{"id":484,"date":"2026-07-16T00:00:32","date_gmt":"2026-07-16T00:00:32","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=484"},"modified":"2026-07-16T00:23:46","modified_gmt":"2026-07-16T00:23:46","slug":"%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/","title":{"rendered":"\u26a1 \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ucd1d\uc815\ub9ac: \ub9e4\ub9e4 \uc218\uc218\ub8cc\ubd80\ud130 \ud658\uc804 \uc6b0\ub300\uae4c\uc9c0 \uc54c\uc544\ubcf4\uae30"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 ez-toc-wrap-center ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#1_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EA%B5%AD%EB%82%B4%EC%99%80_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8B%A4%EB%A5%BC%EA%B9%8C\" >1. \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \uad6d\ub0b4\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EB%B0%8F_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EB%B9%84%EA%B5%90\" >1) \uad6d\ub0b4\uc8fc\uc2dd \ubc0f \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#2_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D%EC%97%94_%EC%99%9C_%ED%99%98%EC%A0%84_%EB%B9%84%EC%9A%A9%EC%9D%B4_%EB%B6%99%EB%82%98%EC%9A%94\" >2) \ud574\uc678\uc8fc\uc2dd\uc5d4 \uc65c \ud658\uc804 \ube44\uc6a9\uc774 \ubd99\ub098\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#2_%ED%99%98%EC%A0%84_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%ED%99%98%EC%A0%84_%EB%B9%84%EC%9A%A9%EC%9D%B4_%EC%A4%91%EC%9A%94%ED%95%9C_%EC%9D%B4%EC%9C%A0\" >2. \ud658\uc804: \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \ube44\uc6a9\uc774 \uc911\uc694\ud55c \uc774\uc720<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#1_%ED%99%98%EC%A0%84%ED%99%98%EC%9C%A8_%EC%9A%B0%EB%8C%80%EB%8A%94_%EB%AC%B4%EC%8A%A8_%EB%9C%BB%EC%9D%B8%EA%B0%80%EC%9A%94\" >1) \ud658\uc804(\ud658\uc728) \uc6b0\ub300\ub294 \ubb34\uc2a8 \ub73b\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#2_%EC%9E%90%EB%8F%99_%ED%99%98%EC%A0%84%EA%B3%BC_%EC%88%98%EB%8F%99_%ED%99%98%EC%A0%84%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\" >2) \uc790\ub3d9 \ud658\uc804\uacfc \uc218\ub3d9 \ud658\uc804\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#3_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%ED%99%98%EC%A0%84_%EC%88%98%EC%88%98%EB%A3%8C%EB%A5%BC_%EC%A4%84%EC%9D%B4%EB%A0%A4%EB%A9%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%ED%95%B4%EC%95%BC_%ED%95%98%EB%82%98%EC%9A%94\" >3) \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc\ub97c \uc904\uc774\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#3_%EB%82%98%EB%AC%B4_%EB%A9%A4%EB%B2%84%EC%8A%A4_%EB%A7%A4%EB%A7%A4_%EC%88%98%EC%88%98%EB%A3%8C%EC%99%80_%ED%99%98%EC%A0%84_%EC%9A%B0%EB%8C%80%EB%A5%BC_%ED%95%A8%EA%BB%98_%EA%B4%80%EB%A6%AC%ED%95%98%EB%8A%94_%EB%A9%A4%EB%B2%84%EC%8B%AD\" >3. \ub098\ubb34 \uba64\ubc84\uc2a4:\u00a0 \ub9e4\ub9e4 \uc218\uc218\ub8cc\uc640 \ud658\uc804 \uc6b0\ub300\ub97c \ud568\uaed8 \uad00\ub9ac\ud558\ub294 \uba64\ubc84\uc2ed<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#1_%EB%82%98%EB%AC%B4_%EB%A9%A4%EB%B2%84%EC%8A%A4%EB%9E%80\" >1) \ub098\ubb34 \uba64\ubc84\uc2a4\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#2_%ED%99%98%EC%A0%84_%EC%9A%B0%EB%8C%80%EC%9C%A8_%EC%B5%9C%EB%8C%80_100\" >2) \ud658\uc804 \uc6b0\ub300\uc728 \ucd5c\ub300 100%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#3_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_007_%EC%A0%81%EC%9A%A9\" >3) \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc 0.07% \uc801\uc6a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#4_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%ED%98%9C%ED%83%9D%EB%8F%84_%ED%95%A8%EA%BB%98_%EC%A0%9C%EA%B3%B5\" >4) \uad6d\ub0b4\uc8fc\uc2dd \ud61c\ud0dd\ub3c4 \ud568\uaed8 \uc81c\uacf5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#5_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%ED%8A%B9%ED%9E%88_%EC%B6%94%EC%B2%9C%EB%93%9C%EB%A6%BD%EB%8B%88%EB%8B%A4\" >5) \uc774\ub7f0 \ubd84\uaed8 \ud2b9\ud788 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#Q1_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EC%9A%B0%EB%8C%80_%EC%A6%89_%EB%AC%B4%EB%A3%8C_%EC%8B%9C_%ED%99%98%EC%A0%84%EB%8F%84_%EA%B3%B5%EC%A7%9C%EC%9D%B8%EA%B0%80%EC%9A%94\" >Q1. \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \uc989 \ubb34\ub8cc \uc2dc \ud658\uc804\ub3c4 \uacf5\uc9dc\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#Q2_%EC%9B%90%ED%99%94%EA%B2%B0%EC%A0%9C%EC%99%80_%EC%99%B8%ED%99%94%EA%B2%B0%EC%A0%9C%EB%8A%94_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\" >Q2. \uc6d0\ud654\uacb0\uc81c\uc640 \uc678\ud654\uacb0\uc81c\ub294 \ubb50\uac00 \ub2e4\ub978\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#Q3_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D%EB%8F%84_%EC%84%B8%EA%B8%88%EC%9D%84_%EB%82%B4%EB%82%98%EC%9A%94\" >Q3. \ud574\uc678\uc8fc\uc2dd\ub3c4 \uc138\uae08\uc744 \ub0b4\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/#Q4_%ED%99%98%EC%A0%84_%EC%9A%B0%EB%8C%80%EB%8A%94_%EC%96%B4%EB%94%94%EC%84%9C_%ED%99%95%EC%9D%B8%ED%95%98%EB%82%98%EC%9A%94\" >Q4. \ud658\uc804 \uc6b0\ub300\ub294 \uc5b4\ub514\uc11c \ud655\uc778\ud558\ub098\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1 <\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc\ub294 \ub9e4\ub9e4 \uc218\uc218\ub8cc \uc678\uc5d0\ub3c4 \ud658\uc804 \ube44\uc6a9\uacfc \uad6d\uac00\ubcc4 \uc81c\uc138\uae08 \ubc0f \uae30\ud0c0 \ube44\uc6a9 \ub4f1\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc5b4, \uad6d\ub0b4\uc8fc\uc2dd\uacfc\ub294 \uac70\ub798\ube44\uc6a9 \uad6c\uc870\uac00 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud658\uc804 \uc6b0\ub300\uc728\uc774 \ub192\uc744\uc218\ub85d \ud658\uc804 \ube44\uc6a9 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e4\uba70, \uc790\ub3d9 \ud658\uc804\uacfc \uc218\ub3d9 \ud658\uc804 \ub4f1\uc5d0 \ub530\ub77c \uc801\uc6a9 \uc870\uac74\uc774 \ub2e4\ub985\ub2c8\ub2e4.<\/li>\n<li>\ub098\ubb34 \uba64\ubc84\uc2a4\uc5d0 \uac00\uc785\ud558\uba74 \ud658\uc804 \uc6b0\ub300\uc728 \ucd5c\ub300 100%\uc640 \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc 0.07% \ub4f1 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \ubc1b\uc73c\uba70 \ud574\uc678\uc8fc\uc2dd\uc744 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p>\ud574\uc678\uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub2e4 \ubcf4\uba74 \ub9e4\ub9e4 \uc218\uc218\ub8cc\ub294 \uaf3c\uaf3c\ud788 \ucc59\uae30\uba74\uc11c\ub3c4, \uc815\uc791 \ud658\uc804 \uacfc\uc815\uc5d0\uc11c \uc0c8\ub294 \ube44\uc6a9\uc740 \ub193\uce58\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\u2018<strong>\ud658\uc804 \uc6b0\ub300<\/strong>\u2019\ub77c\ub294 \ub9d0\uc740 \ub4e4\uc5b4\ubd24\uc9c0\ub9cc \uc815\ud655\ud788 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud558\ub294\uc9c0, \ub610 \ub0b4 \uacc4\uc88c\uc5d0\ub294 \uc5bc\ub9c8\ub098 \uc801\uc6a9\ub418\uace0 \uc788\ub294\uc9c0 \ud5f7\uac08\ub9ac\uc168\ub358 \uc801 \uc788\uc73c\uc2e4 \ud150\ub370\uc694.<\/p>\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50 \ubc0f \ud574\ub2f9 \uad6c\uc870\uc5d0\uc11c \ud658\uc804\uc774 \uc65c \uc911\uc694\ud55c \ube44\uc6a9 \uc694\uc18c\uc778\uc9c0 \uc9da\uc5b4\ubcf4\uace0, \ub9e4\ub9e4 \uc218\uc218\ub8cc\uc640 \ud658\uc804 \ube44\uc6a9\uc744 \ud55c \ubc88\uc5d0 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c \ub098\ubb34 \uba64\ubc84\uc2a4\ub97c \uc18c\uac1c\ud558\ub824 \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"1_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EA%B5%AD%EB%82%B4%EC%99%80_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8B%A4%EB%A5%BC%EA%B9%8C\"><\/span><strong>1. \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \uad6d\ub0b4\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-489 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-1024x765.jpg\" alt=\"\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_1-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ud574\uc678\uc8fc\uc2dd\uc744 \uac70\ub798\ud558\uba74 \uc5ec\ub7ec \ud56d\ubaa9\uc758 \ube44\uc6a9\uc774 \ud568\uaed8 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uac01 \ud56d\ubaa9\uc774 \ubb34\uc5c7\uc774\uace0 \uc5b8\uc81c \ubd80\uacfc\ub418\ub294\uc9c0\ubd80\ud130 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%EB%B0%8F_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EB%B9%84%EA%B5%90\"><\/span><strong>1) \uad6d\ub0b4\uc8fc\uc2dd \ubc0f \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc\ub294 <strong>\ub9e4\ub9e4 \uc218\uc218\ub8cc \uc678\uc5d0\ub3c4 \ud658\uc804 \ube44\uc6a9\uacfc \uad6d\uac00\ubcc4 \uc81c\uc138\uae08 \ubc0f \uae30\ud0c0 \ube44\uc6a9 \ub4f1\uc774 \ubc1c\uc0dd<\/strong>\ud560 \uc218 \uc788\uc5b4, \uad6d\ub0b4\uc8fc\uc2dd\uacfc\ub294 \uac70\ub798\ube44\uc6a9 \uad6c\uc870\uac00 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 575px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr><!