{"id":771,"date":"2026-10-08T16:30:26","date_gmt":"2026-10-08T07:30:26","guid":{"rendered":"https:\/\/www.mynamuhbegin.com\/blog\/?p=771"},"modified":"2026-10-08T16:30:26","modified_gmt":"2026-10-08T07:30:26","slug":"%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0","status":"publish","type":"post","link":"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/","title":{"rendered":"\uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub780? \uc138\uc81c\uac1c\ud3b8\uc548\uc73c\ub85c \ubc14\ub00c\ub294 ISA \uc808\uc138 \uad6c\uc870 \ubbf8\ub9ac\ubcf4\uae30"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_1 ez-toc-wrap-center ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#1_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%9E%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >1. \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#1_2026_%EC%84%B8%EC%A0%9C%EA%B0%9C%ED%8E%B8%EC%95%88_ISA_%EB%AC%B4%EC%97%87%EC%9D%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%AC%EB%9D%BC%EC%A7%80%EB%82%98%EC%9A%94\" >1) [2026 \uc138\uc81c\uac1c\ud3b8\uc548] ISA, \ubb34\uc5c7\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc9c0\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#2_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA\" >2) \uc0dd\uc0b0\uc801\uae08\uc735 ISA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#3_%EC%B2%AD%EB%85%84%ED%98%95_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%8A%94_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\" >3) \uccad\ub144\ud615 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \ubb50\uac00 \ub2e4\ub978\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#2_%EA%B8%B0%EC%A1%B4_ISA%EB%9E%91_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%98%9C%ED%83%9D%EC%9D%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\" >2. \uae30\uc874 ISA\ub791 \ube44\uacfc\uc138 \ud61c\ud0dd\uc774 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#1_%EA%B8%B0%EC%A1%B4_ISA_vs_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%95%9C%EB%8F%84_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%BC%EA%B9%8C%EC%9A%94\" >1) \uae30\uc874 ISA vs \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ube44\uacfc\uc138 \ud55c\ub3c4 \ubb50\uac00 \ub2e4\ub97c\uae4c\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#2_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A7%8C%EC%9D%98_%ED%98%9C%ED%83%9D%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >2) \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub9cc\uc758 \ud61c\ud0dd\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#3_%EC%9D%BC%EB%B0%98%ED%98%95_%EC%84%9C%EB%AF%BC%ED%98%95_ISA%EC%99%80_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA_%EC%A4%91_%EB%AD%90%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C%EA%B0%80%EC%9A%94\" >3. \uc77c\ubc18\ud615, \uc11c\ubbfc\ud615 ISA\uc640 \uc0dd\uc0b0\uc801\uae08\uc735 ISA \uc911 \ubb50\uac00 \uc720\ub9ac\ud55c\uac00\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#1_%EA%B5%AD%EB%82%B4_%EC%9E%90%EC%82%B0_%EC%A4%91%EC%8B%AC%EC%9C%BC%EB%A1%9C_%ED%88%AC%EC%9E%90%ED%95%9C%EB%8B%A4%EB%A9%B4_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C_%EC%9D%B4%EC%9C%A0\" >1) \uad6d\ub0b4 \uc790\uc0b0 \uc911\uc2ec\uc73c\ub85c \ud22c\uc790\ud55c\ub2e4\uba74? \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uac00 \uc720\ub9ac\ud55c \uc774\uc720<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#2_%EA%B5%AD%EB%82%B4_%EC%83%81%EC%9E%A5_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D%ED%98%95_ETF_%EB%93%B1_%EB%8B%A4%EC%96%91%ED%95%9C_%EC%83%81%ED%92%88%EC%97%90_%ED%88%AC%EC%9E%90%ED%95%98%EA%B3%A0_%EC%8B%B6%EB%8B%A4%EB%A9%B4\" >2) \uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uace0 \uc2f6\ub2e4\uba74?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#4_%EC%A7%80%EA%B8%88_ISA%EB%A5%BC_%EB%A7%8C%EB%93%A4%EC%96%B4%EB%8F%84_%EB%82%98%EC%A4%91%EC%97%90_%ED%98%9C%ED%83%9D%EC%9D%84_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >4. \uc9c0\uae08 ISA\ub97c \ub9cc\ub4e4\uc5b4\ub3c4 \ub098\uc911\uc5d0 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#1_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%8A%94_%EC%96%B8%EC%A0%9C%EB%B6%80%ED%84%B0_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >1) \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc5b8\uc81c\ubd80\ud130 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#2_%EC%A7%80%EA%B8%88_%EB%A7%8C%EB%93%A0_%EC%9D%BC%EB%B0%98_ISA_%EB%82%98%EC%A4%91%EC%97%90_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A1%9C_%EC%98%AE%EA%B8%B8_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >2) \uc9c0\uae08 \ub9cc\ub4e0 \uc77c\ubc18 ISA, \ub098\uc911\uc5d0 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub85c \uc62e\uae38 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#3_%EA%B7%B8%EB%A0%87%EB%8B%A4%EB%A9%B4_%EC%A7%80%EA%B8%88_ISA%EB%A5%BC_%EB%A7%8C%EB%93%A0%EB%8B%A4%EB%A9%B4_%EC%96%B4%EB%96%A4_%EC%9C%A0%ED%98%95%EC%9D%84_%EC%84%A0%ED%83%9D%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >3) \uadf8\ub807\ub2e4\uba74 \uc9c0\uae08 ISA\ub97c \ub9cc\ub4e0\ub2e4\uba74 \uc5b4\ub5a4 \uc720\ud615\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#5_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EC%A4%91%EA%B0%9C%ED%98%95_ISA%EB%A1%9C_ISA_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0\" >5. \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\ub85c ISA \uc2dc\uc791\ud558\uae30<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#1_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EC%A4%91%EA%B0%9C%ED%98%95_ISA%EB%9E%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >1) \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EC%A4%91%EA%B0%9C%ED%98%95_ISA_%EC%9D%B4%EB%A0%87%EA%B2%8C_%EA%B0%9C%EC%84%A4%ED%95%B4%EC%9A%94\" >2) \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA, \uc774\ub807\uac8c \uac1c\uc124\ud574\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#3_%EC%9D%B4%EB%9F%B0_%EA%B2%BD%EC%9A%B0_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A5%BC_%EA%B3%A0%EB%A0%A4%ED%95%A0_%EC%88%98_%EC%9E%88%EC%96%B4%EC%9A%94\" >3) \uc774\ub7f0 \uacbd\uc6b0 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub97c \uace0\ub824\ud560 \uc218 \uc788\uc5b4\uc694<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#Q1_%EA%B8%B0%EC%A1%B4_ISA%EB%A5%BC_%ED%95%B4%EC%A7%80%ED%95%B4%EC%95%BC_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EC%97%90_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >Q1. \uae30\uc874 