{"id":585,"date":"2026-08-24T14:16:15","date_gmt":"2026-08-24T05:16:15","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=585"},"modified":"2026-08-24T14:20:44","modified_gmt":"2026-08-24T05:20:44","slug":"els%eb%9e%80-%ec%88%98%ec%9d%b5%ea%b5%ac%ec%a1%b0%eb%b6%80%ed%84%b0-%ec%9b%90%ea%b8%88%ec%86%90%ec%8b%a4%c2%b7%ec%a1%b0%ea%b8%b0%ec%83%81%ed%99%98%ea%b9%8c%ec%a7%80-%ec%89%bd%ea%b2%8c-%ec%95%8c","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/els%eb%9e%80-%ec%88%98%ec%9d%b5%ea%b5%ac%ec%a1%b0%eb%b6%80%ed%84%b0-%ec%9b%90%ea%b8%88%ec%86%90%ec%8b%a4%c2%b7%ec%a1%b0%ea%b8%b0%ec%83%81%ed%99%98%ea%b9%8c%ec%a7%80-%ec%89%bd%ea%b2%8c-%ec%95%8c\/","title":{"rendered":"ELS\ub780? \uc218\uc775\uad6c\uc870\ubd80\ud130 \uc6d0\uae08\uc190\uc2e4\u00b7\uc870\uae30\uc0c1\ud658\uae4c\uc9c0 \uc27d\uac8c \uc54c\uc544\ubcf4\uae30"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"585\" class=\"elementor elementor-585\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6298c1e e-flex e-con-boxed e-con e-parent\" data-id=\"6298c1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3948228 e-con-full e-flex e-con e-child\" data-id=\"3948228\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa1900a elementor-widget elementor-widget-text-editor\" data-id=\"fa1900a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>\ud83d\udca1<\/strong><strong>3<\/strong><strong>\uc904 \uc694\uc57d<br \/><\/strong>\u2714 ELS\ub294 \uc8fc\uac00\uc9c0\uc218\ub098 \uc8fc\uc2dd \uc885\ubaa9\uc744 \uae30\ucd08\uc790\uc0b0\uc73c\ub85c \ud558\uba70, \ubbf8\ub9ac \uc815\ud574\uc9c4 \uc870\uac74\uc5d0 \ub530\ub77c \uc218\uc775\uc774 \uacb0\uc815\ub418\ub294 \uc0c1\ud488\uc774\uc5d0\uc694.<br \/>\u2714 \uc0c1\ud488 \uad6c\uc870\uc5d0 \ub530\ub77c \uc8fc\uac00\uac00 \uc77c\uc815 \uc218\uc900 \ud558\ub77d\ud558\ub354\ub77c\ub3c4 \uc57d\uc815\ub41c \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc870\uac74\uc744 \ubc97\uc5b4\ub098\uba74 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc5b4\uc694.<br \/><span style=\"font-weight: 400;\">\u2714<\/span> <span style=\"font-weight: 400;\">ELS<\/span><span style=\"font-weight: 400;\">\ub294 \ub2e4\uc591\ud55c \uae30\ucd08\uc790\uc0b0\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uace0 \uc870\uae30\uc0c1\ud658 \uae30\ud68c\ub3c4 \uc788\uc9c0\ub9cc, \ud22c\uc790 \uc804 \uc190\uc775\uad6c\uc870\uc640 \uc0c1\ud658 \uc870\uac74\uc744 \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud574\uc694.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-754ffd9 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"754ffd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"pdq2pgselectionanchorcontainer\">\uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c \uac00\uc7a5 \uac71\uc815\ub418\ub294 \ubd80\ubd84 \uc911 \ud558\ub098\ub294 \uc8fc\uac00 \ud558\ub77d\uc5d0 \ub530\ub978 \uc6d0\uae08 \uc190\uc2e4\uc785\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span>\uc8fc\uac00\uac00 \uc624\ub974\uba74 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc9c0\ub9cc<span lang=\"EN-US\">, <\/span>\ub9e4\uc218\ud55c \uac00\uaca9\ubcf4\ub2e4 \uc8fc\uac00\uac00 \ub0b4\ub824\uac00\uba74 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span>\uadf8\ub807\ub2e4\uba74<span class=\"apple-converted-space\"><span lang=\"EN-US\">\u00a0<\/span><\/span><strong>\uc8fc\uac00\uac00 \uc77c\uc815 \uc218\uc900 \ud558\ub77d\ud558\ub354\ub77c\ub3c4 \uc57d\uc815\ub41c \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc0c1\ud488<\/strong>\uc740 \uc5c6\uc744\uae4c\uc694<span lang=\"EN-US\">?