-- image_8ac6b9.png\uc5d0\uc11c \ucd94\ucd9c\ud55c \uc5f0\ub450\uc0c9(#CDE990) \uc801\uc6a9 --><\/p>\n<th style=\"width: 137px; text-align: center; background-color: #cde990;\"><strong>\ube44\uc6a9 \ud56d\ubaa9<\/strong><\/th>\n<th style=\"width: 147px; text-align: center; background-color: #cde990;\"><strong>\uad6d\ub0b4\uc8fc\uc2dd<\/strong><\/th>\n<th style=\"width: 138px; text-align: center; background-color: #cde990;\"><strong>\ud574\uc678\uc8fc\uc2dd<\/strong><\/th>\n<th style=\"width: 154px; text-align: center; background-color: #cde990;\"><strong>\ube44\uace0<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 137px; text-align: center;\"><strong>\ub9e4\ub9e4 \uc218\uc218\ub8cc<\/strong><\/td>\n<td style=\"width: 147px; text-align: center;\">\u25cb<\/td>\n<td style=\"width: 138px; text-align: center;\">\u25cb<\/td>\n<td style=\"width: 154px;\">\uac70\ub798\uae08\uc561 \u00d7 \uc218\uc218\ub8cc\uc728<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 137px; text-align: center;\"><strong>\ud658\uc804 \ube44\uc6a9<\/strong><\/td>\n<td style=\"width: 147px; text-align: center; color: #999;\">\u2715<\/td>\n<td style=\"width: 138px; text-align: center;\">\u25cb<\/td>\n<td style=\"width: 154px;\">\ud574\uc678 \uace0\uc720<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 137px; text-align: center;\"><strong>\uae30\ud0c0 \uc81c\ube44\uc6a9<\/strong><\/td>\n<td style=\"width: 147px; text-align: center;\">\u25cb<\/td>\n<td style=\"width: 138px; text-align: center;\">\u25cb<\/td>\n<td style=\"width: 154px;\">\uc720\uad00\uae30\uad00 \uc218\uc218\ub8cc, \ubbf8\uad6d SEC Fee \ub4f1<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 137px; text-align: center;\"><strong>\uc591\ub3c4\uc18c\ub4dd\uc138<\/strong><\/td>\n<td style=\"width: 147px; text-align: center;\">\ub300\uc8fc\uc8fc \ub4f1 \ud55c\uc815<\/td>\n<td style=\"width: 138px; text-align: center;\">\u25cb<\/td>\n<td style=\"width: 154px;\">250\ub9cc \uc6d0 \uacf5\uc81c \ud6c4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub9e4\ub9e4 \uc218\uc218\ub8cc \uc790\uccb4\uc758 \uacc4\uc0b0 \ubc29\uc2dd\uc740 \uad6d\ub0b4\uc8fc\uc2dd\uacfc \ub3d9\uc77c\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud45c\uc5d0\uc11c \uc54c \uc218 \uc788\ub4ef\uc774, \uad6d\ub0b4\uc8fc\uc2dd\uacfc \uac00\uc7a5 \ud06c\uac8c \ub2e4\ub978 \uc9c0\uc810\uc740 \ubc14\ub85c \u2018<strong>\ud658\uc804 \ube44\uc6a9<\/strong>\u2019\uc785\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ea%b5%ad%eb%82%b4%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ea%b1%b0%eb%9e%98%ed%95%a0-%eb%95%8c-%ec%96%bc%eb%a7%88%eb%82%98-%eb%82%98%ea%b0%88%ea%b9%8c-%ea%b5%ac%ec%a1%b0-%eb%b9%84%ea%b5%90\/\">\uad6d\ub0b4\uc8fc\uc2dd \uc218\uc218\ub8cc \uad6c\uc870\uc640 \uacc4\uc0b0 \ubc29\ubc95 \uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D%EC%97%94_%EC%99%9C_%ED%99%98%EC%A0%84_%EB%B9%84%EC%9A%A9%EC%9D%B4_%EB%B6%99%EB%82%98%EC%9A%94\"><\/span><strong>2) \ud574\uc678\uc8fc\uc2dd\uc5d4 \uc65c \ud658\uc804 \ube44\uc6a9\uc774 \ubd99\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud574\uc678\uc8fc\uc2dd\uc740 \uc678\ud654\ub85c \uac70\ub798\ub418\uae30 \ub54c\ubb38\uc5d0, \ub9e4\ub9e4 \uc804\ud6c4\ub85c \uc6d0\ud654\uc640 \uc678\ud654\ub97c \uc624\uac00\ub294 \ud658\uc804 \uacfc\uc815\uc774 \ud544\uc218\uc801\uc73c\ub85c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub9e4\uc218 \uc2dc<\/strong>: \uc6d0\ud654 \u2192 \uc678\ud654\ub85c \ud658\uc804\ud55c \ub4a4 \ub9e4\uc218<\/li>\n<li><strong>\ub9e4\ub3c4 \uc2dc<\/strong>: \uc678\ud654 \u2192 \uc6d0\ud654\ub85c \ud658\uc804\ud55c \ub4a4 \ucd9c\uae08<\/li>\n<\/ul>\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \uc6d0\ud654 \uc785\ucd9c\uae08\uc744 \uc774\uc6a9\ud558\uba74 \ub9e4\ub9e4\ud560 \ub54c\ub9c8\ub2e4 \ud658\uc804\uc774 \ubc18\ubcf5\ub418\uba74\uc11c, \uadf8\ub9cc\ud07c \ube44\uc6a9\ub3c4 \ud568\uaed8 \ub204\uc801\ub418\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<br \/>\n\ub2e8, \uc678\ud654 \uc608\uc218\uae08\uc744 \ud65c\uc6a9\ud558\uba74 \ubcc4\ub3c4\uc758 \ud658\uc804 \uc5c6\uc774 \ubc14\ub85c \uac70\ub798\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/m.mynamuh.com\/static\/MNHSI01881\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c \ud574\uc678\uc8fc\uc2dd \uac70\ub798 \uc774\uc6a9\uc808\ucc28 \uc54c\uc544\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"2_%ED%99%98%EC%A0%84_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%ED%99%98%EC%A0%84_%EB%B9%84%EC%9A%A9%EC%9D%B4_%EC%A4%91%EC%9A%94%ED%95%9C_%EC%9D%B4%EC%9C%A0\"><\/span><strong>2. \ud658\uc804: \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \ube44\uc6a9\uc774 \uc911\uc694\ud55c \uc774\uc720<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-490 