ISA\ub97c \ud574\uc9c0\ud574\uc57c \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#Q2_%EA%B8%B0%EC%A1%B4_%EC%9D%BC%EB%B0%98_ISA%EB%A5%BC_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A1%9C_%EA%B7%B8%EB%8C%80%EB%A1%9C_%EC%A0%84%ED%99%98%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >Q2. \uae30\uc874 \uc77c\ubc18 ISA\ub97c \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub85c \uadf8\ub300\ub85c \uc804\ud658\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#Q3_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA_%EB%A7%8C%EA%B8%B0%EC%9E%90%EA%B8%88%EC%9D%84_%EC%97%B0%EA%B8%88%EA%B3%84%EC%A2%8C%EB%A1%9C_%EC%98%AE%EA%B8%B0%EB%A9%B4_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%ED%95%9C%EB%8F%84%EA%B0%80_%EC%96%BC%EB%A7%88%EB%82%98_%EB%8A%98%EC%96%B4%EB%82%98%EB%82%98%EC%9A%94\" >Q3. \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc62e\uae30\uba74 \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\uac00 \uc5bc\ub9c8\ub098 \ub298\uc5b4\ub098\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.mynamuhbegin.com\/blog\/%ec%83%9d%ec%82%b0%ec%a0%81%ea%b8%88%ec%9c%b5-isa-%ec%84%b8%ec%a0%9c%ea%b0%9c%ed%8e%b8%ec%95%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%8c%eb%8a%94-isa-%ec%a0%88%ec%84%b8%ea%b5%ac%ec%a1%b0\/#Q4_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%8A%94_%EC%A7%80%EA%B8%88_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >Q4. \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc9c0\uae08 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div style=\"background-color: #f1f3f5; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<p><strong><strong>\ud83d\udca1 <\/strong><\/strong><strong>3\uc904 \uc694\uc57d<\/strong><\/p>\n<ul>\n<li>2026\ub144 \uc138\uc81c\uac1c\ud3b8\uc548\uc73c\ub85c \uad6d\ub0b4 \uc790\uc0b0 \ud22c\uc790 \uc2dc \uc774\uc790, \ubc30\ub2f9\uc18c\ub4dd\uc744 \uc804\uc561 \ube44\uacfc\uc138\ubc1b\ub294 \u2018\uc0dd\uc0b0\uc801\uae08\uc735 ISA\u2019\uac00 \uc2e0\uc124\ub420 \uc608\uc815\uc785\ub2c8\ub2e4(\uad6d\ud68c \ud1b5\uacfc \uc804 \uc815\ubd80\uc548 \ub2e8\uacc4, \uc2dc\ud589 \uc2dc 2027.1.1\ubd80\ud130 \uc801\uc6a9).<\/li>\n<li>\uae30\uc874 \uc77c\ubc18\ud615, \uc11c\ubbfc\ud615 ISA\ub294 \ub2f9\ucd08 \uc6b0\ub824\ub410\ub358 \uacc4\uc57d\uae30\uac04 5\ub144 \uc81c\ud55c, \ub0a9\uc785\ud55c\ub3c4 \uc774\uc6d4 \ud3d0\uc9c0 \uc5c6\uc774 \ud604\ud589 \ubc29\uc2dd \uadf8\ub300\ub85c \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/li>\n<li>\uc9c0\uae08 \uc911\uac1c\ud615 ISA\ub97c \uc2dc\uc791\ud558\ub354\ub77c\ub3c4, \ud5a5\ud6c4 \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ub3c4\uc785 \uc2dc \ub9cc\uae30\uc790\uae08 \uc77c\uc2dc\ub0a9 \ub4f1 \uc5f0\uacc4 \ubc29\uc548\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div>\n<p>&nbsp;<\/p>\n<p>ISA\ub294 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc744 \ud55c \uacc4\uc88c\uc5d0\uc11c \uc6b4\uc6a9\ud558\uba74\uc11c \uc138\uc81c\ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uacc4\uc88c\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc ISA\ub97c \ucc98\uc74c \uc54c\uc544\ubcf4\uba74 \uc77c\ubc18\ud615\uacfc \uc11c\ubbfc\ud615\uc758 \ucc28\uc774\ubd80\ud130 \uc911\uac1c\ud615\u00b7\uc2e0\ud0c1\ud615\u00b7\uc77c\uc784\ud615 \ub4f1 \uc6b4\uc6a9\ubc29\uc2dd\uae4c\uc9c0 \uad6c\ubd84\ud574\uc57c \ud560 \ub0b4\uc6a9\uc774 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 2026\ub144 \uc138\uc81c\uac1c\ud3b8\uc548\uc73c\ub85c <strong>\u2018\uc0dd\uc0b0\uc801\uae08\uc735 ISA\u2019<\/strong>\uac00 \uc0c8\ub86d\uac8c \ub3c4\uc785\ub420 \uc608\uc815\uc774\uc5b4\uc11c \uae30\uc874 ISA\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub978\uc9c0 \uad81\uae08\ud55c \ubd84\ub4e4\ub3c4 \ub9ce\uc744 \ud150\ub370\uc694.<\/p>\n<p>\uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc544\uc9c1 \uad6d\ud68c \uc2ec\uc758\ub97c \uac70\uccd0\uc57c \ud558\ub294 \uc815\ubd80\uc548 \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294\u00a0<strong>2026\ub144 \uc138\uc81c\uac1c\ud3b8\uc548<\/strong>\uc5d0 \ub2f4\uae34 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc758 \uc8fc\uc694 \ub0b4\uc6a9\uacfc \uae30\uc874 ISA\uc5d0\uc11c \ub2ec\ub77c\uc9c0\ub294 \ubd80\ubd84, \uadf8\ub9ac\uace0 \ud604\uc7ac \uc774\uc6a9\ud560 \uc218 \uc788\ub294\u00a0\ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\uc758 \ud2b9\uc9d5\uae4c\uc9c0 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%9E%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>1. \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-774\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2-1024x768.jpg\" alt=\"\uc0dd\uc0b0\uc801\uae08\uc735 ISA,\uccad\ub144\ud615 \uc0dd\uc0b0\uc801\uae08\uc735 ISA,2026 \uc138\uc81c\uac1c\ud3b8\uc548,ISA \ube44\uacfc\uc138 \ud55c\ub3c4,\uc77c\ubc18\ud615 ISA,\uc11c\ubbfc\ud615 ISA,\uc911\uac1c\ud615 ISA,ISA \uc18c\ub4dd\uacf5\uc81c,ISA \uacc4\uc88c \uac1c\ud3b8\" width=\"1024\" height=\"768\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2-1024x768.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2-300x225.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2-768x576.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2-900x675.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2-500x375.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_2.jpg 1448w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>2026\ub144 \uc138\uc81c\uac1c\ud3b8\uc548\uc5d0\uc11c \uac00\uc7a5 \ub208\uc5d0 \ub744\ub294 \ubcc0\ud654\uc5d0 \ub300\ud574 \ubcf8\uaca9\uc801\uc73c\ub85c \uc54c\uc544\ubd05\ub2c8\ub2e4. \uc544\uc9c1 \uad6d\ud68c\ub97c \ud1b5\uacfc\ud558\uc9c0 \uc54a\uc740 \uc815\ubd80\uc548 \ub2e8\uacc4\uc774\ubbc0\ub85c, \uc2dc\ud589 \uc5ec\ubd80\uc640 \uc138\ubd80 \uc694\uac74\uc740 \uc785\ubc95 \uacfc\uc815\uc5d0\uc11c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uba3c\uc800 \uc720\ub150\ud558\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_2026_%EC%84%B8%EC%A0%9C%EA%B0%9C%ED%8E%B8%EC%95%88_ISA_%EB%AC%B4%EC%97%87%EC%9D%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%AC%EB%9D%BC%EC%A7%80%EB%82%98%EC%9A%94\"><\/span><strong>1) [2026 \uc138\uc81c\uac1c\ud3b8\uc548] ISA, \ubb34\uc5c7\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc9c0\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>2026\ub144 \uc138\uc81c\uac1c\ud3b8\uc548\uc5d0\ub294\u00a0\uc0dd\uc0b0\uc801\uae08\uc735 ISA \uc2e0\uc124\uacfc \uae30\uc874 ISA \uc81c\ub3c4 \uc815\ube44 \ubc29\uc548\uc774 \ud568\uaed8 \ub2f4\uacbc\uc2b5\ub2c8\ub2e4. \uc815\ubd80\ub294 2026\ub144 8\uc6d4 3\uc77c \uc138\uc81c\uac1c\ud3b8\uc548\uc744 \ubc1c\ud45c\ud558\uba74\uc11c \uad6d\ub0b4 \uc790\ubcf8\uc2dc\uc7a5 \ud65c\uc131\ud654\ub97c \uc704\ud55c \uc0dd\uc0b0\uc801\uae08\uc735 ISA \uc2e0\uc124 \ubc29\uc548\uc744 \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ud6c4 9\uc6d4 1\uc77c \uad6d\ubb34\ud68c\uc758\uc5d0\uc11c \uc815\ubd80\uc548\uc774 \ud655\uc815\ub418\ub294 \uacfc\uc815\uc5d0\uc11c \uae30\uc874 ISA\uc5d0 \ub2f9\ucd08 \uc801\uc6a9\ud558\ub824\ub358\u00a0\ucd1d \uacc4\uc57d\uae30\uac04 5\ub144 \uc81c\ud55c\uacfc \ubbf8\uc0ac\uc6a9 \ub0a9\uc785\ud55c\ub3c4 \uc774\uc6d4 \uae08\uc9c0 \ub4f1\uc758 \uac1c\ud3b8\uc548\uc740 \ucca0\ud68c\ub3fc \ud604\ud589 \uc81c\ub3c4\ub97c \uc720\uc9c0\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \uc218\uc815\ub410\uc2b5\ub2c8\ub2e4.\u00a0\ubc18\uba74 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uacc4\uc57d\uae30\uac04 \uc0c1\ud55c\uacfc \uc77c\ubab0\uae30\ud55c\uc744 \uc5c6\uc560\uace0 \ubbf8\uc0ac\uc6a9 \ub0a9\uc785\ud55c\ub3c4\ub97c \uc774\uc6d4\ud560 \uc218 \uc788\ub3c4\ub85d \uc77c\ubd80 \ub0b4\uc6a9\uc774 \ubcc0\uacbd\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc7ac \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294\u00a0\uc815\ubd80\uc548\uc774 \uad6d\ud68c\uc5d0 \uc81c\ucd9c\ub41c \ub2e8\uacc4\ub85c, \ud5a5\ud6c4 \uad6d\ud68c \uc2ec\uc758 \ubc0f \ucd5c\uc885 \uc785\ubc95 \uacfc\uc815\uc5d0\uc11c \uc138\ubd80 \ub0b4\uc6a9\uc774 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA\"><\/span><strong>2) \uc0dd\uc0b0\uc801\uae08\uc735 ISA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)\ub294 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc744 \ud55c \uacc4\uc88c\uc5d0 \ub2f4\uc544 \uc6b4\uc6a9\ud558\uace0, \uadf8 \uc218\uc775\uc5d0 \ub300\ud574 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc808\uc138 \uacc4\uc88c\uc785\ub2c8\ub2e4. \uc774\ubc88\uc5d0 \uc2e0\uc124\ub418\ub294 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc5ec\uae30\uc11c \ud55c \uac78\uc74c \ub354 \ub098\uc544\uac00, \ud22c\uc790 \ub300\uc0c1\uc744 \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, \uad6d\ub0b4\uc8fc\uc2dd\ud615 \ud380\ub4dc, \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc, \uae30\uc5c5\uc131\uc7a5\uc9d1\ud569\ud22c\uc790\uae30\uad6c(BDC) \ub4f1 \uad6d\ub0b4 \uc790\uc0b0\uc73c\ub85c \ud55c\uc815\ud558\ub294 \ub300\uc2e0 \uacc4\uc88c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790, \ubc30\ub2f9\uc18c\ub4dd\uc744 \ud55c\ub3c4 \uc5c6\uc774 \uc804\uc561 \ube44\uacfc\uc138\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uac00\uc785 \ub300\uc0c1<\/strong>: 19\uc138 \uc774\uc0c1 \uac70\uc8fc\uc790 \ub610\ub294 15\uc138 \uc774\uc0c1 \uadfc\ub85c\uc790<br \/>\n(\ub2e8, \uc9c1\uc804 3\uac1c \uacfc\uc138\uae30\uac04 \uc911 1\ud68c\ub77c\ub3c4 \uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\uc600\ub2e4\uba74 \uac00\uc785 \ubd88\uac00)<\/li>\n<li><strong>\ud22c\uc790 \ub300\uc0c1<\/strong>: \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, \uad6d\ub0b4 \uc8fc\uc2dd\ud615 \ud380\ub4dc, \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc, BDC \ub4f1<\/li>\n<li><strong>\uc138\uc81c\ud61c\ud0dd: <\/strong>\uacc4\uc88c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\u00b7\ubc30\ub2f9\uc18c\ub4dd \uc804\uc561 \ube44\uacfc\uc138<\/li>\n<li><strong>\ub0a9\uc785 \ud55c\ub3c4<\/strong>: \uc5f0 2,000\ub9cc\uc6d0, \ucd1d 2\uc5b5\uc6d0<\/li>\n<li><strong>\uc758\ubb34 \uac00\uc785 \uae30\uac04<\/strong>: 3\ub144 (\uc774\ud6c4 \ucd5c\ub300 \uacc4\uc57d\uae30\uac04 \uc81c\ud55c \uc5c6\uc774 \uc5f0\uc7a5 \uac00\ub2a5, \ubbf8\uc0ac\uc6a9 \ub0a9\uc785\ud55c\ub3c4 \uc774\uc6d4 \uac00\ub2a5)<\/li>\n<\/ul>\n<p>*\uc0dd\uc0b0\uc801\uae08\uc735 ISA \uad00\ub828 \ub0b4\uc6a9\uc740 2026.09.01 \uad6d\ubb34\ud68c\uc758\uc5d0\uc11c \ud655\uc815\ub41c \uc815\ubd80\uc548 \uae30\uc900\uc774\uba70, \ud5a5\ud6c4 \uad6d\ud68c \uc2ec\uc758 \ubc0f \ucd5c\uc885 \uc785\ubc95 \uacfc\uc815\uc5d0\uc11c \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EC%B2%AD%EB%85%84%ED%98%95_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%8A%94_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\"><\/span><strong>3) \uccad\ub144\ud615 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \ubb50\uac00 \ub2e4\ub978\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0\ub294 \uccad\ub144\uce35\uc744 \uc704\ud55c \ubcc4\ub3c4 \uc720\ud615\ub3c4 \ub9c8\ub828\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \uc815\ubd80\uc548\uc5d0\uc11c \uc81c\uc2dc\ub41c \uccad\ub144 \uae30\uc900\uc740 \ub9cc 34\uc138 \uc774\ud558\uc774\uba70, \uccad\ub144 \uc694\uac74\uc744 \ucda9\uc871\ud558\uba74\uc11c \uc9c1\uc804 \uacfc\uc138\uae30\uac04 \ucd1d\uae09\uc5ec\uac00 7,500\ub9cc\uc6d0 \uc774\ud558\uc774\uac70\ub098 \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 6,300\ub9cc\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0, \uc77c\ubc18 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc758 \uc774\uc790\u00b7\ubc30\ub2f9\uc18c\ub4dd \uc804\uc561 \ube44\uacfc\uc138 \ud61c\ud0dd\uc5d0 \ub354\ud574\u00a0\ub0a9\uc785\uc561\uc758 10%, \uc5f0 \ucd5c\ub300 200\ub9cc\uc6d0\uae4c\uc9c0 \uc18c\ub4dd\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uac00\uc785 \uc774\ud6c4 \ud574\ub2f9 \uc5f0\ub3c4 \ucd1d\uae09\uc5ec\uac00 8,500\ub9cc\uc6d0\uc744 \ucd08\uacfc\ud558\uac70\ub098 \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 7,000\ub9cc\uc6d0\uc744 \ucd08\uacfc\ud558\uba74 \ud574\ub2f9 \uc5f0\ub3c4 \ub0a9\uc785\uc561\uc740 \uc18c\ub4dd\uacf5\uc81c \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.