{"id":637,"date":"2026-09-01T16:44:27","date_gmt":"2026-09-01T07:44:27","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=637"},"modified":"2026-09-01T17:08:11","modified_gmt":"2026-09-01T08:08:11","slug":"%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/","title":{"rendered":"\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04 \uc54c\uc544\ubcf4\uae30: \uc815\uaddc\uc7a5\ubd80\ud130 \ud504\ub9ac\ub9c8\ucf13, \uc560\ud504\ud130\ub9c8\ucf13\uae4c\uc9c0"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 ez-toc-wrap-center ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#1_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84_%EA%B8%B0%EB%B3%B8%EB%B6%80%ED%84%B0_%EC%A0%95%EB%A6%AC\" >1. \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04, \uae30\ubcf8\ubd80\ud130 \uc815\ub9ac<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#1_%ED%95%9C%EA%B5%AD_%EC%8B%9C%EA%B0%84%EC%9C%BC%EB%A1%9C_%EB%AA%87_%EC%8B%9C%EB%B6%80%ED%84%B0_%EB%AA%87_%EC%8B%9C%EA%B9%8C%EC%A7%80_%EA%B1%B0%EB%9E%98%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >1) \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uba87 \uc2dc\ubd80\ud130 \uba87 \uc2dc\uae4c\uc9c0 \uac70\ub798\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#2_%EC%84%9C%EB%A8%B8%ED%83%80%EC%9E%84_%EC%A0%81%EC%9A%A9_%EC%8B%9C%EA%B8%B0%EB%8A%94_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\" >2) \uc11c\uba38\ud0c0\uc784 \uc801\uc6a9 \uc2dc\uae30\ub294 \uc5b8\uc81c\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#2_%ED%94%84%EB%A6%AC%EB%A7%88%EC%BC%93%EA%B3%BC_%EC%95%A0%ED%94%84%ED%84%B0%EB%A7%88%EC%BC%93_%EC%A0%95%EA%B7%9C%EC%9E%A5%EA%B3%BC%EC%9D%98_%EC%B0%A8%EC%9D%B4\" >2. \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13, \uc815\uaddc\uc7a5\uacfc\uc758 \ucc28\uc774<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#1_%ED%94%84%EB%A6%AC%EB%A7%88%EC%BC%93%EA%B3%BC_%EC%95%A0%ED%94%84%ED%84%B0%EB%A7%88%EC%BC%93%EC%9D%80_%ED%95%9C%EA%B5%AD_%EC%8B%9C%EA%B0%84%EC%9C%BC%EB%A1%9C_%EC%96%B8%EC%A0%9C_%EC%97%B4%EB%A6%AC%EB%82%98%EC%9A%94\" >1) \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13\uc740 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uc5b8\uc81c \uc5f4\ub9ac\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#2_%ED%94%84%EB%A6%AC%EB%A7%88%EC%BC%93%EA%B3%BC_%EC%95%A0%ED%94%84%ED%84%B0%EB%A7%88%EC%BC%93%EC%9D%80_%EC%A0%95%EA%B7%9C%EC%9E%A5%EA%B3%BC_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\" >2) \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13\uc740 \uc815\uaddc\uc7a5\uacfc \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#3_%ED%99%95%EC%9E%A5_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84%EC%97%90_%EC%A3%BC%EB%AC%B8_%EC%8B%9C_%ED%98%B8%EA%B0%80%EC%A0%9C%ED%95%9C%ED%8F%AD%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\" >3) \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\uc5d0 \uc8fc\ubb38 \uc2dc \ud638\uac00\uc81c\ud55c\ud3ed\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#3_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%ED%9C%B4%EC%9E%A5%EC%9D%BC_%EC%96%B8%EC%A0%9C_%EC%89%AC%EA%B3%A0_%EC%96%B8%EC%A0%9C_%EC%97%AC%EB%82%98%EC%9A%94\" >3. \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c, \uc5b8\uc81c \uc26c\uace0 \uc5b8\uc81c \uc5ec\ub098\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#1_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%ED%9C%B4%EC%9E%A5%EC%9D%BC%EC%9D%80_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\" >1) \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c\uc740 \uc5b8\uc81c\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#2_%ED%9C%B4%EC%9E%A5%EC%9D%BC_%EC%A0%84%ED%9B%84%EB%A1%9C_%EC%A3%BC%EB%AC%B8%ED%95%A0_%EB%95%8C_%EC%9C%A0%EC%9D%98%ED%95%A0_%EC%A0%90%EC%9D%80\" >2) \ud734\uc7a5\uc77c \uc804\ud6c4\ub85c \uc8fc\ubb38\ud560 \ub54c \uc720\uc758\ud560 \uc810\uc740?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#4_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EB%A7%A4%EB%A7%A4_%EC%8B%9C_%ED%95%A8%EA%BB%98_%EC%95%8C%EC%95%84%EB%91%90%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EC%A0%95%EB%B3%B4\" >4. \ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub9e4 \uc2dc \ud568\uaed8 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \uc815\ubcf4<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#1_%EC%B2%B4%EA%B2%B0%EC%9D%BC_%EA%B2%B0%EC%A0%9C%EC%9D%BC%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\" >1) \uccb4\uacb0\uc77c, \uacb0\uc81c\uc77c\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#2_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84%EC%9D%B4_%EB%81%9D%EB%82%9C_%EB%92%A4%EC%97%90%EB%8F%84_%EC%A3%BC%EB%AC%B8%ED%95%A0_%EC%88%98_%EC%9E%88%EC%9D%84%EA%B9%8C\" >2) \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc774 \ub05d\ub09c \ub4a4\uc5d0\ub3c4 \uc8fc\ubb38\ud560 \uc218 \uc788\uc744\uae4c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#Q1_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84%EC%9D%80_%ED%95%9C%EA%B5%AD_%EC%8B%9C%EA%B0%84%EC%9C%BC%EB%A1%9C_%EC%A0%95%ED%99%95%ED%9E%88_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\" >Q1. \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc740 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uc815\ud655\ud788 \uc5b8\uc81c\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#Q2_%EC%84%9C%EB%A8%B8%ED%83%80%EC%9E%84%EC%9D%80_%EC%96%B8%EC%A0%9C%EC%9D%B4%EB%A9%B0_%EC%96%B4%EB%96%BB%EA%B2%8C_%ED%99%95%EC%9D%B8%ED%95%98%EB%82%98%EC%9A%94\" >Q2. \uc11c\uba38\ud0c0\uc784\uc740 \uc5b8\uc81c\uc774\uba70, \uc5b4\ub5bb\uac8c \ud655\uc778\ud558\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#Q3_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B2%B0%EC%A0%9C%EC%9D%BC%EC%9D%80_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\" >Q3. \ubbf8\uad6d\uc8fc\uc2dd \uacb0\uc81c\uc77c\uc740 \uc5b8\uc81c\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#Q4_%ED%95%9C%EA%B5%AD_%EB%82%AE_%EC%8B%9C%EA%B0%84%EC%97%90%EB%8F%84_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D%EC%9D%84_%EC%82%B4_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >Q4. \ud55c\uad6d \ub0ae \uc2dc\uac04\uc5d0\ub3c4 \ubbf8\uad6d\uc8fc\uc2dd\uc744 \uc0b4 \uc218 \uc788\ub098\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#5_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D%EC%A3%BC%EA%B0%84%EA%B1%B0%EB%9E%98_24%EC%8B%9C%EA%B0%84_%EC%84%9C%EB%B9%84%EC%8A%A4%EB%A1%9C_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D%EC%8B%9C%EA%B0%84_%EC%A0%9C%EC%95%BD_%EC%97%86%EC%9D%B4_%EA%B1%B0%EB%9E%98%ED%95%98%EA%B8%B0\" >5. \ub098\ubb34\uc99d\uad8c \ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798, 24\uc2dc\uac04 \uc11c\ube44\uc2a4\ub85c \ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04 \uc81c\uc57d \uc5c6\uc774 \uac70\ub798\ud558\uae30<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#1_%EC%99%9C_%EC%8B%9C%EA%B0%84_%EC%99%B8_%EB%8C%80%EC%9D%91%EC%9D%B4_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80%EC%9A%94\" >1)\u00a0 \uc65c \uc2dc\uac04 \uc678 \ub300\uc751\uc774 \uc911\uc694\ud55c\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EC%A3%BC%EA%B0%84%EA%B1%B0%EB%9E%98%EB%9E%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >2) \ub098\ubb34\uc99d\uad8c \ubbf8\uad6d\uc8fc\uc2dd \uc8fc\uac04\uac70\ub798\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#3_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%9D%98_24%EC%8B%9C%EA%B0%84_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%9B%90%ED%99%94%EC%A3%BC%EB%AC%B8_%EC%84%9C%EB%B9%84%EC%8A%A4\" >3) \ub098\ubb34\uc99d\uad8c\uc758 24\uc2dc\uac04 \ud574\uc678\uc8fc\uc2dd, \uc6d0\ud654\uc8fc\ubb38 \uc11c\ube44\uc2a4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ea%b1%b0%eb%9e%98%ec%8b%9c%ea%b0%84-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0-%ec%a0%95%ea%b7%9c%ec%9e%a5%eb%b6%80%ed%84%b0-%ed%94%84%eb%a6%ac%eb%a7%88%ec%bc%93\/#4_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%ED%8A%B9%ED%9E%88_%EC%B6%94%EC%B2%9C%ED%95%B4_%EB%93%9C%EB%A6%BD%EB%8B%88%EB%8B%A4\" >4) \uc774\ub7f0 \ubd84\uaed8 \ud2b9\ud788 \ucd94\ucc9c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong>\ud83d\udca1 \u00a0<strong>3\uc904 \uc694\uc57d<\/strong><\/strong><\/p>\n<ul>\n<li>\ubbf8\uad6d\uc8fc\uc2dd \uc815\uaddc\uc7a5\uc740 \ud55c\uad6d \uc2dc\uac04 \uae30\uc900 \uc11c\uba38\ud0c0\uc784 \ubbf8\uc801\uc6a9 \uc2dc 23:30~06:00, \uc801\uc6a9 \uc2dc 22:30~05:00\uc774\uba70, \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\u00b7\ud734\uc7a5\uc77c\uae4c\uc9c0 \ud568\uaed8 \ud30c\uc545\ud574 \ub450\uc5b4\uc57c \uac70\ub798 \ud0c0\uc774\ubc0d\uc744 \ub193\uce58\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc815\uaddc\uc7a5 \uc804\ud6c4\ub85c \ud504\ub9ac\ub9c8\ucf13(18:00~23:30)\uacfc \uc560\ud504\ud130\ub9c8\ucf13(\uc775\uc77c 06:00~10:00)\uc774 \uc5f4\ub9ac\uba70 \uc9c0\uc815\uac00 \uc8fc\ubb38\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub098\ubb34\uc99d\uad8c \ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\uc640 24\uc2dc\uac04 \ud574\uc678\uc8fc\uc2dd\u00b7\uc6d0\ud654\uc8fc\ubb38 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uba74 \uc815\uaddc\uc7a5\uc774 \uc5f4\ub9ac\uc9c0 \uc54a\ub294 \ud55c\uad6d \ub0ae \uc2dc\uac04\ub300\uc5d0\ub3c4 \ud658\uc804 \uac71\uc815 \uc5c6\uc774 \ub9e4\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p>\ubbf8\uad6d\uc8fc\uc2dd\uc744 \ucc98\uc74c \uc2dc\uc791\ud558\uba74 \uc815\uaddc\uc7a5\uc774 \uba87 \uc2dc\uc5d0 \uc5f4\ub9ac\uace0 \ub2eb\ud788\ub294\uc9c0\ubd80\ud130 \ud5f7\uac08\ub9ac\uae30 \ub9c8\ub828\uc785\ub2c8\ub2e4. \uc815\uaddc\uc7a5 \uc2dc\uac04\ub9cc \uc54c\uace0 \uc788\ub2e4\uac00 \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\uc758 \uc874\uc7ac\ub97c \ub4a4\ub2a6\uac8c \uc54c\uac8c \ub418\uc5b4 \uc88b\uc740 \ub9e4\ub9e4 \ud0c0\uc774\ubc0d\uc744 \ub193\uce58\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\uace0, \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c\uc744 \ubbf8\ucc98 \ud655\uc778\ud558\uc9c0 \ubabb\ud574 \uc8fc\ubb38\uc744 \ub123\uc5c8\ub294\ub370 \uccb4\uacb0\uc774 \ub418\uc9c0 \uc54a\uc544 \ub2f9\ud669\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 <strong>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc758 \uc804\uccb4 \uad6c\uc870\ub97c \uc815\uaddc\uc7a5, \ud655\uc7a5 \uac70\ub798\uc2dc\uac04, \ud734\uc7a5\uc77c \uc21c<\/strong>\uc73c\ub85c \uc815\ub9ac\ud558\uace0, \uc774 \uc2dc\ucc28\uc758 \uc81c\uc57d\uc744 \uc904\uc5ec\uc8fc\ub294 <strong>\ub098\ubb34\uc99d\uad8c\uc758 \uc8fc\uac04\uac70\ub798\uc640 24\uc2dc\uac04 \ud574\uc678\uc8fc\uc2dd\u00b7\uc6d0\ud654\uc8fc\ubb38 \uc11c\ube44\uc2a4<\/strong>\uae4c\uc9c0 \ud568\uaed8 \uc18c\uac1c\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84_%EA%B8%B0%EB%B3%B8%EB%B6%80%ED%84%B0_%EC%A0%95%EB%A6%AC\"><\/span><strong>1. \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04, \uae30\ubcf8\ubd80\ud130 \uc815\ub9ac<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-640\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2-1024x763.jpg\" alt=\"\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c,\uc560\ud504\ud130\ub9c8\ucf13,\ud504\ub9ac\ub9c8\ucf13,\ubbf8\uad6d\uc8fc\uc2dd,\ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\" width=\"1024\" height=\"763\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2-1024x763.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2-768x572.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2-900x671.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2-500x373.