6d0 \uac70\ub798\ud588\uc744 \ub54c\uc758 \uc218\uc218\ub8cc\ub294?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#2_%EC%98%A8%EB%9D%BC%EC%9D%B8%EA%B3%BC_%EC%98%A4%ED%94%84%EB%9D%BC%EC%9D%B8_%EC%88%98%EC%88%98%EB%A3%8C%EC%9C%A8_%EC%B0%A8%EC%9D%B4\" >2) \uc628\ub77c\uc778\uacfc \uc624\ud504\ub77c\uc778 \uc218\uc218\ub8cc\uc728 \ucc28\uc774\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#3_%EA%B1%B0%EB%9E%98_%EC%88%98%EC%88%98%EB%A3%8C%EA%B0%80_%EB%AC%B4%EB%A3%8C%EB%A9%B4_%EC%A0%95%EB%A7%90_0%EC%9B%90%EC%9D%BC%EA%B9%8C\" >3) \uac70\ub798 \uc218\uc218\ub8cc\uac00 \ubb34\ub8cc\uba74 \uc815\ub9d0 0\uc6d0\uc77c\uae4c?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#3_%EC%88%98%EC%88%98%EB%A3%8C%EA%B0%80_%EC%88%98%EC%9D%B5%EB%A5%A0%EC%97%90_%EB%AF%B8%EC%B9%98%EB%8A%94_%EC%98%81%ED%96%A5\" >3. \uc218\uc218\ub8cc\uac00 \uc218\uc775\ub960\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#1_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%E2%80%98%EC%96%BC%EB%A7%88%EB%82%98_%EC%9E%90%EC%A3%BC_%EA%B1%B0%EB%9E%98%ED%95%98%EB%8A%94%EA%B0%80%EC%97%90_%EB%B9%84%EB%A1%80%ED%95%B4_%EC%8C%93%EC%9D%B8%EB%8B%A4\" >1) \uc218\uc218\ub8cc\ub294 &#8216;\uc5bc\ub9c8\ub098 \uc790\uc8fc \uac70\ub798\ud558\ub294\uac00&#8217;\uc5d0 \ube44\ub840\ud574 \uc313\uc778\ub2e4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#2_%EB%8B%A8%ED%83%80_%EC%9E%A6%EC%9D%80_%EA%B1%B0%EB%9E%98%EC%9D%BC%EC%88%98%EB%A1%9D_1bp_%EC%B0%A8%EC%9D%B4%EA%B0%80_%ED%81%AC%EA%B2%8C_%EB%B2%8C%EC%96%B4%EC%A7%84%EB%8B%A4\" >2) \ub2e8\ud0c0, \uc7a6\uc740 \uac70\ub798\uc77c\uc218\ub85d 1bp \ucc28\uc774\uac00 \ud06c\uac8c \ubc8c\uc5b4\uc9c4\ub2e4<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#4_%EC%A6%9D%EA%B6%8C%EC%82%AC_%EC%88%98%EC%88%98%EB%A3%8C_%EB%B9%84%EA%B5%90_%ED%99%95%EC%9D%B8%ED%95%B4%EC%95%BC_%ED%95%A0_5%EA%B0%80%EC%A7%80_%EA%B8%B0%EC%A4%80\" >4. \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50, \ud655\uc778\ud574\uc57c \ud560 5\uac00\uc9c0 \uae30\uc900<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EB%B9%84%EA%B5%90%ED%95%A0_%EB%95%8C_%EA%B0%80%EC%9E%A5_%EB%A8%BC%EC%A0%80_%EB%B4%90%EC%95%BC_%ED%95%A0_%EA%B2%83\" >1) \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\ud560 \ub54c \uac00\uc7a5 \uba3c\uc800 \ubd10\uc57c \ud560 \uac83\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#2_%ED%95%9C%EC%8B%9C_%EC%9A%B0%EB%8C%80%EC%99%80_%ED%8F%89%EC%83%9D_%EC%9A%B0%EB%8C%80%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8B%A4%EB%A5%BC%EA%B9%8C\" >2) \ud55c\uc2dc \uc6b0\ub300\uc640 \ud3c9\uc0dd \uc6b0\ub300\ub294 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#Q1_%EC%A3%BC%EC%8B%9D%EA%B1%B0%EB%9E%98_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%A3%BC%EC%8B%9D_%EB%A7%A4%EC%88%98_%EC%8B%9C%EC%97%90%EB%8F%84_%EB%82%B4%EC%95%BC_%ED%95%98%EB%82%98%EC%9A%94\" >Q1. \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc\ub294 \uc8fc\uc2dd \ub9e4\uc218 \uc2dc\uc5d0\ub3c4 \ub0b4\uc57c \ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#Q2_%EC%9C%A0%EA%B4%80%EA%B8%B0%EA%B4%80_%EC%88%98%EC%88%98%EB%A3%8C%EB%8F%84_%EC%A6%9D%EA%B6%8C%EC%82%AC%EB%A7%88%EB%8B%A4_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\" >Q2. \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub3c4 \uc99d\uad8c\uc0ac\ub9c8\ub2e4 \ub2e4\ub978\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#Q3_%EB%82%B4%EA%B0%80_%EC%93%B0%EB%8A%94_%EC%A6%9D%EA%B6%8C%EC%82%AC%EC%9D%98_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EA%B1%B0%EB%9E%98%EB%B9%84%EC%9A%A9_%EB%93%B1%EC%9D%80_%EC%96%B4%EB%94%94%EC%84%9C_%ED%99%95%EC%9D%B8%ED%95%98%EB%82%98%EC%9A%94\" >Q3. \ub0b4\uac00 \uc4f0\ub294 \uc99d\uad8c\uc0ac\uc758 \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uac70\ub798\ube44\uc6a9 \ub4f1\uc740 \uc5b4\ub514\uc11c \ud655\uc778\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#Q4_%EC%9A%B0%EB%8C%80_%EC%88%98%EC%88%98%EB%A3%8C_%EC%9D%B4%EB%B2%A4%ED%8A%B8%EA%B0%80_%EB%81%9D%EB%82%98%EB%A9%B4_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%9E%90%EB%8F%99%EC%9C%BC%EB%A1%9C_%EC%98%A4%EB%A5%B4%EB%82%98%EC%9A%94\" >Q4. \uc6b0\ub300 \uc218\uc218\ub8cc \uc774\ubca4\ud2b8\uac00 \ub05d\ub098\uba74 \uc218\uc218\ub8cc\ub294 \uc790\ub3d9\uc73c\ub85c \uc624\ub974\ub098\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%97%90%EC%84%9C_%EB%8D%94_%EB%82%AE%EC%9D%80_%EB%B9%84%EC%9A%A9%EC%9C%BC%EB%A1%9C_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%ED%95%98%EA%B8%B0\" >\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \ub354 \ub0ae\uc740 \ube44\uc6a9\uc73c\ub85c \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798\ud558\uae30<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#1_%EC%8B%A0%EA%B7%9C%ED%9C%B4%EB%A9%B4_%EA%B3%A0%EA%B0%9D_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98_%EC%88%98%EC%88%98%EB%A3%8C_%EC%99%84%EC%A0%84%EB%AC%B4%EB%A3%8C_24%EA%B0%9C%EC%9B%94\" >1) \uc2e0\uaddc\/\ud734\uba74 \uace0\uac1d \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc \uc644\uc804\ubb34\ub8cc 24\uac1c\uc6d4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/#2_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%98%AE%EA%B8%B0%EB%A9%B4_1%EC%B2%9C%EB%A7%8C_%EC%9B%90%EB%8B%B9_5%EB%A7%8C_%EC%9B%90_%EB%A6%AC%EC%9B%8C%EB%93%9C%EC%B5%9C%EB%8C%80_500%EB%A7%8C_%EC%9B%90\" >2) \uad6d\ub0b4\uc8fc\uc2dd \uc62e\uae30\uba74 1\ucc9c\ub9cc \uc6d0\ub2f9 5\ub9cc \uc6d0 \ub9ac\uc6cc\ub4dc(\ucd5c\ub300 500\ub9cc \uc6d0)<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1 <\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>\uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798\ube44\uc6a9\uc740 \uc704\ud0c1\uc218\uc218\ub8cc(\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\u00a0 \ud3ec\ud568)\uc640\u00a0 \uc99d\uad8c\uac70\ub798\uc138\ub85c \uad6c\uc131\ub429\ub2c8\ub2e4.