<\/span><\/p><\/div><div><p>\ub300\ud45c\uc801\uc778 \uc0c1\ud488 \uc911 \ud558\ub098\uac00 <b><span lang=\"EN-US\">ELS(Equity Linked Securities, <\/span>\uc8fc\uac00\uc5f0\uacc4\uc99d\uad8c<span lang=\"EN-US\">)<\/span><\/b>\uc785\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p><span lang=\"EN-US\">ELS<\/span>\ub294 \ud2b9\uc815 \uc8fc\uac00\uc9c0\uc218\ub098 \uc8fc\uc2dd \uc885\ubaa9\uc744 \uae30\ucd08\uc790\uc0b0\uc73c\ub85c \uc0bc\uc544<span lang=\"EN-US\">, <\/span>\ubbf8\ub9ac \uc815\ud574\uc9c4 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc57d\uc815\ub41c \uc218\uc775\ub960\uc744 \uc9c0\uae09\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span>\ubc18\ub300\ub85c \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\uba74 \uc6d0\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294<span class=\"apple-converted-space\"><span lang=\"EN-US\">\u00a0<\/span><\/span><strong><span lang=\"EN-US\">ELS<\/span><\/strong><strong>\ub780 \ubb34\uc5c7\uc778\uc9c0\ubd80\ud130<span lang=\"EN-US\"> ELS<\/span>\uc758 \uc218\uc775\uad6c\uc870<span lang=\"EN-US\">, <\/span>\uae30\ucd08\uc790\uc0b0<span lang=\"EN-US\">, <\/span>\uc870\uae30\uc0c1\ud658<span lang=\"EN-US\">, <\/span>\uc6d0\uae08\uc190\uc2e4 \uc870\uac74\uacfc<span lang=\"EN-US\"> ISA <\/span>\uacc4\uc88c \ud65c\uc6a9 \ubc29\ubc95<\/strong>\uae4c\uc9c0 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8031ba5 elementor-widget elementor-widget-spacer\" data-id=\"8031ba5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-658da9c e-con-full e-flex e-con e-child\" data-id=\"658da9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-528ee07 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"528ee07\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS\ub294 \uc5b4\ub5bb\uac8c \uc218\uc775\uc774 \uacb0\uc815\ub418\ub098\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba614e8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"ba614e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"pdq2pgselectionanchorcontainer\"><span lang=\"EN-US\">ELS<\/span>\uc758 \uc218\uc775\uc740<span class=\"apple-converted-space\"><span lang=\"EN-US\">\u00a0<\/span><\/span><strong>\uae30\ucd08\uc790\uc0b0\uc758 \uac00\uaca9\uc774 \uc0c1\ud488 \uac00\uc785 \ub2f9\uc2dc \uc815\ud574\uc9c4 \uc870\uac74\uc744 \ucda9\uc871\ud588\ub294\uc9c0 \uc5ec\ubd80<\/strong>\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span><\/p><p class=\"pdq2pgselectionanchorcontainer\">\uc608\ub97c \ub4e4\uc5b4<span lang=\"EN-US\"> KOSPI <\/span>\uc9c0\uc218\ub97c \uae30\ucd08\uc790\uc0b0\uc73c\ub85c \ud558\ub294<span lang=\"EN-US\"> ELS<\/span>\uac00 \uc788\ub2e4\uace0 \uac00\uc815\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span><span lang=\"EN-US\">1<\/span>\ub144 \ud6c4 \ub9cc\uae30\uc5d0<span lang=\"EN-US\"> KOSPI<\/span>\uac00 \uac00\uc785 \ub2f9\uc2dc\uc758<span lang=\"EN-US\"> 70% <\/span>\uc774\uc0c1\uc774\uba74<span lang=\"EN-US\">, <\/span>\uc989 \uac00\uc785 \uc2dc\uc810\ubcf4\ub2e4<span lang=\"EN-US\"> 30%<\/span>\ub97c \ucd08\uacfc\ud574 \ud558\ub77d\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74<span lang=\"EN-US\"> 10%<\/span>\uc758 \uc218\uc775\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uace0<span lang=\"EN-US\">, 70% <\/span>\ubbf8\ub9cc\uc73c\ub85c \ub5a8\uc5b4\uc9c0\uba74<span lang=\"EN-US\"> KOSPI <\/span>\ud558\ub77d\ub960\ub9cc\ud07c \uc190\uc2e4\uc744 \ubcf4\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p>\uac00\uc785 \ub2f9\uc2dc<span lang=\"EN-US\"> KOSPI<\/span>\uac00<span lang=\"EN-US\"> 7,000pt.<\/span>\uc600\ub2e4\uace0 \uac00\uc815\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span><span lang=\"EN-US\">1<\/span>\ub144 \ud6c4<span lang=\"EN-US\"> KOSPI<\/span>\uac00<span lang=\"EN-US\"> 5% <\/span>\uc0c1\uc2b9\ud574<span lang=\"EN-US\"> 7,350pt.<\/span>\uac00 \ub410\ub2e4\uba74 \ucd5c\ucd08 \uae30\uc900\uac00\uaca9\uc758<span lang=\"EN-US\"> 70% <\/span>\uc774\uc0c1\uc774\ubbc0\ub85c \uc6d0\uae08\uacfc \ud568\uaed8<span lang=\"EN-US\"> 10%<\/span>\uc758 \uc218\uc775\uae08\uc744 \ubc1b\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">. (<\/span>\u2460<span lang=\"EN-US\">)<\/span><\/p><\/div><div><p>\ubc18\ub300\ub85c<span lang=\"EN-US\"> 1<\/span>\ub144 \ud6c4<span lang=\"EN-US\"> KOSPI<\/span>\uac00<span lang=\"EN-US\"> 31% <\/span>\ud558\ub77d\ud574<span lang=\"EN-US\"> 4,830pt.