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-1024x765.jpg\" alt=\"\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_2-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc\ub9cc\ud07c\uc774\ub098, \ub54c\ub85c\ub294 \uadf8\ubcf4\ub2e4 \ub354 \uc2e0\uacbd \uc368\uc57c \ud560 \ubd80\ubd84\uc774 \ubc14\ub85c \ud658\uc804 \ube44\uc6a9\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud658\uc804 \uc6b0\ub300\uac00 \ubb34\uc5c7\uc774\uace0 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud574\uc57c \ud558\ub294\uc9c0 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%ED%99%98%EC%A0%84%ED%99%98%EC%9C%A8_%EC%9A%B0%EB%8C%80%EB%8A%94_%EB%AC%B4%EC%8A%A8_%EB%9C%BB%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>1) \ud658\uc804(\ud658\uc728) \uc6b0\ub300\ub294 \ubb34\uc2a8 \ub73b\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud658\uc804 \uc6b0\ub300\ub780 <strong>\ud658\uc804 \uc2dc \ubd99\ub294 \uc2a4\ud504\ub808\ub4dc\ub97c \uc77c\uc815 \ube44\uc728 \uae4e\uc544\uc8fc\ub294 \uac83<\/strong>\uc73c\ub85c, \uc6b0\ub300\uc728\uc774 \ub192\uc744\uc218\ub85d \ud658\uc804 \ube44\uc6a9 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>\ud658\uc804 \uc2a4\ud504\ub808\ub4dc<br \/>\n<\/strong>: \uc6d0\ud654\u2194\uc678\ud654 \ud658\uc804 \uc2dc \ubd99\ub294 \ube44\uc6a9\uc73c\ub85c, \uc0b4 \ub54c\uc640 \ud314 \ub54c\uc758 \ud658\uc728 \ucc28\uc774\ub97c \uc758\ubbf8<\/li>\n<li><strong>\ud658\uc804 \uc6b0\ub300\uc728<br \/>\n<\/strong>: \uc774 \uc2a4\ud504\ub808\ub4dc\ub97c \uae4e\uc544\uc8fc\ub294 \ube44\uc728<br \/>\n: \uc6b0\ub300\uc728 100%\uc77c \uacbd\uc6b0 \uc2a4\ud504\ub808\ub4dc \ubd80\ub2f4 \ucd5c\uc18c\ud654<\/li>\n<\/ul>\n<p>\ud658\uc804\uc740 \ub9e4\uc218, \ub9e4\ub3c4\ud560 \ub54c\ub9c8\ub2e4 \ubc18\ubcf5\ub418\uae30 \ub54c\ubb38\uc5d0, \uc6b0\ub300\uc728\uc758 \ucc28\uc774\uac00 \uacb0\uad6d \uc2e4\uc218\uc775\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce58\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/m.mynamuh.com\/guide\/MNHSI1037?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=namuh_members_2026\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc8fc\uc2dd \ud574\uc678\uc8fc\uc2dd \ud22c\uc790 \uac00\uc774\ub4dc \uc0b4\ud3b4\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%9E%90%EB%8F%99_%ED%99%98%EC%A0%84%EA%B3%BC_%EC%88%98%EB%8F%99_%ED%99%98%EC%A0%84%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2) \uc790\ub3d9 \ud658\uc804\uacfc \uc218\ub3d9 \ud658\uc804\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud658\uc804\uc740 \uc99d\uad8c\uc0ac\uac00 \uc790\ub3d9\uc73c\ub85c \ucc98\ub9ac\ud558\ub294 \ubc29\uc2dd\uacfc \ud22c\uc790\uc790\uac00 \uc9c1\uc811 \ucc98\ub9ac\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ub098\ub258\uba70, \uc774\uc5d0 \ub530\ub77c \uc6b0\ub300 \uc801\uc6a9\uc774\ub098 \ud55c\ub3c4 \uc870\uac74\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"width: 602px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr><!-- image_8ac6b9.png\uc5d0\uc11c \ucd94\ucd9c\ud55c \uc5f0\ub450\uc0c9(#CDE990) \uc801\uc6a9 --><\/p>\n<th style=\"width: 100px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 245px; text-align: center; background-color: #cde990;\"><strong>\uc790\ub3d9 \ud658\uc804<\/strong><\/th>\n<th style=\"width: 257px; text-align: center; background-color: #cde990;\"><strong>\uc218\ub3d9(\uc9c1\uc811) \ud658\uc804<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 100px; text-align: center;\"><strong>\ucc98\ub9ac<\/strong><\/td>\n<td style=\"width: 245px; text-align: center;\">\ub9e4\ub9e4 \uc2dc \uc99d\uad8c\uc0ac\uac00 \uc790\ub3d9<\/td>\n<td style=\"width: 257px; text-align: center;\">\ud22c\uc790\uc790\uac00 \uc9c1\uc811<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center;\"><strong>\ud3b8\uc758\uc131<\/strong><\/td>\n<td style=\"width: 245px; text-align: center;\">\ub192\uc74c<\/td>\n<td style=\"width: 257px; text-align: center;\">\ub0ae\uc74c<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center;\"><strong>\ud55c\ub3c4<\/strong><\/td>\n<td style=\"width: 245px; text-align: center; color: #999;\">&#8211;<\/td>\n<td style=\"width: 257px; text-align: center;\">\uace0\uac1d\ubcc4 \ud55c\ub3c4 \uc788\uc744 \uc218 \uc788\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc6b0\ub300\uc728\uacfc \uc801\uc6a9 \uc870\uac74 \ub610\ud55c \ud658\uc804 \ubc29\uc2dd, \uc774\uc6a9 \ub9e4\uccb4\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc73c\ubbc0\ub85c \uc0ac\uc804\uc5d0 