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_2.jpg 1453w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc744 \uc774\ud574\ud558\ub824\uba74 \uac00\uc7a5 \uba3c\uc800 \uc815\uaddc\uc7a5\uc774 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uc5b8\uc81c\uc778\uc9c0, \uadf8\ub9ac\uace0 \uc11c\uba38\ud0c0\uc784\uc5d0 \ub530\ub77c \uc2dc\uac04\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc9c0\ub294\uc9c0\ub97c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%ED%95%9C%EA%B5%AD_%EC%8B%9C%EA%B0%84%EC%9C%BC%EB%A1%9C_%EB%AA%87_%EC%8B%9C%EB%B6%80%ED%84%B0_%EB%AA%87_%EC%8B%9C%EA%B9%8C%EC%A7%80_%EA%B1%B0%EB%9E%98%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>1) \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uba87 \uc2dc\ubd80\ud130 \uba87 \uc2dc\uae4c\uc9c0 \uac70\ub798\ud560 \uc218 \uc788\ub098\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04, \uc989 \uc815\uaddc\uc7a5 \uac70\ub798\uc2dc\uac04\uc740 <strong>\ud604\uc9c0 \uae30\uc900(\ubbf8\uad6d \ub3d9\ubd80 \uc2dc\uac04) 09:30~16:00<\/strong>\uc785\ub2c8\ub2e4. \uc774\ub97c \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \ud658\uc0b0\ud558\uba74 \uc11c\uba38\ud0c0\uc784 \uc801\uc6a9 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc544\ub798\uc640 \uac19\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<table style=\"width: 610px; border-collapse: collapse;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\uc2dc\ucc28<\/strong><\/th>\n<th style=\"width: 310px; text-align: center; background-color: #cde990;\"><strong>\ud55c\uad6d \uae30\uc900 \uac70\ub798\uc2dc\uac04(\uc815\uaddc\uc7a5)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 150px; text-align: center; font-weight: bold;\">\uc11c\uba38\ud0c0\uc784 \ubbf8\uc801\uc6a9<\/td>\n<td style=\"width: 150px; text-align: center;\">-14\uc2dc\uac04<\/td>\n<td style=\"width: 310px; text-align: center;\">23:30 ~ 06:00<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 150px; text-align: center; font-weight: bold;\">\uc11c\uba38\ud0c0\uc784 \uc801\uc6a9<\/td>\n<td style=\"width: 150px; text-align: center;\">-13\uc2dc\uac04<\/td>\n<td style=\"width: 310px; text-align: center;\">22:30 ~ 05:00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc5ec\uae30\uc11c \uc11c\uba38\ud0c0\uc784\uc774\ub780 \ub0ae\uc774 \uae38\uc5b4\uc9c0\ub294 \uae30\uac04 \ub3d9\uc548 <strong>\ud45c\uc900\uc2dc\ub97c \ud55c \uc2dc\uac04 \uc55e\ub2f9\uaca8 \uc6b4\uc601\ud558\ub294 \uc81c\ub3c4<\/strong>\ub97c \ub9d0\ud569\ub2c8\ub2e4.<br \/>\n\uc11c\uba38\ud0c0\uc784\uc774 \uc801\uc6a9\ub418\ub294 \uae30\uac04\uc5d0\ub294 \ud55c\uad6d\uacfc \ubbf8\uad6d\uc758 \uc2dc\ucc28\uac00 \ud55c \uc2dc\uac04 \uc904\uc5b4\ub4e4\uae30 \ub54c\ubb38\uc5d0, \uc815\uaddc\uc7a5\uc774 \uc5f4\ub9ac\ub294 \ud55c\uad6d \uc2dc\uac04\ub3c4 \ud55c \uc2dc\uac04\uc529 \uc55e\ub2f9\uaca8\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \ubbf8\uad6d\uc8fc\uc2dd\uc740 \uad6d\ub0b4\uc8fc\uc2dd\uacfc \ub2ec\ub9ac <strong>\ucd5c\uc18c \ub9e4\ub9e4\ub2e8\uc704\uac00 1\uc8fc<\/strong>\uc774\uba70, <strong>\ud638\uac00\ub2e8\uc704\ub294 USD 0.01<\/strong>\uc785\ub2c8\ub2e4(\uc885\ubaa9\u00b7\uac00\uaca9\ub300\uc5d0 \ub530\ub77c \uc0c1\uc774). \uad6d\ub0b4\uc8fc\uc2dd\uacfc \ube44\uad50\ud588\uc744 \ub54c \ud575\uc2ec\uc801\uc778 \ucc28\uc774\uc810\uc740 \ubc14\ub85c \uc0c1\u00b7\ud558\ud55c\uac00 \uac00\uaca9\uc81c\ud55c\ud3ed\uc774 \uc5c6\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ud558\ub8e8 \uc911 \uc8fc\uac00\uac00 \uc5bc\ub9c8\ub4e0\uc9c0 \uc624\ub974\uac70\ub098 \ub0b4\ub9b4 \uc218 \uc788\ub294 \uad6c\uc870\uc774\ubbc0\ub85c, \uc774 \uc810\uc744 \uc5fc\ub450\uc5d0 \ub450\uace0 \ub9e4\ub9e4\uc5d0 \uc784\ud558\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%84%9C%EB%A8%B8%ED%83%80%EC%9E%84_%EC%A0%81%EC%9A%A9_%EC%8B%9C%EA%B8%B0%EB%8A%94_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2) \uc11c\uba38\ud0c0\uc784 \uc801\uc6a9 \uc2dc\uae30\ub294 \uc5b8\uc81c\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc11c\uba38\ud0c0\uc784\uc740 \ubbf8\uad6d \ub0a0\uc9dc \uae30\uc900\uc73c\ub85c \ub9e4\ub144 3\uc6d4 \ub458\uc9f8 \uc8fc \uc77c\uc694\uc77c\ubd80\ud130 11\uc6d4 \uccab\uc9f8 \uc8fc \uc77c\uc694\uc77c\uae4c\uc9c0 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub2e4\ub9cc \uc774 \uae30\uac04\uc740 \ub9e4\ub144 \uc870\uae08\uc529 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc815\ud655\ud55c \uc11c\uba38\ud0c0\uc784 \uc2dc\uc791\uc77c\uacfc \uc885\ub8cc\uc77c\uc740 \ucd5c\uc2e0 \ub0a0\uc9dc\ub97c \uae30\uc900\uc73c\ub85c \ub2e4\uc2dc \ud55c\ubc88 \ud655\uc778\ud574 \ubcf4\uc2dc\ub294 \uac83\uc744 \uad8c\uc7a5\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%ED%94%84%EB%A6%AC%EB%A7%88%EC%BC%93%EA%B3%BC_%EC%95%A0%ED%94%84%ED%84%B0%EB%A7%88%EC%BC%93_%EC%A0%95%EA%B7%9C%EC%9E%A5%EA%B3%BC%EC%9D%98_%EC%B0%A8%EC%9D%B4\"><\/span><strong>2. \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13, \uc815\uaddc\uc7a5\uacfc\uc758 \ucc28\uc774 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-641\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3-1024x765.jpg\" alt=\"\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c,\uc560\ud504\ud130\ub9c8\ucf13,\ud504\ub9ac\ub9c8\ucf13,\ubbf8\uad6d\uc8fc\uc2dd,\ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3-768x574.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3-500x374.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_3.jpg 1451w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\uc815\uaddc\uc7a5 \uc2dc\uac04\ub9cc \uc54c\uc544\uc11c\ub294 \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc744 \uc628\uc804\ud788 \uc774\ud574\ud588\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<br \/>\n\uc815\uaddc\uc7a5 \uc55e\ub4a4\ub85c \uc874\uc7ac\ud558\ub294 \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\uae4c\uc9c0 \ud568\uaed8 \ud30c\uc545\ud574 \ub450\uc5b4\uc57c \ub274\uc2a4\ub098 \uc2e4\uc801 \ubc1c\ud45c\uc5d0 \ub530\ub978 \uc2dc\uc138 \ubcc0\ub3d9\uc5d0 \ube60\ub974\uac8c \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%ED%94%84%EB%A6%AC%EB%A7%88%EC%BC%93%EA%B3%BC_%EC%95%A0%ED%94%84%ED%84%B0%EB%A7%88%EC%BC%93%EC%9D%80_%ED%95%9C%EA%B5%AD_%EC%8B%9C%EA%B0%84%EC%9C%BC%EB%A1%9C_%EC%96%B8%EC%A0%9C_%EC%97%B4%EB%A6%AC%EB%82%98%EC%9A%94\"><\/span><strong>1) \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13\uc740 