<\/span>\uac00 \ub410\ub2e4\uba74 \uc6d0\uae08\uc5d0\uc11c<span lang=\"EN-US\"> 31%<\/span>\uc758 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4<span lang=\"EN-US\">. (<\/span>\u2461<span lang=\"EN-US\">)<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be320c8 elementor-widget elementor-widget-image\" data-id=\"be320c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"753\" height=\"526\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-18-100.jpg\" class=\"attachment-medium_large size-medium_large wp-image-590\" alt=\"ELS \uc190\uc775 \uad6c\uc870\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-18-100.jpg 753w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-18-100-300x210.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-18-100-500x349.jpg 500w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5f5ed7 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"a5f5ed7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p>\ub530\ub77c\uc11c<span lang=\"EN-US\"> ELS<\/span>\ub294 \ub2e8\uc21c\ud788 \uae30\ucd08\uc790\uc0b0\uc758 \uac00\uaca9\uc774 \uc62c\ub790\ub294\uc9c0\ub97c \ubcf4\ub294 \uc0c1\ud488\uc774 \uc544\ub2c8\ub77c<span lang=\"EN-US\">,<span class=\"apple-converted-space\">\u00a0<\/span><\/span><strong>\ubbf8\ub9ac \uc815\ud574\uc9c4 \uc870\uac74\uc744 \ucda9\uc871\ud588\ub294\uc9c0\ub97c \ud655\uc778\ud558\ub294 \uc0c1\ud488<\/strong>\uc774\ub77c\ub294 \uc810\uc774 \uc911\uc694\ud569\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><p>\u00a0<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e610ac elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8e610ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS\ub294 \uc8fc\uac00\uac00 \ub0b4\ub824\ub3c4 \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73fd27d elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"73fd27d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"pdq2pgselectionanchorcontainer\"><strong>\ub124<span lang=\"EN-US\">, ELS<\/span>\ub294 \uc0c1\ud488 \uad6c\uc870\uc5d0 \ub530\ub77c \uae30\ucd08\uc790\uc0b0\uc758 \uac00\uaca9\uc774 \uc77c\uc815 \uc218\uc900 \ud558\ub77d\ud558\ub354\ub77c\ub3c4 \uc57d\uc815\ub41c \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/strong><\/p><\/div><div><p>\uc55e\uc120 \uc0ac\ub840\uc5d0\uc11c \ub9cc\uae30 \uc2dc<span lang=\"EN-US\"> KOSPI<\/span>\uac00<span lang=\"EN-US\"> 25% <\/span>\ud558\ub77d\ud574<span lang=\"EN-US\"> 5,250pt.<\/span>\uac00 \ub410\ub2e4\uace0 \uac00\uc815\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">. (<\/span>\u2462<span lang=\"EN-US\">)<\/span><\/p><\/div><div><p>\uc8fc\uac00\ub294 \uac00\uc785 \uc2dc\uc810\ubcf4\ub2e4 \ud558\ub77d\ud588\uc9c0\ub9cc \ucd5c\ucd08 \uae30\uc900\uac00\uaca9\uc758<span lang=\"EN-US\"> 75% <\/span>\uc218\uc900\uc774\ubbc0\ub85c<span lang=\"EN-US\">, <\/span>\uc55e\uc11c \uac00\uc815\ud55c<span lang=\"EN-US\"> 70% <\/span>\uc870\uac74\uc744 \ucda9\uc871\ud569\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span>\ub530\ub77c\uc11c \uc774 \uacbd\uc6b0\uc5d0\ub294 \uc6d0\uae08\uacfc \ud568\uaed8 \uc57d\uc815\ub41c<span lang=\"EN-US\">10%<\/span>\uc758 \uc218\uc775\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p>\uc77c\ubc18\uc801\uc778 \uc8fc\uc2dd \ud22c\uc790\ub294 \uc8fc\uac00\uac00 \ud558\ub77d\ud558\uba74 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\uc9c0\ub9cc<span lang=\"EN-US\">, ELS<\/span>\ub294<span class=\"apple-converted-space\"><span lang=\"EN-US\">\u00a0<\/span><\/span><strong>\uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc774 \ud558\ub77d\ud558\ub354\ub77c\ub3c4 \uc0c1\ud488\uc5d0\uc11c \uc815\ud55c \ubc94\uc704 \uc548\uc5d0 \uc788\ub2e4\uba74 \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uad6c\uc870<\/strong>\ub97c \uac00\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p>\ub2e4\ub9cc \uc815\ud574\uc9c4 \uae30\uc900\ubcf4\ub2e4 \uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc774 \ub354 \ud06c\uac8c \ud558\ub77d\ud558\uba74 \uc6d0\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd1c958 elementor-widget elementor-widget-text-editor\" data-id=\"cd1c958\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"font-weight: 400; text-align: center;\"><a href=\"https:\/\/blog.naver.com\/nhinvest_official\/223976609077\" target=\"_blank\" rel=\"noopener\">\ud83d\udc40<\/a> <strong><a