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%ED%99%98%EC%A0%84_%EC%88%98%EC%88%98%EB%A3%8C%EB%A5%BC_%EC%A4%84%EC%9D%B4%EB%A0%A4%EB%A9%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%ED%95%B4%EC%95%BC_%ED%95%98%EB%82%98%EC%9A%94\"><\/span><strong>3) \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc\ub97c \uc904\uc774\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud658\uc804 \ube44\uc6a9\uc744 \uc904\uc774\uae30 \uc704\ud574\uc11c\ub294 \ud658\uc804 \uc6b0\ub300\ub97c \uc801\uc6a9\ubc1b\uace0, \ubd88\ud544\uc694\ud55c \ud658\uc804 \ud69f\uc218\ub97c \uc904\uc774\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<br \/>\n\ub300\ud45c\uc801\uc73c\ub85c \uc544\ub798\uc640 \uac19\uc774 \uc815\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ud658\uc804 \uc804 \uc6b0\ub300\uc728\uc744 \ud655\uc778\ud558\uace0 \uc801\uc6a9\ubc1b\uae30<\/li>\n<li>\uc7a6\uc740 \ud658\uc804\ubcf4\ub2e4\ub294 \ud544\uc694\ud55c \uc2dc\uc810\uc5d0\ub9cc \ud658\uc804\ud574 \ud69f\uc218 \uad00\ub9ac\ud558\uae30<\/li>\n<li>\uba64\ubc84\uc2ed \ub4f1\uc744 \ud65c\uc6a9\ud574 \uc6b0\ub300\ub97c \uc0c1\uc2dc \uc801\uc6a9\ubc1b\uae30<\/li>\n<\/ul>\n<p>\uc774\uc911 \ud658\uc804 \uc6b0\ub300\ub97c \uc0c1\uc2dc \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95 \uc911 \ud558\ub098\ub85c \ub098\ubb34 \uba64\ubc84\uc2a4\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"3_%EB%82%98%EB%AC%B4_%EB%A9%A4%EB%B2%84%EC%8A%A4_%EB%A7%A4%EB%A7%A4_%EC%88%98%EC%88%98%EB%A3%8C%EC%99%80_%ED%99%98%EC%A0%84_%EC%9A%B0%EB%8C%80%EB%A5%BC_%ED%95%A8%EA%BB%98_%EA%B4%80%EB%A6%AC%ED%95%98%EB%8A%94_%EB%A9%A4%EB%B2%84%EC%8B%AD\"><\/span><strong>3. \ub098\ubb34 \uba64\ubc84\uc2a4:\u00a0 \ub9e4\ub9e4 \uc218\uc218\ub8cc\uc640 \ud658\uc804 \uc6b0\ub300\ub97c \ud568\uaed8 \uad00\ub9ac\ud558\ub294 \uba64\ubc84\uc2ed<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ud658\uc804 \uc6b0\ub300\ub97c \uc0c1\uc2dc\ub85c, \uadf8\uac83\ub3c4 \ucd5c\ub300\uce58\ub85c \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc14\ub85c \ub098\ubb34\uc99d\uad8c\uc758 \uba64\ubc84\uc2ed \uc11c\ube44\uc2a4, <strong>\ub098\ubb34 \uba64\ubc84\uc2a4<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EB%82%98%EB%AC%B4_%EB%A9%A4%EB%B2%84%EC%8A%A4%EB%9E%80\"><\/span><strong>1) \ub098\ubb34 \uba64\ubc84\uc2a4\ub780?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-486 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-517x1024.jpg\" alt=\"\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"517\" height=\"1024\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-517x1024.jpg 517w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-151x300.jpg 151w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-768x1521.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-776x1536.jpg 776w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-900x1782.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4-500x990.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_4.jpg 968w\" sizes=\"(max-width: 517px) 100vw, 517px\" \/><\/p>\n<p><strong>\ub098\ubb34 \uba64\ubc84\uc2a4<\/strong>\ub294 <strong>\ub098\ubb34\uc99d\uad8c\uc758 \uac00\uc785\ud615 \uba64\ubc84\uc2ed \uc11c\ube44\uc2a4<\/strong>\ub85c, <strong>\uc6d4 2,900\uc6d0(\uccab \ub2ec \ubb34\ub8cc)<\/strong>\uc5d0 <strong>\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300\uc640 \ud658\uc804 \uc6b0\ub300<\/strong> \ub4f1\uc758 \ud61c\ud0dd\uc744 \ubb36\uc5b4 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\ub098\ubb34 \uba64\ubc84\uc2a4<\/strong><\/p>\n<ul>\n<li>\uc6d4 2,900\uc6d0 \/ \uccab \ub2ec \ubb34\ub8cc<\/li>\n<li>\uac00\uc785\ud615 \uc720\ub8cc \uc11c\ube44\uc2a4<\/li>\n<li>\ud574\uc678\uc8fc\uc2dd \ub9e4\ub9e4 \uc218\uc218\ub8cc\uc640 \ud658\uc804 \uc6b0\ub300\ub97c \ud568\uaed8 \ud3ec\ud568<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%ED%99%98%EC%A0%84_%EC%9A%B0%EB%8C%80%EC%9C%A8_%EC%B5%9C%EB%8C%80_100\"><\/span><strong>2) \ud658\uc804 \uc6b0\ub300\uc728 \ucd5c\ub300 100%<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-487 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_5-768x1024.jpg\" alt=\"\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"768\" height=\"1024\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_5-768x1024.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_5-225x300.jpg 225w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_5-900x1200.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_5-500x667.