<\/li>\n<li>\uc218\uc218\ub8cc \ubd80\ub2f4\uc740 \uc218\uc218\ub8cc\uc728 \uc790\uccb4\ubcf4\ub2e4 \ub9e4\ub9e4 \ube48\ub3c4\uc5d0 \ube44\ub840\ud574 \uc313\uc774\ubbc0\ub85c, \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50 \uc2dc \uc6b0\ub300 \uc218\uc218\ub8cc\uc728\ubfd0 \uc544\ub2c8\ub77c \uc6b0\ub300 \uae30\uac04\uacfc \uc885\ub8cc \ud6c4 \ud68c\uadc0 \uc870\uac74\uae4c\uc9c0 \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\ub098\ubb34\uc99d\uad8c\uc740 2026\ub144 7\uc6d4\ubd80\ud130 \uc774\ubca4\ud2b8 \uae30\uac04 \ub0b4 \uacc4\uc88c\ub97c \uac1c\uc124\ud55c \uc2e0\uaddc \uace0\uac1d \ubc0f \ud734\uba74 \uace0\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc 24\uac1c\uc6d4 \ubb34\ub8cc\uc640 \ud0c0\uc0ac \uc8fc\uc2dd \uc774\uc804 \uc2dc \ucd5c\ub300 500\ub9cc \uc6d0 \ud22c\uc790\uc9c0\uc6d0\uae08 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<div>\n<p>&nbsp;<\/p>\n<p>\uc774\uc81c \ub9c9 \uc8fc\uc2dd\uc744 \uc2dc\uc791\ud55c 20~30\ub300 \ud22c\uc790\uc790\ub77c\uba74 \ub9e4\uc218, \ub9e4\ub3c4 \uc2dc \uc815\ud655\ud788 \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc\uac00 \uc5bc\ub9c8\ub098 \ube60\uc838\ub098\uac00\ub294\uc9c0 \ud30c\uc545\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<br \/>\n\uac70\ub798\uac00 \uc7a6\uc740 \ud22c\uc790\uc790\ub3c4 \uace0\ubbfc\uc740 \ube44\uc2b7\ud569\ub2c8\ub2e4. \ub204\uc801\ub418\ub294 \uc218\uc218\ub8cc \ubd80\ub2f4\uc740 \uccb4\uac10\ud558\uc9c0\ub9cc, \uc99d\uad8c\uc0ac\ubcc4\ub85c \ubb34\uc5c7\uc744 \uae30\uc900\uc73c\ub85c \ube44\uad50\ud574\uc57c \ud560\uc9c0 \ub9c9\ub9c9\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\uae30\uc5d0 \u2018<strong>\uc218\uc218\ub8cc \ubb34\ub8cc<\/strong>\u2019 \uad11\uace0\ub294 \ud310\ub2e8\uc744 \ub354 \ud5f7\uac08\ub9ac\uac8c \ub9cc\ub4ed\ub2c8\ub2e4.<br \/>\n\uc815\ub9d0 \uac70\ub798 \ube44\uc6a9\uc774 0\uc6d0\uc778\uc9c0, \uc77c\ubd80 \ud56d\ubaa9\ub9cc \uba74\uc81c\ub418\ub294 \uac83\uc778\uc9c0 \ud655\uc778\ud558\uc9c0 \ubabb\ud55c \ucc44 \uc120\ud0dd\uc744 \ubbf8\ub8e8\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc624\ub298\uc740 \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc\uc758 \uad6c\uc131, \uacc4\uc0b0\ubc95, \uc99d\uad8c\uc0ac\ubcc4 \uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50 \uae30\uc900\uc744 \uc815\ub9ac\ud574 \uac70\ub798 \ube44\uc6a9\uc744 \uc2a4\uc2a4\ub85c \ud310\ub2e8\ud560 \uc218 \uc788\ub294 \uae30\uc900\uc744 \uc81c\uc2dc\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div>\n<h2><span class=\"ez-toc-section\" id=\"1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C%EB%9E%80\"><\/span><strong>1. \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc\ub780?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-472\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-1024x765.jpg\" alt=\"\uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50, \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc, \uc8fc\uc2dd\ub9e4\ub3c4 \uc218\uc218\ub8cc, \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc, \uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_2-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\uad6d\ub0b4\uc8fc\uc2dd\uc744 \uac70\ub798\ud558\uba74 \uc5ec\ub7ec \ud56d\ubaa9\uc758 \ube44\uc6a9\uc774 \ud568\uaed8 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uac01 \ud56d\ubaa9\uc774 \ubb34\uc5c7\uc774\uace0 \uc5b8\uc81c \ubd80\uacfc\ub418\ub294\uc9c0\ubd80\ud130 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C%EC%9D%98_%EA%B5%AC%EC%84%B1\"><\/span><strong>1) \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc\uc758 \uad6c\uc131<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uad6d\ub0b4\uc8fc\uc2dd\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc \ubc0f \ube44\uc6a9\uc740 <strong>\uc704\ud0c1\uc218\uc218\ub8cc, \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc, \uc99d\uad8c\uac70\ub798\uc138<\/strong> \uc138 \uac00\uc9c0\ub85c \uad6c\uc131\ub429\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc704\ud0c1\uc218\uc218\ub8cc<\/strong>: \uc99d\uad8c\uc0ac\uac00 \ub9e4\ub9e4\ub97c \uc911\uac1c\ud55c \ub300\uac00\ub85c \ubc1b\ub294 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc<\/strong>: \ud55c\uad6d\uac70\ub798\uc18c, \ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0 \ub4f1 \uc720\uad00\uae30\uad00\uc5d0 \ub0b4\ub294 \ube44\uc6a9\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc99d\uad8c\uac70\ub798\uc138<\/strong>: \uc8fc\uc2dd\uc744 \ub9e4\ub3c4\ud560 \ub54c\ub9cc \ubd80\uacfc\ub418\ub294 \uc138\uae08\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%9C%A0%EA%B4%80%EA%B8%B0%EA%B4%80_%EC%88%98%EC%88%98%EB%A3%8C_%EC%A6%9D%EA%B6%8C%EA%B1%B0%EB%9E%98%EC%84%B8%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2) \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc, \uc99d\uad8c\uac70\ub798\uc138\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc704\ud0c1\uc218\uc218\ub8cc \uc678\uc5d0\ub3c4 \ud22c\uc790\uc790\uac00 \uc2e4\uc81c\ub85c \ubd80\ub2f4\ud558\ub294 \ube44\uc6a9\uc740 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub294 \uc77c\ubc18\uc801\uc73c\ub85c\ub294 \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc\uac00 \ubb34\ub8cc\uc5ec\ub3c4 \ubcc4\ub3c4\ub85c \ubc1c\uc0dd\ud558\ubbc0\ub85c, \uc870\uac74\uc744 \uc790\uc138\ud788 \ud655\uc778 \ud6c4 \uc2e4\uc81c \uac70\ub798 \ube44\uc6a9\uc744 \uacc4\uc0b0\ud560 \ub54c \ubc18\ub4dc\uc2dc \ud3ec\ud568\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc<\/strong>: \uac70\ub798\uc18c, \uc608\ud0c1\uc6d0 \ub4f1 \uc720\uad00\uae30\uad00\uc5d0 \ub0b4\ub294 \ube44\uc6a9\uc785\ub2c8\ub2e4. \uc8fc\uc2dd\uc744 \ub9e4\uc218\ud558\uac70\ub098 \ub9e4\ub3c4\ud560 \ub54c \ubaa8\ub450 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc99d\uad8c\uac70\ub798\uc138<\/strong>: \ub9e4\ub3c4 \uae08\uc561\uc5d0 \ubd80\uacfc\ub418\ub294 \uc138\uae08\uc73c\ub85c, \ub9e4\ub3c4 \uc2dc\uc5d0\ub9cc \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%82%B4_%EB%95%8C%EB%8F%84_%EB%82%B4%EA%B3%A0_%ED%8C%94_%EB%95%8C%EB%8F%84_%EB%82%B4%EB%82%98%EC%9A%94\"><\/span><strong>3) \uc218\uc218\ub8cc\ub294 \uc0b4 \ub54c\ub3c4 \ub0b4\uace0 \ud314 \ub54c\ub3c4 \ub0b4\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc704\ud0c1\uc218\uc218\ub8cc\uc640 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub294 \ub9e4\uc218, \ub9e4\ub3c4 \uc591\ubc29\ud5a5\uc5d0 \ubd80\uacfc\ub418\uba70, \uc99d\uad8c\uac70\ub798\uc138\ub294 \ub9e4\ub3c4 \uc2dc\uc5d0\ub9cc \ubd80\uacfc\ub429\ub2c8\ub2e4. \ud45c\ub85c \ub0b4\uc6a9\uc744 \uc815\ub9ac\ud558\uba74 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 638px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 119px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 181px; text-align: center; background-color: #cde990;\"><strong>\uc704\ud0c1\uc218\uc218\ub8cc<\/strong><\/th>\n<th style=\"width: 168px; text-align: center; background-color: #cde990;\"><strong>\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc<\/strong><\/th>\n<th style=\"width: 170px; text-align: center; background-color: #cde990;\"><strong>\uc99d\uad8c\uac70\ub798\uc138<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 119px; text-align: center;\"><strong>\ub9e4\uc218 \uc2dc<\/strong><\/td>\n<td style=\"width: 181px; text-align: center;\">\ubd80\uacfc<\/td>\n<td style=\"width: 168px; text-align: center;\">\ubd80\uacfc<\/td>\n<td style=\"width: 170px; text-align: center; color: #999;\">\uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 119px; text-align: center;\"><strong>\ub9e4\ub3c4 \uc2dc<\/strong><\/td>\n<td style=\"width: 181px; text-align: center;\">\ubd80\uacfc<\/td>\n<td style=\"width: 168px; text-align: center;\">\ubd80\uacfc<\/td>\n<td style=\"width: 170px; text-align: center;\">\ubd80\uacfc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div>\n<h2><span class=\"ez-toc-section\" id=\"2_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EC%96%B4%EB%96%BB%EA%B2%8C_%EA%B3%84%EC%82%B0%EB%90%98%EB%82%98%EC%9A%94\"><\/span><strong>2. \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc218\uc218\ub8cc \ud56d\ubaa9\uc744 \uc54c\uc558\ub2e4\uba74, \uc774\uc81c \uc2e4\uc81c \uac70\ub798\uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc5bc\ub9c8\uac00 \ube60\uc838\ub098\uac00\ub294\uc9c0 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uac19\uc740 \uae08\uc561\uc774\ub77c\ub3c4 \ucc44\ub110, \ubb34\ub8cc \uc5ec\ubd80\uc5d0 \ub530\ub77c \uccb4\uac10 \ube44\uc6a9\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_100%EB%A7%8C_%EC%9B%90_%EA%B1%B0%EB%9E%98%ED%96%88%EC%9D%84_%EB%95%8C%EC%9D%98_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94\"><\/span><strong>1) 100\ub9cc \uc6d0 \uac70\ub798\ud588\uc744 \ub54c\uc758 \uc218\uc218\ub8cc\ub294?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc704\ud0c1\uc218\uc218\ub8cc\ub294 \uac70\ub798\uae08\uc561\uc5d0 \uc218\uc218\ub8cc\uc728\uc744 \uacf1\ud574 \uacc4\uc0b0\ud558\uba70, \uc5ec\uae30\uc5d0 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uc640 \ub9e4\ub3c4 \uc2dc \uc99d\uad8c\uac70\ub798\uc138\uac00 \ub354\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 651px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 175px; text-align: center; background-color: #cde990;\"><strong>\uac70\ub798\uae08\uc561<\/strong><\/th>\n<th style=\"width: 243px; text-align: center; background-color: #cde990;\"><strong>\uc218\uc218\ub8cc\uc728(\uc608\uc2dc 0.015% \uac00\uc815)<\/strong><\/th>\n<th style=\"width: 233px; text-align: center; background-color: #cde990;\"><strong>\uc608\uc0c1 \uc704\ud0c1\uc218\uc218\ub8cc<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 175px; text-align: center; font-weight: bold;\">100\ub9cc \uc6d0<\/td>\n<td style=\"width: 243px; text-align: center;\">0.015%<\/td>\n<td style=\"width: 233px; text-align: center;\">150\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 175px; text-align: center; font-weight: bold;\">500\ub9cc \uc6d0<\/td>\n<td style=\"width: 243px; text-align: center;\">0.015%<\/td>\n<td style=\"width: 233px; text-align: center;\">750\uc6d0<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 175px; text-align: center; font-weight: bold;\">1,000\ub9cc \uc6d0<\/td>\n<td style=\"width: 243px; text-align: center;\">0.015%<\/td>\n<td style=\"width: 233px; text-align: center;\">1,500\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>* \uc704 \uc218\uce58\ub294 \uacc4\uc0b0 \ubc29\uc2dd \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud55c \uc608\uc2dc\uc774\uba70, \uc2e4\uc81c \uc218\uc218\ub8cc\uc728\uc740 \uc99d\uad8c\uc0ac, \uc870\uac74\ubcc4\ub85c \uc0c1\uc774<br \/>\n* \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc, \uc99d\uad8c\uac70\ub798\uc138\ub294 \ubcc4\ub3c4 \ubd80\uacfc<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%98%A8%EB%9D%BC%EC%9D%B8%EA%B3%BC_%EC%98%A4%ED%94%84%EB%9D%BC%EC%9D%B8_%EC%88%98%EC%88%98%EB%A3%8C%EC%9C%A8_%EC%B0%A8%EC%9D%B4\"><\/span><strong>2) \uc628\ub77c\uc778\uacfc \uc624\ud504\ub77c\uc778 \uc218\uc218\ub8cc\uc728 \ucc28\uc774\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uac19\uc740 \uac70\ub798\ub77c\ub3c4 \uc8fc\ubb38 \ucc44\ub110\uc5d0 \ub530\ub77c \uc218\uc218\ub8cc\uc728\uc774 \ub2e4\ub974\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc628\ub77c\uc778(MTS, HTS)<\/strong>: \ube44\ub300\uba74 \uc8fc\ubb38\uc73c\ub85c, \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc218\uc218\ub8cc\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc624\ud504\ub77c\uc778(\uc9c0\uc810, \uc720\uc120)<\/strong>: \uc0c1\ub2f4\uacfc \ub300\ud589\uc774 \ub354\ud574\uc838 \uc628\ub77c\uc778\ubcf4\ub2e4 \ub192\uc740 \uc218\uc218\ub8cc\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\uac19\uc740 \uc99d\uad8c\uc0ac\ub77c\ub3c4 \ucc44\ub110\ubcc4 \uc218\uc218\ub8cc\uc728\uc774 \ub2e4\ub974\ubbc0\ub85c, \uac00\uc785 \ub610\ub294 \uc8fc\ubb38 \uc804 \uc801\uc6a9 \uc218\uc218\ub8cc\uc728\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EA%B1%B0%EB%9E%98_%EC%88%98%EC%88%98%EB%A3%8C%EA%B0%80_%EB%AC%B4%EB%A3%8C%EB%A9%B4_%EC%A0%95%EB%A7%90_0%EC%9B%90%EC%9D%BC%EA%B9%8C\"><\/span><strong>3) \uac70\ub798 \uc218\uc218\ub8cc\uac00 \ubb34\ub8cc\uba74 \uc815\ub9d0 0\uc6d0\uc77c\uae4c?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc704\ud0c1\uc218\uc218\ub8cc\uac00 \ubb34\ub8cc\uc5ec\ub3c4 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uc640 \uc99d\uad8c\uac70\ub798\uc138\ub294 \ubcc4\ub3c4\ub85c \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc218\uc218\ub8cc \ubb34\ub8cc\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc704\ud0c1\uc218\uc218\ub8cc \uba74\uc81c\ub97c \uc758\ubbf8\ud558\uba70, \uc804\uccb4 \uac70\ub798 \ube44\uc6a9\uc774 0\uc6d0\uc774 \ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/li>\n<li>\uc989, \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uc640 \uc99d\uad8c\uac70\ub798\uc138\ub294 \uac70\ub798 \uc218\uc218\ub8cc \ubb34\ub8cc \uc5ec\ubd80\uc640 \ubb34\uad00\ud558\uac8c \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/li>\n<li>\ub2e8 \uc99d\uad8c\uc0ac\uc5d0\uc11c \uc9c4\ud589\ud558\ub294 \uac70\ub798 \uc218\uc218\ub8cc \ubb34\ub8cc \ud61c\ud0dd\uc744 \ud655\uc778\ud560 \ub54c\ub294 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub3c4 \uc99d\uad8c\uc0ac\uc5d0\uc11c \uac19\uc774 \ubd80\ub2f4\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc73c\ubbc0\ub85c \ubcc4\ub3c4\ub85c \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc2e4\uc81c \ubd80\ub2f4\uc561\uc744 \ud655\uc778\ud558\ub824\uba74 \uc81c\ube44\uc6a9, \uac70\ub798\uc138 \ud3ec\ud568 \uc5ec\ubd80\ub97c \ud568\uaed8 \uc810\uac80\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div>\n<h2><span class=\"ez-toc-section\" id=\"3_%EC%88%98%EC%88%98%EB%A3%8C%EA%B0%80_%EC%88%98%EC%9D%B5%EB%A5%A0%EC%97%90_%EB%AF%B8%EC%B9%98%EB%8A%94_%EC%98%81%ED%96%A5\"><\/span><strong>3. \uc218\uc218\ub8cc\uac00 \uc218\uc775\ub960\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc \uc790\uccb4\ub294 \uc18c\uc561\uc774\ub77c\ub3c4, \uac70\ub798 \ud69f\uc218\uac00 \uc313\uc774\uba74 \uc5f0\uac04 \uc218\uc775\ub960\uc5d0 \ubb34\uc2dc\ud560 \uc218 \uc5c6\ub294 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.<\/p>\n<p>\ub9e4\ub9e4 \ube48\ub3c4\uc640 \uc218\uc218\ub8cc\uc728 \ucc28\uc774\uac00 \uc65c \uc911\uc694\ud55c\uc9c0 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%E2%80%98%EC%96%BC%EB%A7%88%EB%82%98_%EC%9E%90%EC%A3%BC_%EA%B1%B0%EB%9E%98%ED%95%98%EB%8A%94%EA%B0%80%EC%97%90_%EB%B9%84%EB%A1%80%ED%95%B4_%EC%8C%93%EC%9D%B8%EB%8B%A4\"><\/span><strong>1) \uc218\uc218\ub8cc\ub294 &#8216;\uc5bc\ub9c8\ub098 \uc790\uc8fc \uac70\ub798\ud558\ub294\uac00&#8217;\uc5d0 \ube44\ub840\ud574 \uc313\uc778\ub2e4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud55c \ubc88\uc758 \uc218\uc218\ub8cc\ub294 \uc791\uc544\ub3c4, 1\ub144\uac04 \ub9e4\uc218, \ub9e4\ub3c4 \ud69f\uc218\uac00 \ub204\uc801\ub418\uba74(\uac70\ub798 \ud68c\uc804\uc728\uc774 \ub192\uc744\uc218\ub85d) \uc5f0\uc218\uc775\ub960\uc744 \uac09\uc544\uba39\ub294 \uace0\uc815 \ube44\uc6a9\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ud575\uc2ec\uc740 \uc218\uc218\ub8cc\uc728 \uc790\uccb4\ubcf4\ub2e4 <strong>\ub9e4\ub9e4 \ube48\ub3c4<\/strong>\uc785\ub2c8\ub2e4. \uc790\uc8fc \uac70\ub798\ud560\uc218\ub85d \uc5f0\uac04 \ube44\uc6a9\uc740 \ub298\uc5b4\ub098\uba70, \uac19\uc740 \uc218\uc218\ub8cc\uc728\uc774\ub77c\ub3c4 \uac70\ub798\uac00 \uc7a6\uc73c\uba74 \ube44\uc6a9\uc740 \uba87 \ubc30\ub85c \ubc8c\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\uacc4\uc0b0\uc2dd: <strong>\uc5f0 \ube44\uc6a9\ub960 \u2248 \ud3b8\ub3c4 \uc218\uc218\ub8cc\uc728 \u00d7 \uc5f0 \ub9e4\ub9e4 \ud69f\uc218 \u00d7 2(\ub9e4\uc218+\ub9e4\ub3c4)<\/strong><\/li>\n<\/ul>\n<table style=\"width: 650px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 325px; text-align: center; background-color: #cde990;\"><strong>\uc5f0 \ub9e4\ub9e4 \ud69f\uc218<\/strong><\/th>\n<th style=\"width: 325px; text-align: center; background-color: #cde990;\"><strong>\uc5f0 \uac70\ub798 \ube44\uc6a9\ub960(\uc218\uc218\ub8cc\uc728 0.015% \uac00\uc815)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 325px; text-align: center; font-weight: bold;\">5\ud68c<\/td>\n<td style=\"width: 325px; text-align: center;\">0.15%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 325px; text-align: center; font-weight: bold;\">10\ud68c<\/td>\n<td style=\"width: 325px; text-align: center;\">0.30%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 325px; text-align: center; font-weight: bold;\">30\ud68c<\/td>\n<td style=\"width: 325px; text-align: center;\">0.90%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>* \uc5f0 \ub9e4\ub9e4 \ud69f\uc218\ub294 \ub9e4\uc218, \ub9e4\ub3c4 \uc655\ubcf5 \uae30\uc900<br \/>\n* \uc704 \uc218\uce58\ub294 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud55c \uc608\uc2dc \uacc4\uc0b0\uc774\uba70, \uc2e4\uc81c\ub294 \uc218\uc218\ub8cc\uc728, \uac70\ub798 \ube48\ub3c4\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d0<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%8B%A8%ED%83%80_%EC%9E%A6%EC%9D%80_%EA%B1%B0%EB%9E%98%EC%9D%BC%EC%88%98%EB%A1%9D_1bp_%EC%B0%A8%EC%9D%B4%EA%B0%80_%ED%81%AC%EA%B2%8C_%EB%B2%8C%EC%96%B4%EC%A7%84%EB%8B%A4\"><\/span><strong>2) \ub2e8\ud0c0, \uc7a6\uc740 \uac70\ub798\uc77c\uc218\ub85d 1bp \ucc28\uc774\uac00 \ud06c\uac8c \ubc8c\uc5b4\uc9c4\ub2e4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uac70\ub798\uac00 \uc7a6\uc744\uc218\ub85d \uc791\uc740 \uc218\uc218\ub8cc\uc728 \ucc28\uc774\ub3c4 1\ub144 \ub2e8\uc704\ub85c \uc99d\ud3ed\ub418\uc5b4, \uc7a5\uae30 \uc218\uc775\uc5d0\uc11c \uaca9\ucc28\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\uc5f0 20\ud68c \ub9e4\ub9e4(\ub9e4\uc218\/\ub9e4\ub3c4 \uac01 20\ud68c)\ub85c \uac00\uc815 \uc2dc<\/p>\n<ul>\n<li>\uc218\uc218\ub8cc\uc728 0.015% \u2192 \uc5f0 0.6%<\/li>\n<li>\uc218\uc218\ub8cc\uc728 0.01%(1bp) \u2192 \uc5f0 0.4%<\/li>\n<li>\uc218\uc218\ub8cc\uc728\u00a0\ucc28\uc774(0.005%p)\ub85c\u00a0\uc5f0\uac04\u00a0\uac70\ub798\ube44\uc6a9\uc740\u00a0\uc57d\u00a00.2%p \ucc28\uc774\uac00\u00a0\ubc1c\uc0dd\ud560\u00a0\uc218\u00a0\uc788\uc74c<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\uc218\uc218\ub8cc\ub294 \uc218\uc775 \ubc1c\uc0dd \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ub9e4 \uac70\ub798\ub9c8\ub2e4 \ubc1c\uc0dd\ud558\ubbc0\ub85c, \uc190\uc2e4 \uad6c\uac04\uc5d0\uc11c\ub294 \uc190\uc2e4 \ud3ed\uc744 \ub354 \ud0a4\uc6b0\ub294 \uc694\uc778\uc774 \ub429\ub2c8\ub2e4.<br \/>\n\uc7a5\uae30, \uc800\ube48\ub3c4 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc601\ud5a5\uc774 \uc791\uc9c0\ub9cc, \ub2e8\ud0c0, \uc2a4\uc719 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc218\uc218\ub8cc\uac00 \uc190\uc775\uc744 \uc88c\uc6b0\ud558\ub294 \ubcc0\uc218\uac00 \ub418\ub2c8 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div>\n<h2><span class=\"ez-toc-section\" id=\"4_%EC%A6%9D%EA%B6%8C%EC%82%AC_%EC%88%98%EC%88%98%EB%A3%8C_%EB%B9%84%EA%B5%90_%ED%99%95%EC%9D%B8%ED%95%B4%EC%95%BC_%ED%95%A0_5%EA%B0%80%EC%A7%80_%EA%B8%B0%EC%A4%80\"><\/span><strong>4. \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50, \ud655\uc778\ud574\uc57c \ud560 5\uac00\uc9c0 \uae30\uc900<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-473\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-1024x765.jpg\" alt=\"\uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50, \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc, \uc8fc\uc2dd\ub9e4\ub3c4 \uc218\uc218\ub8cc, \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc, \uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_3-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\uc6b0\ub300 \uc218\uc218\ub8cc\uc728\ub9cc \ubcf4\uace0 \uc99d\uad8c\uc0ac\ub97c \uace0\ub974\uba74 \uc815\uc791 \uc911\uc694\ud55c \uc870\uac74\uc744 \ub193\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube44\uad50 \uc2dc \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \uae30\uc900\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EB%B9%84%EA%B5%90%ED%95%A0_%EB%95%8C_%EA%B0%80%EC%9E%A5_%EB%A8%BC%EC%A0%80_%EB%B4%90%EC%95%BC_%ED%95%A0_%EA%B2%83\"><\/span><strong>1) \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\ud560 \ub54c \uac00\uc7a5 \uba3c\uc800 \ubd10\uc57c \ud560 \uac83\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc6b0\ub300 \uc218\uc218\ub8cc\uc728 \ud558\ub098\ub9cc \ubcf4\uc9c0 \ub9d0\uace0, \uadf8 \uc6b0\ub300\uac00 \uc5bc\ub9c8\ub098 \uc720\uc9c0\ub418\ub294\uc9c0 \u2018\uae30\uac04\u2019\uc744 \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n\uc544\ub798 \ub2e4\uc12f \uac00\uc9c0 \uae30\uc900\uc744 \ubaa8\ub450 \uaf3c\uaf3c\ud788 \ub530\uc838\ubcf4\uba70 \ube44\uad50\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\u2460 \uc6b0\ub300 \uc218\uc218\ub8cc\uc728<br \/>\n\u2461 \uc6b0\ub300 \uae30\uac04(\ud55c\uc2dc vs \ud3c9\uc0dd)<br \/>\n\u2462 \uc6b0\ub300 \uc885\ub8cc \ud6c4 \ud68c\uadc0\ud558\ub294 \uc218\uc218\ub8cc\uc728<br \/>\n\u2463 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc \ud3ec\ud568 \uc5ec\ubd80<br \/>\n\u2464 \ube44\ub300\uba74, \uc720\uc120 \ucc44\ub110\ubcc4 \ucc28\uc774<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%ED%95%9C%EC%8B%9C_%EC%9A%B0%EB%8C%80%EC%99%80_%ED%8F%89%EC%83%9D_%EC%9A%B0%EB%8C%80%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8B%A4%EB%A5%BC%EA%B9%8C\"><\/span><strong>2) \ud55c\uc2dc \uc6b0\ub300\uc640 \ud3c9\uc0dd \uc6b0\ub300\ub294 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud55c\uc2dc \uc6b0\ub300\ub294 \uae30\uac04 \uc885\ub8cc \ud6c4 \uc77c\ubc18 \uc218\uc218\ub8cc\uc728\ub85c \ub3cc\uc544\uac00\uace0, \ud3c9\uc0dd \uc6b0\ub300\ub294 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uacc4\uc18d \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 632px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 192px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 218px; text-align: center; background-color: #cde990;\"><strong>\ud55c\uc2dc \uc6b0\ub300<\/strong><\/th>\n<th style=\"width: 222px; text-align: center; background-color: #cde990;\"><strong>\ud3c9\uc0dd \uc6b0\ub300<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 192px; text-align: center;\"><strong>\uc801\uc6a9 \uae30\uac04<\/strong><\/td>\n<td style=\"width: 218px; text-align: center;\">\uc815\ud574\uc9c4 \uae30\uac04(\uc608: 12, 