href=\"https:\/\/blog.naver.com\/nhinvest_official\/223976609077\" target=\"_blank\" rel=\"noopener\">ELS \ud22c\uc790\uc5d0\uc11c \uaf2d \uc54c\uc544\uc57c \ud560 \ud3ec\uc778\ud2b8<\/a><\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a66b3a elementor-widget elementor-widget-spacer\" data-id=\"0a66b3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21ad226 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"21ad226\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS\uc758 \uae30\ucd08\uc790\uc0b0\uc5d0\ub294 \ubb34\uc5c7\uc774 \uc788\ub098\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-deb105e elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"deb105e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"pdq2pgselectionanchorcontainer\"><strong><span lang=\"EN-US\">ELS<\/span><\/strong><strong>\uc758 \uae30\ucd08\uc790\uc0b0\uc73c\ub85c\ub294 \uad6d\ub0b4\uc678 \uc8fc\uac00\uc9c0\uc218\uc640 \uac1c\ubcc4 \uc8fc\uc2dd \uc885\ubaa9 \ub4f1\uc774 \ud65c\uc6a9\ub429\ub2c8\ub2e4<span lang=\"EN-US\">. <\/span><\/strong><span lang=\"EN-US\">ELS<\/span>\ub294 \ub2e4\uc591\ud55c \uae30\ucd08\uc790\uc0b0\uacfc \uad6c\uc870\ub97c \uac00\uc9c4 \uc0c1\ud488\uc774 \ucd9c\uc2dc\ub418\uae30 \ub54c\ubb38\uc5d0<span lang=\"EN-US\">, <\/span>\ud22c\uc790\uc790\ub294 \uc790\uc2e0\uc774 \uc804\ub9dd\ud558\ub294 \uc2dc\uc7a5\uc774\ub098 \uc885\ubaa9\uc5d0 \ub530\ub77c \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p>\uc608\ub97c \ub4e4\uc5b4 \uad6d\ub0b4 \uc8fc\uc2dd\uc2dc\uc7a5\uc744 \uae0d\uc815\uc801\uc73c\ub85c \uc804\ub9dd\ud55c\ub2e4\uba74<span lang=\"EN-US\"> KOSPI200<\/span>\uc744 \uae30\ucd08\uc790\uc0b0\uc73c\ub85c \ud558\ub294<span lang=\"EN-US\"> ELS<\/span>\ub97c<span lang=\"EN-US\">, <\/span>\ubbf8\uad6d \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \uad00\uc2ec\uc774 \uc788\ub2e4\uba74<span lang=\"EN-US\"> S&amp;P500<\/span>\uc744 \uae30\ucd08\uc790\uc0b0\uc73c\ub85c \ud558\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd000f9 elementor-widget elementor-widget-image\" data-id=\"fd000f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"753\" height=\"432\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-19-100.jpg\" class=\"attachment-medium_large size-medium_large wp-image-591\" alt=\"\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-19-100.jpg 753w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-19-100-300x172.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/08\/\uc544\ud2b8\ubcf4\ub4dc-4-\uc0ac\ubcf8-19-100-500x287.jpg 500w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cbbc51 elementor-widget elementor-widget-spacer\" data-id=\"6cbbc51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef63a39 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ef63a39\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS \uc218\uc775\ub960\uc740 \uc5b4\ub290 \uc815\ub3c4\uc778\uac00\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37b48ac elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"37b48ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"pdq2pgselectionanchorcontainer\"><span lang=\"EN-US\">ELS<\/span>\ub294 \uae30\ucd08\uc790\uc0b0\uacfc \uc870\uac74\uc5d0 \ub530\ub77c \uc218\uc775\uc774 \ub2ec\ub77c\uc9c0\uace0<span lang=\"EN-US\">, <\/span>\uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc774 \uc77c\uc815 \uae30\uc900 \uc774\ud558\ub85c \ud558\ub77d\ud558\uba74 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><\/div><div><p>\ub530\ub77c\uc11c \uc870\uac74 \ub2ec\uc131 \uc2dc \uc9c0\uae09\ub418\ub294 \uc218\uc775\ub960\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \uc0c1\ud488\ub3c4 \uc788\uc73c\uba70<span lang=\"EN-US\">, <\/span>\uc77c\uc815 \ubd80\ubd84 \uc704\ud5d8\uc744 \uac10\uc218\ud558\uba74\uc11c \ub192\uc740 \uc218\uc775\uc744 \uae30\ub300\ud558\ub294 \ud22c\uc790\uc790\uac00 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4<span lang=\"EN-US\">.