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uc5b8\uc81c \uc5f4\ub9ac\ub098\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ubbf8\uad6d \uc8fc\uc2dd\uc740 \uc815\uaddc\uc7a5 \uc678\uc5d0\ub3c4 \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13\uc744 \ud1b5\ud574 \uac70\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\ub2e4\ub9cc \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \ud658\uc0b0\ud560 \ub54c\ub294 \ubbf8\uad6d\uc758 \uc11c\uba38\ud0c0\uc784(\uc77c\uad11\uc808\uc57d\uc2dc\uac04\uc81c) \uc801\uc6a9 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uac1c\uc7a5\u00b7\ub9c8\uac10 \uc2dc\uac01\uc774 \ud55c \uc2dc\uac04\uc529 \uc55e\ub4a4\ub85c \uc6c0\uc9c1\uc778\ub2e4\ub294 \uc810\uc5d0 \uc720\uc758\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<table style=\"width: 648px; border-collapse: collapse; height: 216px;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 160px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\ud504\ub9ac\ub9c8\ucf13<\/strong><\/th>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\uc815\uaddc\uc7a5<\/strong><\/th>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\uc560\ud504\ud130\ub9c8\ucf13<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 160px; text-align: center; font-weight: bold;\">\ud604\uc9c0 \uc2dc\uac04<br \/>\n(\ubbf8\uad6d \ub3d9\ubd80)<\/td>\n<td style=\"width: 150px; text-align: center;\">04:00 ~ 09:30<\/td>\n<td style=\"width: 150px; text-align: center;\">09:30 ~ 16:00<\/td>\n<td style=\"width: 150px; text-align: center;\">16:00 ~ 20:00<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px; text-align: center; font-weight: bold;\">\ud55c\uad6d \uc2dc\uac04<br \/>\n(\uc11c\uba38\ud0c0\uc784 \ubbf8\uc801\uc6a9)<\/td>\n<td style=\"width: 150px; text-align: center;\">18:00 ~ 23:30<\/td>\n<td style=\"width: 150px; text-align: center;\">23:30 ~ \uc775\uc77c 06:00<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc775\uc77c 06:00 ~ 10:00<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px; text-align: center; font-weight: bold;\">\ud55c\uad6d \uc2dc\uac04<br \/>\n(\uc11c\uba38\ud0c0\uc784 \uc801\uc6a9)<\/td>\n<td style=\"width: 150px; text-align: center;\">17:00 ~ 22:30<\/td>\n<td style=\"width: 150px; text-align: center;\">22:30 ~ \uc775\uc77c 05:00<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc775\uc77c 05:00 ~ 09:00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u203b NH\ud22c\uc790\uc99d\uad8c(\ub098\ubb34\uc99d\uad8c) \uacf5\uc9c0 \uae30\uc900<br \/>\n\ubbf8\uad6d \uc11c\uba38\ud0c0\uc784\uc740 \ub9e4\ub144 3\uc6d4 \ub458\uc9f8 \uc8fc \uc77c\uc694\uc77c\ubd80\ud130 11\uc6d4 \uccab\uc9f8 \uc8fc \uc77c\uc694\uc77c\uae4c\uc9c0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<br \/>\n\ud504\ub9ac\ub9c8\ucf13, \uc560\ud504\ud130\ub9c8\ucf13 \uc6b4\uc601 \uc2dc\uac04\uc740 \uc99d\uad8c\uc0ac\ubcc4\ub85c \ub2e4\ub974\uac8c \uc801\uc6a9\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc815\ud655\ud55c \uc2dc\uac04\uc740 \uac70\ub798 \uc804 \uc774\uc6a9 \uc911\uc778 \uc99d\uad8c\uc0ac\uc5d0\uc11c \ub2e4\uc2dc \ud55c\ubc88 \ud655\uc778\ud558\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%ED%94%84%EB%A6%AC%EB%A7%88%EC%BC%93%EA%B3%BC_%EC%95%A0%ED%94%84%ED%84%B0%EB%A7%88%EC%BC%93%EC%9D%80_%EC%A0%95%EA%B7%9C%EC%9E%A5%EA%B3%BC_%EB%AC%B4%EC%97%87%EC%9D%B4_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2) \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13\uc740 \uc815\uaddc\uc7a5\uacfc \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13\uc740 \uc815\uaddc\uc7a5\uc774 \uc5f4\ub9ac\uc9c0 \uc54a\ub294 \uc2dc\uac04\uc5d0\ub3c4 \uac70\ub798\uac00 \uac00\ub2a5\ud558\ub3c4\ub85d \ub9c8\ub828\ub41c \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc815\uaddc\uc7a5 \uc2dc\uc791 \uc804\uc5d0 \uc5f4\ub9ac\ub294 \uc2dc\uac04\ub300\ub97c \ud504\ub9ac\ub9c8\ucf13, \uc815\uaddc\uc7a5\uc774 \ub05d\ub09c \ub4a4\uc5d0 \uc5f4\ub9ac\ub294 \uc2dc\uac04\ub300\ub97c \uc560\ud504\ud130\ub9c8\ucf13\uc774\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4. \ub450 \uc2dc\uac04\ub300 \ubaa8\ub450 \ud22c\uc790\uc790\ub4e4\uc758 \uad00\uc2ec\ub3c4 \ubc0f \uac80\uc0c9 \ube48\ub3c4\uac00 \ube44\uc2b7\ud55c \ub9cc\ud07c, \uc5b4\ub290 \ud55c\ucabd\uc5d0 \uce58\uc6b0\uce58\uc9c0 \uc54a\uace0 \uac1c\ub150\uc744 \uade0\ud615 \uc788\uac8c \uc774\ud574\ud574 \ub450\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%ED%99%95%EC%9E%A5_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84%EC%97%90_%EC%A3%BC%EB%AC%B8_%EC%8B%9C_%ED%98%B8%EA%B0%80%EC%A0%9C%ED%95%9C%ED%8F%AD%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\"><\/span><strong>3) \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\uc5d0 \uc8fc\ubb38 \uc2dc \ud638\uac00\uc81c\ud55c\ud3ed\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud574\ub2f9 \uc2dc\uac04\ub300\uc5d0\ub294 \uc2dc\uc7a5\uac00 \uc8fc\ubb38\uc774 \ubd88\uac00\ub2a5\ud558\uba70 <strong>\uc9c0\uc815\uac00 \uc8fc\ubb38\ub9cc \uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4.<br \/>\n\ub530\ub77c\uc11c \ud604\uc7ac\uac00\uac00 \ud615\uc131\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc73c\uba74 \ud22c\uc790\uc790\uac00 \uc9c0\uc815\ud55c \uac00\uaca9\uacfc \uc77c\uce58\ud558\ub294 \uc0c1\ub300\ubc29 \uc8fc\ubb38\uc774 \uc788\uc744 \ub54c\uc5d0\ub9cc \ub9e4\ub9e4\uac00 \uccb4\uacb0\ub429\ub2c8\ub2e4.<br \/>\n\ub2e4\ub9cc \ud638\uac00 \uc81c\ud55c\ud3ed\uc740 \ud604\uc9c0 \ube0c\ub85c\ucee4\uc758 \uc815\ucc45\uc5d0 \ub530\ub77c \uc885\ubaa9\ubcc4\ub85c \ub2e4\ub974\uac8c \uc801\uc6a9\ub420 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uc720\uc758\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc2dc\uac04\ub300\ub294 \uc815\uaddc\uc7a5\ubcf4\ub2e4 \uac70\ub798\ub7c9\uc774 \uc801\uae30 \ub54c\ubb38\uc5d0, \uc2dc\uc7a5\uac00 \uc8fc\ubb38 \ub300\uc2e0 \uc9c0\uc815\uac00 \uc8fc\ubb38\uc744 \ud65c\uc6a9\ud558\uba74 \uc6d0\ud558\uc9c0 \uc54a\ub294 \uac00\uaca9\uc5d0 \uccb4\uacb0\ub418\ub294 \uc0c1\ud669\uc744 \ubc29\uc9c0\ud558\ub294 \ub370\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<br \/>\n\ub610\ud55c \uc8fc\ubb38\uc744 \ub123\uae30 \uc804\uc5d0 \ub9e4\uc218\u00b7\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc\ub97c \uba3c\uc800 \ud655\uc778\ud558\uace0, \uc2a4\ud504\ub808\ub4dc\uac00 \ub113\uac8c \ubc8c\uc5b4\uc838 \uc788\ub2e4\uba74 \uc9c4\uc785\uc744 \uc7a0\uc2dc \ubcf4\ub958\ud558\ub294 \uac83\ub3c4 \ud558\ub098\uc758 \ubc29\ubc95\uc785\ub2c8\ub2e4.