\u00a0\uad6c\uccb4\uc801\uc778 \uccad\ub144 \uc5f0\ub839 \uc694\uac74\uc740 \ud6c4\uc18d \uc2dc\ud589\ub839\uc744 \ud1b5\ud574 \uc815\ud574\uc9c8 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%EA%B8%B0%EC%A1%B4_ISA%EB%9E%91_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%98%9C%ED%83%9D%EC%9D%B4_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%8B%A4%EB%A5%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2. \uae30\uc874 ISA\ub791 \ube44\uacfc\uc138 \ud61c\ud0dd\uc774 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ub9cc\uc57d \uc2e0\uc124\ub418\ub354\ub77c\ub3c4 \uae30\uc874 \uc77c\ubc18\ud615, \uc11c\ubbfc\ud615 ISA\uac00 \uc0ac\ub77c\uc9c0\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub450 \uc81c\ub3c4\uac00 \uc5b4\ub5a4 \uc9c0\uc810\uc5d0\uc11c \uac08\ub9ac\ub294\uc9c0 \ud45c\ub85c \uc815\ub9ac\ud574\ubd24\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EA%B8%B0%EC%A1%B4_ISA_vs_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%95%9C%EB%8F%84_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%BC%EA%B9%8C%EC%9A%94\"><\/span><strong>1) \uae30\uc874 ISA vs \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ube44\uacfc\uc138 \ud55c\ub3c4 \ubb50\uac00 \ub2e4\ub97c\uae4c\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc138 \uac00\uc9c0 ISA \uc720\ud615\uc740 \ube44\uacfc\uc138 \ud55c\ub3c4\ubd80\ud130 \ud22c\uc790 \ub300\uc0c1\uae4c\uc9c0 \uc5ec\ub7ec \ud56d\ubaa9\uc5d0\uc11c \ucc28\uc774\ub97c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<table style=\"width: 723px; border-collapse: collapse; height: 714px;\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\">\n<thead>\n<tr>\n<th style=\"width: 100px; text-align: center; background-color: #cde990;\"><strong>\uad6c\ubd84<\/strong><\/th>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\uae30\uc874 \uc77c\ubc18\ud615 ISA<\/strong><\/th>\n<th style=\"width: 150px; text-align: center; background-color: #cde990;\"><strong>\uae30\uc874 \uc11c\ubbfc\ud615 ISA<\/strong><\/th>\n<th style=\"width: 210px; text-align: center; background-color: #cde990;\"><strong>\uc0dd\uc0b0\uc801\uae08\uc735 ISA<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 100px; text-align: center; font-weight: bold;\">\ube44\uacfc\uc138 \ud55c\ub3c4<\/td>\n<td style=\"width: 150px; text-align: center;\">200\ub9cc\uc6d0<\/td>\n<td style=\"width: 150px; text-align: center;\">400\ub9cc\uc6d0<\/td>\n<td style=\"width: 210px; text-align: center;\">\uc774\uc790\u00b7\ubc30\ub2f9\uc18c\ub4dd \uc804\uc561 \ube44\uacfc\uc138<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center; font-weight: bold;\">\ud55c\ub3c4 \ucd08\uacfc\ubd84<\/p>\n<p>\uacfc\uc138<\/td>\n<td style=\"width: 150px; text-align: center;\">9.9% \ubd84\ub9ac\uacfc\uc138<\/td>\n<td style=\"width: 150px; text-align: center;\">9.9% \ubd84\ub9ac\uacfc\uc138<\/td>\n<td style=\"width: 210px; text-align: center;\">\ud574\ub2f9 \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center; font-weight: bold;\">\uacc4\uc57d\uae30\uac04<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc758\ubb34\uac00\uc785 3\ub144, \ub9cc\uae30 \uc5f0\uc7a5 \uac00\ub2a5<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc77c\ubc18\ud615\uacfc \ub3d9\uc77c<\/td>\n<td style=\"width: 210px; text-align: center;\">\uc758\ubb34\uac00\uc785 3\ub144, \ucd5c\ub300 \uacc4\uc57d\uae30\uac04 \uc81c\ud55c \uc5c6\uc774 \uc5f0\uc7a5 \uac00\ub2a5<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center; font-weight: bold;\">\ub0a9\uc785\ud55c\ub3c4<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc5f0 2,000\ub9cc\uc6d0,<br \/>\n\ucd1d 1\uc5b5\uc6d0 \/\ubbf8\uc0ac\uc6a9<br \/>\n<span style=\"font-family: inherit; font-size: inherit;\">\ud55c\ub3c4 \uc774\uc6d4 \uac00\ub2a5<\/span><\/td>\n<td style=\"width: 150px; text-align: center;\">\uc77c\ubc18\ud615\uacfc \ub3d9\uc77c<\/td>\n<td style=\"width: 210px; text-align: center;\">\uc5f0 2,000\ub9cc\uc6d0, \ucd1d 2\uc5b5\uc6d0\/<br \/>\n\ubbf8\uc0ac\uc6a9 \ud55c\ub3c4 \uc774\uc6d4 \uac00\ub2a5<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center; font-weight: bold;\">\ud22c\uc790 \ub300\uc0c1<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc911\uac1c\ud615 \uae30\uc900: \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, ETF,<br \/>\n\ud380\ub4dc, \ucc44\uad8c, RP \ub4f1<br \/>\n(\uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF \ud3ec\ud568)<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc77c\ubc18\ud615\uacfc \ub3d9\uc77c<\/td>\n<td style=\"width: 210px; text-align: center;\">\uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, \uad6d\ub0b4\uc8fc\uc2dd\ud615<br \/>\n\ud380\ub4dc, \uad6d\ubbfc\uc131\uc7a5\ud380\ub4dc, BDC \ub4f1<br \/>\n(\uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615<br \/>\nETF \uc81c\uc678)<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 100px; text-align: center; font-weight: bold;\">\uac00\uc785 \uc694\uac74<\/td>\n<td style=\"width: 150px; text-align: center;\">\ub9cc 19\uc138 \uc774\uc0c1 \uac70\uc8fc\uc790 \ub610\ub294 \uc77c\uc815 \uc694\uac74\uc744 \ucda9\uc871\ud55c \ub9cc 15~19\uc138 \ubbf8\ub9cc<br \/>\n\uadfc\ub85c\uc18c\ub4dd\uc790<\/td>\n<td style=\"width: 150px; text-align: center;\">\uc77c\ubc18\ud615 \uac00\uc785\uc694\uac74 +<br \/>\n\ucd1d\uae09\uc5ec 5,000\ub9cc\uc6d0 \ub610\ub294 \uc885\ud569\uc18c\ub4dd 3,800\ub9cc\uc6d0<br \/>\n\uc774\ud558 \ub4f1 \uc18c\ub4dd\uc694\uac74 \ucda9\uc871<\/td>\n<td style=\"width: 210px; text-align: center;\">\ub9cc 19\uc138 \uc774\uc0c1 \uac70\uc8fc\uc790 \ub610\ub294 \ub9cc 15\uc138 \uc774\uc0c1 \uadfc\ub85c\uc790 \ub4f1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*\uc0dd\uc0b0\uc801\uae08\uc735 ISA \uad00\ub828 \ub0b4\uc6a9\uc740 2026.09.01 \uad6d\ubb34\ud68c\uc758\uc5d0\uc11c \ud655\uc815\ub41c \uc815\ubd80\uc548 \uae30\uc900\uc774\uba70, \ud5a5\ud6c4 \uad6d\ud68c \uc2ec\uc758 \ubc0f \ucd5c\uc885 \uc785\ubc95 \uacfc\uc815\uc5d0\uc11c \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A7%8C%EC%9D%98_%ED%98%9C%ED%83%9D%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>2) \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub9cc\uc758 \ud61c\ud0dd\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uae30\uc874 ISA\uc640 \ube44\uad50\ud574 <strong>\ube44\uacfc\uc138 \ud61c\ud0dd\uacfc \uc790\uae08 \uc5f0\uacc4 \ubc29\uc2dd<\/strong>\uc5d0\uc11c \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.