<\/span><\/p><p>\u00a0<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-700dc09 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"700dc09\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS\ub294 \ub9cc\uae30\uae4c\uc9c0 \ubcf4\uc720\ud574\uc57c \ud558\ub098\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24095d9 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"24095d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>ELS<\/strong><strong>\ub294 \ub9cc\uae30 \uc804\uc5d0\ub3c4 \uc815\ud574\uc9c4 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc870\uae30\uc0c1\ud658\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p><p style=\"font-weight: 400;\">ELS\uc758 \ub9cc\uae30\ub294 1\ub144\ubd80\ud130 3\ub144\uae4c\uc9c0 \ub2e4\uc591\ud558\uc9c0\ub9cc, \ub300\ubd80\ubd84\uc758 ELS\ub294 \ub9cc\uae30 \uc774\uc804\uc5d0\ub3c4 3\uac1c\uc6d4 \ub610\ub294 6\uac1c\uc6d4 \ub2e8\uc704\ub85c \uc870\uae30\uc0c1\ud658 \ud3c9\uac00\ub97c \uc2e4\uc2dc\ud569\ub2c8\ub2e4.<\/p><p style=\"font-weight: 400;\">\uc870\uae30\uc0c1\ud658 \ud3c9\uac00 \uc2dc\uc810\uc5d0 \uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc774 \uc815\ud574\uc9c4 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \ub9cc\uae30\uae4c\uc9c0 \uae30\ub2e4\ub9ac\uc9c0 \uc54a\uace0 \uc6d0\uae08\uacfc \uc218\uc775\uc744 \ud568\uaed8 \ub3cc\ub824\ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p><p style=\"font-weight: 400;\">\ub530\ub77c\uc11c \ud22c\uc790\uae30\uac04\uc774 \uae34 \uc0c1\ud488\uc774\ub77c\ub3c4 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc911\uac04\uc5d0 \uc218\uc775\uc744 \uc2e4\ud604\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-553075f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"553075f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS\ub294 \uc5b4\ub5a4 \ud22c\uc790\uc790\uc5d0\uac8c \uc801\ud569\ud55c\uac00\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42d8752 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"42d8752\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">ELS\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud22c\uc790 \uc131\ud5a5\uc744 \uac00\uc9c4 \ud22c\uc790\uc790\uac00 \uad00\uc2ec\uc744 \uac00\uc838\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d19da3 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"1d19da3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;center&quot;,&quot;horizontal_scroll&quot;:&quot;enable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"30514595\" aria-label=\"\ud0ed\uc744 \ud074\ub9ad\ud558\uc138\uc694. Enter \ub610\ub294 \uc2a4\ud398\uc774\uc2a4\ub85c \ud56d\ubaa9\uc744 \uc5f4\uace0, Escape\ub85c \ub2eb\uace0, \ud654\uc0b4\ud45c \ud0a4\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud0d0\uc0c9\ud558\uc138\uc694.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-305145951\" data-tab-title-id=\"e-n-tab-title-305145951\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-305145951\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t#1\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-305145952\" data-tab-title-id=\"e-n-tab-title-305145952\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-305145952\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t#2\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-305145953\" data-tab-title-id=\"e-n-tab-title-305145953\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-305145953\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t#3\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-305145954\" data-tab-title-id=\"e-n-tab-title-305145954\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-305145954\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t#4\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-305145951\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-305145951\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-4979773 e-con-full e-flex e-con e-child\" data-id=\"4979773\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ae280e elementor-widget elementor-widget-text-editor\" data-id=\"5ae280e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>\ud22c\uc790 \uc870\uac74\uc774 \uba85\ud655\ud55c \uc0c1\ud488\uc744 \uc120\ud638\ud558\ub294 \uacbd\uc6b0<\/strong><br \/>ELS\ub294 \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc870\uac74\uc774 \uc0ac\uc804\uc5d0 \uc815\ud574\uc838 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-305145952\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-305145952\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-1426b72 e-con-full e-flex e-con e-child\" data-id=\"1426b72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47a3cbe elementor-widget elementor-widget-text-editor\" data-id=\"47a3cbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>\uae30\ucd08\uc790\uc0b0\uc774 \ud06c\uac8c \ud558\ub77d\ud558\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\ub294 \uacbd\uc6b0<br \/><\/strong>ELS\ub294 \uc77c\uc815 \uad6c\uac04 \uc548\uc5d0\uc11c\ub294 \uc6d0\uae08\uc744 \ubcf4\uc804\ubc1b\uc744 \uc218 \uc788\uace0, \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc218\uc775\uc744 \uc5bb\ub294 \uad6c\uc870\uc758 \uc0c1\ud488\uc774 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-305145953\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-305145953\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-5657695 e-con-full e-flex e-con e-child\" data-id=\"5657695\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e17ddc6 elementor-widget elementor-widget-text-editor\" data-id=\"e17ddc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>\ud22c\uc790 \ud6c4 \uc8fc\uc2dd\uc2dc\uc7a5\uc744 \uacc4\uc18d \ud655\uc778\ud558\ub294 \uac83\uc774 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \uacbd\uc6b0<br \/><\/strong>ELS\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc804\uc5d0 \uc815\ud574\uc9c4 \uad00\ucc30 \uc2dc\uc810\uc774\ub098 \ub9cc\uae30 \uc2dc\uc810\uc758 \uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc218\uc775 \uc5ec\ubd80\uac00 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-305145954\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-305145954\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-b7f28ed e-flex e-con-boxed e-con e-child\" data-id=\"b7f28ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-250830e elementor-widget elementor-widget-text-editor\" data-id=\"250830e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>\uc0c1\ud488\uc758 \uc218\uc775\u00b7\uc190\uc2e4 \uc870\uac74\uc744 \ucda9\ubd84\ud788 \uc774\ud574\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0<br \/><\/strong>ELS\ub294 \ucc98\uc74c \ud22c\uc790\ud560 \ub54c \uc0c1\ud488 \uad6c\uc870\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee6a08e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ee6a08e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ISA \uacc4\uc88c\uc5d0\uc11c ELS\uc5d0 \ud22c\uc790\ud558\uba74 \uc5b4\ub5a4 \uc810\uc774 \uc788\ub098\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44f8926 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"44f8926\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>ELS<\/strong><strong>\uc758 \uc218\uc775\uae08\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uae08\uc735\uc18c\ub4dd\uc138 15.4%\uac00 \ubd80\uacfc\ub418\uba70, ISA \uacc4\uc88c\ub97c \ud65c\uc6a9\ud558\uba74 \ube44\uacfc\uc138 \ubc0f \uc800\uc728\ubd84\ub9ac\uacfc\uc138 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/strong>ELS\ub294 \ub2e4\ub978 \ud655\uc815\uae08\ub9ac \uc0c1\ud488\ubcf4\ub2e4 \uc218\uc775\ub960\uc774 \ub192\uc740 \uacbd\uc6b0\uac00 \uc788\uae30 \ub54c\ubb38\uc5d0 \uae08\uc735\uc18c\ub4dd\uc774 \ub192\uc740 \ud22c\uc790\uc790\ub77c\uba74 \uc138\uae08\ub3c4 \ud568\uaed8 \uace0\ub824\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p style=\"font-weight: 400;\">\ube44\uacfc\uc138\uc640 \uc800\uc728\ubd84\ub9ac\uacfc\uc138 \ud61c\ud0dd\uc774 \uc788\ub294 <strong>ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)<\/strong>\uc5d0\uc11c ELS\uc5d0 \ud22c\uc790\ud558\uba74 \uc808\uc138 \ud6a8\uacfc\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8df4ed8 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8df4ed8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS \ud22c\uc790 \uc2dc \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub098\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa0eb8c elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"aa0eb8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>\ub124. ELS\ub294 \uc6d0\uae08\uc774 \ubcf4\uc7a5\ub418\ub294 \uc0c1\ud488\uc774 \uc544\ub2c8\uba70, \uc0c1\ud488\uc5d0\uc11c \uc815\ud55c \uc870\uac74\uc5d0 \ub530\ub77c \uc6d0\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p><p style=\"font-weight: 400;\">\uc0c1\ud488 \uad6c\uc870\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc774 \uc77c\uc815 \uc218\uc900 \uc774\ud558\ub85c \ud558\ub77d\ud560 \uacbd\uc6b0 \uc6d0\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud22c\uc790\ud558\uae30 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc0c1\ud488\uc758 \uc190\uc775\uad6c\uc870\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p><p style=\"font-weight: 400;\">\uc608\ub97c \ub4e4\uc5b4 \uae30\uc900\uac00\uaca9\uc758 35% \ubbf8\ub9cc\uc73c\ub85c \uae30\ucd08\uc790\uc0b0 \uac00\uaca9\uc774 \ud558\ub77d\ud560 \uacbd\uc6b0 \uc6d0\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\ub294 \uad6c\uc870\uc758 \uc0c1\ud488\ub3c4 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-686fffb elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"686fffb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ELS\ub294 \uc911\ub3c4\ud574\uc9c0\uac00 \uac00\ub2a5\ud55c\uac00\uc694?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36f134d elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"36f134d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">ELS\ub294 \uad6c\uc870\uc0c1 \ub9cc\uae30\uae4c\uc9c0 \uc720\uc9c0\ud574\uc57c \uc815\ud574\uc9c4 \uc190\uc775\uad6c\uc870\uac00 \uc801\uc6a9\ub418\ub294 \uc0c1\ud488\uc774\uae30 \ub54c\ubb38\uc5d0 \uc911\ub3c4\ud574\uc9c0\uac00 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p><p style=\"font-weight: 400;\">\uc911\uac04\uc5d0 \uc790\uae08\uc774 \ud544\uc694\ud574 \ud574\uc9c0\ud558\ub294 \uacbd\uc6b0 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc5ec\uc720\uc790\uae08\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd40db1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fd40db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-735a6a9 elementor-widget elementor-widget-text-editor\" data-id=\"735a6a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">ELS\ub294 \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc77c\uc815 \uc218\uc900\uc758 \uc218\uc775\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc8fc\uc2dd\uc758 \uc9c1\uc811\ud22c\uc790\uac00 \ubd80\ub2f4\uc2a4\ub7fd\uac70\ub098 \uc77c\uc815 \uc218\uc900 \uc774\uc0c1\uc758 \uc218\uc775\uc744 \uc548\uc815\uc801\uc73c\ub85c \ud655\ubcf4\ud558\uace0 \uc2f6\uc740 \ubd84\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uad6c\uc870\uac00 \ube44\uad50\uc801 \ubcf5\uc7a1\ud558\uace0, \uc870\uac74\ubd80 \uc0c1\ud488\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \ucc98\uc74c \uac00\uc785\ud558\uc2e4 \ub54c\uc5d0\ub294 \ucda9\ubd84\ud55c \uc774\ud574\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ud574\ud55c \ud6c4 \uccab \ud22c\uc790\ub97c \ud558\uc2dc\uba74, \uadf8 \ud6c4\ubd80\ud130\ub294 \uc27d\uac8c \uc774\ud574\ud558\uace0 \uac00\uc785\ud574 ELS\uc758 \uc5ec\ub7ec\uac00\uc9c0 \uc7a5\uc810\uc744 \ucda9\ubd84\ud788 \ub204\ub824 \ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce3ef0d elementor-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"ce3ef0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/link.mynamuh.com\/@namuh\/webblog?ad_creative=ELS&#038;campaign=260824&#038;og_tag_id=734925145&#038;routing_short_id=kip135&#038;tracking_template_id=4550194a2e45b5f463d94fad048cf6a3&#038;ad_type=click\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1d3cb9 elementor-widget elementor-widget-spacer\" data-id=\"e1d3cb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f67920 elementor-widget elementor-widget-text-editor\" data-id=\"4f67920\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c 