<br \/>\n\ubd80\ubd84\uccb4\uacb0\uc774\ub098 \ubbf8\uccb4\uacb0\uc774 \ubc1c\uc0dd\ud560 \uac00\ub2a5\uc131\ub3c4 \uc788\uc73c\ub2c8, \uc804\ub7c9 \uccb4\uacb0\uc744 \uc804\uc81c\ub85c \ud55c \uae09\ud55c \ub9e4\ub9e4\ub294 \uc9c0\uc591\ud558\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/m.mynamuh.com\/static\/MNHSI01881?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=namuh_USA\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c \ud574\uc678\uc8fc\uc2dd \uc774\uc6a9 \uc808\ucc28\uc640 \uc218\uc218\ub8cc \ub4f1 \uc548\ub0b4 \uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%ED%9C%B4%EC%9E%A5%EC%9D%BC_%EC%96%B8%EC%A0%9C_%EC%89%AC%EA%B3%A0_%EC%96%B8%EC%A0%9C_%EC%97%AC%EB%82%98%EC%9A%94\"><\/span><strong>3. \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c, \uc5b8\uc81c \uc26c\uace0 \uc5b8\uc81c \uc5ec\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04 \ubabb\uc9c0\uc54a\uac8c \uc911\uc694\ud55c \uac83\uc774 \ud734\uc7a5\uc77c\uc785\ub2c8\ub2e4.<br \/>\n\ud734\uc7a5\uc77c\uc744 \ubaa8\ub974\uace0 \uc8fc\ubb38\uc744 \ub123\uc5c8\ub2e4\uac00 \uccb4\uacb0\uc774 \ub418\uc9c0 \uc54a\uc544 \ub2f9\ud669\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uae30\uc5d0 \ubbf8\ub9ac \ud655\uc778\ud574\ub450\ub294 \uc2b5\uad00\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%ED%9C%B4%EC%9E%A5%EC%9D%BC%EC%9D%80_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>1) \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c\uc740 \uc5b8\uc81c\uc778\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ubbf8\uad6d \uc99d\uc2dc\uc758 \ud734\uc7a5\uc77c\uc740 <strong>\ubbf8\uad6d \uacf5\ud734\uc77c\uc744 \uae30\uc900<\/strong>\uc73c\ub85c \uc815\ud574\uc9d1\ub2c8\ub2e4.<br \/>\n\uc815\ud655\ud55c \ud734\uc7a5\uc77c\uc740 \ub9e4\ub9e4\ud558\uc2dc\ub294 \uc99d\uad8c\uc0ac\uc758 \uacf5\uc9c0\uc0ac\ud56d\uc774\ub098 \uce98\ub9b0\ub354\ub97c \ud1b5\ud574 \ud655\uc778\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\ud734\uc77c \uc678\uc5d0\ub3c4 \ud2b9\uc815\uc77c\uc5d0\ub294 \uc815\uaddc\uc7a5\uc774 \ud3c9\uc18c\ubcf4\ub2e4 \uc77c\ucc0d \ub9c8\uac10\ub418\ub294 <strong>\uc870\uae30 \ud3d0\uc7a5\uc77c(\ud558\ud504\ub370\uc774)\uc774 \uc874\uc7ac<\/strong>\ud558\ub2c8, \uc774 \ubd80\ubd84\ub3c4 \ud568\uaed8 \ucc59\uaca8\ub450\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%ED%9C%B4%EC%9E%A5%EC%9D%BC_%EC%A0%84%ED%9B%84%EB%A1%9C_%EC%A3%BC%EB%AC%B8%ED%95%A0_%EB%95%8C_%EC%9C%A0%EC%9D%98%ED%95%A0_%EC%A0%90%EC%9D%80\"><\/span><strong>2) \ud734\uc7a5\uc77c \uc804\ud6c4\ub85c \uc8fc\ubb38\ud560 \ub54c \uc720\uc758\ud560 \uc810\uc740? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud734\uc7a5 \uc911 \uc811\uc218\ud55c \uc8fc\ubb38\uc758 \ucc98\ub9ac \ubc29\uc2dd\uc740 \uc99d\uad8c\uc0ac\uc758 \uc608\uc57d\uc8fc\ubb38 \uc815\ucc45<br \/>\n\ub610\ud55c \uc815\uaddc\uc7a5\uc774 \ud734\uc7a5\ud558\ub294 \ub0a0\uc5d0\ub294 \ud504\ub9ac\ub9c8\ucf13\uacfc \uc560\ud504\ud130\ub9c8\ucf13 \uc5ed\uc2dc \ud568\uaed8 \uc26c\ubbc0\ub85c, \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c\uc5d0\ub294 \ud655\uc7a5 \uac70\ub798\uc2dc\uac04\uc744 \ud3ec\ud568\ud55c \uc5b4\ub5a4 \uac70\ub798\ub3c4 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc744 \uae30\uc5b5\ud574 \ub450\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EB%A7%A4%EB%A7%A4_%EC%8B%9C_%ED%95%A8%EA%BB%98_%EC%95%8C%EC%95%84%EB%91%90%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EC%A0%95%EB%B3%B4\"><\/span><strong>4. \ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub9e4 \uc2dc \ud568\uaed8 \uc54c\uc544\ub450\uba74 \uc88b\uc740 \uc815\ubcf4 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04\uacfc \ud734\uc7a5\uc77c \uc678\uc5d0\ub3c4 \uc2e4\uc81c \ub9e4\ub9e4 \uacfc\uc815\uc5d0\uc11c \uc790\uc8fc \uad81\uae08\ud574\ud558\uc2dc\ub294 \ubd80\ubd84\ub4e4\uc744 \ud568\uaed8 \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%B2%B4%EA%B2%B0%EC%9D%BC_%EA%B2%B0%EC%A0%9C%EC%9D%BC%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%90%98%EB%82%98%EC%9A%94\"><\/span><strong>1) \uccb4\uacb0\uc77c, \uacb0\uc81c\uc77c\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>\ubbf8\uad6d\uc8fc\uc2dd\uc758 \ud604\uc9c0 \uacb0\uc81c\uc77c\uc740 T+1<\/strong>\uc774\uba70, \uad6d\ub0b4 \ud22c\uc790\uc790\uc758 <strong>\uacc4\uc88c\uc5d0 \uc2e4\uc81c\ub85c \ubc18\uc601\ub418\ub294 \uc2dc\uc810\uc740 \ub9e4\uc218\u00b7\ub9e4\ub3c4 \ubaa8\ub450 T+2<\/strong>\uc785\ub2c8\ub2e4. \uc8fc\ubb38\uc758 \ucde8\uc18c\ub098 \uc815\uc815(\ub2e8\uac00 \uc218\uc815)\uc740 \ubaa8\ub450 \uc794\ub7c9\uc5d0 \ud55c\ud574\uc11c\ub9cc \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9e4\ub3c4\ud55c \uc885\ubaa9\uc744 \ub2e4\uc2dc \ub9e4\uc218\ud558\ub294 \uc7ac\ub9e4\uc218\ub294 \ub9e4\ub3c4\uac00 \uccb4\uacb0\ub41c \uc774\ud6c4\uc5d0 \uac00\ub2a5\ud558\uba70, \ub9e4\uc218\ud55c \uc885\ubaa9\uc744 \ub2e4\uc2dc \ub9e4\ub3c4\ud558\ub294 \uc7ac\ub9e4\ub3c4\ub294 \ub9e4\uc218 \uacb0\uc81c\uac00 \uc644\ub8cc\ub418\uae30 \uc804\uc5d0\ub3c4 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8 \uc774 \uacbd\uc6b0\uc5d0\ub3c4 \uc778\ucd9c\uc740 \ubd88\uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc744 \uc720\uc758\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84%EC%9D%B4_%EB%81%9D%EB%82%9C_%EB%92%A4%EC%97%90%EB%8F%84_%EC%A3%BC%EB%AC%B8%ED%95%A0_%EC%88%98_%EC%9E%88%EC%9D%84%EA%B9%8C\"><\/span><strong>2) \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc774 \ub05d\ub09c \ub4a4\uc5d0\ub3c4 \uc8fc\ubb38\ud560 \uc218 \uc788\uc744\uae4c? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc815\uaddc\uc7a5\uc774 \ub9c8\uac10\ub41c \ub4a4\uc5d0\ub3c4 \uc560\ud504\ud130\ub9c8\ucf13 \uc2dc\uac04\ub300\ub97c \uc774\uc6a9\ud574 \uc8fc\ubb38\uc744 \ub123\uc73c\uc2e4 \uc218 \uc788\uc73c\uba70, \uc608\uc57d \uc8fc\ubb38 \uae30\ub2a5\uc744 \ud65c\uc6a9\ud558\uba74 \ub2e4\uc74c \uac70\ub798\uc77c \uc815\uaddc\uc7a5\uc5d0 \ubc18\uc601\ub420 \uc8fc\ubb38\uc744 \ubbf8\ub9ac \ub123\uc5b4\ub450\uc2e4 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 \ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04\uc774 \uc544\uc608 \uc544\ub2cc \ud55c\uad6d\uc758 \ub0ae \uc2dc\uac04\ub300\uc5d0\ub294 \uc5b4\ub5bb\uac8c \ub300\uc751\ud560 \uc218 \uc788\uc744\uae4c\uc694?<br \/>\n\uc774\ub54c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uac83\uc774 \ubc14\ub85c \ub098\ubb34\uc99d\uad8c\uc758 <strong>\uc8fc\uac04\uac70\ub798<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/m.mynamuh.com\/static\/MTXSI0164?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=namuh_IRP\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c \uc571 \ub2e4\uc6b4\ub85c\ub4dc \ubc1b\uace0 \ubbf8\uad6d \uc8fc\uc2dd \uc2dc\uc791\ud558\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><strong>[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Q1_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B1%B0%EB%9E%98%EC%8B%9C%EA%B0%84%EC%9D%80_%ED%95%9C%EA%B5%AD_%EC%8B%9C%EA%B0%84%EC%9C%BC%EB%A1%9C_%EC%A0%95%ED%99%95%ED%9E%88_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>Q1. \ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc740 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \uc815\ud655\ud788 \uc5b8\uc81c\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc815\uaddc\uc7a5\uc740 \ud604\uc9c0 \uae30\uc900(\ubbf8\uad6d \ub3d9\ubd80\uc2dc\uac04) 09:30~16:00\uc5d0 \uc5f4\ub9ac\uba70, \uc774\ub97c \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c \ud658\uc0b0\ud560 \ub550 \uc11c\uba38\ud0c0\uc784 \uc801\uc6a9 \uc5ec\ubd80\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc11c\uba38\ud0c0\uc784\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294 \uae30\uac04\uc5d0\ub294 23:30~06:00, \uc11c\uba38\ud0c0\uc784\uc774 \uc801\uc6a9\ub418\ub294 \uae30\uac04\uc5d0\ub294 22:30~05:00\uc774 \uc815\uaddc\uc7a5 \uac70\ub798\uc2dc\uac04\uc785\ub2c8\ub2e4.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q2_%EC%84%9C%EB%A8%B8%ED%83%80%EC%9E%84%EC%9D%80_%EC%96%B8%EC%A0%9C%EC%9D%B4%EB%A9%B0_%EC%96%B4%EB%96%BB%EA%B2%8C_%ED%99%95%EC%9D%B8%ED%95%98%EB%82%98%EC%9A%94\"><\/span><strong>Q2. \uc11c\uba38\ud0c0\uc784\uc740 \uc5b8\uc81c\uc774\uba70, \uc5b4\ub5bb\uac8c \ud655\uc778\ud558\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc11c\uba38\ud0c0\uc784\uc740 \ubbf8\uad6d \ub0a0\uc9dc \uae30\uc900 \ub9e4\ub144 3\uc6d4 \ub458\uc9f8 \uc8fc \uc77c\uc694\uc77c\ubd80\ud130 11\uc6d4 \uccab\uc9f8 \uc8fc \uc77c\uc694\uc77c\uae4c\uc9c0 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub2e4\ub9cc \uc774 \uae30\uac04\uc740 \ub9e4\ub144 \uc870\uae08\uc529 \ub0a0\uc9dc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc5b4 \uc815\ud655\ud55c \uc2dc\uc791\uc77c\uacfc \uc885\ub8cc\uc77c\uc740 \uc99d\uad8c\uc0ac \uc571 \ub0b4 \uc548\ub0b4\ub97c \ud1b5\ud574 \ud655\uc778\ud558\uc2dc\uae30\ub97c \uad8c\uc7a5\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q3_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EA%B2%B0%EC%A0%9C%EC%9D%BC%EC%9D%80_%EC%96%B8%EC%A0%9C%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>Q3. \ubbf8\uad6d\uc8fc\uc2dd \uacb0\uc81c\uc77c\uc740 \uc5b8\uc81c\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ubbf8\uad6d\uc8fc\uc2dd\uc758 \ud604\uc9c0 \uacb0\uc81c\uc77c\uc740 T+1\uc774\uba70, \uad6d\ub0b4 \ud22c\uc790\uc790\uc758 \uacc4\uc88c\uc5d0 \uc2e4\uc81c\ub85c \ubc18\uc601\ub418\ub294 \uc2dc\uc810\uc740 \ub9e4\uc218\u00b7\ub9e4\ub3c4 \ubaa8\ub450 T+2\uc785\ub2c8\ub2e4. \uc8fc\ubb38\uc758 \ucde8\uc18c\ub098 \uc815\uc815(\ub2e8\uac00 \uc218\uc815)\uc740 \uc794\ub7c9\uc5d0 \ud55c\ud574\uc11c\ub9cc \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\ub3c4 \ud568\uaed8 \ucc38\uace0\ud574 \uc8fc\uc138\uc694.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q4_%ED%95%9C%EA%B5%AD_%EB%82%AE_%EC%8B%9C%EA%B0%84%EC%97%90%EB%8F%84_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D%EC%9D%84_%EC%82%B4_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>Q4. \ud55c\uad6d \ub0ae \uc2dc\uac04\uc5d0\ub3c4 \ubbf8\uad6d\uc8fc\uc2dd\uc744 \uc0b4 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \ub098\ubb34\uc99d\uad8c\uc758 \uc8fc\uac04\uac70\ub798 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uba74 \ud55c\uad6d \ub0ae \uc2dc\uac04\ub300\uc5d0\ub3c4 \ub9e4\ub9e4\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c1\uc7a5\uc778 \ub4f1 \uc815\uaddc\uc7a5\u00b7\ud655\uc7a5 \uac70\ub798\uc2dc\uac04\ub300\uc5d0 \uac70\ub798\uc5d0 \uc9d1\uc911\ud558\uae30 \uc5b4\ub824\uc6b4 \ud22c\uc790\uc790\ub77c\uba74, \uc774\ub294 \ub0ae \uc2dc\uac04\ub300\uc5d0 \ub9e4\ub9e4 \ud0c0\uc774\ubc0d\uc744 \ub193\uce58\uc9c0 \uc54a\uc744 \uc218 \uc788\ub294 \uc720\uc6a9\ud55c \uc218\ub2e8\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D%EC%A3%BC%EA%B0%84%EA%B1%B0%EB%9E%98_24%EC%8B%9C%EA%B0%84_%EC%84%9C%EB%B9%84%EC%8A%A4%EB%A1%9C_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D%EC%8B%9C%EA%B0%84_%EC%A0%9C%EC%95%BD_%EC%97%86%EC%9D%B4_%EA%B1%B0%EB%9E%98%ED%95%98%EA%B8%B0\"><\/span><strong>5. \ub098\ubb34\uc99d\uad8c \ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798, 24\uc2dc\uac04 \uc11c\ube44\uc2a4\ub85c \ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04 \uc81c\uc57d \uc5c6\uc774 \uac70\ub798\ud558\uae30 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-642\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-1024x765.jpg\" alt=\"\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c,\uc560\ud504\ud130\ub9c8\ucf13,\ud504\ub9ac\ub9c8\ucf13,\ubbf8\uad6d\uc8fc\uc2dd,\ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\" width=\"1024\" height=\"765\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-1024x765.