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_5.jpg 968w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/p>\n<p>\ub098\ubb34 \uba64\ubc84\uc2a4\uc5d0 \uac00\uc785\ud558\uba74 <strong>\ud658\uc804 \uc6b0\ub300\uc728\uc744 \ucd5c\ub300 100%\uae4c\uc9c0<\/strong> \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ub300\uc0c1 \ud1b5\ud654: \ubbf8\uad6d(USD), \uc911\uad6d(CNY), \uc77c\ubcf8(JPY), \ud64d\ucf69(HKD)<\/li>\n<li>\uac00\uc785 \uace0\uac1d \uae30\uc900 \uc804 \uacc4\uc88c \uc77c\uad04 \uc801\uc6a9<br \/>\n*\uc9c1\uc811(\uc218\ub3d9)\ud658\uc804\uc740 \uace0\uac1d\ubcc4 \ud55c\ub3c4\uac00 \uc788\uc744 \uc218 \uc788\uc73c\ub2c8, \uc801\uc6a9 \ub9e4\uccb4 \ubc0f \uc720\uc758\uc0ac\ud56d\uc744 \ud568\uaed8 \ud655\uc778\ud574\uc8fc\uc138\uc694.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_007_%EC%A0%81%EC%9A%A9\"><\/span><strong>3) \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc 0.07% \uc801\uc6a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ub098\ubb34 \uba64\ubc84\uc2a4\uc5d0 \uac00\uc785\ud558\uba74 <strong>\ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc\ub3c4 0.07%<\/strong>\ub85c \ub0ae\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub9e4 \uc218\uc218\ub8cc 0.07%\ub85c \ud560\uc778<\/li>\n<li>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798 \uac00\ub2a5\ud55c \uc804 \uacc4\uc88c \uc77c\uad04 \uc801\uc6a9<br \/>\n*\ud61c\ud0dd \uc81c\uc678 \uacc4\uc88c\u00b7\uc11c\ube44\uc2a4\u00b7\ub9e4\uccb4\uac00 \uc788\uc744 \uc218 \uc788\uc73c\ub2c8 \uc0ac\uc804 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_%EA%B5%AD%EB%82%B4%EC%A3%BC%EC%8B%9D_%ED%98%9C%ED%83%9D%EB%8F%84_%ED%95%A8%EA%BB%98_%EC%A0%9C%EA%B3%B5\"><\/span><strong>4) \uad6d\ub0b4\uc8fc\uc2dd \ud61c\ud0dd\ub3c4 \ud568\uaed8 \uc81c\uacf5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-488 size-large\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-608x1024.jpg\" alt=\"\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc, \ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\" width=\"608\" height=\"1024\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-608x1024.jpg 608w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-178x300.jpg 178w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-768x1294.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-912x1536.jpg 912w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-900x1516.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6-500x842.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/07\/\ud574\uc678\uc8fc\uc2dd_6.jpg 968w\" sizes=\"(max-width: 608px) 100vw, 608px\" \/><\/p>\n<p>\ub098\ubb34 \uba64\ubc84\uc2a4\ub294 \ud574\uc678\uc8fc\uc2dd\ubfd0 \uc544\ub2c8\ub77c <strong>\uad6d\ub0b4\uc8fc\uc2dd \uad00\ub828 \ud61c\ud0dd<\/strong>\ub3c4 \ud568\uaed8 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uacf5\ubaa8\uc8fc \uccad\uc57d \uc218\uc218\ub8cc \uba74\uc81c<\/strong><br \/>\n: 2,000\uc6d0 \u2192 0\uc6d0<br \/>\n*\uccad\uc57d \uc804 \uac00\uc785, \ud658\ubd88\uc77c\uae4c\uc9c0 \uc720\uc9c0 \ud544\uc218<\/li>\n<li><strong>\ub9e4\uc77c \uc7a5 \uc2dc\uc791 \uc804 NH \ud22c\uc790 \ube0c\ub9ac\ud551<\/strong><br \/>\n: \uc804\uc77c \ubc24 \uc2dc\uc7a5 \uc774\uc288\ub97c \uc810\uac80\ud558\uace0, \uc624\ub298\uc758 \ud22c\uc790 \uc804\ub7b5 \ub3cc\uc544\ubcf4\uae30<\/li>\n<li><strong>\ub0b4 \uc885\ubaa9 \uc774\uc288 \uccb4\ud06c<\/strong><br \/>\n: \uc885\ubaa9\uccb4\ud06c\uc5d0\uc11c \ub0b4 \uc885\ubaa9 \uad00\ub828 \ucd5c\uadfc \uc774\uc288\ub97c \ud55c\ub208\uc5d0 \ubaa8\uc544\ubcf4\uae30<\/li>\n<li><strong>\uc2e4\uc2dc\uac04 \uc218\uae09<\/strong><br \/>\n: AI\uac00 \ucd94\uc815\ud55c \uc7a5\uc911 \uc2e4\uc2dc\uac04 \uc218\uae09 \ub370\uc774\ud130(\ucd94\uc815\uce58)\uc640 \uc218\uae09 \uc6b0\uc218\uc8fc \ud655\uc778\ud558\uae30<\/li>\n<li><strong>\uad6d\ub0b4\uc8fc\uc2dd AI \uad6d\uba74<\/strong><br \/>\n: \ub0b4 \uc885\ubaa9\uc758 \uad6d\uba74 \uc815\ubcf4\ubfd0 \uc544\ub2c8\ub77c \uc2dc\uc7a5 \uc804\uccb4, \uc5c5\uc885\ubcc4 \uad6d\uba74 \ud604\ud669\uae4c\uc9c0 \uccb4\ud06c\ud558\uae30<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%ED%8A%B9%ED%9E%88_%EC%B6%94%EC%B2%9C%EB%93%9C%EB%A6%BD%EB%8B%88%EB%8B%A4\"><\/span><strong>5) \uc774\ub7f0 \ubd84\uaed8 \ud2b9\ud788 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\ud574\uc678\uc8fc\uc2dd\uc744 \uc790\uc8fc \uac70\ub798\ud574 \ub9e4\ub9e4 \uc218\uc218\ub8cc, \ud658\uc804 \ube44\uc6a9\uc774 \ub204\uc801\ub418\ub294 \ud22c\uc790\uc790<\/li>\n<li>\ud658\uc804\uc744 \uc790\uc8fc \ud574 \ud658\uc804 \uc6b0\ub300\uac00 \ud544\uc694\ud55c \ud22c\uc790\uc790<\/li>\n<li>\uacf5\ubaa8\uc8fc \uccad\uc57d\uc744 \uc790\uc8fc \ud558\uac70\ub098 \ud22c\uc790 \uc815\ubcf4, AI \uad6d\uba74\uc744 \ud568\uaed8 \ud65c\uc6a9\ud558\uace0 \uc2f6\uc740 \ud22c\uc790\uc790<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><strong>[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Q1_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%88%98%EC%88%98%EB%A3%8C_%EC%9A%B0%EB%8C%80_%EC%A6%89_%EB%AC%B4%EB%A3%8C_%EC%8B%9C_%ED%99%98%EC%A0%84%EB%8F%84_%EA%B3%B5%EC%A7%9C%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>Q1. \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300, \uc989 \ubb34\ub8cc \uc2dc \ud658\uc804\ub3c4 \uacf5\uc9dc\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ub9e4\ub9e4 \uc218\uc218\ub8cc\uac00 \ubb34\ub8cc\uc5ec\ub3c4 \ubcc4\ub3c4 \uc870\uac74\uc774 \uc5c6\ub2e4\uba74 \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc, \uc989 \ud658\uc804 \ube44\uc6a9\uacfc \uae30\ud0c0 \uc81c\ube44\uc6a9\uc740 \ubcc4\ub3c4\ub85c \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q2_%EC%9B%90%ED%99%94%EA%B2%B0%EC%A0%9C%EC%99%80_%EC%99%B8%ED%99%94%EA%B2%B0%EC%A0%9C%EB%8A%94_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\"><\/span><strong>Q2. \uc6d0\ud654\uacb0\uc81c\uc640 \uc678\ud654\uacb0\uc81c\ub294 \ubb50\uac00 \ub2e4\ub978\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc8fc\ubb38 \uc2dc \uc6d0\ud654\ub97c \uadf8\ub300\ub85c \uc4f0\ub294\uc9c0, \ubbf8\ub9ac \ud658\uc804\ud574 \ub454 \uc678\ud654\ub97c \uc4f0\ub294\uc9c0\uc758 \ucc28\uc774\uc785\ub2c8\ub2e4.<\/p>\n<table style=\"width: 559px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr><!-- image_8ac6b9.png\uc5d0\uc11c \ucd94\ucd9c\ud55c \uc5f0\ub450\uc0c9(#CDE990) \uc801\uc6a9 --><\/p>\n<th style=\"width: 113px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 220px; text-align: center; background-color: #cde990;\"><strong>\uc6d0\ud654 \uacb0\uc81c(\ud1b5\ud569\uc99d\uac70\uae08)<\/strong><\/th>\n<th style=\"width: 227px; text-align: center; background-color: #cde990;\"><strong>\uc678\ud654 \uacb0\uc81c<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 113px; text-align: center;\"><strong>\uc8fc\ubb38 \ud1b5\ud654<\/strong><\/td>\n<td style=\"width: 220px; text-align: center;\">\uc6d0\ud654 \uadf8\ub300\ub85c<\/td>\n<td style=\"width: 227px; text-align: center;\">\ubbf8\ub9ac \ud658\uc804\ud55c \uc678\ud654<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 113px; text-align: center;\"><strong>\ud658\uc804 \uc2dc\uc810<\/strong><\/td>\n<td style=\"width: 220px; text-align: center;\">\uacb0\uc81c \uc2dc \uc790\ub3d9\ud658\uc804<\/td>\n<td style=\"width: 227px; text-align: center;\">\uc0ac\uc804 \ud658\uc804<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 113px; text-align: center;\"><strong>\ud2b9\uc9d5<\/strong><\/td>\n<td style=\"width: 220px; text-align: center;\">\ud3b8\ub9ac<\/td>\n<td style=\"width: 227px; text-align: center;\">\ud658\uc728 \ud0c0\uc774\ubc0d \uc9c1\uc811 \uad00\ub9ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q3_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D%EB%8F%84_%EC%84%B8%EA%B8%88%EC%9D%84_%EB%82%B4%EB%82%98%EC%9A%94\"><\/span><strong>Q3. \ud574\uc678\uc8fc\uc2dd\ub3c4 \uc138\uae08\uc744 \ub0b4\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ub9e4\ub3c4 \ucc28\uc775\uc5d0 \ub300\ud574 \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub418\uba70, \uc5f0\uac04 \uc591\ub3c4\ucc28\uc775 \uae30\ubcf8\uacf5\uc81c 250\ub9cc\uc6d0 \ucd08\uacfc\ubd84\uc5d0 \uacfc\uc138\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q4_%ED%99%98%EC%A0%84_%EC%9A%B0%EB%8C%80%EB%8A%94_%EC%96%B4%EB%94%94%EC%84%9C_%ED%99%95%EC%9D%B8%ED%95%98%EB%82%98%EC%9A%94\"><\/span><strong>Q4. \ud658\uc804 \uc6b0\ub300\ub294 \uc5b4\ub514\uc11c \ud655\uc778\ud558\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ub300\ubd80\ubd84 \uc99d\uad8c\uc0ac \uc571(MTS)\uc758 \ud658\uc804 \ud654\uba74\uc774\ub098 \uc6b0\ub300 \uc548\ub0b4\uc5d0\uc11c \ubcf8\uc778\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \ud658\uc804 \uc6b0\ub300\uc728\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8, \uc6d0\ud654 \uacb0\uc81c(\ud1b5\ud569\uc99d\uac70\uae08)\ub97c \uc774\uc6a9\ud560 \uacbd\uc6b0 \ud658\uc804 \ubc29\uc2dd\uacfc \ube44\uc6a9\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ub2c8 \ud568\uaed8 \ud655\uc778\ud574\uc8fc\uc138\uc694.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/faq?