2026-1420\ud638(2026-08-21~2027-08-20)<\/strong><br \/><span id=\"SE-f5134c6f-bc1e-4d7c-aff1-c8b174a9032a\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488\uc5d0 \ub300\ud558\uc5ec \uc99d\uad8c\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790\uc804 \uc0c1\ud488\uc124\uba85\uc11c \ubc0f \uc57d\uad00\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-3cc16787-54df-4017-b08e-b3a842d81c59\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \uc774 \uae08\uc735\uc0c1\ud488(\ud30c\uc0dd\uacb0\ud569\uc99d\uad8c)\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-902b79e5-296f-461d-b539-42fe0f327ecf\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \uae08\uc735\ud22c\uc790\uc0c1\ud488\uc740 \uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9, \ud658\uc728\ubcc0\ub3d9, \uc2e0\uc6a9\ub4f1\uae09 \ud558\ub77d \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-56f0b94a-0b78-4146-bcdd-a387baa888a9\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \uc774 \uae08\uc735\ud22c\uc790\uc0c1\ud488\uc740 \ubc1c\ud589\uc0ac(NH\ud22c\uc790, AA+, 2025.03.25, \ud55c\uad6d\uae30\uc5c5\ud3c9\uac00\uc0ac)\uc758 \uc2e0\uc6a9\uc704\ud5d8(\ubd80\ub3c4, \ud30c\uc0b0 \ub4f1)\uc5d0 \ub530\ub978 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-ebe83534-b9a2-4538-b5f1-3113d975f6d6\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \ud22c\uc790\uc801\uaca9\ub4f1\uae09\uc740 AAA\/AA\u00b7A\u00b7BBB \uac01 +, 0, &#8211; \uc21c\uc73c\ub85c \uad6c\ubd84\ub429\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-803497ce-53a2-4404-a19a-47de1da5611e\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \uc774 \uc548\ub0b4\ubb38\uc740 \uccad\uc57d\uc758 \uad8c\uc720\ub97c \ubaa9\uc801\uc73c\ub85c \ud558\uc9c0 \uc54a\uc73c\uba70, \uccad\uc57d\uc758 \uad8c\uc720\ub294 (\uc608\ube44)\uac04\uc774\ud22c\uc790\uc124\uba85\uc11c\uc5d0 \ub530\ub985\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-fa885c53-e5dd-4b6a-a17b-fa6cd643c21d\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \uc218\uc775\ub960\uc740 \uc0c1\ud658\uc870\uac74(\uc870\uae30 \ub610\ub294 \ub9cc\uae30) \ub4f1 \ucda9\uc871\uc2dc \uc9c0\uae09\ub420 \uc218 \uc788\ub294 \ucd5c\ub300\uc218\uc775\ub960\uc5d0 \ubd88\uacfc\ud558\uba70 \ubc1c\ud589\ud68c\uc0ac\uac00 \uc0c1\ud658\uc870\uac74\uc774\ub098 \uc218\uc775\ub960\uc758 \ub2ec\uc131\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc544\ub2c8\ud558\ubbc0\ub85c \uc0c1\ud658\uc870\uac74 \ub4f1\uc744 \ucda9\ubd84\ud788 \uac10\uc548\ud558\uc5ec \ud22c\uc790\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-efc3a600-021f-49ac-adb0-a8c657be5a65\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \ud22c\uc790\uc790\uc758 \uc694\uccad\uc5d0 \uc758\ud55c \uc911\ub3c4\uc0c1\ud658\uc2dc \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><br \/><span id=\"SE-3fe4e6ed-d9e5-4340-a545-b36c98cf2283\" class=\"se-ff-nanumbarungothic se-fs13 __se-node\">\u203b \uc6d0\uae08\ubd80\ubd84\uc9c0\uae09\uc774\ub098 \uc6d0\uae08\uc9c0\uae09 \uc0c1\ud488\uc758 \uacbd\uc6b0 \uc911\ub3c4\uc0c1\ud658\uc2dc \ucd5c\ub300\uc190\uc2e4\ub960\uc744 \ucd08\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ELS\ub780 \ubb34\uc5c7\uc77c\uae4c\uc694? ELS\uc758 \uae30\ubcf8 \uac1c\ub150\ubd80\ud130 \uc8fc\uac00\uac00 \ud558\ub77d\ud574\ub3c4 \uc218\uc775\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uad6c\uc870, \uae30\ucd08\uc790\uc0b0\uacfc \uc218\uc775\ub960, \uc870\uae30\uc0c1\ud658, \uc6d0\uae08\uc190\uc2e4 \uac00\ub2a5\uc131\uacfc \ud22c\uc790 \uc2dc \uc720\uc758\uc0ac\ud56d\uae4c\uc9c0 \uc27d\uac8c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":2,"featured_media":464,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","col-md-6 col-sm-6"],"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=585"}],"version-history":[{"count":23,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/585\/revisions"}],"predecessor-version":[{"id":613,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/585\/revisions\/613"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/464"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}