24\uac1c\uc6d4)<\/td>\n<td style=\"width: 222px; text-align: center;\">\uc870\uac74 \ucda9\uc871 \uc2dc \uc9c0\uc18d<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 192px; text-align: center;\"><strong>\uc885\ub8cc \ud6c4<\/strong><\/td>\n<td style=\"width: 218px; text-align: center;\">\uc77c\ubc18 \uc218\uc218\ub8cc\uc728\ub85c \ud68c\uadc0<\/td>\n<td style=\"width: 222px; text-align: center;\">\uc6b0\ub300\uc728 \uc720\uc9c0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><strong>[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Q1_%EC%A3%BC%EC%8B%9D%EA%B1%B0%EB%9E%98_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%A3%BC%EC%8B%9D_%EB%A7%A4%EC%88%98_%EC%8B%9C%EC%97%90%EB%8F%84_%EB%82%B4%EC%95%BC_%ED%95%98%EB%82%98%EC%9A%94\"><\/span><strong>Q1. \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc\ub294 \uc8fc\uc2dd \ub9e4\uc218 \uc2dc\uc5d0\ub3c4 \ub0b4\uc57c \ud558\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ub124. \uc704\ud0c1\uc218\uc218\ub8cc\uc640 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub294 \ub9e4\uc218, \ub9e4\ub3c4 \uc591\ubc29\ud5a5\uc5d0 \ubd80\uacfc\ub429\ub2c8\ub2e4. \ub2e4\ub9cc \uc99d\uad8c\uac70\ub798\uc138\ub294 \ub9e4\ub3c4 \uc2dc\uc5d0\ub9cc \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q2_%EC%9C%A0%EA%B4%80%EA%B8%B0%EA%B4%80_%EC%88%98%EC%88%98%EB%A3%8C%EB%8F%84_%EC%A6%9D%EA%B6%8C%EC%82%AC%EB%A7%88%EB%8B%A4_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\"><\/span><strong>Q2. \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub3c4 \uc99d\uad8c\uc0ac\ub9c8\ub2e4 \ub2e4\ub978\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc544\ub2c8\uc694. \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub294 \ud55c\uad6d\uac70\ub798\uc18c, \ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0 \ub4f1 \uc720\uad00\uae30\uad00\uc774 \uc815\ud558\ub294 \ube44\uc6a9\uc73c\ub85c, \uc99d\uad8c\uc0ac\ub9c8\ub2e4 \ub3d9\uc77c\ud55c \uae08\uc561\uc73c\ub85c \ubd80\uacfc\ub429\ub2c8\ub2e4. \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50 \uc2dc \u2018\uc704\ud0c1\uc218\uc218\ub8cc\ub9cc \ubb34\ub8cc\u2019\uc778\uc9c0 \u2018\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uae4c\uc9c0 \ud3ec\ud568\u2019\uc778\uc9c0 \ud568\uaed8 \ud655\uc778\ud574\uc57c \uc2e4\uc81c \ubd80\ub2f4\uc561\uc744 \uc815\ud655\ud788 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubc88\uc5d0 <strong>\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c\ub294 \uc704\ud0c1\uc218\uc218\ub8cc\ubfd0 \uc544\ub2c8\ub77c \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uae4c\uc9c0 24\uac1c\uc6d4\uac04 \ubb34\ub8cc*\uc778 \uc774\ubca4\ud2b8\ub97c \uc9c4\ud589<\/strong>\ud558\ubbc0\ub85c \ud3c9\uc18c \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc\uac00 \ubd80\ub2f4\uc2a4\ub7ec\uc6e0\ub2e4\uba74 \uc8fc\ubaa9\ud560 \ub9cc \ud569\ub2c8\ub2e4.<\/p>\n<p>*\uc2e0\uaddc, \ud734\uba74 \uace0\uac1d \ub300\uc0c1, \uc774\ubca4\ud2b8 \uae30\uac04: 7\/1~12\/31<\/p>\n<p><a href=\"https:\/\/link.mynamuh.com\/freefee2\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c \uc218\uc218\ub8cc \ubb34\ub8cc \uc774\ubca4\ud2b8 \uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q3_%EB%82%B4%EA%B0%80_%EC%93%B0%EB%8A%94_%EC%A6%9D%EA%B6%8C%EC%82%AC%EC%9D%98_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EA%B1%B0%EB%9E%98%EB%B9%84%EC%9A%A9_%EB%93%B1%EC%9D%80_%EC%96%B4%EB%94%94%EC%84%9C_%ED%99%95%EC%9D%B8%ED%95%98%EB%82%98%EC%9A%94\"><\/span>Q3. \ub0b4\uac00 \uc4f0\ub294 \uc99d\uad8c\uc0ac\uc758 \uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uac70\ub798\ube44\uc6a9 \ub4f1\uc740 \uc5b4\ub514\uc11c \ud655\uc778\ud558\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50\uac00 \ud544\uc694\ud560 \ub550 \uc571(MTS), HTS, \ub610\ub294 \ud648\ud398\uc774\uc9c0 \ub0b4 \uc218\uc218\ub8cc \uc548\ub0b4 \ud398\uc774\uc9c0\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/faq?keyword=%EC%88%98%EC%88%98%EB%A3%8C&amp;utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=namuh_free24_event\">\ub098\ubb34\uc99d\uad8c \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc \ud655\uc778\ud558\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q4_%EC%9A%B0%EB%8C%80_%EC%88%98%EC%88%98%EB%A3%8C_%EC%9D%B4%EB%B2%A4%ED%8A%B8%EA%B0%80_%EB%81%9D%EB%82%98%EB%A9%B4_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%9E%90%EB%8F%99%EC%9C%BC%EB%A1%9C_%EC%98%A4%EB%A5%B4%EB%82%98%EC%9A%94\"><\/span><strong>Q4. \uc6b0\ub300 \uc218\uc218\ub8cc \uc774\ubca4\ud2b8\uac00 \ub05d\ub098\uba74 \uc218\uc218\ub8cc\ub294 \uc790\ub3d9\uc73c\ub85c \uc624\ub974\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc774\ubca4\ud2b8\uc758 \uc131\uaca9\uacfc \uc870\uac74\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ud55c\uc2dc \uc6b0\ub300\ub294 \uc815\ud574\uc9c4 \uae30\uac04\uc774 \ub05d\ub098\uba74 \uc77c\ubc18 \uc218\uc218\ub8cc\uc728\ub85c \ub3cc\uc544\uac00\uc9c0\ub9cc, \ud3c9\uc0dd \uc6b0\ub300\ub294 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \ud55c \uc6b0\ub300\uc728\uc774 \uacc4\uc18d \uc720\uc9c0\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50 \uc2dc \uac00\uc785 \uc804 \uc6b0\ub300 \uae30\uac04\uc774 \u2018\ud55c\uc2dc\u2019\uc778\uc9c0 \u2018\ud3c9\uc0dd\u2019\uc778\uc9c0 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/link.mynamuh.com\/freefee2\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uacc4\uc88c \uac1c\uc124\ud558\uace0 \uc218\uc218\ub8cc \ud61c\ud0dd \ubc1b\uae30<\/a><\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<div>\n<h2><span class=\"ez-toc-section\" id=\"%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%97%90%EC%84%9C_%EB%8D%94_%EB%82%AE%EC%9D%80_%EB%B9%84%EC%9A%A9%EC%9C%BC%EB%A1%9C_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%ED%95%98%EA%B8%B0\"><\/span><strong>\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \ub354 \ub0ae\uc740 \ube44\uc6a9\uc73c\ub85c \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798\ud558\uae30<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-476\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-1024x683.jpg\" alt=\"\uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc, \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc \ube44\uad50, \uc8fc\uc2dd\uac70\ub798 \uc218\uc218\ub8cc, \uc8fc\uc2dd\ub9e4\ub3c4 \uc218\uc218\ub8cc, \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc, \uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-1024x683.