\u00a0\uacc4\uc88c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\u00b7\ubc30\ub2f9\uc18c\ub4dd\uc744 \ud55c\ub3c4 \uc5c6\uc774 \ube44\uacfc\uc138\ud558\uba70, \uccad\ub144\ud615 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc694\uac74\uc744 \ucda9\uc871\ud560 \uacbd\uc6b0\u00a0\ub0a9\uc785\uc561\uc758 10%\uc5d0 \ub300\ud574 \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \uae30\uc874 ISA\u00b7\uccad\ub144\ubbf8\ub798\uc801\uae08\u00b7\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758\u00a0\ub9cc\uae30\uc790\uae08\uc744 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0 \uc77c\uc2dc\ub0a9\ud560 \uc218 \uc788\ub294 \ubc29\uc548\uc774 \uc815\ubd80\uc548\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc758 \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\uc5d0 \ub0a9\uc785\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294\u00a0\uc804\ud658\uae08\uc561\uc758 10%, \ucd5c\ub300 300\ub9cc\uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c \ub300\uc0c1 \ub0a9\uc785\ud55c\ub3c4\uac00 \ucd94\uac00\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%EC%9D%BC%EB%B0%98%ED%98%95_%EC%84%9C%EB%AF%BC%ED%98%95_ISA%EC%99%80_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA_%EC%A4%91_%EB%AD%90%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span><strong>3. \uc77c\ubc18\ud615, \uc11c\ubbfc\ud615 ISA\uc640 \uc0dd\uc0b0\uc801\uae08\uc735 ISA \uc911 \ubb50\uac00 \uc720\ub9ac\ud55c\uac00\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-775\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3-1024x766.jpg\" alt=\"\uc0dd\uc0b0\uc801\uae08\uc735 ISA,\uccad\ub144\ud615 \uc0dd\uc0b0\uc801\uae08\uc735 ISA,2026 \uc138\uc81c\uac1c\ud3b8\uc548,ISA \ube44\uacfc\uc138 \ud55c\ub3c4,\uc77c\ubc18\ud615 ISA,\uc11c\ubbfc\ud615 ISA,\uc911\uac1c\ud615 ISA,ISA \uc18c\ub4dd\uacf5\uc81c,ISA \uacc4\uc88c \uac1c\ud3b8\" width=\"1024\" height=\"766\" srcset=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3-1024x766.jpg 1024w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3-300x224.jpg 300w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3-768x575.jpg 768w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3-900x673.jpg 900w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3-500x374.jpg 500w, https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/10\/\uc0dd\uc0b0\uae08isa_3.jpg 1450w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>\uc5b4\ub5a4 \uc720\ud615\uc774 \uc720\ub9ac\ud55c\uc9c0\ub294 \uc18c\ub4dd \uc218\uc900, \ud22c\uc790\ud558\uace0 \uc2f6\uc740 \uc790\uc0b0, \uc790\uae08\uc744 \ubb36\uc5b4\ub458 \uc218 \uc788\ub294 \uae30\uac04\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EA%B5%AD%EB%82%B4_%EC%9E%90%EC%82%B0_%EC%A4%91%EC%8B%AC%EC%9C%BC%EB%A1%9C_%ED%88%AC%EC%9E%90%ED%95%9C%EB%8B%A4%EB%A9%B4_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C_%EC%9D%B4%EC%9C%A0\"><\/span><strong>1) \uad6d\ub0b4 \uc790\uc0b0 \uc911\uc2ec\uc73c\ub85c \ud22c\uc790\ud55c\ub2e4\uba74? \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uac00 \uc720\ub9ac\ud55c \uc774\uc720 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uad6d\ub0b4 \uc790\uc0b0 \uc911\uc2ec\uc73c\ub85c \ud22c\uc790\ud55c\ub2e4\uba74 \uc2e0\uc124 ISA\uac00 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. ISA \ube44\uacfc\uc138 \ud55c\ub3c4 \uc5c6\uc774 \uc774\uc790, \ubc30\ub2f9\uc18c\ub4dd\uc744 \uc804\uc561 \ube44\uacfc\uc138 \ubc1b\uc744 \uc218 \uc788\uc5b4 \uad6d\ub0b4\uc8fc\uc2dd\u00b7\uad6d\ub0b4\uc8fc\uc2dd\ud615 \ud380\ub4dc \ub4f1\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \uc774\uc790\u00b7\ubc30\ub2f9\uc18c\ub4dd\uc774 \ubc1c\uc0dd\ud558\ub294 \ud22c\uc790\uc790\ub77c\uba74 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc758 \uc804\uc561 \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EA%B5%AD%EB%82%B4_%EC%83%81%EC%9E%A5_%ED%95%B4%EC%99%B8%EC%A3%BC%EC%8B%9D%ED%98%95_ETF_%EB%93%B1_%EB%8B%A4%EC%96%91%ED%95%9C_%EC%83%81%ED%92%88%EC%97%90_%ED%88%AC%EC%9E%90%ED%95%98%EA%B3%A0_%EC%8B%B6%EB%8B%A4%EB%A9%B4\"><\/span><strong>2) \uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uace0 \uc2f6\ub2e4\uba74?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc0dd\uc0b0\uc801\uae08\uc735 ISA\ubcf4\ub2e4 \ub2e4\uc591\ud55c \ud22c\uc790\uc0c1\ud488\uc744 \ud65c\uc6a9\ud558\uace0 \uc2f6\ub2e4\uba74 \uae30\uc874 ISA\ub97c \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc874 \uc911\uac1c\ud615 ISA\uc5d0\uc11c\ub294 \uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF\ub97c \ube44\ub86f\ud574 \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, ETF, \ud380\ub4dc, \ucc44\uad8c, RP \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678\uc8fc\uc2dd\ud615 ETF \ub4f1\uc774 \ud22c\uc790 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \uae30\uc874 ISA\uc758 \uacbd\uc6b0 \uc77c\ubc18\ud615\uc740 \uc21c\uc774\uc775 200\ub9cc\uc6d0, \uc11c\ubbfc\ud615\uc740 \uc18c\ub4dd \uc694\uac74 \ucda9\uc871 \uc2dc 400\ub9cc\uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138 \ud61c\ud0dd\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_%EC%A7%80%EA%B8%88_ISA%EB%A5%BC_%EB%A7%8C%EB%93%A4%EC%96%B4%EB%8F%84_%EB%82%98%EC%A4%91%EC%97%90_%ED%98%9C%ED%83%9D%EC%9D%84_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>4. \uc9c0\uae08 ISA\ub97c \ub9cc\ub4e4\uc5b4\ub3c4 \ub098\uc911\uc5d0 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc2dc\ud589 \uc2dc\uae30\uac00 \uc544\uc9c1 \ub0a8\uc544 \uc788\ub2e4 \ubcf4\ub2c8, \uc9c0\uae08 \ub2f9\uc7a5 ISA\ub97c \ub9cc\ub4dc\ub294 \uac8c \uc758\ubbf8\uac00 \uc788\ub294\uc9c0 \uad81\uae08\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%8A%94_%EC%96%B8%EC%A0%9C%EB%B6%80%ED%84%B0_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>1) \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc5b8\uc81c\ubd80\ud130 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uad6d\ud68c \ud1b5\uacfc\ub97c \uc804\uc81c\ub85c 2027\ub144 1\uc6d4 1\uc77c \uc774\ud6c4 \uc2e0\uaddc \uac00\uc785\ubd84\ubd80\ud130 \uc2dc\ud589\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \uc2dc\ud589 \uc2dc\uae30\uc640 \uc138\ubd80 \uc694\uac74\uc740 \uc815\uae30\uad6d\ud68c \uc2ec\uc758 \uacfc\uc815\uc5d0\uc11c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 9\uc6d4 1\uc77c \uad6d\ubb34\ud68c\uc758 \ud655\uc815 \uc815\ubd80\uc548 \uae30\uc900\uc73c\ub85c\ub294 \ubcc4\ub3c4\uc758 \uc77c\ubab0\uae30\ud55c\uc744 \ub450\uc9c0 \uc54a\ub294 \uac83\uc73c\ub85c \uc815\ub9ac\ub418\uc5c8\ub294\ub370, \uc774\ub294 \ub2f9\ucd08 8\uc6d4 3\uc77c \ubc1c\ud45c\uc548\uc5d0 \uc788\ub358 2029\ub144 \ub9d0 \uc77c\ubab0 \ubc29\uce68\uc5d0\uc11c \uc218\uc815\ub41c \ub0b4\uc6a9\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%A7%80%EA%B8%88_%EB%A7%8C%EB%93%A0_%EC%9D%BC%EB%B0%98_ISA_%EB%82%98%EC%A4%91%EC%97%90_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A1%9C_%EC%98%AE%EA%B8%B8_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>2) \uc9c0\uae08 \ub9cc\ub4e0 \uc77c\ubc18 ISA, \ub098\uc911\uc5d0 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub85c \uc62e\uae38 \uc218 \uc788\ub098\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc9c0\uae08 \uc77c\ubc18 ISA\ub97c \uac1c\uc124\ud558\ub354\ub77c\ub3c4 \ud5a5\ud6c4 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc640 \uc5f0\uacc4\ud560 \uc218 \uc788\ub294 \ubc29\uc548\uc774 \ub9c8\ub828\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80\uc548\uc5d0\ub294 \uae30\uc874 \uc77c\ubc18 ISA\uc640 \uccad\ub144\ubbf8\ub798\uc801\uae08, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \ub9cc\uae30 \uc790\uae08\uc744 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0 \uc77c\uc2dc\ub0a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ub0b4\uc6a9\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud604\uc7ac ISA \uac00\uc785\uc744 \uace0\ub824\ud558\uace0 \uc788\ub2e4\uba74 \uae30\uc874 ISA\uc758 \ud61c\ud0dd\uacfc \ud22c\uc790 \ubaa9\uc801\uc744 \uba3c\uc800 \uc0b4\ud3b4\ubcf4\uace0, \ud5a5\ud6c4 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uac00 \ub3c4\uc785\ub420 \uacbd\uc6b0 \ub9cc\uae30\uc790\uae08 \uc77c\uc2dc\ub0a9 \ub4f1 \uc5f0\uacc4 \ubc29\uc548\ub3c4 \ud568\uaed8 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EA%B7%B8%EB%A0%87%EB%8B%A4%EB%A9%B4_%EC%A7%80%EA%B8%88_ISA%EB%A5%BC_%EB%A7%8C%EB%93%A0%EB%8B%A4%EB%A9%B4_%EC%96%B4%EB%96%A4_%EC%9C%A0%ED%98%95%EC%9D%84_%EC%84%A0%ED%83%9D%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>3) \uadf8\ub807\ub2e4\uba74 \uc9c0\uae08 ISA\ub97c \ub9cc\ub4e0\ub2e4\uba74 \uc5b4\ub5a4 \uc720\ud615\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub098\uc694? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc9c0\uae08 ISA \uac00\uc785\uc744 \uace0\ub824\ud558\uace0 \uc788\ub2e4\uba74 \ud22c\uc790 \ubc29\uc2dd\uc5d0 \ub530\ub77c \uc2e0\ud0c1\ud615, \uc77c\uc784\ud615, \uc911\uac1c\ud615 \uc911 \uc801\ud569\ud55c \uc720\ud615\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc911 \uc911\uac1c\ud615 ISA\ub294 \ud22c\uc790\uc790\uac00 \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, ETF \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \uc9c1\uc811 \uc120\ud0dd\ud574 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc9c1\uc811 \ud22c\uc790\ud558\uba70 ISA\uc758 \uc138\uc81c\ud61c\ud0dd\uc744 \ud65c\uc6a9\ud558\uace0 \uc2f6\ub2e4\uba74 \uc911\uac1c\ud615 ISA\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/blog\/isa-%ea%b3%84%ec%a2%8c-%ec%99%84%eb%b2%bd-%ea%b0%80%ec%9d%b4%eb%93%9c-%ec%a0%88%ec%84%b8%c2%b7%ed%95%9c%eb%8f%84%c2%b7%ec%a4%91%ea%b0%9c%ed%98%95-%ec%b0%a8%ec%9d%b4%ea%b9%8c%ec%a7%80\/?utm_source=nnt&amp;utm_medium=blog&amp;utm_campaign=namuh_isa\">ISA \uacc4\uc88c \uc644\ubcbd \uac00\uc774\ub4dc: \uc808\uc138, \ud55c\ub3c4, \uc911\uac1c\ud615 \ucc28\uc774\uae4c\uc9c0<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EC%A4%91%EA%B0%9C%ED%98%95_ISA%EB%A1%9C_ISA_%EC%8B%9C%EC%9E%91%ED%95%98%EA%B8%B0\"><\/span><strong>5. \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\ub85c ISA \uc2dc\uc791\ud558\uae30<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc5ec\uae30\uae4c\uc9c0 \uc0b4\ud3b4\ubcf8 ISA \uc81c\ub3c4\ub97c \uc2e4\uc81c\ub85c \uc2dc\uc791\ud558\ub824\ub294 \ubd84\ub4e4\uc744 \uc704\ud574, \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uc18c\uac1c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EC%A4%91%EA%B0%9C%ED%98%95_ISA%EB%9E%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span><strong>1) \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\ub294\u00a0\ud22c\uc790\uc790\uac00 \uc9c1\uc811 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574 \uc6b4\uc6a9\ud558\uba74\uc11c \uc138\uc81c\ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uacc4\uc88c\uc785\ub2c8\ub2e4. \ub9cc 19\uc138 \uc774\uc0c1 \uac70\uc8fc\uc790\ub77c\uba74 \uc18c\ub4dd\uc774 \uc5c6\uc5b4\ub3c4 \uac00\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uc77c\uc815 \uc694\uac74\uc744 \ucda9\uc871\ud55c \ub9cc 15~19\uc138 \ubbf8\ub9cc \uadfc\ub85c\uc18c\ub4dd\uc790\ub3c4 \uac00\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8, \uc9c1\uc804 3\uac1c \uacfc\uc138\uae30\uac04 \uc911 \uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\uc600\ub358 \uacbd\uc6b0 \uac00\uc785\uc774 \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, \ucc44\uad8c, ETF, ELS, \ud380\ub4dc, RP \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \uc9c1\uc811 \uc120\ud0dd\ud574 \uc6b4\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uacc4\uc88c \ub0b4 \uc190\uc775\uc744 \ud1b5\uc0b0\ud55c \uc21c\uc774\uc775 \uc911\u00a0\uc77c\ubc18\ud615\uc740 200\ub9cc\uc6d0, \uc11c\ubbfc\ud615\uc740 400\ub9cc\uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138\ub429\ub2c8\ub2e4. \ube44\uacfc\uc138 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud55c \uc21c\uc774\uc775\uc5d0\ub294 9.9% \ubd84\ub9ac\uacfc\uc138\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc138\uc81c\ud61c\ud0dd\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294\u00a03\ub144\uc758 \uc758\ubb34\uac00\uc785\uae30\uac04\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/m.mynamuh.com\/main\/main?utm_source=nnt&amp;utm_medium=blog&amp;utm_campaign=namuh_isa\" target=\"_blank\" rel=\"noopener\">\uc9c0\uae08 \ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_%EB%82%98%EB%AC%B4%EC%A6%9D%EA%B6%8C_%EC%A4%91%EA%B0%9C%ED%98%95_ISA_%EC%9D%B4%EB%A0%87%EA%B2%8C_%EA%B0%9C%EC%84%A4%ED%95%B4%EC%9A%94\"><\/span><strong>2) \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA, \uc774\ub807\uac8c \uac1c\uc124\ud574\uc694 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uac1c\uc124 \uc808\ucc28\ub294 \uac04\ub2e8\ud569\ub2c8\ub2e4. \uba3c\uc800 \ub098\ubb34\uc99d\uad8c \uc571\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud55c \ub4a4 \uc911\uac1c\ud615 ISA \uac1c\uc124\uc744 \uc120\ud0dd\ud558\uace0, \uc2e0\ubd84\uc99d\uc744 \ucd2c\uc601\ud574 \ubcf8\uc778\uc778\uc99d\uc744 \uc9c4\ud589\ud569\ub2c8\ub2e4. \uc778\uc99d\uc774 \ub05d\ub098\uba74 \ubc14\ub85c \uac1c\uc124\uc774 \uc644\ub8cc\ub418\uc5b4 \uc571\uc5d0\uc11c \uace7\ubc14\ub85c \uac70\ub798\ub97c \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc804 \uacfc\uc815\uc774 \ube44\ub300\uba74\uc73c\ub85c \uc9c4\ud589\ub418\uae30 \ub54c\ubb38\uc5d0 \uc9e7\uc740 \uc2dc\uac04 \uc548\uc5d0 \uac1c\uc124\uc744 \ub9c8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/www.mynamuhbegin.com\/?utm_source=nnt&amp;utm_medium=blog&amp;utm_campaign=namuh_isa\">\ub098\ubb34\uc99d\uad8c \uc571 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_%EC%9D%B4%EB%9F%B0_%EA%B2%BD%EC%9A%B0_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A5%BC_%EA%B3%A0%EB%A0%A4%ED%95%A0_%EC%88%98_%EC%9E%88%EC%96%B4%EC%9A%94\"><\/span><strong>3) \uc774\ub7f0 \uacbd\uc6b0 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub97c \uace0\ub824\ud560 \uc218 \uc788\uc5b4\uc694 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud22c\uc790\ud558\ub824\ub294 \uc790\uc0b0\uacfc \uc18c\ub4dd \uc694\uac74 \ub4f1\uc5d0 \ub530\ub77c \uc55e\uc73c\ub85c \ub3c4\uc785\ub420 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub3c4 \ud568\uaed8 \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0\uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd, \uad6d\ub0b4\uc8fc\uc2dd\ud615 \ud380\ub4dc \ub4f1 \uad6d\ub0b4 \uc790\uc0b0 \uc911\uc2ec\uc73c\ub85c \ud22c\uc790\ud558\ub824\ub294 \uacbd\uc6b0, \uc18c\ub4dd \uc694\uac74\uc744 \ucda9\uc871\ud574\u00a0\uccad\ub144\ud615 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc758 \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uacbd\uc6b0, \uae30\uc874 \uc77c\ubc18\ud615\u00b7\uc11c\ubbfc\ud615 ISA\uc758\u00a0\ub9cc\uae30\uc790\uae08\uc744 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0 \uc77c\uc2dc\ub0a9\ud558\ub294 \ubc29\uc548\uc744 \uace0\ub824\ud558\ub294 \uacbd\uc6b0\ub77c\uba74 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc758 \ub3c4\uc785 \ub0b4\uc6a9\uc744 \ud655\uc778\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><a href=\"https:\/\/m.mynamuh.com\/guide\/main?utm_source=nnt&amp;utm_medium=blog&amp;utm_campaign=namuh_isa\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\uc99d\uad8c \ud22c\uc790 \uac00\uc774\ub4dc \ubcf4\ub7ec \uac00\uae30<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQ_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><strong>[FAQ] \uc790\uc8fc \ud558\ub294 \uc9c8\ubb38 <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Q1_%EA%B8%B0%EC%A1%B4_ISA%EB%A5%BC_%ED%95%B4%EC%A7%80%ED%95%B4%EC%95%BC_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EC%97%90_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>Q1. \uae30\uc874 ISA\ub97c \ud574\uc9c0\ud574\uc57c \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc544\ub2c8\uc694. \ud604 \uc815\ubd80\uc548\uc5d0 \ub530\ub974\uba74 \uae30\uc874 ISA\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub97c \ubcc4\ub3c4\ub85c \uac00\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uad6c\uccb4\uc801\uc778 \uacc4\uc88c \uac1c\uc124 \uc694\uac74\uc740 \ucd5c\uc885 \uc785\ubc95 \ub0b4\uc6a9\uc744 \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q2_%EA%B8%B0%EC%A1%B4_%EC%9D%BC%EB%B0%98_ISA%EB%A5%BC_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%A1%9C_%EA%B7%B8%EB%8C%80%EB%A1%9C_%EC%A0%84%ED%99%98%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>Q2. \uae30\uc874 \uc77c\ubc18 ISA\ub97c \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub85c \uadf8\ub300\ub85c \uc804\ud658\ud560 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc815\ubd80\uc548\uc740 \uae30\uc874 ISA \uacc4\uc88c \uc790\uccb4\ub97c \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub85c \uc804\ud658\ud558\ub294 \ubc29\uc2dd\uc774 \uc544\ub2c8\ub77c, \uae30\uc874 ISA \ub4f1\uc758 \ub9cc\uae30\uc790\uae08\uc744 \uc0dd\uc0b0\uc801\uae08\uc735 ISA\uc5d0 \uc77c\uc2dc\ub0a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubc29\uc548\uc744 \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc778 \uc77c\uc2dc\ub0a9 \uc694\uac74\uacfc \uc808\ucc28\ub294 \ucd5c\uc885 \uc785\ubc95 \ub0b4\uc6a9\uc744 \ud655\uc778\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q3_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA_%EB%A7%8C%EA%B8%B0%EC%9E%90%EA%B8%88%EC%9D%84_%EC%97%B0%EA%B8%88%EA%B3%84%EC%A2%8C%EB%A1%9C_%EC%98%AE%EA%B8%B0%EB%A9%B4_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%ED%95%9C%EB%8F%84%EA%B0%80_%EC%96%BC%EB%A7%88%EB%82%98_%EB%8A%98%EC%96%B4%EB%82%98%EB%82%98%EC%9A%94\"><\/span><strong>Q3. \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc62e\uae30\uba74 \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\uac00 \uc5bc\ub9c8\ub098 \ub298\uc5b4\ub098\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\uc5d0 \ub0a9\uc785\ud558\uba74, \uae30\uc874 ISA\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc804\ud658\uae08\uc561\uc758 10%\uac00 \uc5f0\uae08\uacc4\uc88c \uc138\uc561\uacf5\uc81c \ub300\uc0c1 \ub0a9\uc785\ud55c\ub3c4\uc5d0 \ucd94\uac00\ub429\ub2c8\ub2e4. \ub2e8, \uae30\uc874 ISA\uc640 \uc0dd\uc0b0\uc801\uae08\uc735 ISA \uc804\ud658\uae08\uc5d0 \ub530\ub978 \ucd94\uac00 \ud55c\ub3c4\ub97c \ud569\uc0b0\ud574 \ucd5c\ub300 300\ub9cc\uc6d0\uae4c\uc9c0 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q4_%EC%83%9D%EC%82%B0%EC%A0%81%EA%B8%88%EC%9C%B5_ISA%EB%8A%94_%EC%A7%80%EA%B8%88_%EA%B0%80%EC%9E%85%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span><strong>Q4. \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc9c0\uae08 \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A. \uc544\uc9c1 \uac00\uc785\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \ud604\uc7ac \uad6d\ud68c \uc2ec\uc758\ub97c \uc55e\ub454 \uc815\ubd80\uc548 \ub2e8\uacc4\uc774\uba70, \uc815\ubd80\uc548\ub300\ub85c \uc785\ubc95\ub420 \uacbd\uc6b0 2027\ub144\ubd80\ud130 \uc2dc\ud589\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc778 \uac00\uc785 \uc2dc\uae30\uc640 \uc694\uac74\uc740 \ucd5c\uc885 \uc785\ubc95 \ub0b4\uc6a9\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>2026 \uc138\uc81c\uac1c\ud3b8\uc548\uc5d0 \ub530\ub77c ISA \uc81c\ub3c4\ub294 \ubcc0\ud654\ub97c \uc55e\ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc0dd\uc0b0\uc801\uae08\uc735 ISA\ub294 \uc544\uc9c1 \uad6d\ud68c \uc2ec\uc758\ub97c \uac70\uccd0\uc57c \ud558\ub294 \uc815\ubd80\uc548 \ub2e8\uacc4\uc778 \ub9cc\ud07c, \ucd5c\uc885 \uc2dc\ud589 \ub0b4\uc6a9\uc740 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac ISA \uac00\uc785\uc744 \uace0\ub824\ud558\uace0 \uc788\ub2e4\uba74 \uae30\uc874 ISA\uc758 \uc138\uc81c\ud61c\ud0dd\uacfc \ud22c\uc790 \uac00\ub2a5 \uc0c1\ud488\uc744 \ud655\uc778\ud558\uace0, \ud5a5\ud6c4 \uc0dd\uc0b0\uc801\uae08\uc735 ISA \ub3c4\uc785 \uc2dc \ub9cc\uae30\uc790\uae08 \uc77c\uc2dc\ub0a9 \ub4f1 \uc5f0\uacc4 \ubc29\uc548\ub3c4 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uc138\uc694. \ub098\ubb34\uc99d\uad8c \uc911\uac1c\ud615 ISA\ub97c \ud1b5\ud574 \ub2e4\uc591\ud55c \uc0c1\ud488\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud558\uba70 ISA\uc758 \uc138\uc81c\ud61c\ud0dd\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><strong>\ub098\ubb34\uc99d\uad8c\uc5d0\uc11c \uc911\uac1c\ud615 ISA \uc2dc\uc791\ud558\uae30<\/strong><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-1 maxbutton maxbutton-eb8298ebacb4eca69deab68c-ebb094eba19ceab080eab8b0\" href=\"https:\/\/link.mynamuh.com\/kpo1i2h\" target=\"_blank\" rel=\"noopener\"><span class='mb-text'>\ub098\ubb34\uc99d\uad8c \ubc14\ub85c\uac00\uae30<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<div style=\"line-height: 1.2; font-size: 12px; color: #888888;\">NH\ud22c\uc790\uc99d\uad8c \uc900\ubc95\uac10\uc2dc\uc778 \uc2ec\uc0ac\ud544 \uc81c2026-1738\ud638 (2026-10-06~2027-10-05)<br \/>\n<strong>\ud22c\uc790 \uc720\uc758\uc0ac\ud56d<br \/>\n<\/strong>\u203b \ud22c\uc790\uc790\ub294 \uc774 \uacc4\uc88c\uc5d0 \ub300\ud558\uc5ec \uae08\uc735\ud68c\uc0ac\ub85c\ubd80\ud130 \ucda9\ubd84\ud55c \uc124\uba85\uc744 \ubc1b\uc744 \uad8c\ub9ac\uac00 \uc788\uc73c\uba70, \uac00\uc785 \uc804 \uc0c1\ud488\uc124\uba85\uc11c \ubc0f \uc57d\uad00\uc744 \ubc18\ub4dc\uc2dc \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n[ISA]<br \/>\n<img decoding=\"async\" class=\"alignleft wp-image-645\" src=\"https:\/\/www.mynamuhbegin.com\/blog\/wp-content\/uploads\/2026\/09\/\uc608\uae08\uc790-\ube44\ubcf4\ud638.png\" alt=\"\ubbf8\uad6d\uc8fc\uc2dd \uac70\ub798\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd\uc2dc\uac04,\ubbf8\uad6d\uc8fc\uc2dd \ud734\uc7a5\uc77c,\uc560\ud504\ud130\ub9c8\ucf13,\ud504\ub9ac\ub9c8\ucf13,\ubbf8\uad6d\uc8fc\uc2dd,\ubbf8\uad6d\uc8fc\uc2dd\uc8fc\uac04\uac70\ub798\" width=\"53\" height=\"34\" \/>(\uc911\uac1c\ud615 ISA) \uc774 \uae08\uc735\uc0c1\ud488(\uc911\uac1c\ud615 ISA)\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ubcf4\ud638\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uc608\ud0c1\uae08 \uc911 \uc99d\uad8c \ub9e4\uc218 \ubbf8\uc0ac\uc6a9 \ud604\uae08 \uc794\uc561\uc740 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \uc6d0\uae08\uacfc \uc18c\uc815\uc758 \uc774\uc790\ub97c \ud569\ud558\uc5ec 1\uc778\ub2f9 \u201c1\uc5b5\uc6d0\uae4c\uc9c0\u201d(\ubcf8 \uae08\uc735\ud68c\uc0ac\uc758 \uc5ec\ud0c0 \ubcf4\ud638 \uc0c1\ud488\uacfc \ud569\uc0b0) \ubcf4\ud638\ub429\ub2c8\ub2e4. \/ (\uc2e0\ud0c1\ud615\/\uc77c\uc784\ud615 ISA) \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \uc608\uae08\ubcf4\ud638 \ub300\uc0c1\uc73c\ub85c \uc6b4\uc6a9\ub418\ub294 \uae08\uc735\uc0c1\ud488\uc5d0 \ud55c\ud558\uc5ec 1\uc778\ub2f9 \u201c1\uc5b5\uc6d0\uae4c\uc9c0\u201d(\uc6b4\uc6a9\ub418\ub294 \uae08\uc735\uc0c1\ud488 \ud310\ub9e4\ud68c\uc0ac\ubcc4 \ubcf4\ud638\uc0c1\ud488 \ud569\uc0b0) \ubcf4\ud638\ub429\ub2c8\ub2e4.<\/p>\n<p style=\"margin: 0; line-height: 1.5; text-align: left; clear: both; display: block; width: 100%;\">\u203b \uacfc\uc138\uae30\uc900 \ubc0f \uacfc\uc138\ubc29\ubc95\uc740 \ud5a5\ud6c4 \uc138\ubc95\uac1c\uc815 \ub4f1\uc5d0 \ub530\ub77c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b \uc774 \uacc4\uc88c \ub0b4 \ud22c\uc790\uc131 \uc0c1\ud488\uc740 \uc6d0\uae08\uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc190\uc2e4\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4.<br \/>\n\u203b [\ubcf4\uc218] ISA \uac00\uc785 \uc2dc \ubcc4\ub3c4\uc758 \uad00\ub9ac\ubcf4\uc218\uac00 \ubc1c\uc0dd(\uc2e0\ud0c1\ud615: \uc2e0\ud0c1\ubcf4\uc218 \uc5f0 0.1%) \uc911\uac1c\ud615 ISA\ub294 \ubcc4\ub3c4\uc758 \uacc4\uc88c\uad00\ub9ac \ubcf4\uc218\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br \/>\n\u203b ISA\uc758 \ube44\uacfc\uc138 \ud55c\ub3c4\ub294 \ucd5c\ub300 400\ub9cc\uc6d0\uc784(\uc77c\ubc18\ud615\uc740 200\ub9cc\uc6d0)<br \/>\n\u203b \uc911\ub3c4\ud574\uc9c0 \uc2dc \ub610\ub294 \uad6d\uc138\uccad \ubd80\uc801\uaca9 \ud1b5\ubcf4 \uc2dc \uacfc\uc138\ud2b9\ub840\ub97c \uc801\uc6a9\ubc1b\uc740 \uc18c\ub4dd\uc138\uc561\uc5d0 \ud574\ub2f9\ud558\ub294 \uc138\uc561\uc774 \ucd94\uc9d5\ub429\ub2c8\ub2e4.<br \/>\n\u203b [\uc2e0\ud0c1\ud615] \uc0c1\uae30 \uacc4\uc88c\ub294 \ud2b9\uc815\uae08\uc804\uc2e0\ud0c1\uacc4\uc57d\uc73c\ub85c\uc11c \uc704\ud0c1\uc790\uac00 \uc9c0\uc815\ud55c \uc6b4\uc6a9\ubc29\ubc95 \ubc0f \uc138\ubd80\uc6b4\uc6a9 \uc9c0\uc2dc\ub300\ub85c \uc6b4\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n\u203b [\uc911\uac1c\ud615] \uc0c1\uae30 \uacc4\uc88c\ub294 \ud22c\uc790\uc790\uac00 \uc6b4\uc6a9\ub300\uc0c1 \uc0c1\ud488\uc744 \uc9c1\uc811 \uc120\ud0dd\ud558\uc5ec \uc6b4\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n\u203b [\uc2e0\ud0c1\ud615+\uc911\uac1c\ud615] \uc0c1\uae30 \uacc4\uc88c\ub294 \ub2f9\uc0ac\uc5d0\uc11c \ud2b9\uc815\uae08\uc804\uc2e0\ud0c1 \ud639\uc740 \uc911\uac1c\ud615 \uc911 \ud55c \uac00\uc9c0 \uacc4\uc57d\ud615\ud0dc\ub85c\ub9cc \uac00\uc785\uc774 \uac00\ub2a5\ud558\uba70, \ud615\ud0dc\ubcc4 \ucc28\uc774\ub294 \uac00\uae4c\uc6b4 \uc601\uc5c5\uc810 \ub4f1\uc5d0\uc11c \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n\u203b \uad6d\ub0b4 \uc0c1\uc7a5\uc8fc\uc2dd \ub9e4\ub9e4\ucc28\uc775\uc740 \ube44\uacfc\uc138\uc774\ubbc0\ub85c \uad6d\ub0b4\uc8fc\uc2dd\ud615 \ud380\ub4dc\uc5d0\uc11c \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\ub354\ub77c\ub3c4 ISA \ub0b4 \uc608\uae08, \ub2e4\ub978 \ud380\ub4dc \ub4f1\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc774\uc775\uacfc \ud1b5\uc0b0\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>2026 \uc138\uc81c\uac1c\ud3b8\uc548\uc73c\ub85c \uc2e0\uc124\ub420 \uc608\uc815\uc778 \uc0dd\uc0b0\uc801\uae08\uc735 ISA, \uc5bc\ub9c8\ub098 \uc54c\uace0 \uacc4\uc2e0\uac00\uc694? \uc77c\ubc18\ud615 ISA \ub4f1 \uae30\uc874\uacfc\uc758 \ucc28\uc774\uc810\uacfc \ubcc0\ud654\ub97c \uc9da\uc5b4\ubcf4\uace0 \uc911\uac1c\ud615 ISA\uc5d0 \ub300\ud574 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n","protected":false},"author":1,"featured_media":773,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[170,174,171,173,168,69,172,15,169],"class_list":["post-771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-2026-","tag-isa--","tag-isa-","tag--isa","tag---isa","col-md-6 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