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-768x573.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-1536x1147.jpg 1536w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-2048x1529.jpg 2048w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-900x672.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\ubbf8\uad6d\uc8fc\uc2dd_4-500x373.jpg 500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%99%9C_%EC%8B%9C%EA%B0%84_%EC%99%B8_%EB%8C%80%EC%9D%91%EC%9D%B4_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span><strong>1)\u00a0 \uc65c \uc2dc\uac04 \uc678 \ub300\uc751\uc774 \uc911\uc694\ud55c\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc0c1\ub2f9\uc218\uc758 \ubbf8\uad6d \uae30\uc5c5\uc740 \uc815\uaddc\uc7a5\uc774 \ub05d\ub09c \ub4a4 \uc560\ud504\ud130\ub9c8\ucf13 \uc2dc\uac04\ub300\uc5d0 \uc2e4\uc801\uc744 \ubc1c\ud45c\ud569\ub2c8\ub2e4.<br \/>\n\uc2e4\uc801 \ubc1c\ud45c \uc9c1\ud6c4 \uc774\ub8e8\uc5b4\uc9c0\ub294 \uc560\ud504\ud130\ub9c8\ucf13 \uac70\ub798\ub294 \uc0c8\ub85c\uc6b4 \uc815\ubcf4\uac00 \uc989\uac01\uc801\uc73c\ub85c \uac00\uaca9\uc5d0 \ubc18\uc601\ub418\uae30 \ub54c\ubb38\uc5d0 <strong>\uc8fc\uac00 \ubcc0\ub3d9\uc131\uc774 \ub9e4\uc6b0 \ud070 \ud3b8<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubb38\uc81c\ub294 \uc774\ub7ec\ud55c \ubc1c\ud45c\ub4e4\uc774 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c\ub294 \uc0c8\ubcbd\uc5d0\uc11c \uc544\uce68 \uc0ac\uc774\uc5d0 \ubab0\ub824 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<br \/>\n\uc774 \uc2dc\uac04\ub300\ub97c \uadf8\ub300\ub85c \ud758\ub824\ubcf4\ub0b4\uace0 \uc815\uaddc\uc7a5\uc774 \uc5f4\ub9b4 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9ac\uac8c \ub418\uba74, \uc774\ubbf8 \uac00\uaca9\uc5d0 \ubc18\uc601\ub41c \uc774\ud6c4\uc5d0\uc57c \ub4a4\ub2a6\uac8c \uc9c4\uc785\ud558\uac8c \ub418\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub098\ubb34\uc99d\uad8c\uc758 \uc560\ud504\ud130\ub9c8\ucf13, \ud504\ub9ac\ub9c8\ucf13, \uc8fc\uac04\uac70\ub798, 24\uc2dc\uac04 \uc11c\ube44\uc2a4\ub294 \uc774\ub7ec\ud55c <strong>\uc2dc\ucc28\ub85c \uc778\ud55c \uac70\ub798 \uc81c\uc57d\uc744 \uc904\uc5ec\uc8fc\ub294 \uc218\ub2e8<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EB%AF%B8%EA%B5%AD%EC%A3%BC%EC%8B%9D_%EC%A3%BC%EA%B0%84%EA%B1%B0%EB%9E%98%EB%9E%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2) \ub098\ubb34\uc99d\uad8c \ubbf8\uad6d\uc8fc\uc2dd \uc8fc\uac04\uac70\ub798\ub780 \ubb34\uc5c7\uc778\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ub098\ubb34\uc99d\uad8c \uc8fc\uac04\uac70\ub798\ub294 \ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04\uacfc \uad00\uacc4 \uc5c6\uc774, \uc815\uaddc\uc7a5\uc774 \uc5f4\ub824 \uc788\uc9c0 \uc54a\uc740 \ud55c\uad6d \ub0ae \uc2dc\uac04\ub300\uc5d0\ub3c4 \ub9e4\ub9e4\uac00 \uac00\ub2a5\ud558\ub3c4\ub85d \ub9c8\ub828\ub41c \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c 10\uc2dc\ubd80\ud130 18\uc2dc\uae4c\uc9c0 \uc6b4\uc601\ud569\ub2c8\ub2e4.<br \/>\n\uc8fc\ubb38 \uac00\ub2a5 \uac00\uaca9\uc740 \uc560\ud504\ud130\ub9c8\ucf13 \uc885\ub8cc 30\ubd84 \uc804 \ub610\ub294 1\uc2dc\uac04 \uc804 \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \u00b120% \ubc94\uc704 \ub0b4\uc774\uba70, \ud574\ub2f9 \uac00\uaca9\uc774 \uc5c6\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc815\uaddc\uc7a5 \uc885\uac00\ub97c \uae30\uc900\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C%EC%9D%98_24%EC%8B%9C%EA%B0%84_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D_%EC%9B%90%ED%99%94%EC%A3%BC%EB%AC%B8_%EC%84%9C%EB%B9%84%EC%8A%A4\"><\/span><strong>3) \ub098\ubb34\uc99d\uad8c\uc758 24\uc2dc\uac04 \ud574\uc678\uc8fc\uc2dd, \uc6d0\ud654\uc8fc\ubb38 \uc11c\ube44\uc2a4 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ub098\ubb34\uc99d\uad8c\uc758 24\uc2dc\uac04 \ud574\uc678\uc8fc\uc2dd\u00b7\uc6d0\ud654\uc8fc\ubb38 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uba74 \ubcc4\ub3c4\ub85c \ud658\uc804\uc744 \ud574\ub450\uc9c0 \uc54a\uc544\ub3c4 \uc6d0\ud654\ub85c \ubc14\ub85c \uc8fc\ubb38\ud560 \uc218 \uc788\uc5b4, \ud658\uc804 \ud0c0\uc774\ubc0d\uc744 \ub530\ub85c \uc2e0\uacbd \uc4f0\uc9c0 \uc54a\uc73c\uc154\ub3c4 \ub429\ub2c8\ub2e4. \uc218\uc218\ub8cc\ub294 \uc628\ub77c\uc778 0.25%, \uc624\ud504\ub77c\uc778 0.50%\uc774\uba70 \ub354\uc6b1 \uc790\uc138\ud55c \uc548\ub0b4 \ubc0f \ud61c\ud0dd \uc815\ubcf4\ub294 \uc544\ub798 \ub9c1\ud06c\uc5d0\uc11c \ud655\uc778\ud574 \uc8fc\uc138\uc694.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%ec%88%98%ec%88%98%eb%a3%8c-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%a7%a4%eb%a7%a4-%ec%88%98%ec%88%98%eb%a3%8c%eb%b6%80%ed%84%b0-%ed%99%98%ec%a0%84-%ec%9a%b0%eb%8c%80\/?utm_source=metric-studio&amp;utm_medium=blog&amp;utm_campaign=namuh_IRP\">\ud574\uc678\uc8fc\uc2dd \uc218\uc218\ub8cc \ucd1d\uc815\ub9ac: \ub9e4\ub9e4 \uc218\uc218\ub8cc\ubd80\ud130 \ud658\uc804 \uc6b0\ub300\uae4c\uc9c0 \uc54c\uc544\ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_%EC%9D%B4%EB%9F%B0_%EB%B6%84%EA%BB%98_%ED%8A%B9%ED%9E%88_%EC%B6%94%EC%B2%9C%ED%95%B4_%EB%93%9C%EB%A6%BD%EB%8B%88%EB%8B%A4\"><\/span><strong>4) \uc774\ub7f0 \ubd84\uaed8 \ud2b9\ud788 \ucd94\ucc9c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc744 \ub9e4\ubc88 \uacc4\uc0b0\ud558\uae30 \ubc88\uac70\ub85c\uc6b4 \ud22c\uc790\uc790<\/li>\n<li>\uc911\uc694\ud55c \uac70\ub798 \uc2dc\uac04\ub300\uc5d0 \uc790\ub9ac\ub97c \uc9c0\ud0a4\uae30 \uc5b4\ub824\uc6b4 \uc9c1\uc7a5\uc778 \ud22c\uc790\uc790<\/li>\n<li>\ud504\ub9ac\ub9c8\ucf13\u00b7\uc560\ud504\ud130\ub9c8\ucf13\u00b7\uc8fc\uac04\uac70\ub798\uae4c\uc9c0 \ub193\uce58\uc9c0 \uc54a\uace0 \uc2f6\uc740 \ud22c\uc790\uc790<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc740 \uc815\uaddc\uc7a5\ubfd0 \uc544\ub2c8\ub77c \ud655\uc7a5 \uac70\ub798\uc2dc\uac04, \uadf8\ub9ac\uace0 \ud734\uc7a5\uc77c\uae4c\uc9c0 \ud568\uaed8 \uc54c\uc544\ub450\uc5b4\uc57c \uc628\uc804\ud788 \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc11c\uba38\ud0c0\uc784 \uc801\uc6a9 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc815\uaddc\uc7a5 \uc2dc\uac04 \uc790\uccb4\uac00 \ud55c \uc2dc\uac04\uc529 \ubc14\ub010\ub2e4\ub294 \uc810, \uadf8\ub9ac\uace0 \uc2e4\uc801 \ubc1c\ud45c\uac00 \ubab0\ub9ac\ub294 \uc2dc\uac04\ub300\uac00 \ud55c\uad6d \uc2dc\uac04\uc73c\ub85c\ub294 \uc0c8\ubcbd\uc5d0\uc11c \uc544\uce68 \uc0ac\uc774\ub77c\ub294 \uc810\uc740 \uc911\uc694\ud55c \uc815\ubcf4\uc778 \ub9cc\ud07c \ub298 \uc5fc\ub450\uc5d0 \ub450\uc2dc\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04\uc5d0 \uad6c\uc560\ubc1b\uace0 \uc2f6\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\ub77c\uba74, \ub098\ubb34\uc99d\uad8c\uc758 \ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\uc640 24\uc2dc\uac04 \ud574\uc678\uc8fc\uc2dd, \uc6d0\ud654\uc8fc\ubb38 \uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ud55c\uad6d \ub0ae \uc2dc\uac04\ub300\uc5d0\ub3c4 \ub9e4\ub9e4\uac00 \uac00\ub2a5\ud574, \uc2dc\ucc28\ub85c \uc778\ud55c \uac70\ub798 \uc81c\uc57d\uc744 \ud55c\uacb0 \ub35c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\uc9c0\uae08 \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790 \uc2dc\uc791\ud558\uae30<\/strong><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/link.mynamuh.com\/@namuh\/webblog?ad_creative=24open&#038;campaign=260901&#038;og_tag_id=766465349&#038;routing_short_id=yv4h0v&#038;tracking_template_id=613bbabfe381e14d3f0a64a1efb71f3e&#038;ad_type=click\" target=\"_blank\" rel=\"noopener\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<div style=\"line-height: 1.2; font-size: 12px; color: #888888;\">\n<hr \/>\n<p>NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-1500\ud638 (2026-08-31~2027-08-30)<br \/>\n<strong>\ud22c\uc790 \uc720\uc758\uc0ac\ud56d<br \/>\n<\/strong>\u203b \ud22c\uc790\uc790\ub294 \uae08\uc735\ud22c\uc790\uc0c1\ud488\uc5d0 \uad00\ud558\uc5ec \uc99d\uad8c\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \ud22c\uc790 \uc804 \uc0c1\ud488\uc124\uba85\uc11c \ubc0f \uc57d\uad00\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n[\uc8fc\uc2dd]<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-645\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\uc608\uae08\uc790-\ube44\ubcf4\ud638.png\" alt=\"\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c,\uc560\ud504\ud130\ub9c8\ucf13,\ud504\ub9ac\ub9c8\ucf13,\ubbf8\uad6d\uc8fc\uc2dd,\ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\" width=\"53\" height=\"34\" \/>\uc774 \uc0c1\ud488\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"margin: 0; line-height: 1.5; text-align: left; clear: both; display: block; width: 100%;\">\u203b \uae08\uc735\ud22c\uc790\uc0c1\ud488&lt;\uc8fc\uc2dd&gt;\uc740 &lt;\uc790\uc0b0\uac00\uaca9 \ubcc0\ub3d9&gt;, &lt;\ud658\uc728 \ubcc0\ub3d9&gt;, &lt;\uc2e0\uc6a9\ub4f1\uae09 \ud558\ub77d&gt; \ub4f1\uc5d0 \ub530\ub77c \ud22c\uc790\uc6d0\uae08\uc758 \uc190\uc2e4(0~100%)\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4.<br \/>\n\u203b \uad6d\ub0b4\uc8fc\uc2dd(ETF\ud3ec\ud568) \ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \uc628\ub77c\uc778 0.01%~0.50%, \uc624\ud504\ub77c\uc778 0.40%~0.50%(\uc18c\uc218\uc810 \uc14b\uc9f8\uc790\ub9ac \ubc18\uc62c\ub9bc\uae30\uc900, \uac70\ub798\uae08\uc561\ubcc4\/\ub9e4\uccb4\ubcc4 \uc0c1\uc774, KRX, NXT \ud3ec\ud568)\uc774\uba70, \uae30\ud0c0 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uc0c1\uc138\ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. NXT(\ub125\uc2a4\ud2b8\ub808\uc774\ub4dc)\ub294 \uc790\ubcf8\uc2dc\uc7a5\ubc95\uc0c1 \ub2e4\uc790\uac04\ub9e4\ub9e4\uccb4\uacb0\ud68c\uc0ac\ub85c \ub300\uccb4\uac70\ub798\uc18c(ATS: Alternative Trading System)\uc785\ub2c8\ub2e4.<br \/>\n\u203b \ud574\uc678\uc8fc\uc2dd \ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc \ubc0f \uc81c\ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\uba70, \uc0c1\uc138 \ub0b4\uc6a9\uc740 \ud648\ud398\uc774\uc9c0 \ub4f1\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. (\uc608\uc2dc) \ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub9e4\uc2dc \uc218\uc218\ub8cc 0.25%(\uc628\ub77c\uc778 \uae30\uc900) \ubc0f \uc81c\ube44\uc6a9(\ubbf8\uad6d\uc8fc\uc2dd \ub9e4\ub3c4\uc2dc SEC Fee(0.00206%) \ud55c\uc2dc\uc801 \uba74\uc81c, \ubcc0\ub3d9\uac00\ub2a5).<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04\uc740 \ud55c\uad6d\uacfc \ub2ec\ub77c \ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c \ub4f1\uc744 \uc790\uc138\ud788 \uc54c\uc544\ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc8fc\uc694 \ud575\uc2ec \uac1c\ub150\ubd80\ud130 \uc2dc\uac04\uc5d0 \uad6c\uc560 \ubc1b\uc9c0 \uc54a\ub294 \uac70\ub798 \ud301\uae4c\uc9c0 \ud568\uaed8 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":639,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[139,134,136,135,140,137,138],"class_list":["post-637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-139","tag-134","tag-136","tag-135","tag-140","tag-137","tag-138","col-md-6 col-sm-6"],"acf":{"persona":""},"_links":{"self":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/comments?post=637"}],"version-history":[{"count":42,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/637\/revisions"}],"predecessor-version":[{"id":689,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/posts\/637\/revisions\/689"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media\/639"}],"wp:attachment":[{"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/media?parent=637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/categories?post=637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mynamuhbegin.com\/blog\/wp-json\/wp\/v2\/tags?post=637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}