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-300x200.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-768x512.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-1536x1024.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-2048x1366.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-900x600.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\uad6d\ub0b4\uc8fc\uc2dd\uc218\uc218\ub8cc_4-1-500x333.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\uc7a5\uae30\uc801\uc73c\ub85c\ub3c4 \ub0ae\uc740 \uac70\ub798 \ube44\uc6a9\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\ud734\uba74 \uace0\uac1d\uc740 \uae30\uc874 \uc774\ubca4\ud2b8 \uc218\uc218\ub8cc\uc758 \ud61c\ud0dd\uae30\uac04\uc774 \ub0a8\uc544 \uc788\ub294 \uacbd\uc6b0 \ud574\ub2f9 \uc218\uc218\ub8cc\uc728\ub85c \ubd80\uacfc)<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%8B%A0%EA%B7%9C%ED%9C%B4%EB%A9%B4_%EA%B3%A0%EA%B0%9D_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98_%EC%88%98%EC%88%98%EB%A3%8C_%EC%99%84%EC%A0%84%EB%AC%B4%EB%A3%8C_24%EA%B0%9C%EC%9B%94\"><\/span><strong>1) \uc2e0\uaddc\/\ud734\uba74 \uace0\uac1d \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc218\uc218\ub8cc \uc644\uc804\ubb34\ub8cc 24\uac1c\uc6d4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc774\ubc88 \ubb34\ub8cc \ud61c\ud0dd\uc740 \uad6d\ub0b4\uc8fc\uc2dd\ubd80\ud130 \uad6d\ub0b4\uc0c1\uc7a5 ETF\uae4c\uc9c0 \ud3ec\ud568\ub418\uba70, <strong>\uc704\ud0c1\uc218\uc218\ub8cc\uc640 \ud568\uaed8 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\ub3c4 \ub098\ubb34\uc99d\uad8c\uc774 \ud568\uaed8 \ubd80\ub2f4<\/strong>\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub530\ub77c\uc11c \ud22c\uc790\uc790\ub294 \uc218\uc218\ub8cc \ubd80\ub2f4\uc744 \ud06c\uac8c \ub35c\uba74\uc11c \uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798\ub97c \uc774\uc5b4\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub300\uc0c1 \ubc0f \uae30\ud55c<\/strong><br \/>\n(1) \ub098\ubb34\uc99d\uad8c \uc2e0\uaddc \uace0\uac1d<br \/>\n: 2026\ub144 12\uc6d4 31\uc77c\uae4c\uc9c0 \ub098\ubb34\uc99d\uad8c \ube44\ub300\uba74 \uc885\ud569\ub9e4\ub9e4\uacc4\uc88c\ub97c \uc2e0\uaddc \uac1c\uc124\ud55c \uace0\uac1d<br \/>\n: \uacc4\uc88c \uac1c\uc124\uc77c\ub85c\ubd80\ud130 24\uac1c\uc6d4\uac04 \ud61c\ud0dd \uc801\uc6a9(2) \ub098\ubb34\uc99d\uad8c \ud734\uba74 \uace0\uac1d<br \/>\n: 2026\ub144 \uc774\uc804 \uacc4\uc88c\ub97c \uac1c\uc124\ud588\uc73c\ub098 \uc62c\ud574 \uac70\ub798 \uc774\ub825\uc774 \uc5c6\uace0 \ucd1d\uc790\uc0b0 10\ub9cc \uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0<br \/>\n: 2026\ub144 7\uc6d4 1\uc77c\ubd80\ud130 2028\ub144 6\uc6d4 30\uc77c\uae4c\uc9c0 \ud61c\ud0dd \uc801\uc6a9<\/li>\n<\/ul>\n<p><a href=\"https:\/\/link.mynamuh.com\/freefee2\" target=\"_blank\" rel=\"noopener\">\ud83d\udccc \uc218\uc218\ub8cc \uc65c \ub0b4\ub098 \ubb34\ub8cc\uc778\ub370<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EC%98%AE%EA%B8%B0%EB%A9%B4_1%EC%B2%9C%EB%A7%8C_%EC%9B%90%EB%8B%B9_5%EB%A7%8C_%EC%9B%90_%EB%A6%AC%EC%9B%8C%EB%93%9C%EC%B5%9C%EB%8C%80_500%EB%A7%8C_%EC%9B%90\"><\/span><strong>2) \uad6d\ub0b4\uc8fc\uc2dd \uc62e\uae30\uba74 1\ucc9c\ub9cc \uc6d0\ub2f9 5\ub9cc \uc6d0 \ub9ac\uc6cc\ub4dc(\ucd5c\ub300 500\ub9cc \uc6d0)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc218\uc218\ub8cc \ubb34\ub8cc \ud61c\ud0dd\uacfc \ud568\uaed8, \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c\ub294 \ub2e4\ub978 \uc99d\uad8c\uc0ac\uc5d0 \ud769\uc5b4\uc9c4 \uad6d\ub0b4\uc8fc\uc2dd\uc744 \ub098\ubb34\uc99d\uad8c\uc73c\ub85c \uc62e\uae30\uba74(\ud0c0\uc0ac\ub300\uccb4\uc785\uace0) \uc21c\uc785\uace0 \uae08\uc561\uc5d0 \ub530\ub77c \ud22c\uc790 \uc9c0\uc6d0\uae08\uc744 \uc9c0\uae09\ud558\ub294 \ub9ac\uc6cc\ub4dc \uc774\ubca4\ud2b8\ub97c \ub3d9\uc2dc \uc9c4\ud589\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ub610\ud55c \ub300\uc0c1\uc740 \uad6d\ub0b4\uc8fc\uc2dd\uc5d0 \ud55c\uc815\ub418\uc9c0 \uc54a\uace0, \ucf54\uc2a4\ud53c, \ucf54\uc2a4\ub2e5 \uc0c1\uc7a5 \uad6d\ub0b4\uc8fc\uc2dd\uacfc ETF, \uc0c1\uc7a5\uc9c0\uc218\uc99d\uad8c(ETN)\uae4c\uc9c0 \ud3ed\ub113\uac8c \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<div>\n<ul>\n<li><strong>\ud61c\ud0dd<br \/>\n<\/strong>: \uad6d\ub0b4\uc8fc\uc2dd, ETF, ETN \uc21c\uc785\uace0 1,000\ub9cc \uc6d0\ub2f9 5\ub9cc \uc6d0 \ud22c\uc790 \uc9c0\uc6d0\uae08 \uc9c0\uae09<br \/>\n: \ucd5c\ub300 500\ub9cc \uc6d0 \ud55c\ub3c4<\/li>\n<li><strong>\uc774\ubca4\ud2b8 \uae30\uac04<br \/>\n<\/strong>: 2026\ub144 7\uc6d4 1\uc77c\ubd80\ud130 2026\ub144 8\uc6d4 31\uc77c\uae4c\uc9c0<br \/>\n: 2026\ub144 9\uc6d4 30\uc77c\uae4c\uc9c0 \uc794\uace0 \uc720\uc9c0 \ud544\uc218<\/li>\n<\/ul>\n<p><a href=\"https:\/\/link.mynamuh.com\/transfer2\" target=\"_blank\" rel=\"noopener\">\ud83d\udccc \ub098\ubb34\uc99d\uad8c\uc73c\ub85c \uc8fc\uc2dd \uc62e\uae30\uace0 \ucd5c\ub300 500\ub9cc \uc6d0 \ubc1b\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>\uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \ube44\uc6a9\uc740 \uc704\ud0c1\uc218\uc218\ub8cc \ud558\ub098\ub85c \ub05d\ub098\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uc640 \uc99d\uad8c\uac70\ub798\uc138\uae4c\uc9c0 \ud568\uaed8 \uc0b4\ud3b4\uc57c \uc2e4\uc81c \uac70\ub798 \ube44\uc6a9\uc744 \uc815\ud655\ud788 \uac00\ub2a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9e4\ub9e4\ub97c \uc790\uc8fc \ud560\uc218\ub85d \uc8fc\uc2dd\ub9e4\ub3c4 \uc218\uc218\ub8cc \ub4f1\uc73c\ub85c \uc778\ud574 \uc218\uc218\ub8cc\uc728 \ucc28\uc774\uac00 \uc5f0\uac04 \uc218\uc775\ub960\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n<p>\ub098\ubb34\uc99d\uad8c\uc774 2026\ub144 7\uc6d4 \uc2e0\uaddc\u00b7\ud734\uba74 \uace0\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \uad6d\ub0b4 \uc8fc\uc2dd, \uad6d\ub0b4 \uc0c1\uc7a5 ETF \uac70\ub798 \uc218\uc218\ub8cc\ub97c 24\uac1c\uc6d4\uac04 \uc644\uc804 \ubb34\ub8cc\ub85c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc704\ud0c1\uc218\uc218\ub8cc\ub294 \ubb3c\ub860 \uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc\uae4c\uc9c0 \ubd80\ub2f4\ud574 \ube44\uc6a9 \uccb4\uac10\uc744 \ud06c\uac8c \ub0ae\ucdc4\uace0, \ud0c0\uc0ac \uc8fc\uc2dd, ETF\ub97c \uc62e\uae30\uba74 \ucd5c\ub300 500\ub9cc \uc6d0\uc758 \ud22c\uc790 \uc9c0\uc6d0\uae08\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac70\ub798 \ube44\uc6a9\uc744 \uc904\uc774\uace0 \uc2f6\ub2e4\uba74 \uc9c0\uae08 \ubc14\ub85c \ud655\uc778\ud574\ubcf4\uc138\uc694 !<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\ub098\ubb34\uc99d\uad8c \uc571\uc5d0\uc11c \uacc4\uc88c \uac1c\uc124\ud558\uae30<\/strong><\/p>\n<\/div>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/link.mynamuh.com\/freefee2\" target=\"_blank\" rel=\"noopener\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<div>\n<div style=\"line-height: 1.1;\">NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-1125\ud638 (2026-07-08~2027-07-07)<br \/>\n\ud22c\uc790 \uc720\uc758\uc0ac\ud56d<br \/>\n* \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488\uc5d0 \ub300\ud558\uc5ec \uc99d\uad8c\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc0c1\ud488\uc124\uba85\uc11c \ubc0f \uc57d\uad00 \ub4f1\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n* \uc774 \uae08\uc735\uc0c1\ud488(\uc8fc\uc2dd)\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n* \uc774 \uc608\ud0c1\uae08 \uc911 \uc99d\uad8c\ub9e4\uc218 \ubbf8\uc0ac\uc6a9 \ud604\uae08\uc794\uc561\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \uc6d0\uae08\uacfc \uc18c\uc815\uc758 \uc774\uc790\ub97c \ud569\ud558\uc5ec 1\uc778\ub2f9 \u201c1\uc5b5\uc6d0\uae4c\uc9c0\u201d(\ubcf8 \uae08\uc735\ud68c\uc0ac\uc758 \uc5ec\ud0c0 \ubcf4\ud638\uc0c1\ud488\uacfc \ud569\uc0b0) \ubcf4\ud638\ub429\ub2c8\ub2e4. \uc774 \uc608\ud0c1\uae08 \uc911 \uc99d\uad8c\ub9e4\uc218 \ubbf8\uc0ac\uc6a9 \ud604\uae08\uc794\uc561\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \uc6d0\uae08\uacfc \uc18c\uc815\uc758 \uc774\uc790\ub97c \ud569\ud558\uc5ec 1\uc778\ub2f9 \u201c1\uc5b5\uc6d0\uae4c\uc9c0\u201d(\ubcf8 \uae08\uc735\ud68c\uc0ac\uc758 \uc5ec\ud0c0 \ubcf4\ud638\uc0c1\ud488\uacfc \ud569\uc0b0) \ubcf4\ud638\ub429\ub2c8\ub2e4.<br \/>\n* \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc8fc\uc2dd)\uc740 \uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9, \ud658\uc728\ubcc0\ub3d9, \uc2e0\uc6a9\ub4f1\uae09 \ud558\ub77d \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4.<br \/>\n* \uad6d\ub0b4\uc8fc\uc2dd\ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \uc628\ub77c\uc778 0.01%~0.50%, \uc624\ud504\ub77c\uc778 0.40%~0.50% (\uc18c\uc218\uc810\uc14b\uc9f8\uc790\ub9ac \ubc18\uc62c\ub9bc\uae30\uc900, \uac70\ub798\uae08\uc561\ubcc4\/\ub9e4\uccb4\ubcc4 \uc0c1\uc774, KRX, NXT \ud3ec\ud568)\uc774\uba70, \uae30\ud0c0 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uc0c1\uc138\ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. NXT(\ub125\uc2a4\ud2b8\ub808\uc774\ub4dc)\ub294 \uc790\ubcf8\uc2dc\uc7a5\ubc95\uc0c1 \ub2e4\uc790\uac04\ub9e4\ub9e4\uccb4\uacb0\ud68c\uc0ac\ub85c \ub300\uccb4\uac70\ub798\uc18c(ATS:\u00a0 Alternative Trading System)\uc785\ub2c8\ub2e4.<br \/>\n* \uc774\ubca4\ud2b8 \uad00\ub828 \uc720\uc758\uc0ac\ud56d\uc740 \uc774\ubca4\ud2b8 \ud398\uc774\uc9c0\ub97c \ubc18\ub4dc\uc2dc \ucc38\uace0 \ubc14\ub78d\ub2c8\ub2e4.<\/div>\n<div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\ub0b4\uc8fc\uc2dd \uac70\ub798 \uc2dc \ubc1c\uc0dd\ud558\ub294 \ube44\uc6a9\uc740 \uc5b4\ub5bb\uac8c \uad6c\uc131\ub420\uae4c\uc694? \uc704\ud0c1\uc218\uc218\ub8cc\ubd80\ud130 \uc99d\uad8c\uac70\ub798\uc138\uae4c\uc9c0, \uc99d\uad8c\uc0ac\ubcc4 \uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50 \uae30\uc900\uacfc \uc9c0\uae08 \ubc1b\uc744 \uc218 \uc788\ub294 \uc218\uc218\ub8cc \ud61c\ud0dd\uc744 \ubaa8\uc544 \ud655\uc778\ud558\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":471,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[92,88,93,90,91,89],"class_list":["post-470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-92","tag-88","tag-93","tag-90","tag-91","tag-89","col-md-6 col-sm-6"],"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=470"}],"version-history":[{"count":6,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/470\/revisions"}],"predecessor-version":[{"id":483,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/470\/revisions\/483"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/471"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}