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=namuh_members_2026\">\ud574\uc678\uc8fc\uc2dd \ub4f1 \uc8fc\uc2dd \ub9e4\ub9e4 \uad00\ub828 \uc9c8\ubb38 \ubaa8\uc544\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>\uc9c0\uae08\uae4c\uc9c0 \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc\uc5d0\uc11c \uc790\uce6b \ub193\uce58\uae30 \uc26c\uc6b4 \ud658\uc804 \ube44\uc6a9\uc758 \uad6c\uc870\uc640, \uc774\ub97c \uad00\ub9ac\ud558\ub294 \ubc29\ubc95\uae4c\uc9c0 \uc0b4\ud3b4\ubd24\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9e4\ub9e4 \uc218\uc218\ub8cc\ub9cc \ud655\uc778\ud558\uace0 \ud574\uc678\uc8fc\uc2dd \ud658\uc804 \uc218\uc218\ub8cc\ub294 \uadf8\ub0e5 \uc9c0\ub098\ucce4\ub2e4\uba74, \uc774\ubc88 \uae30\ud68c\uc5d0 \ub0b4 \uacc4\uc88c\uc758 \ud658\uc804 \uc6b0\ub300\uc728\ubd80\ud130 \ud55c\ubc88 \uc810\uac80\ud574\ubcf4\uc2dc\uae38 \uad8c\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788 \ud574\uc678\uc8fc\uc2dd\uc744 \uc790\uc8fc \uac70\ub798\ud558\uc2dc\ub294 \ubd84\uc774\ub77c\uba74, <strong>\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \uc6b0\ub300\uc640 \ud658\uc804 \uc6b0\ub300\ub97c \ud55c \ubc88\uc5d0 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \ub098\ubb34 \uba64\ubc84\uc2a4<\/strong>\uac00 \uc88b\uc740 \uc120\ud0dd\uc9c0\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc6d4 2,900\uc6d0(\uccab \ub2ec \ubb34\ub8cc)<\/strong>\uc73c\ub85c <strong>\ud658\uc804 \uc6b0\ub300\uc728 \ucd5c\ub300 100%<\/strong>\uc640 <strong>\ubbf8\uad6d\uc8fc\uc2dd \uc218\uc218\ub8cc 0.07%<\/strong>\ub294 \ubb3c\ub860, <strong>\uacf5\ubaa8\uc8fc \uccad\uc57d \uc218\uc218\ub8cc \uba74\uc81c<\/strong>, <strong>AI \uad6d\uba74 \uc815\ubcf4<\/strong>\uae4c\uc9c0 \ud568\uaed8 \ub204\ub824\ubcf4\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\uc9c0\uae08 \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uacc4\uc88c \ub9cc\ub4e4\uace0 \uba64\ubc84\uc2a4 \uac00\uc785\ud558\uae30<\/strong><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/link.mynamuh.com\/lemtfxr\" target=\"_blank\" rel=\"noopener\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-1172\ud638 (2026-07-14~2027-07-13)<\/p>\n<p><strong>\ud22c\uc790 \uc720\uc758\uc0ac\ud56d<br \/>\n<\/strong>&#8211; \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488\uc5d0 \ub300\ud558\uc5ec \uc99d\uad8c\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc0c1\ud488\uc124\uba85\uc11c \ub4f1\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n&#8211; \uc774 \uae08\uc735\uc0c1\ud488(\uc8fc\uc2dd)\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n&#8211; \uae08\uc735\ud22c\uc790\uc0c1\ud488(\uc8fc\uc2dd)\uc740 \uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9, \ud658\uc728 \ubcc0\ub3d9, \uc2e0\uc6a9\ub4f1\uae09 \ud558\ub77d \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4.<br \/>\n&#8211; \uad6d\ub0b4\uc8fc\uc2dd\ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \uc628\ub77c\uc778 0.01%~0.50%, \uc624\ud504\ub77c\uc778 0.40%~0.50% \uc18c\uc218\uc810\uc14b\uc9f8\uc790\ub9ac \ubc18\uc62c\ub9bc\uae30\uc900, \uac70\ub798\uae08\uc561\ubcc4 \ub9e4\uccb4\ubcc4 \uc0c1\uc774, KRX, NXT \ud3ec\ud568\uc774\uba70, \uae30\ud0c0 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uc0c1\uc138\ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ub125\uc2a4\ud2b8\ub808\uc774\ub4dc\ub294 \uc790\ubcf8\uc2dc\uc7a5\ubc95\uc0c1 \ub2e4\uc790\uac04\ub9e4\ub9e4\uccb4\uacb0\ud68c\uc0ac\ub85c \ub300\uccb4\uac70\ub798\uc18c (ATS: Alternative Trading\uc785\ub2c8\ub2e4.<br \/>\n&#8211; \ud574\uc678\uc8fc\uc2dd\ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \ubc0f \uc81c\ube44\uc6a9 \ubc1c\uc0dd\ud558\uba70, \uc0c1\uc138 \ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\uc608\uc2dc) \ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc 0.25%(\uc628\ub77c\uc778 \uae30\uc900) \ubc0f \uc81c\ube44\uc6a9 (\ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub3c4\uc2dc SEC Fee (0.00206%))<br \/>\n&#8211; \ub098\ubb34\uba64\ubc84\uc2a4 \uad00\ub828 \uc720\uc758\uc0ac\ud56d\uc740 \uc11c\ube44\uc2a4 \uc548\ub0b4 \ud398\uc774\uc9c0\ub97c \ubc18\ub4dc\uc2dc \ucc38\uace0 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc\ub294 \uad6d\ub0b4\uc640 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c\uc694? \uad6d\ub0b4\uc8fc\uc2dd\uacfc \ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ube44\uad50\ub97c \ud1b5\ud574 \uc218\uc218\ub8cc, \ud658\uc804 \ube44\uc6a9 \ub4f1\uc744 \uc815\ub9ac\ud558\uace0 \uac70\ub798 \uc2dc \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ubc29\ubc95\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":491,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[95,94,98,97,96],"class_list":["post-484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-95","tag-94","tag-98","tag-97","tag-96","col-md-6 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